First Financial Bancorp. Statistics
Total Valuation
FFBC has a market cap or net worth of $3.55 billion. The enterprise value is $3.76 billion.
| Market Cap | 3.55B |
| Enterprise Value | 3.76B |
Important Dates
The last earnings date was Tuesday, July 21, 2026, after market close.
| Earnings Date | Jul 21, 2026 |
| Ex-Dividend Date | Sep 1, 2026 |
Share Statistics
FFBC has 104.96 million shares outstanding. The number of shares has increased by 5.41% in one year.
| Current Share Class | 104.96M |
| Shares Outstanding | 104.96M |
| Shares Change (YoY) | +5.41% |
| Shares Change (QoQ) | +0.31% |
| Owned by Insiders (%) | 1.15% |
| Owned by Institutions (%) | 85.16% |
| Float | 103.73M |
Valuation Ratios
The trailing PE ratio is 11.95 and the forward PE ratio is 10.28.
| PE Ratio | 11.95 |
| Forward PE | 10.28 |
| PS Ratio | 3.73 |
| Forward PS | 3.13 |
| PB Ratio | 1.19 |
| P/TBV Ratio | 2.03 |
| P/FCF Ratio | 4.44 |
| P/OCF Ratio | 4.27 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 13.17 |
| EV / Sales | 3.94 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 4.70 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.24 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 10.29%.
| Return on Equity (ROE) | 10.29% |
| Return on Assets (ROA) | 1.39% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 7.30% |
| Revenue Per Employee | $401,895 |
| Profits Per Employee | $120,294 |
| Employee Count | 2,371 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, FFBC has paid $72.60 million in taxes.
| Income Tax | 72.60M |
| Effective Tax Rate | 20.29% |
Stock Price Statistics
The stock price has increased by +38.14% in the last 52 weeks. The beta is 0.93, so FFBC's price volatility has been similar to the market average.
| Beta (5Y) | 0.93 |
| 52-Week Price Change | +38.14% |
| 50-Day Moving Average | 32.81 |
| 200-Day Moving Average | 28.59 |
| Relative Strength Index (RSI) | 50.16 |
| Average Volume (20 Days) | 1,249,054 |
Short Selling Information
The latest short interest is 4.98 million, so 4.74% of the outstanding shares have been sold short.
| Short Interest | 4.98M |
| Short Previous Month | 4.56M |
| Short % of Shares Out | 4.74% |
| Short % of Float | 4.80% |
| Short Ratio (days to cover) | 4.55 |
Income Statement
In the last 12 months, FFBC had revenue of $952.89 million and earned $285.22 million in profits. Earnings per share was $2.83.
| Revenue | 952.89M |
| Gross Profit | 952.89M |
| Operating Income | 376.56M |
| Pretax Income | 357.81M |
| Net Income | 285.22M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.83 |
Balance Sheet
The company has $785.56 million in cash and $992.08 million in debt, with a net cash position of -$206.53 million or -$1.97 per share.
| Cash & Cash Equivalents | 785.56M |
| Total Debt | 992.08M |
| Net Cash | -206.53M |
| Net Cash Per Share | -$1.97 |
| Equity (Book Value) | 2.99B |
| Book Value Per Share | 28.46 |
| Working Capital | -16.80B |
Cash Flow
In the last 12 months, operating cash flow was $830.70 million and capital expenditures -$30.50 million, giving a free cash flow of $800.20 million.
| Operating Cash Flow | 830.70M |
| Capital Expenditures | -30.50M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -250.53M |
| Free Cash Flow | 800.20M |
| FCF Per Share | $7.62 |
Margins
| Gross Margin | n/a |
| Operating Margin | 39.52% |
| Pretax Margin | 37.55% |
| Profit Margin | 29.93% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 87.24% |
Dividends & Yields
This stock pays an annual dividend of $1.04, which amounts to a dividend yield of 3.07%.
| Dividend Per Share | $1.04 |
| Dividend Yield | 3.07% |
| Dividend Growth (YoY) | 4.12% |
| Years of Dividend Growth | 2 |
| Payout Ratio | 36.73% |
| Buyback Yield | -5.41% |
| Shareholder Yield | -2.34% |
| Earnings Yield | 8.03% |
| FCF Yield | 22.54% |
Analyst Forecast
The average price target for FFBC is $37.57, which is 11.06% higher than the current price. The consensus rating is "Buy".
| Price Target | $37.57 |
| Price Target Difference | 11.06% |
| Analyst Consensus | Buy |
| Analyst Count | 7 |
| Revenue Growth Forecast (3Y) | 12.10% |
| EPS Growth Forecast (3Y) | 8.57% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on March 7, 2001. It was a forward split with a ratio of 1.05:1.
| Last Split Date | Mar 7, 2001 |
| Split Type | Forward |
| Split Ratio | 1.05:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |