First Financial Bancorp. Statistics
Total Valuation
FFBC has a market cap or net worth of $3.45 billion. The enterprise value is $3.72 billion.
| Market Cap | 3.45B |
| Enterprise Value | 3.72B |
Important Dates
The last earnings date was Tuesday, October 27, 2026, after market close.
| Earnings Date | Oct 27, 2026 |
| Ex-Dividend Date | Dec 1, 2026 |
Share Statistics
FFBC has 105.19 million shares outstanding. The number of shares has increased by 7.75% in one year.
| Current Share Class | 105.19M |
| Shares Outstanding | 105.19M |
| Shares Change (YoY) | +7.75% |
| Shares Change (QoQ) | +0.06% |
| Owned by Insiders (%) | 1.37% |
| Owned by Institutions (%) | 85.76% |
| Float | 103.69M |
Valuation Ratios
The trailing PE ratio is 11.49 and the forward PE ratio is 9.36.
| PE Ratio | 11.49 |
| Forward PE | 9.36 |
| PS Ratio | 3.50 |
| Forward PS | 2.92 |
| PB Ratio | 1.21 |
| P/TBV Ratio | 2.11 |
| P/FCF Ratio | 4.59 |
| P/OCF Ratio | 4.38 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 12.72 |
| EV / Sales | 3.78 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 4.95 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.35 |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.34 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 10.68%.
| Return on Equity (ROE) | 10.68% |
| Return on Assets (ROA) | 1.44% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 7.31% |
| Revenue Per Employee | $451,232 |
| Profits Per Employee | $133,914 |
| Employee Count | 2,199 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, FFBC has paid $71.93 million in taxes.
| Income Tax | 71.93M |
| Effective Tax Rate | 19.63% |
Stock Price Statistics
The stock price has increased by +41.01% in the last 52 weeks. The beta is 0.95, so FFBC's price volatility has been similar to the market average.
| Beta (5Y) | 0.95 |
| 52-Week Price Change | +41.01% |
| 50-Day Moving Average | 32.05 |
| 200-Day Moving Average | 31.02 |
| Relative Strength Index (RSI) | 61.52 |
| Average Volume (20 Days) | 897,217 |
Short Selling Information
The latest short interest is 6.68 million, so 6.35% of the outstanding shares have been sold short.
| Short Interest | 6.68M |
| Short Previous Month | 6.92M |
| Short % of Shares Out | 6.35% |
| Short % of Float | 6.44% |
| Short Ratio (days to cover) | 6.91 |
Income Statement
In the last 12 months, FFBC had revenue of $992.26 million and earned $294.48 million in profits. Earnings per share was $2.86.
| Revenue | 992.26M |
| Gross Profit | 992.26M |
| Operating Income | 389.56M |
| Pretax Income | 366.41M |
| Net Income | 294.48M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.86 |
Balance Sheet
The company has $742.88 million in cash and $1.02 billion in debt, with a net cash position of -$273.91 million or -$2.60 per share.
| Cash & Cash Equivalents | 742.88M |
| Total Debt | 1.02B |
| Net Cash | -273.91M |
| Net Cash Per Share | -$2.60 |
| Equity (Book Value) | 2.88B |
| Book Value Per Share | 27.39 |
| Working Capital | -16.98B |
Cash Flow
In the last 12 months, operating cash flow was $792.28 million and capital expenditures -$35.85 million, giving a free cash flow of $756.43 million.
| Operating Cash Flow | 792.28M |
| Capital Expenditures | -35.85M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -143.11M |
| Free Cash Flow | 756.43M |
| FCF Per Share | $7.19 |
Margins
| Gross Margin | n/a |
| Operating Margin | 39.26% |
| Pretax Margin | 36.93% |
| Profit Margin | 29.68% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 79.38% |
Dividends & Yields
This stock pays an annual dividend of $1.04, which amounts to a dividend yield of 3.17%.
| Dividend Per Share | $1.04 |
| Dividend Yield | 3.17% |
| Dividend Growth (YoY) | 4.08% |
| Years of Dividend Growth | 2 |
| Payout Ratio | 36.42% |
| FCF Payout Ratio | 14.46% |
| Buyback Yield | -7.75% |
| Shareholder Yield | -4.60% |
| Earnings Yield | 8.71% |
| FCF Yield | 21.78% |
Analyst Forecast
The average price target for FFBC is $37.71, which is 14.97% higher than the current price. The consensus rating is "Buy".
| Price Target | $37.71 |
| Price Target Difference | 14.97% |
| Analyst Consensus | Buy |
| Analyst Count | 7 |
| Revenue Growth Forecast (3Y) | 12.17% |
| EPS Growth Forecast (3Y) | 8.60% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on March 7, 2001. It was a forward split with a ratio of 1.05:1.
| Last Split Date | Mar 7, 2001 |
| Split Type | Forward |
| Split Ratio | 1.05:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |