First Financial Bancorp. (FFBC)
NASDAQ: FFBC · Real-Time Price · USD
33.01
+0.44 (1.35%)
Nov 9, 2026, 4:00 PM EST - Market closed
First Financial Bancorp. Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 176.1 | 168.35 | 159.26 | 191.46 | 182.5 | 186.03 |
Investment Securities | 5,380 | 2,296 | 2,327 | 2,585 | 2,381 | 2,546 |
Trading Asset Securities | - | 444.11 | 428.17 | 155.66 | 161.33 | 60.74 |
Mortgage-Backed Securities | - | 2,674 | 1,963 | 1,628 | 1,802 | 2,212 |
Total Investments | 5,380 | 5,414 | 4,717 | 4,369 | 4,345 | 4,819 |
Gross Loans | 13,905 | 13,506 | 11,762 | 10,933 | 10,299 | 9,291 |
Allowance for Loan Losses | -191.65 | -186.49 | -156.79 | -141.43 | -132.98 | -131.99 |
Other Adjustments to Gross Loans | - | -82.06 | - | - | - | -2.6 |
Net Loans | 13,713 | 13,238 | 11,605 | 10,792 | 10,166 | 9,156 |
Property, Plant & Equipment | 466.83 | 467.36 | 456.98 | 402.15 | 335.12 | 311.05 |
Goodwill | 1,100 | 1,100 | 1,008 | 1,006 | 1,002 | 1,001 |
Other Intangible Assets | 135.08 | 96.8 | 60.87 | 66.85 | 77.38 | 88.9 |
Loans Held for Sale | 22.96 | 16.95 | 13.18 | 9.21 | 7.92 | 29.48 |
Accrued Interest Receivable | 1,320 | 71.94 | 67.42 | 72.62 | 63.72 | 44.63 |
Restricted Cash | - | 10.2 | 15 | 21.6 | 25 | 34 |
Other Real Estate Owned & Foreclosed | 0.16 | 0.18 | 0.06 | 0.11 | 0.19 | 0.1 |
Other Long-Term Assets | - | 546.71 | 467.55 | 602.62 | 799.2 | 659.08 |
Total Assets | 22,314 | 21,129 | 18,570 | 17,533 | 17,003 | 16,329 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Bearing Deposits | 13,867 | 12,462 | 10,643 | 9,743 | 8,401 | 8,491 |
Institutional Deposits | - | 494.77 | 554.01 | 300.06 | 165.14 | 195.63 |
Non-Interest Bearing Deposits | 3,831 | 3,465 | 3,132 | 3,318 | 4,135 | 4,186 |
Total Deposits | 17,698 | 16,422 | 14,329 | 13,361 | 12,701 | 12,872 |
Short-Term Borrowings | 651.86 | 1,069 | 1,153 | 1,028 | 1,390 | 360.63 |
Current Portion of Leases | - | 9.26 | - | - | - | - |
Accrued Interest Payable | 718.1 | 38.3 | 43.41 | 468 | 11.15 | 4.5 |
Long-Term Debt | 364.93 | 512.9 | 345.99 | 342.5 | 344.97 | 408.05 |
Long-Term Leases | - | 50.01 | 61.32 | 66.11 | 66.2 | 69.38 |
Other Long-Term Liabilities | - | 258.87 | 199.52 | - | 448.35 | 355.69 |
Total Liabilities | 19,433 | 18,360 | 16,132 | 15,265 | 14,962 | 14,070 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 1,791 | 1,648 | 1,642 | 1,639 | 1,635 | 1,640 |
Retained Earnings | 1,590 | 1,437 | 1,276 | 1,137 | 968.24 | 837.47 |
Treasury Stock | -111.63 | -125.75 | -190.54 | -197.9 | -202.81 | -218.46 |
Comprehensive Income & Other | -387.1 | -189.94 | -289.8 | -309.82 | -358.66 | -0.43 |
Shareholders' Equity | 2,881 | 2,769 | 2,438 | 2,268 | 2,041 | 2,259 |
Total Liabilities & Equity | 22,314 | 21,129 | 18,570 | 17,533 | 17,003 | 16,329 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 1,017 | 1,641 | 1,560 | 1,436 | 1,801 | 838.06 |
Net Cash (Debt) | -273.91 | -431.35 | -242.49 | -296.04 | -1,069 | -376.48 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share | -2.66 | -4.49 | -2.54 | -3.11 | -11.30 | -3.93 |
Filing Date Shares Outstanding | 105.19 | 104.59 | 95.42 | 95.07 | 94.87 | 94.15 |
Total Common Shares Outstanding | 105.19 | 98.52 | 95.49 | 95.14 | 94.89 | 94.15 |
Book Value Per Share | 27.39 | 28.11 | 25.53 | 23.84 | 21.51 | 23.99 |
Tangible Book Value | 1,646 | 1,573 | 1,370 | 1,195 | 962.48 | 1,169 |
Tangible Book Value Per Share | 15.65 | 15.96 | 14.34 | 12.56 | 10.14 | 12.42 |