First Financial Bancorp (FFBC)
Stock Price Chart
Key Info
| Market Cap | 1.46B |
| Revenue (ttm) | 555.75M |
| Net Income (ttm) | 165.55M |
| Shares Out | 98.00M |
| EPS (ttm) | 1.67 |
| PE Ratio | 8.91 |
| Forward PE | 11.31 |
| Dividend | $0.92 |
| Dividend Yield | 6.18% |
Stock Quote
| Trading Day | Aug 14, 2020 |
| Last Price | $14.88 |
| Previous Close | $14.61 |
| Change ($) | 0.27 |
| Change (%) | 1.81% |
| Day's Open | 14.57 |
| Day's Range | 14.33 - 15.02 |
| Day's Volume | 204,825 |
| 52-Week Range | 10.83 - 26.19 |
More Stats
| Market Cap | 1.46B |
| Enterprise Value | 2.58B |
| Earnings Date (est) | Oct 15, 2020 |
| Ex-Dividend Date | May 29, 2020 |
| Shares Outstanding | 98.00M |
| Float | 95.81M |
| EPS (basic) | 1.68 |
| EPS (diluted) | 1.67 |
| FCF / Share | 0.40 |
| Dividend | $0.92 |
| Dividend Yield | 6.18% |
| Earnings Yield | 11.23% |
| FCF Yield | 2.69% |
| Payout Ratio | n/a |
| Shares Short | 2.33M |
| Short Ratio | 4.31 |
| Short % of Float | 2.64% |
| Beta | 1.20 |
| PE Ratio | 8.91 |
| Forward PE | 11.31 |
| P/FCF Ratio | 37.14 |
| PS Ratio | 2.62 |
| PB Ratio | 0.66 |
| Revenue | 555.75M |
| Operating Income | 201.13M |
| Net Income | 165.55M |
| Free Cash Flow | 39.25M |
| Net Cash | -1.12B |
| Net Cash / Share | -11.40 |
| Gross Margin | 104.75% |
| Operating Margin | 36.19% |
| Profit Margin | 29.60% |
| FCF Margin | 7.06% |
| ROA | 1.09% |
| ROE | 7.51% |
| ROIC | n/a |
Analyst Summary
Analyst Consensus: Hold
Financial Performance
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 585 | 538 | 356 | 332 | 312 | 291 | 293 | 326 | 323 | 326 |
| Revenue Growth | 8.74% | 51.09% | 7.22% | 6.43% | 7.22% | -0.68% | -10.03% | 0.81% | -0.77% | - |
| Gross Profit | 585 | 538 | 356 | 332 | 312 | 291 | 293 | 326 | 323 | 326 |
| Operating Income | 243 | 214 | 116 | 131 | 111 | 95.03 | 67.58 | 104 | 114 | 101 |
| Net Income | 198 | 173 | 96.79 | 88.53 | 75.06 | 65.00 | 48.35 | 67.30 | 66.74 | 59.25 |
| Shares Outstanding | 98.31 | 88.58 | 61.53 | 61.21 | 61.06 | 58.66 | 57.27 | 57.88 | 57.69 | 56.97 |
| Earnings Per Share | 2.00 | 1.93 | 1.56 | 1.43 | 1.21 | 1.09 | 0.83 | 1.14 | 1.14 | 0.99 |
| EPS Growth | 3.63% | 23.72% | 9.09% | 18.18% | 11.01% | 31.33% | -27.19% | 0% | 15.15% | - |
| Dividend Per Share | 0.90 | 0.78 | 0.68 | 0.64 | 0.64 | 0.61 | 0.94 | 1.18 | 0.78 | 0.40 |
| Dividend Growth | 15.38% | 14.71% | 6.25% | 0% | 4.92% | -35.11% | -20.34% | 51.28% | 95% | - |
| Operating Cash Flow | 186 | 261 | 124 | 143 | 91.57 | 56.65 | 164 | 212 | 203 | 185 |
| Capital Expenditures | -19.48 | -14.43 | 0.45 | -0.37 | 8.35 | 19.96 | 20.02 | 9.86 | 17.45 | -8.62 |
| Free Cash Flow | 167 | 247 | 124 | 142 | 99.92 | 76.62 | 184 | 222 | 221 | 176 |
| Cash & Equivalents | 258 | 274 | 185 | 204 | 149 | 133 | 143 | 159 | 525 | 283 |
| Total Debt | 1,731 | 1,611 | 934 | 928 | 1,058 | 710 | 810 | 700 | 176 | 209 |
| Net Cash / Debt | -1,473 | -1,337 | -750 | -723 | -909 | -577 | -666 | -541 | 349 | 73.59 |
| Assets | 14,512 | 13,987 | 8,897 | 8,438 | 8,147 | 7,218 | 6,417 | 6,497 | 6,672 | 6,250 |
| Liabilities | 12,264 | 11,908 | 7,966 | 7,573 | 7,338 | 6,434 | 5,735 | 5,787 | 5,959 | 5,553 |
| Book Value | 2,248 | 2,078 | 931 | 865 | 809 | 784 | 682 | 710 | 712 | 697 |
Company Profile
Company Details
| Full Name | First Financial Bancorp |
| Country | United States |
| Employees | 2,076 |
| CEO | Archie M. Brown |
Stock Information
| Ticker Symbol | FFBC |
| Stock Exchange | NASDAQ |
| Sector | Financial Services |
| Industry | Banks—Regional |
| Unique Identifier | NASDAQ: FFBC |
Description
First Financial Bancorp. operates as the bank holding company for First Financial Bank that provides commercial banking and related services to individuals and businesses in Ohio, Indiana, Kentucky, and Illinois. The company accepts various deposit products, such as interest-bearing and noninterest-bearing accounts, time deposits, and cash management services for commercial customers. It also provides real estate loans secured by residential property or commercial property; commercial and industrial loans for various purposes, including inventory, receivables, and equipment; consumer loans comprising new and used vehicle loans, second mortgages on residential real estate, and unsecured loans; and home equity lines of credit. In addition, the company offers commercial financing to the insurance industry, registered investment advisors, certified public accountants, indirect auto finance companies, and restaurant franchisees. Further, it provides a range of trust and wealth management services; and long-term, lease, and equipment financing services. As of December 31, 2019, the company operated 63 banking centers in Ohio; three banking centers in Illinois; 65 banking centers in Indiana; and 14 banking centers in Kentucky. First Financial Bancorp. was founded in 1863 and is headquartered in Cincinnati, Ohio.