First Financial Bancorp. (FFBC)

First Financial Bancorp. Statistics

Total Valuation

FFBC has a market cap or net worth of $2.37 billion. The enterprise value is $2.93 billion.

Market Cap	2.37B
Enterprise Value	2.93B

Important Dates

The next estimated earnings date is Thursday, April 24, 2025, after market close.

Earnings Date	Apr 24, 2025
Ex-Dividend Date	Mar 3, 2025

Share Statistics

FFBC has 95.42 million shares outstanding. The number of shares has increased by 0.33% in one year.

Current Share Class	95.42M
Shares Outstanding	95.42M
Shares Change (YoY)	+0.33%
Shares Change (QoQ)	+0.01%
Owned by Insiders (%)	2.13%
Owned by Institutions (%)	81.66%
Float	93.35M

Valuation Ratios

The trailing PE ratio is 10.33 and the forward PE ratio is 9.49.

PE Ratio	10.33
Forward PE	9.49
PS Ratio	3.10
Forward PS	2.64
PB Ratio	0.97
P/TBV Ratio	1.73
P/FCF Ratio	9.82
P/OCF Ratio	9.03
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	12.80
EV / Sales	3.88
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	12.15

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	6.03
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 9.73%.

Return on Equity (ROE)	9.73%
Return on Assets (ROA)	1.27%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$361,756
Profits Per Employee	$109,488
Employee Count	2,090
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, FFBC has paid $39.49 million in taxes.

Income Tax	39.49M
Effective Tax Rate	14.72%

Stock Price Statistics

The stock price has increased by +11.46% in the last 52 weeks. The beta is 0.98, so FFBC's price volatility has been similar to the market average.

Beta (5Y)	0.98
52-Week Price Change	+11.46%
50-Day Moving Average	26.77
200-Day Moving Average	26.04
Relative Strength Index (RSI)	37.66
Average Volume (20 Days)	412,188

Short Selling Information

The latest short interest is 1.16 million, so 1.22% of the outstanding shares have been sold short.

Short Interest	1.16M
Short Previous Month	1.38M
Short % of Shares Out	1.22%
Short % of Float	1.24%
Short Ratio (days to cover)	3.18

Income Statement

In the last 12 months, FFBC had revenue of $756.07 million and earned $228.83 million in profits. Earnings per share was $2.40.

Revenue	756.07M
Gross Profit	756.07M
Operating Income	289.02M
Pretax Income	286.29M
Net Income	228.83M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.40

Balance Sheet

The company has $889.69 million in cash and $1.45 billion in debt, giving a net cash position of -$563.36 million or -$5.90 per share.

Cash & Cash Equivalents	889.69M
Total Debt	1.45B
Net Cash	-563.36M
Net Cash Per Share	-$5.90
Equity (Book Value)	2.44B
Book Value Per Share	25.53
Working Capital	-14.75B

Cash Flow

In the last 12 months, operating cash flow was $262.16 million and capital expenditures -$21.08 million, giving a free cash flow of $241.08 million.

Operating Cash Flow	262.16M
Capital Expenditures	-21.08M
Free Cash Flow	241.08M
FCF Per Share	$2.53

Margins

Gross Margin	n/a
Operating Margin	38.23%
Pretax Margin	35.49%
Profit Margin	30.27%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	31.89%

Dividends & Yields

This stock pays an annual dividend of $0.96, which amounts to a dividend yield of 3.87%.

Dividend Per Share	$0.96
Dividend Yield	3.87%
Dividend Growth (YoY)	3.26%
Years of Dividend Growth	1
Payout Ratio	40.00%
Buyback Yield	-0.33%
Shareholder Yield	3.55%
Earnings Yield	9.67%
FCF Yield	10.19%

Analyst Forecast

The average price target for FFBC is $31.00, which is 25.00% higher than the current price. The consensus rating is "Hold".

Price Target	$31.00
Price Target Difference	25.00%
Analyst Consensus	Hold
Analyst Count	4
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on March 7, 2001. It was a forward split with a ratio of 1.05:1.

Last Split Date	Mar 7, 2001
Split Type	Forward
Split Ratio	1.05:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4