First Financial Bancorp. (FFBC)
NASDAQ: FFBC · Real-Time Price · USD
24.36
-0.19 (-0.77%)
At close: Jun 27, 2025, 4:00 PM
24.35
-0.01 (-0.04%)
After-hours: Jun 27, 2025, 4:34 PM EDT

First Financial Bancorp. Statistics

Total Valuation

FFBC has a market cap or net worth of $2.33 billion. The enterprise value is $2.88 billion.

Market Cap 2.33B
Enterprise Value 2.88B

Important Dates

The next estimated earnings date is Thursday, July 24, 2025, after market close.

Earnings Date Jul 24, 2025
Ex-Dividend Date Jun 2, 2025

Share Statistics

FFBC has 95.74 million shares outstanding. The number of shares has increased by 0.36% in one year.

Current Share Class 95.74M
Shares Outstanding 95.74M
Shares Change (YoY) +0.36%
Shares Change (QoQ) +0.04%
Owned by Insiders (%) 2.13%
Owned by Institutions (%) 80.78%
Float 93.60M

Valuation Ratios

The trailing PE ratio is 9.63 and the forward PE ratio is 8.66. FFBC's PEG ratio is 2.17.

PE Ratio 9.63
Forward PE 8.66
PS Ratio 2.87
Forward PS 2.58
PB Ratio 0.89
P/TBV Ratio 1.63
P/FCF Ratio 8.68
P/OCF Ratio 8.14
PEG Ratio 2.17
Financial Ratio History

Enterprise Valuation

EV / Earnings 12.54
EV / Sales 3.77
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 10.71

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 5.05
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 9.58%.

Return on Equity (ROE) 9.58%
Return on Assets (ROA) 1.27%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee $365,347
Profits Per Employee $109,777
Employee Count 2,090
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, FFBC has paid $40.76 million in taxes.

Income Tax 40.76M
Effective Tax Rate 15.08%

Stock Price Statistics

The stock price has increased by +12.83% in the last 52 weeks. The beta is 0.96, so FFBC's price volatility has been similar to the market average.

Beta (5Y) 0.96
52-Week Price Change +12.83%
50-Day Moving Average 23.91
200-Day Moving Average 25.86
Relative Strength Index (RSI) 55.50
Average Volume (20 Days) 395,179

Short Selling Information

The latest short interest is 1.19 million, so 1.24% of the outstanding shares have been sold short.

Short Interest 1.19M
Short Previous Month 1.35M
Short % of Shares Out 1.24%
Short % of Float 1.27%
Short Ratio (days to cover) 3.88

Income Statement

In the last 12 months, FFBC had revenue of $763.58 million and earned $229.43 million in profits. Earnings per share was $2.41.

Revenue 763.58M
Gross Profit 763.58M
Operating Income 291.22M
Pretax Income 286.29M
Net Income 229.43M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $2.41
Full Income Statement

Balance Sheet

The company has $812.68 million in cash and $1.36 billion in debt, giving a net cash position of -$545.26 million or -$5.70 per share.

Cash & Cash Equivalents 812.68M
Total Debt 1.36B
Net Cash -545.26M
Net Cash Per Share -$5.70
Equity (Book Value) 2.50B
Book Value Per Share 26.13
Working Capital -14.25B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $286.34 million and capital expenditures -$17.70 million, giving a free cash flow of $268.64 million.

Operating Cash Flow 286.34M
Capital Expenditures -17.70M
Free Cash Flow 268.64M
FCF Per Share $2.81
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 38.14%
Pretax Margin 35.38%
Profit Margin 30.05%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 35.18%

Dividends & Yields

This stock pays an annual dividend of $0.96, which amounts to a dividend yield of 4.16%.

Dividend Per Share $0.96
Dividend Yield 4.16%
Dividend Growth (YoY) 4.35%
Years of Dividend Growth 1
Payout Ratio 39.84%
Buyback Yield -0.36%
Shareholder Yield 3.59%
Earnings Yield 9.84%
FCF Yield 11.52%
Dividend Details

Analyst Forecast

The average price target for FFBC is $28.75, which is 18.02% higher than the current price. The consensus rating is "Hold".

Price Target $28.75
Price Target Difference 18.02%
Analyst Consensus Hold
Analyst Count 4
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 7, 2001. It was a forward split with a ratio of 1.05:1.

Last Split Date Mar 7, 2001
Split Type Forward
Split Ratio 1.05:1

Scores

Altman Z-Score n/a
Piotroski F-Score 4