First Financial Bancorp. Statistics
Total Valuation
FFBC has a market cap or net worth of $2.69 billion. The enterprise value is $3.12 billion.
| Market Cap | 2.69B |
| Enterprise Value | 3.12B |
Important Dates
The next estimated earnings date is Thursday, April 23, 2026, after market close.
| Earnings Date | Apr 23, 2026 |
| Ex-Dividend Date | Mar 2, 2026 |
Share Statistics
FFBC has 98.83 million shares outstanding. The number of shares has increased by 0.79% in one year.
| Current Share Class | 98.83M |
| Shares Outstanding | 98.83M |
| Shares Change (YoY) | +0.79% |
| Shares Change (QoQ) | +1.92% |
| Owned by Insiders (%) | 1.12% |
| Owned by Institutions (%) | 80.88% |
| Float | 97.70M |
Valuation Ratios
The trailing PE ratio is 10.24 and the forward PE ratio is 8.71.
| PE Ratio | 10.24 |
| Forward PE | 8.71 |
| PS Ratio | 3.15 |
| Forward PS | 2.45 |
| PB Ratio | 0.97 |
| P/TBV Ratio | 1.71 |
| P/FCF Ratio | 8.49 |
| P/OCF Ratio | 7.97 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 12.22 |
| EV / Sales | 3.65 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 9.85 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 5.18 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 9.82%.
| Return on Equity (ROE) | 9.82% |
| Return on Assets (ROA) | 1.29% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 5.95% |
| Revenue Per Employee | $388,970 |
| Profits Per Employee | $116,237 |
| Employee Count | 2,199 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, FFBC has paid $65.67 million in taxes.
| Income Tax | 65.67M |
| Effective Tax Rate | 20.44% |
Stock Price Statistics
The stock price has increased by +5.58% in the last 52 weeks. The beta is 0.97, so FFBC's price volatility has been similar to the market average.
| Beta (5Y) | 0.97 |
| 52-Week Price Change | +5.58% |
| 50-Day Moving Average | 27.84 |
| 200-Day Moving Average | 25.64 |
| Relative Strength Index (RSI) | 36.40 |
| Average Volume (20 Days) | 736,800 |
Short Selling Information
The latest short interest is 3.51 million, so 3.55% of the outstanding shares have been sold short.
| Short Interest | 3.51M |
| Short Previous Month | 3.68M |
| Short % of Shares Out | 3.55% |
| Short % of Float | 3.59% |
| Short Ratio (days to cover) | 2.99 |
Income Statement
In the last 12 months, FFBC had revenue of $855.34 million and earned $255.61 million in profits. Earnings per share was $2.66.
| Revenue | 855.34M |
| Gross Profit | 855.34M |
| Operating Income | 343.48M |
| Pretax Income | 321.27M |
| Net Income | 255.61M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.66 |
Balance Sheet
The company has $1.21 billion in cash and $1.64 billion in debt, with a net cash position of -$431.35 million or -$4.36 per share.
| Cash & Cash Equivalents | 1.21B |
| Total Debt | 1.64B |
| Net Cash | -431.35M |
| Net Cash Per Share | -$4.36 |
| Equity (Book Value) | 2.77B |
| Book Value Per Share | 28.11 |
| Working Capital | -16.23B |
Cash Flow
In the last 12 months, operating cash flow was $337.86 million and capital expenditures -$20.76 million, giving a free cash flow of $317.10 million.
| Operating Cash Flow | 337.86M |
| Capital Expenditures | -20.76M |
| Free Cash Flow | 317.10M |
| FCF Per Share | $3.21 |
Margins
| Gross Margin | n/a |
| Operating Margin | 40.16% |
| Pretax Margin | 37.56% |
| Profit Margin | 29.88% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 37.07% |
Dividends & Yields
This stock pays an annual dividend of $1.00, which amounts to a dividend yield of 3.67%.
| Dividend Per Share | $1.00 |
| Dividend Yield | 3.67% |
| Dividend Growth (YoY) | 4.21% |
| Years of Dividend Growth | 2 |
| Payout Ratio | 37.22% |
| Buyback Yield | -0.79% |
| Shareholder Yield | 2.88% |
| Earnings Yield | 9.49% |
| FCF Yield | 11.78% |
Analyst Forecast
The average price target for FFBC is $29.50, which is 8.26% higher than the current price. The consensus rating is "Buy".
| Price Target | $29.50 |
| Price Target Difference | 8.26% |
| Analyst Consensus | Buy |
| Analyst Count | 7 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on March 7, 2001. It was a forward split with a ratio of 1.05:1.
| Last Split Date | Mar 7, 2001 |
| Split Type | Forward |
| Split Ratio | 1.05:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |