First Financial Bancorp. (FFBC)

First Financial Bancorp. Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	278.76	255.61	228.83	255.86	217.61	205.16
Depreciation & Amortization	37.89	31.83	30.32	30.03	31.18	32.14
Provision for Credit Losses	37.51	37.67	47.66	43.11	11.71	-18.12
Stock-Based Compensation	13.65	15.59	15.69	14.9	13.38	9.64
Net Change in Loans Held-for-Sale	408	-3.77	-3.97	-4.65	-8.5	-2.44
Other Adjustments	9.92	46.21	52.58	25.08	12.33	45.06
Changes in Accrued Interest and Accounts Receivable	-0.98	2.54	4.96	-9.57	-19.13	6.46
Changes in Accounts Payable	-6.26	-5.47	-8.04	40.31	6.65	-1.89
Changes in Other Operating Activities	52.23	-42.34	-105.87	91.91	-64.38	112.16
Operating Cash Flow	830.7	337.86	262.16	486.97	200.85	388.16
Operating Cash Flow Growth	190.11%	28.88%	-46.17%	142.46%	-48.26%	258.20%
Net Change in Short-Term Interbank Lending and Reverse Repurchase Agreements	94.74	132.89	62.73	-404.78	-173.37	-194.51
Net Change in Loans Held-for-Investment	59.51	-97.88	-769.22	-665.86	-987.09	644.28
Net Change in Securities and Investments	-1,099	-370.52	-124.7	453.58	313.56	-839.02
Payments for Business Acquisitions	-174.47	-187.19	-96.89	-3.54	0	-109.02
Capital Expenditures	-30.5	-20.76	-21.08	-24.14	-13.78	-15.33
Other Investing Activities	12.25	-3.27	-50.89	-56.54	-22.42	3.58
Investing Cash Flow	-1,220	-546.72	-1,000	-701.27	-883.11	-510.03
Net Change in Deposits	721.89	302.18	968.34	659.62	-170.78	639.95
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements	-267.81	-158.55	-182.36	-349.34	990.95	129.61
Long-Term Debt Issued	-	168.51	2.64	-3.31	-64.02	-
Long-Term Debt Repaid	-277.19	-	-	-	-	-463.38
Net Long-Term Debt Issued (Repaid)	-277.19	168.51	2.64	-3.31	-64.02	-463.38
Issuance of Common Stock	-	0	0	0.05	0.18	0.06
Repurchase of Common Stock	-	-	-	-	-	-108.08
Net Common Stock Issued (Repurchased)	-	0	0	0.05	0.18	-108.01
Common Dividends Paid	-97.61	-94.65	-89.54	-87.16	-86.61	-87.32
Other Financing Activities	-0.17	-4.34	0	0	-	-
Financing Cash Flow	369.24	213.16	699.08	219.85	669.73	110.85
Net Cash Flow	-19.97	4.3	-38.8	5.56	-12.53	-11.02
Free Cash Flow	800.2	317.1	241.08	462.83	187.07	372.82
Free Cash Flow Growth	152.35%	31.53%	-47.91%	147.42%	-49.82%	305.70%
FCF Margin	85.76%	36.79%	30.60%	58.07%	26.84%	58.10%
Free Cash Flow Per Share	8.13	3.30	2.53	4.87	1.98	3.89
Levered Free Cash Flow	53.94	389.92	131.77	381.09	94.13	-124.69
Unlevered Free Cash Flow	52.38	-34.2	-99.71	128.54	-59.46	133.53

Updated May 8, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q