First Financial Bancorp. Statistics

Total Valuation

FFBC has a market cap or net worth of $2.41 billion.

Market Cap	2.41B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Tuesday, October 22, 2024, after market close.

Earnings Date	Oct 22, 2024
Ex-Dividend Date	Aug 30, 2024

Share Statistics

FFBC has 95.48 million shares outstanding. The number of shares has increased by 0.30% in one year.

Shares Outstanding	95.48M
Shares Change (YoY)	+0.30%
Shares Change (QoQ)	+0.30%
Owned by Insiders (%)	2.23%
Owned by Institutions (%)	78.31%
Float	93.27M

Valuation Ratios

The trailing PE ratio is 10.39 and the forward PE ratio is 10.02.

PE Ratio	10.39
Forward PE	10.02
PS Ratio	3.08
Forward PS	2.90
PB Ratio	1.04
P/FCF Ratio	8.45
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	6.07
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.35%.

Return on Equity (ROE)	10.35%
Return on Assets (ROA)	1.31%
Return on Capital (ROIC)	n/a
Revenue Per Employee	$357,036
Profits Per Employee	$106,830
Employee Count	2,165
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, FFBC has paid $55.00 million in taxes.

Income Tax	55.00M
Effective Tax Rate	19.21%

Stock Price Statistics

The stock price has increased by +23.84% in the last 52 weeks. The beta is 0.98, so FFBC's price volatility has been similar to the market average.

Beta (5Y)	0.98
52-Week Price Change	+23.84%
50-Day Moving Average	24.97
200-Day Moving Average	22.90
Relative Strength Index (RSI)	47.03
Average Volume (20 Days)	337,129

Short Selling Information

The latest short interest is 1.46 million, so 1.53% of the outstanding shares have been sold short.

Short Interest	1.46M
Short Previous Month	1.20M
Short % of Shares Out	1.53%
Short % of Float	1.56%
Short Ratio (days to cover)	3.01

Income Statement

In the last 12 months, FFBC had revenue of $772.98 million and earned $231.29 million in profits. Earnings per share was $2.43.

Revenue	772.98M
Gross Profit	772.98M
Operating Income	307.94M
Pretax Income	286.29M
Net Income	231.29M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.43

Full Income Statement

Balance Sheet

The company has $1.04 billion in cash and $1.73 billion in debt, giving a net cash position of -$688.59 million or -$7.21 per share.

Cash & Cash Equivalents	1.04B
Total Debt	1.73B
Net Cash	-688.59M
Net Cash Per Share	-$7.21
Equity (Book Value)	2.33B
Book Value Per Share	24.36
Working Capital	-13.90B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $307.89 million and capital expenditures -$22.51 million, giving a free cash flow of $285.38 million.

Operating Cash Flow	307.89M
Capital Expenditures	-22.51M
Free Cash Flow	285.38M
FCF Per Share	$2.99

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	39.84%
Pretax Margin	37.04%
Profit Margin	29.92%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	32.39%

Dividends & Yields

This stock pays an annual dividend of $0.96, which amounts to a dividend yield of 3.80%.

Dividend Per Share	$0.96
Dividend Yield	3.80%
Dividend Growth (YoY)	1.09%
Years of Dividend Growth	n/a
Payout Ratio	39.51%
Buyback Yield	-0.30%
Shareholder Yield	3.50%
Earnings Yield	9.59%
FCF Yield	11.84%

Dividend Details

Analyst Forecast

The average price target for FFBC is $27.33, which is 8.24% higher than the current price. The consensus rating is "Hold".

Price Target	$27.33
Price Target Difference	8.24%
Analyst Consensus	Hold
Analyst Count	3
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Stock Splits

The last stock split was on March 7, 2001. It was a forward split with a ratio of 1.05:1.

Last Split Date	Mar 7, 2001
Split Type	Forward
Split Ratio	1.05:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4