First Financial Bancorp. Statistics
Total Valuation
FFBC has a market cap or net worth of $2.49 billion. The enterprise value is $2.81 billion.
Important Dates
The next estimated earnings date is Thursday, October 23, 2025, after market close.
| Earnings Date | Oct 23, 2025 |
| Ex-Dividend Date | Sep 2, 2025 |
Share Statistics
FFBC has 95.75 million shares outstanding. The number of shares has increased by 0.35% in one year.
| Current Share Class | 95.75M |
| Shares Outstanding | 95.75M |
| Shares Change (YoY) | +0.35% |
| Shares Change (QoQ) | +0.23% |
| Owned by Insiders (%) | 2.13% |
| Owned by Institutions (%) | 80.12% |
| Float | 93.65M |
Valuation Ratios
The trailing PE ratio is 10.38 and the forward PE ratio is 8.58.
| PE Ratio | 10.38 |
| Forward PE | 8.58 |
| PS Ratio | 3.14 |
| Forward PS | 2.45 |
| PB Ratio | 0.97 |
| P/TBV Ratio | 1.66 |
| P/FCF Ratio | 9.25 |
| P/OCF Ratio | 8.63 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 11.76 |
| EV / Sales | 3.59 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 10.44 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 5.19 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 9.77%.
| Return on Equity (ROE) | 9.77% |
| Return on Assets (ROA) | 1.30% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $373,999 |
| Profits Per Employee | $114,175 |
| Employee Count | 2,090 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, FFBC has paid $44.63 million in taxes.
| Income Tax | 44.63M |
| Effective Tax Rate | 15.76% |
Stock Price Statistics
The stock price has increased by +5.49% in the last 52 weeks. The beta is 1.01, so FFBC's price volatility has been similar to the market average.
| Beta (5Y) | 1.01 |
| 52-Week Price Change | +5.49% |
| 50-Day Moving Average | 25.24 |
| 200-Day Moving Average | 25.64 |
| Relative Strength Index (RSI) | 53.15 |
| Average Volume (20 Days) | 502,212 |
Short Selling Information
The latest short interest is 2.06 million, so 2.15% of the outstanding shares have been sold short.
| Short Interest | 2.06M |
| Short Previous Month | 1.64M |
| Short % of Shares Out | 2.15% |
| Short % of Float | 2.20% |
| Short Ratio (days to cover) | 4.70 |
Income Statement
In the last 12 months, FFBC had revenue of $781.66 million and earned $238.63 million in profits. Earnings per share was $2.50.
| Revenue | 781.66M |
| Gross Profit | 781.66M |
| Operating Income | 304.20M |
| Pretax Income | 286.29M |
| Net Income | 238.63M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.50 |
Full Income StatementBalance Sheet
The company has $1.07 billion in cash and $1.39 billion in debt, giving a net cash position of -$319.79 million or -$3.34 per share.
| Cash & Cash Equivalents | 1.07B |
| Total Debt | 1.39B |
| Net Cash | -319.79M |
| Net Cash Per Share | -$3.34 |
| Equity (Book Value) | 2.56B |
| Book Value Per Share | 26.71 |
| Working Capital | -14.22B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $288.07 million and capital expenditures -$19.36 million, giving a free cash flow of $268.71 million.
| Operating Cash Flow | 288.07M |
| Capital Expenditures | -19.36M |
| Free Cash Flow | 268.71M |
| FCF Per Share | $2.81 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 38.92% |
| Pretax Margin | 36.24% |
| Profit Margin | 30.53% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 34.38% |
Dividends & Yields
This stock pays an annual dividend of $1.00, which amounts to a dividend yield of 3.85%.
| Dividend Per Share | $1.00 |
| Dividend Yield | 3.85% |
| Dividend Growth (YoY) | 4.30% |
| Years of Dividend Growth | 1 |
| Payout Ratio | 38.80% |
| Buyback Yield | -0.35% |
| Shareholder Yield | 3.50% |
| Earnings Yield | 9.60% |
| FCF Yield | 10.81% |
Dividend DetailsAnalyst Forecast
The average price target for FFBC is $29.00, which is 11.80% higher than the current price. The consensus rating is "Hold".
| Price Target | $29.00 |
| Price Target Difference | 11.80% |
| Analyst Consensus | Hold |
| Analyst Count | 5 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on March 7, 2001. It was a forward split with a ratio of 1.05:1.
| Last Split Date | Mar 7, 2001 |
| Split Type | Forward |
| Split Ratio | 1.05:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
