First Financial Bancorp. Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	682.36	642.05	612.01	627.77	519.14	452.12
Net Interest Income Growth	11.39%	4.91%	-2.51%	20.92%	14.82%	-0.96%
Non-Interest Income	288.26	257.44	223.57	212.42	189.64	171.51
Non-Interest Income Growth	26.35%	15.15%	5.25%	12.01%	10.57%	-9.31%
Revenues Before Loan Losses	970.62	899.48	835.58	840.19	708.78	623.62
Provision for Credit Losses	37.51	37.67	47.66	43.11	11.71	-18.12
Revenue	933.11	861.82	787.92	797.09	697.07	641.75
Revenue Growth (YoY)	17.30%	9.38%	-1.15%	14.35%	8.62%	11.59%
Compensation Expenses	340.5	315.89	304.39	292.73	269.37	245.92
Selling, General & Admin	112.19	104.81	99	94.69	90.26	89.91
Other Non-Interest Expenses	129.19	119.85	116.21	91.07	95.73	64.98
Total Non-Interest Expense	581.88	540.55	519.6	478.49	455.35	400.81
Pretax Income	351.24	321.27	268.32	318.6	241.72	240.93
Provision for Income Taxes	72.48	65.67	39.49	62.73	24.11	35.77
Net Income	278.76	255.61	228.83	255.86	217.61	205.16
Net Income to Common	278.76	255.61	228.83	255.86	217.61	205.16
Net Income Growth	21.50%	11.70%	-10.56%	17.58%	6.07%	31.67%
Shares Outstanding (Basic)	98	95	94	94	94	95
Shares Outstanding (Diluted)	98	96	95	95	95	96
Shares Change (YoY)	3.07%	0.79%	0.33%	0.54%	-1.37%	-2.24%
EPS (Basic)	2.87	2.68	2.42	2.72	2.33	2.16
EPS (Diluted)	2.83	2.66	2.40	2.69	2.33	2.16
EPS Growth	17.43%	10.83%	-10.78%	15.45%	7.87%	35.00%
Free Cash Flow	800.2	317.1	241.08	462.83	187.07	372.82
Free Cash Flow Growth	152.35%	31.53%	-47.91%	147.42%	-49.82%	305.70%
Free Cash Flow Per Share	8.13	3.30	2.53	4.87	1.98	3.89
Dividends Per Share	0.990	0.980	0.940	0.920	0.920	0.920
Dividend Growth	1.02%	4.25%	2.17%	-	-	-
Profit Margin	29.87%	29.66%	29.04%	32.10%	31.22%	31.97%
FCF Margin	85.76%	36.79%	30.60%	58.07%	26.84%	58.10%
Effective Tax Rate	20.64%	20.44%	14.72%	19.69%	9.97%	14.85%

SEC Filings: 10-K · 10-Q