First Financial Bancorp. Statistics
Total Valuation
FFBC has a market cap or net worth of $3.43 billion. The enterprise value is $3.66 billion.
| Market Cap | 3.43B |
| Enterprise Value | 3.66B |
Important Dates
The last earnings date was Tuesday, July 21, 2026, after market close.
| Earnings Date | Jul 21, 2026 |
| Ex-Dividend Date | Sep 1, 2026 |
Share Statistics
FFBC has 104.97 million shares outstanding. The number of shares has increased by 5.41% in one year.
| Current Share Class | 104.97M |
| Shares Outstanding | 104.97M |
| Shares Change (YoY) | +5.41% |
| Shares Change (QoQ) | +0.31% |
| Owned by Insiders (%) | 1.13% |
| Owned by Institutions (%) | 85.79% |
| Float | 103.73M |
Valuation Ratios
The trailing PE ratio is 11.31 and the forward PE ratio is 9.73.
| PE Ratio | 11.31 |
| Forward PE | 9.73 |
| PS Ratio | 3.53 |
| Forward PS | 2.96 |
| PB Ratio | 1.12 |
| P/TBV Ratio | 1.90 |
| P/FCF Ratio | 4.44 |
| P/OCF Ratio | 4.24 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 12.56 |
| EV / Sales | 3.76 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 4.74 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 2.07 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 10.29%.
| Return on Equity (ROE) | 10.29% |
| Return on Assets (ROA) | 1.39% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 6.36% |
| Revenue Per Employee | $433,330 |
| Profits Per Employee | $129,703 |
| Employee Count | 2,199 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, FFBC has paid $72.60 million in taxes.
| Income Tax | 72.60M |
| Effective Tax Rate | 20.29% |
Stock Price Statistics
The stock price has increased by +20.92% in the last 52 weeks. The beta is 0.92, so FFBC's price volatility has been similar to the market average.
| Beta (5Y) | 0.92 |
| 52-Week Price Change | +20.92% |
| 50-Day Moving Average | 33.87 |
| 200-Day Moving Average | 29.63 |
| Relative Strength Index (RSI) | 31.15 |
| Average Volume (20 Days) | 615,403 |
Short Selling Information
The latest short interest is 5.32 million, so 5.06% of the outstanding shares have been sold short.
| Short Interest | 5.32M |
| Short Previous Month | 5.48M |
| Short % of Shares Out | 5.06% |
| Short % of Float | 5.12% |
| Short Ratio (days to cover) | 4.97 |
Income Statement
In the last 12 months, FFBC had revenue of $952.89 million and earned $285.22 million in profits. Earnings per share was $2.83.
| Revenue | 952.89M |
| Gross Profit | 952.89M |
| Operating Income | 376.56M |
| Pretax Income | 357.81M |
| Net Income | 285.22M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.83 |
Balance Sheet
The company has $1.34 billion in cash and $1.56 billion in debt, with a net cash position of -$221.09 million or -$2.11 per share.
| Cash & Cash Equivalents | 1.34B |
| Total Debt | 1.56B |
| Net Cash | -221.09M |
| Net Cash Per Share | -$2.11 |
| Equity (Book Value) | 2.99B |
| Book Value Per Share | 28.46 |
| Working Capital | -17.55B |
Cash Flow
In the last 12 months, operating cash flow was $792.28 million and capital expenditures -$35.85 million, giving a free cash flow of $756.43 million.
| Operating Cash Flow | 792.28M |
| Capital Expenditures | -35.85M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -143.11M |
| Free Cash Flow | 756.43M |
| FCF Per Share | $7.21 |
Margins
| Gross Margin | n/a |
| Operating Margin | 39.52% |
| Pretax Margin | 37.55% |
| Profit Margin | 29.93% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 79.38% |
Dividends & Yields
This stock pays an annual dividend of $1.04, which amounts to a dividend yield of 3.25%.
| Dividend Per Share | $1.04 |
| Dividend Yield | 3.25% |
| Dividend Growth (YoY) | 4.12% |
| Years of Dividend Growth | 2 |
| Payout Ratio | 36.73% |
| Buyback Yield | -5.41% |
| Shareholder Yield | -2.16% |
| Earnings Yield | 8.49% |
| FCF Yield | 22.51% |
Analyst Forecast
The average price target for FFBC is $37.57, which is 14.82% higher than the current price. The consensus rating is "Buy".
| Price Target | $37.57 |
| Price Target Difference | 14.82% |
| Analyst Consensus | Buy |
| Analyst Count | 7 |
| Revenue Growth Forecast (3Y) | 12.10% |
| EPS Growth Forecast (3Y) | 8.57% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on March 7, 2001. It was a forward split with a ratio of 1.05:1.
| Last Split Date | Mar 7, 2001 |
| Split Type | Forward |
| Split Ratio | 1.05:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |