First Financial Bancorp. Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	642.05	612.01	627.77	519.14	452.12
Net Interest Income Growth	4.91%	-2.51%	20.92%	14.82%	-0.96%
Non-Interest Income	257.44	223.57	212.42	189.64	171.51
Non-Interest Income Growth	15.15%	5.25%	12.01%	10.57%	-9.31%
Revenues Before Loan Losses	899.48	835.58	840.19	708.78	623.62
Provision for Credit Losses	37.67	47.66	43.11	11.71	-18.12
Revenue	861.82	787.92	797.09	697.07	641.75
Revenue Growth (YoY)	9.38%	-1.15%	14.35%	8.62%	11.59%
Compensation Expenses	315.89	304.39	292.73	269.37	245.92
Selling, General & Admin	104.81	99	94.69	90.26	89.91
Other Non-Interest Expenses	119.85	116.21	91.07	95.73	64.98
Total Non-Interest Expense	540.55	519.6	478.49	455.35	400.81
Pretax Income	321.27	268.32	318.6	241.72	240.93
Provision for Income Taxes	65.67	39.49	62.73	24.11	35.77
Net Income	255.61	228.83	255.86	217.61	205.16
Net Income to Common	255.61	228.83	255.86	217.61	205.16
Net Income Growth	11.70%	-10.56%	17.58%	6.07%	31.67%
Shares Outstanding (Basic)	95	94	94	94	95
Shares Outstanding (Diluted)	96	95	95	95	96
Shares Change (YoY)	0.79%	0.33%	0.54%	-1.37%	-2.24%
EPS (Basic)	2.68	2.42	2.72	2.33	2.16
EPS (Diluted)	2.66	2.40	2.69	2.33	2.16
EPS Growth	10.83%	-10.78%	15.45%	7.87%	35.00%
Free Cash Flow	317.1	241.08	462.83	187.07	372.82
Free Cash Flow Growth	31.53%	-47.91%	147.42%	-49.82%	305.70%
Free Cash Flow Per Share	3.30	2.53	4.87	1.98	3.89
Dividends Per Share	0.980	0.940	0.920	0.920	0.920
Dividend Growth	4.25%	2.17%	-	-	-
Profit Margin	31.01%	30.91%	33.94%	31.75%	31.09%
FCF Margin	38.48%	32.57%	61.39%	27.29%	56.50%
EBITDA	31.83	30.32	30.03	31.18	32.14
EBITDA Margin	3.86%	4.10%	3.98%	4.55%	4.87%
Effective Tax Rate	20.44%	14.72%	19.69%	9.97%	14.85%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q