First Financial Bancorp. (FFBC)
NASDAQ: FFBC · Real-Time Price · USD
33.01
+0.44 (1.35%)
Nov 9, 2026, 4:00 PM EST - Market closed
First Financial Bancorp. Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 255.61 | 228.83 | 255.86 | 217.61 | 205.16 |
Depreciation & Amortization | 39.82 | 38.42 | 37.8 | 38.81 | 39.56 |
Gain (Loss) on Sale of Investments | 19.06 | 25.64 | 8.24 | 14.03 | 29.04 |
Provision for Credit Losses | 37.67 | 47.66 | 43.11 | 11.71 | -18.12 |
Net Decrease (Increase) in Loans Originated / Sold - Operating | 21.11 | 13.95 | 8.57 | 6.55 | 30.58 |
Accrued Interest Receivable | 2.54 | 4.96 | -9.57 | -19.13 | 6.46 |
Change in Other Net Operating Assets | -36.65 | -101.65 | 96.94 | -62.1 | 113.99 |
Other Operating Activities | 13.47 | 14.62 | 4.03 | -11.61 | 6.76 |
Operating Cash Flow | 337.86 | 262.16 | 486.97 | 200.85 | 388.16 |
Operating Cash Flow Growth | 28.88% | -46.17% | 142.46% | -48.26% | 258.20% |
Investing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -20.76 | -21.08 | -24.14 | -13.78 | -15.33 |
Cash Acquisitions | -187.19 | -96.89 | -3.54 | - | -109.02 |
Investment in Securities | -237.63 | -61.96 | 48.8 | 140.18 | -1,034 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -97.88 | -769.22 | -665.86 | -987.09 | 644.28 |
Other Investing Activities | -3.27 | -50.89 | -56.54 | -22.42 | 3.58 |
Investing Cash Flow | -546.72 | -1,000 | -701.27 | -883.11 | -510.03 |
Financing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Short-Term Debt Issued | - | - | - | 990.95 | 129.61 |
Long-Term Debt Issued | 300 | 2.64 | - | - | - |
Total Debt Issued | 300 | 2.64 | - | 990.95 | 129.61 |
Short-Term Debt Repaid | -158.55 | -182.36 | -349.34 | - | - |
Long-Term Debt Repaid | -131.49 | - | -3.31 | -64.02 | -463.38 |
Total Debt Repaid | -290.04 | -182.36 | -352.66 | -64.02 | -463.38 |
Net Debt Issued (Repaid) | 9.96 | -179.72 | -352.66 | 926.94 | -333.77 |
Issuance of Common Stock | - | - | 0.05 | 0.18 | 0.06 |
Repurchase of Common Stock | - | - | - | - | -108.08 |
Common Dividends Paid | -94.65 | -89.54 | -87.16 | -86.61 | -87.32 |
Net Increase (Decrease) in Deposit Accounts | 302.18 | 968.34 | 659.62 | -170.78 | 639.95 |
Other Financing Activities | -4.34 | - | - | - | - |
Financing Cash Flow | 213.16 | 699.08 | 219.85 | 669.73 | 110.85 |
Net Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 4.3 | -38.8 | 5.56 | -12.53 | -11.02 |
Free Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 317.1 | 241.08 | 462.83 | 187.07 | 372.82 |
Free Cash Flow Growth | 31.53% | -47.91% | 147.42% | -49.82% | 305.70% |
Free Cash Flow Margin | 37.07% | 31.89% | 58.19% | 28.80% | 59.28% |
Free Cash Flow Per Share | 3.30 | 2.53 | 4.87 | 1.98 | 3.89 |