First Commonwealth Financial Corporation (FCF)
NYSE: FCF · Real-Time Price · USD
21.95
+0.21 (0.97%)
At close: Aug 4, 2026, 4:00 PM EDT
21.95
0.00 (0.00%)
After-hours: Aug 4, 2026, 7:00 PM EDT

FCF Statistics

Total Valuation

FCF has a market cap or net worth of $2.21 billion. The enterprise value is $2.30 billion.

Market Cap2.21B
Enterprise Value 2.30B

Important Dates

The last earnings date was Tuesday, July 28, 2026, after market close.

Earnings Date Jul 28, 2026
Ex-Dividend Date Aug 7, 2026

Share Statistics

FCF has 100.71 million shares outstanding. The number of shares has increased by 0.52% in one year.

Current Share Class 100.71M
Shares Outstanding 100.71M
Shares Change (YoY) +0.52%
Shares Change (QoQ) -0.82%
Owned by Insiders (%) 2.32%
Owned by Institutions (%) 78.79%
Float 98.34M

Valuation Ratios

The trailing PE ratio is 13.40 and the forward PE ratio is 11.73.

PE Ratio 13.40
Forward PE 11.73
PS Ratio 4.37
Forward PS 3.87
PB Ratio 1.40
P/TBV Ratio 1.89
P/FCF Ratio 10.92
P/OCF Ratio 10.15
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 13.67
EV / Sales 4.54
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 11.33

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 1.30
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 10.91%.

Return on Equity (ROE) 10.91%
Return on Assets (ROA) 1.38%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 7.40%
Revenue Per Employee $319,115
Profits Per Employee $105,941
Employee Count1,589
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, FCF has paid $43.42 million in taxes.

Income Tax 43.42M
Effective Tax Rate 20.50%

Stock Price Statistics

The stock price has increased by +34.42% in the last 52 weeks. The beta is 0.73, so FCF's price volatility has been lower than the market average.

Beta (5Y) 0.73
52-Week Price Change +34.42%
50-Day Moving Average 20.15
200-Day Moving Average 18.07
Relative Strength Index (RSI) 70.64
Average Volume (20 Days) 881,668

Short Selling Information

The latest short interest is 3.21 million, so 3.18% of the outstanding shares have been sold short.

Short Interest 3.21M
Short Previous Month 2.56M
Short % of Shares Out 3.18%
Short % of Float 3.26%
Short Ratio (days to cover) 4.38

Income Statement

In the last 12 months, FCF had revenue of $507.07 million and earned $168.34 million in profits. Earnings per share was $1.64.

Revenue507.07M
Gross Profit 507.07M
Operating Income 226.44M
Pretax Income 211.76M
Net Income 168.34M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $1.64
Full Income Statement

Balance Sheet

The company has $179.64 million in cash and $263.03 million in debt, with a net cash position of -$83.40 million or -$0.83 per share.

Cash & Cash Equivalents 179.64M
Total Debt 263.03M
Net Cash -83.40M
Net Cash Per Share -$0.83
Equity (Book Value) 1.57B
Book Value Per Share 15.58
Working Capital -10.17B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $218.48 million and capital expenditures -$15.43 million, giving a free cash flow of $203.06 million.

Operating Cash Flow 218.48M
Capital Expenditures -15.43M
Depreciation & Amortization n/a
Net Borrowing -208.21M
Free Cash Flow 203.06M
FCF Per Share $2.02
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 44.66%
Pretax Margin 41.76%
Profit Margin 33.20%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 40.96%

Dividends & Yields

This stock pays an annual dividend of $0.56, which amounts to a dividend yield of 2.55%.

Dividend Per Share $0.56
Dividend Yield 2.55%
Dividend Growth (YoY) 3.77%
Years of Dividend Growth 9
Payout Ratio 34.18%
Buyback Yield -0.52%
Shareholder Yield 2.03%
Earnings Yield 7.59%
FCF Yield 9.15%
Dividend Details

Analyst Forecast

The average price target for FCF is $24.08, which is 9.70% higher than the current price. The consensus rating is "Buy".

Price Target $24.08
Price Target Difference 9.70%
Analyst Consensus Buy
Analyst Count 6
Revenue Growth Forecast (3Y) n/a
EPS Growth Forecast (3Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on November 19, 1999. It was a forward split with a ratio of 2:1.

Last Split Date Nov 19, 1999
Split Type Forward
Split Ratio 2:1

Scores

Altman Z-Score n/a
Piotroski F-Score 4