First Financial Bancorp. (FFBC)
NASDAQ: FFBC · Real-Time Price · USD
33.83
+0.04 (0.12%)
Jul 31, 2026, 4:00 PM EDT - Market closed
First Financial Bancorp. Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 278.76 | 255.61 | 228.83 | 255.86 | 217.61 | 205.16 |
Depreciation & Amortization | 37.89 | 31.83 | 30.32 | 30.03 | 31.18 | 32.14 |
Provision for Credit Losses | 37.51 | 37.67 | 47.66 | 43.11 | 11.71 | -18.12 |
Stock-Based Compensation | 13.65 | 15.59 | 15.69 | 14.9 | 13.38 | 9.64 |
Net Change in Loans Held-for-Sale | 408 | -3.77 | -3.97 | -4.65 | -8.5 | -2.44 |
Other Adjustments | 9.92 | 46.21 | 52.58 | 25.08 | 12.33 | 45.06 |
Changes in Accrued Interest and Accounts Receivable | -0.98 | 2.54 | 4.96 | -9.57 | -19.13 | 6.46 |
Changes in Accounts Payable | -6.26 | -5.47 | -8.04 | 40.31 | 6.65 | -1.89 |
Changes in Other Operating Activities | 52.23 | -42.34 | -105.87 | 91.91 | -64.38 | 112.16 |
Operating Cash Flow | 830.7 | 337.86 | 262.16 | 486.97 | 200.85 | 388.16 |
Operating Cash Flow Growth | 190.11% | 28.88% | -46.17% | 142.46% | -48.26% | 258.20% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Change in Short-Term Interbank Lending and Reverse Repurchase Agreements | 94.74 | 132.89 | 62.73 | -404.78 | -173.37 | -194.51 |
Net Change in Loans Held-for-Investment | 59.51 | -97.88 | -769.22 | -665.86 | -987.09 | 644.28 |
Net Change in Securities and Investments | -1,789 | -370.52 | -124.7 | 453.58 | 313.56 | -839.02 |
Cash Acquisitions | -174.47 | -187.19 | -96.89 | -3.54 | 0 | -109.02 |
Capital Expenditures | -30.5 | -20.76 | -21.08 | -24.14 | -13.78 | -15.33 |
Other Investing Activities | 12.09 | -3.27 | -50.89 | -56.54 | -22.42 | 3.58 |
Investing Cash Flow | -1,220 | -546.72 | -1,000 | -701.27 | -883.11 | -510.03 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Change in Deposits | 721.89 | 302.18 | 968.34 | 659.62 | -170.78 | 639.95 |
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements | -267.81 | -158.55 | -182.36 | -349.34 | 990.95 | 129.61 |
Long-Term Debt Issued | - | 168.51 | 2.64 | -3.31 | -64.02 | - |
Long-Term Debt Repaid | -277.19 | - | - | - | - | -463.38 |
Net Long-Term Debt Issued (Repaid) | -277.19 | 168.51 | 2.64 | -3.31 | -64.02 | -463.38 |
Issuance of Common Stock | - | 0 | 0 | 0.05 | 0.18 | 0.06 |
Repurchase of Common Stock | - | - | - | - | - | -108.08 |
Net Common Stock Issued (Repurchased) | - | 0 | 0 | 0.05 | 0.18 | -108.01 |
Common Dividends Paid | -97.61 | -94.65 | -89.54 | -87.16 | -86.61 | -87.32 |
Other Financing Activities | - | -4.34 | 0 | 0 | - | - |
Financing Cash Flow | 369.24 | 213.16 | 699.08 | 219.85 | 669.73 | 110.85 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | -19.97 | 4.3 | -38.8 | 5.56 | -12.53 | -11.02 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 800.2 | 317.1 | 241.08 | 462.83 | 187.07 | 372.82 |
Free Cash Flow Growth | 197.87% | 31.53% | -47.91% | 147.42% | -49.82% | 305.70% |
FCF Margin | 85.76% | 36.79% | 30.60% | 58.07% | 26.84% | 58.10% |
Free Cash Flow Per Share | 8.13 | 3.30 | 2.53 | 4.87 | 1.98 | 3.89 |