First Financial Bancorp. Statistics
Total Valuation
FFBC has a market cap or net worth of $3.21 billion. The enterprise value is $3.02 billion.
Important Dates
The last earnings date was Thursday, April 23, 2026, after market close.
| Earnings Date | Apr 23, 2026 |
| Ex-Dividend Date | Jun 1, 2026 |
Share Statistics
FFBC has 104.93 million shares outstanding. The number of shares has increased by 3.08% in one year.
| Current Share Class | 104.93M |
| Shares Outstanding | 104.93M |
| Shares Change (YoY) | +3.08% |
| Shares Change (QoQ) | +7.19% |
| Owned by Insiders (%) | 1.16% |
| Owned by Institutions (%) | 84.69% |
| Float | 103.69M |
Valuation Ratios
The trailing PE ratio is 10.79 and the forward PE ratio is 9.31.
| PE Ratio | 10.79 |
| Forward PE | 9.31 |
| PS Ratio | 3.43 |
| Forward PS | 2.88 |
| PB Ratio | 1.07 |
| P/TBV Ratio | 1.83 |
| P/FCF Ratio | 3.94 |
| P/OCF Ratio | 3.79 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 10.82 |
| EV / Sales | 3.29 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 3.77 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.90 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 10.24%.
| Return on Equity (ROE) | 10.24% |
| Return on Assets (ROA) | 1.35% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 6.37% |
| Revenue Per Employee | $417,095 |
| Profits Per Employee | $126,765 |
| Employee Count | 2,199 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, FFBC has paid $72.48 million in taxes.
| Income Tax | 72.48M |
| Effective Tax Rate | 20.64% |
Stock Price Statistics
The stock price has increased by +24.26% in the last 52 weeks. The beta is 0.94, so FFBC's price volatility has been similar to the market average.
| Beta (5Y) | 0.94 |
| 52-Week Price Change | +24.26% |
| 50-Day Moving Average | 29.49 |
| 200-Day Moving Average | 27.04 |
| Relative Strength Index (RSI) | 48.10 |
| Average Volume (20 Days) | 779,621 |
Short Selling Information
The latest short interest is 3.90 million, so 3.71% of the outstanding shares have been sold short.
| Short Interest | 3.90M |
| Short Previous Month | 3.96M |
| Short % of Shares Out | 3.71% |
| Short % of Float | 3.76% |
| Short Ratio (days to cover) | 4.02 |
Income Statement
In the last 12 months, FFBC had revenue of $917.19 million and earned $278.76 million in profits. Earnings per share was $2.83.
| Revenue | 917.19M |
| Gross Profit | 917.19M |
| Operating Income | 369.04M |
| Pretax Income | 351.24M |
| Net Income | 278.76M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.83 |
Full Income StatementBalance Sheet
The company has $1.66 billion in cash and $1.52 billion in debt, with a net cash position of $133.77 million or $1.27 per share.
| Cash & Cash Equivalents | 1.66B |
| Total Debt | 1.52B |
| Net Cash | 133.77M |
| Net Cash Per Share | $1.27 |
| Equity (Book Value) | 2.94B |
| Book Value Per Share | 28.02 |
| Working Capital | -17.28B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $830.70 million and capital expenditures -$30.50 million, giving a free cash flow of $800.20 million.
| Operating Cash Flow | 830.70M |
| Capital Expenditures | -30.50M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -250.53M |
| Free Cash Flow | 800.20M |
| FCF Per Share | $7.63 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 40.24% |
| Pretax Margin | 38.29% |
| Profit Margin | 30.39% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 87.24% |
Dividends & Yields
This stock pays an annual dividend of $1.00, which amounts to a dividend yield of 3.28%.
| Dividend Per Share | $1.00 |
| Dividend Yield | 3.28% |
| Dividend Growth (YoY) | 4.17% |
| Years of Dividend Growth | 2 |
| Payout Ratio | 35.35% |
| Buyback Yield | -3.08% |
| Shareholder Yield | 0.25% |
| Earnings Yield | 8.85% |
| FCF Yield | 25.40% |
Dividend DetailsAnalyst Forecast
The average price target for FFBC is $33.43, which is 9.28% higher than the current price. The consensus rating is "Buy".
| Price Target | $33.43 |
| Price Target Difference | 9.28% |
| Analyst Consensus | Buy |
| Analyst Count | 7 |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on March 7, 2001. It was a forward split with a ratio of 1.05:1.
| Last Split Date | Mar 7, 2001 |
| Split Type | Forward |
| Split Ratio | 1.05:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
