First Financial Bancorp. Statistics
Total Valuation
FFBC has a market cap or net worth of $2.33 billion. The enterprise value is $2.88 billion.
Important Dates
The next estimated earnings date is Thursday, July 24, 2025, after market close.
| Earnings Date | Jul 24, 2025 |
| Ex-Dividend Date | Jun 2, 2025 |
Share Statistics
FFBC has 95.74 million shares outstanding. The number of shares has increased by 0.36% in one year.
| Current Share Class | 95.74M |
| Shares Outstanding | 95.74M |
| Shares Change (YoY) | +0.36% |
| Shares Change (QoQ) | +0.04% |
| Owned by Insiders (%) | 2.13% |
| Owned by Institutions (%) | 80.78% |
| Float | 93.60M |
Valuation Ratios
The trailing PE ratio is 9.63 and the forward PE ratio is 8.66. FFBC's PEG ratio is 2.17.
| PE Ratio | 9.63 |
| Forward PE | 8.66 |
| PS Ratio | 2.87 |
| Forward PS | 2.58 |
| PB Ratio | 0.89 |
| P/TBV Ratio | 1.63 |
| P/FCF Ratio | 8.68 |
| P/OCF Ratio | 8.14 |
| PEG Ratio | 2.17 |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 12.54 |
| EV / Sales | 3.77 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 10.71 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 5.05 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 9.58%.
| Return on Equity (ROE) | 9.58% |
| Return on Assets (ROA) | 1.27% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $365,347 |
| Profits Per Employee | $109,777 |
| Employee Count | 2,090 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, FFBC has paid $40.76 million in taxes.
| Income Tax | 40.76M |
| Effective Tax Rate | 15.08% |
Stock Price Statistics
The stock price has increased by +12.83% in the last 52 weeks. The beta is 0.96, so FFBC's price volatility has been similar to the market average.
| Beta (5Y) | 0.96 |
| 52-Week Price Change | +12.83% |
| 50-Day Moving Average | 23.91 |
| 200-Day Moving Average | 25.86 |
| Relative Strength Index (RSI) | 55.50 |
| Average Volume (20 Days) | 395,179 |
Short Selling Information
The latest short interest is 1.19 million, so 1.24% of the outstanding shares have been sold short.
| Short Interest | 1.19M |
| Short Previous Month | 1.35M |
| Short % of Shares Out | 1.24% |
| Short % of Float | 1.27% |
| Short Ratio (days to cover) | 3.88 |
Income Statement
In the last 12 months, FFBC had revenue of $763.58 million and earned $229.43 million in profits. Earnings per share was $2.41.
| Revenue | 763.58M |
| Gross Profit | 763.58M |
| Operating Income | 291.22M |
| Pretax Income | 286.29M |
| Net Income | 229.43M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.41 |
Full Income StatementBalance Sheet
The company has $812.68 million in cash and $1.36 billion in debt, giving a net cash position of -$545.26 million or -$5.70 per share.
| Cash & Cash Equivalents | 812.68M |
| Total Debt | 1.36B |
| Net Cash | -545.26M |
| Net Cash Per Share | -$5.70 |
| Equity (Book Value) | 2.50B |
| Book Value Per Share | 26.13 |
| Working Capital | -14.25B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $286.34 million and capital expenditures -$17.70 million, giving a free cash flow of $268.64 million.
| Operating Cash Flow | 286.34M |
| Capital Expenditures | -17.70M |
| Free Cash Flow | 268.64M |
| FCF Per Share | $2.81 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 38.14% |
| Pretax Margin | 35.38% |
| Profit Margin | 30.05% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 35.18% |
Dividends & Yields
This stock pays an annual dividend of $0.96, which amounts to a dividend yield of 4.16%.
| Dividend Per Share | $0.96 |
| Dividend Yield | 4.16% |
| Dividend Growth (YoY) | 4.35% |
| Years of Dividend Growth | 1 |
| Payout Ratio | 39.84% |
| Buyback Yield | -0.36% |
| Shareholder Yield | 3.59% |
| Earnings Yield | 9.84% |
| FCF Yield | 11.52% |
Dividend DetailsAnalyst Forecast
The average price target for FFBC is $28.75, which is 18.02% higher than the current price. The consensus rating is "Hold".
| Price Target | $28.75 |
| Price Target Difference | 18.02% |
| Analyst Consensus | Hold |
| Analyst Count | 4 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on March 7, 2001. It was a forward split with a ratio of 1.05:1.
| Last Split Date | Mar 7, 2001 |
| Split Type | Forward |
| Split Ratio | 1.05:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
