First Financial Bancorp. (FFBC)

First Financial Bancorp. Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	238.63	228.83	255.86	217.61	205.16	155.81
Depreciation & Amortization	37.86	38.42	37.8	38.81	39.56	41.23
Gain (Loss) on Sale of Investments	26.73	25.64	8.24	14.03	29.04	7.45
Provision for Credit Losses	38.56	47.66	43.11	11.71	-18.12	70.56
Net Decrease (Increase) in Loans Originated / Sold - Operating	11.07	13.95	8.57	6.55	30.58	23.75
Accrued Interest Receivable	6.93	4.96	-9.57	-19.13	6.46	-9.7
Change in Other Net Operating Assets	-79.69	-101.65	96.94	-62.1	113.99	-112.69
Other Operating Activities	29.72	14.62	4.03	-11.61	6.76	-17.12
Operating Cash Flow	288.07	262.16	486.97	200.85	388.16	108.36
Operating Cash Flow Growth	-6.44%	-46.17%	142.46%	-48.26%	258.20%	-41.84%
Capital Expenditures	-19.36	-21.08	-24.14	-13.78	-15.33	-16.47
Cash Acquisitions	-	-96.89	-3.54	-	-109.02	-
Investment in Securities	-34.23	-61.96	48.8	140.18	-1,034	-475.89
Net Decrease (Increase) in Loans Originated / Sold - Investing	-300.73	-769.22	-665.86	-987.09	644.28	-714.59
Other Investing Activities	-44.89	-50.89	-56.54	-22.42	3.58	3.6
Investing Cash Flow	-399.32	-1,000	-701.27	-883.11	-510.03	-1,203
Short-Term Debt Issued	-	-	-	990.95	129.61	-
Long-Term Debt Issued	-	2.64	-	-	-	1,041
Total Debt Issued	-238.72	2.64	-	990.95	129.61	1,041
Short-Term Debt Repaid	-	-182.36	-349.34	-	-	-1,150
Long-Term Debt Repaid	-	-	-3.31	-64.02	-463.38	-681.51
Total Debt Repaid	-249.84	-182.36	-352.66	-64.02	-463.38	-1,831
Net Debt Issued (Repaid)	-488.55	-179.72	-352.66	926.94	-333.77	-790.12
Issuance of Common Stock	-	-	0.05	0.18	0.06	0.07
Repurchase of Common Stock	-	-	-	-	-108.08	-16.69
Common Dividends Paid	-91.88	-89.54	-87.16	-86.61	-87.32	-89.69
Net Increase (Decrease) in Deposit Accounts	708.07	968.34	659.62	-170.78	639.95	2,022
Financing Cash Flow	127.64	699.08	219.85	669.73	110.85	1,125
Net Cash Flow	16.39	-38.8	5.56	-12.53	-11.02	30.36
Free Cash Flow	268.71	241.08	462.83	187.07	372.82	91.9
Free Cash Flow Growth	-5.84%	-47.91%	147.42%	-49.82%	305.70%	-44.44%
Free Cash Flow Margin	34.38%	31.89%	58.19%	28.80%	59.28%	16.13%
Free Cash Flow Per Share	2.81	2.53	4.87	1.98	3.89	0.94
Cash Interest Paid	393.78	398.13	234.93	59.51	32.84	75.88
Cash Income Tax Paid	7.94	27.52	10.08	5.7	17.69	32.58

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q