First Financial Bancorp. (FFBC)

First Financial Bancorp. Statistics

Total Valuation

FFBC has a market cap or net worth of $2.26 billion. The enterprise value is $2.33 billion.

Market Cap	2.26B
Enterprise Value	2.33B

Important Dates

The last earnings date was Thursday, October 23, 2025, after market close.

Earnings Date	Oct 23, 2025
Ex-Dividend Date	Dec 1, 2025

Share Statistics

FFBC has 95.76 million shares outstanding. The number of shares has increased by 0.33% in one year.

Current Share Class	95.76M
Shares Outstanding	95.76M
Shares Change (YoY)	+0.33%
Shares Change (QoQ)	+0.01%
Owned by Insiders (%)	2.13%
Owned by Institutions (%)	80.03%
Float	93.65M

Valuation Ratios

The trailing PE ratio is 8.72 and the forward PE ratio is 7.54.

PE Ratio	8.72
Forward PE	7.54
PS Ratio	2.75
Forward PS	2.11
PB Ratio	0.86
P/TBV Ratio	1.45
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	9.02
EV / Sales	2.85
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.16%.

Return on Equity (ROE)	10.16%
Return on Assets (ROA)	1.41%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$390,491
Profits Per Employee	$123,491
Employee Count	2,090
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, FFBC has paid $50.96 million in taxes.

Income Tax	50.96M
Effective Tax Rate	16.49%

Stock Price Statistics

The stock price has decreased by -8.26% in the last 52 weeks. The beta is 1.01, so FFBC's price volatility has been similar to the market average.

Beta (5Y)	1.01
52-Week Price Change	-8.26%
50-Day Moving Average	25.32
200-Day Moving Average	25.07
Relative Strength Index (RSI)	37.79
Average Volume (20 Days)	468,414

Short Selling Information

The latest short interest is 2.51 million, so 2.62% of the outstanding shares have been sold short.

Short Interest	2.51M
Short Previous Month	2.25M
Short % of Shares Out	2.62%
Short % of Float	2.68%
Short Ratio (days to cover)	4.60

Income Statement

In the last 12 months, FFBC had revenue of $816.13 million and earned $258.10 million in profits. Earnings per share was $2.70.

Revenue	816.13M
Gross Profit	816.13M
Operating Income	329.54M
Pretax Income	309.05M
Net Income	258.10M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.70

Balance Sheet

The company has $739.74 million in cash and $816.99 million in debt, giving a net cash position of -$77.25 million or -$0.81 per share.

Cash & Cash Equivalents	739.74M
Total Debt	816.99M
Net Cash	-77.25M
Net Cash Per Share	-$0.81
Equity (Book Value)	2.63B
Book Value Per Share	27.48
Working Capital	-13.80B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	40.38%
Pretax Margin	37.87%
Profit Margin	31.62%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $1.00, which amounts to a dividend yield of 4.25%.

Dividend Per Share	$1.00
Dividend Yield	4.25%
Dividend Growth (YoY)	4.26%
Years of Dividend Growth	1
Payout Ratio	36.30%
Buyback Yield	-0.33%
Shareholder Yield	3.93%
Earnings Yield	11.47%
FCF Yield	n/a

Analyst Forecast

The average price target for FFBC is $28.83, which is 22.37% higher than the current price. The consensus rating is "Buy".

Price Target	$28.83
Price Target Difference	22.37%
Analyst Consensus	Buy
Analyst Count	7
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 7, 2001. It was a forward split with a ratio of 1.05:1.

Last Split Date	Mar 7, 2001
Split Type	Forward
Split Ratio	1.05:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2