First Commonwealth Financial Corporation (FCF)

NYSE: FCF · Real-Time Price · USD

20.85

+0.05 (0.24%)

Aug 28, 2026, 4:00 PM EDT - Market closed

FCF Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	507.07	485.53	448.5	467.27	389.48	386.37
Revenue Growth	11.54%	8.26%	-4.02%	19.97%	0.80%	26.53%
Net Income	168.34	152.3	142.57	157.06	128.18	138.26
Earnings Per Share	1.64	1.47	1.39	1.54	1.37	1.44
EPS Growth	26.04%	5.75%	-9.74%	12.47%	-4.91%	92.00%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	196.08	190.04	174.98	179.66	204.98	422.18
Total Debt	319.7	462.99	439.76	892.09	688.37	399.65
Net Cash (Debt)	-123.62	-272.96	-264.78	-712.43	-483.38	22.53
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-1.20	-2.64	-2.59	-7.00	-5.15	0.24

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	191.72	187.54	129.46	150.76	151.41	165.05
Capital Expenditures	-13.31	-16.09	-15.55	-22.03	-11.21	-10.64
Free Cash Flow	178.4	171.45	113.92	128.73	140.21	154.41
Free Cash Flow Growth	31.31%	50.51%	-11.50%	-8.19%	-9.20%	57.42%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	33.20%	31.37%	31.79%	33.61%	32.91%	35.78%
FCF Margin	35.18%	35.31%	25.40%	27.55%	36.00%	39.96%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.560	0.540	0.520	0.500	0.480	0.460
Dividend Per Share Growth	3.77%	3.85%	4.00%	4.17%	4.35%	4.54%
Dividend Yield	2.69%	3.27%	3.25%	3.54%	3.90%	3.35%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	12.73	11.45	12.04	10.01	10.14	11.02
Forward PE	11.15	9.78	12.15	10.07	8.28	12.94
P/FCF Ratio	11.76	10.17	15.07	12.21	9.27	9.87
PS Ratio	4.14	3.59	3.83	3.36	3.34	3.94