First Commonwealth Financial Corporation (FCF)

FCF Statistics

Total Valuation

FCF has a market cap or net worth of $1.87 billion. The enterprise value is $1.68 billion.

Market Cap	1.87B
Enterprise Value	1.68B

Important Dates

The last earnings date was Tuesday, April 28, 2026, before market open.

Earnings Date	Apr 28, 2026
Ex-Dividend Date	May 8, 2026

Share Statistics

FCF has 101.29 million shares outstanding. The number of shares has increased by 1.51% in one year.

Current Share Class	101.29M
Shares Outstanding	101.29M
Shares Change (YoY)	+1.51%
Shares Change (QoQ)	-1.21%
Owned by Insiders (%)	2.38%
Owned by Institutions (%)	77.11%
Float	98.85M

Valuation Ratios

The trailing PE ratio is 12.14 and the forward PE ratio is 10.17.

PE Ratio	12.14
Forward PE	10.17
PS Ratio	3.77
Forward PS	3.26
PB Ratio	1.20
P/TBV Ratio	1.62
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	10.69
EV / Sales	3.39
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.48%.

Return on Equity (ROE)	10.48%
Return on Assets (ROA)	1.31%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	7.69%
Revenue Per Employee	$311,382
Profits Per Employee	$98,715
Employee Count	1,592
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, FCF has paid $40.40 million in taxes.

Income Tax	40.40M
Effective Tax Rate	20.45%

Stock Price Statistics

The stock price has increased by +16.11% in the last 52 weeks. The beta is 0.74, so FCF's price volatility has been lower than the market average.

Beta (5Y)	0.74
52-Week Price Change	+16.11%
50-Day Moving Average	17.87
200-Day Moving Average	17.20
Relative Strength Index (RSI)	52.63
Average Volume (20 Days)	745,297

Short Selling Information

The latest short interest is 2.19 million, so 2.16% of the outstanding shares have been sold short.

Short Interest	2.19M
Short Previous Month	3.16M
Short % of Shares Out	2.16%
Short % of Float	2.22%
Short Ratio (days to cover)	2.07

Income Statement

In the last 12 months, FCF had revenue of $495.72 million and earned $157.15 million in profits. Earnings per share was $1.52.

Revenue	495.72M
Gross Profit	495.72M
Operating Income	216.99M
Pretax Income	197.55M
Net Income	157.15M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.52

Balance Sheet

The company has $342.94 million in cash and $154.93 million in debt, with a net cash position of $188.01 million or $1.86 per share.

Cash & Cash Equivalents	342.94M
Total Debt	154.93M
Net Cash	188.01M
Net Cash Per Share	$1.86
Equity (Book Value)	1.55B
Book Value Per Share	15.33
Working Capital	-10.06B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Depreciation & Amortization	n/a
Net Borrowing	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	43.77%
Pretax Margin	39.85%
Profit Margin	31.70%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.54, which amounts to a dividend yield of 2.93%.

Dividend Per Share	$0.54
Dividend Yield	2.93%
Dividend Growth (YoY)	3.81%
Years of Dividend Growth	9
Payout Ratio	35.88%
Buyback Yield	-1.51%
Shareholder Yield	1.42%
Earnings Yield	8.41%
FCF Yield	n/a

Analyst Forecast

The average price target for FCF is $20.33, which is 10.19% higher than the current price. The consensus rating is "Buy".

Price Target	$20.33
Price Target Difference	10.19%
Analyst Consensus	Buy
Analyst Count	3
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on November 19, 1999. It was a forward split with a ratio of 2:1.

Last Split Date	Nov 19, 1999
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2