First Financial Bancorp. (FFBC)

First Financial Bancorp. Statistics

Total Valuation

FFBC has a market cap or net worth of $2.99 billion. The enterprise value is $3.40 billion.

Market Cap	2.99B
Enterprise Value	3.40B

Important Dates

The last earnings date was Wednesday, January 28, 2026, after market close.

Earnings Date	Jan 28, 2026
Ex-Dividend Date	Mar 2, 2026

Share Statistics

FFBC has 98.52 million shares outstanding. The number of shares has increased by 0.79% in one year.

Current Share Class	98.52M
Shares Outstanding	98.52M
Shares Change (YoY)	+0.79%
Shares Change (QoQ)	+1.92%
Owned by Insiders (%)	1.14%
Owned by Institutions (%)	80.27%
Float	97.35M

Valuation Ratios

The trailing PE ratio is 11.39 and the forward PE ratio is 9.69.

PE Ratio	11.39
Forward PE	9.69
PS Ratio	3.35
Forward PS	2.70
PB Ratio	1.08
P/TBV Ratio	1.93
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	13.30
EV / Sales	3.94
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 9.82%.

Return on Equity (ROE)	9.82%
Return on Assets (ROA)	1.29%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	6.87%
Revenue Per Employee	$398,252
Profits Per Employee	$118,117
Employee Count	2,164
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, FFBC has paid $65.67 million in taxes.

Income Tax	65.67M
Effective Tax Rate	20.44%

Stock Price Statistics

The stock price has increased by +9.03% in the last 52 weeks. The beta is 0.97, so FFBC's price volatility has been similar to the market average.

Beta (5Y)	0.97
52-Week Price Change	+9.03%
50-Day Moving Average	27.13
200-Day Moving Average	25.32
Relative Strength Index (RSI)	67.83
Average Volume (20 Days)	1,212,353

Short Selling Information

The latest short interest is 3.68 million, so 3.73% of the outstanding shares have been sold short.

Short Interest	3.68M
Short Previous Month	2.34M
Short % of Shares Out	3.73%
Short % of Float	3.78%
Short Ratio (days to cover)	3.02

Income Statement

In the last 12 months, FFBC had revenue of $861.82 million and earned $255.61 million in profits. Earnings per share was $2.66.

Revenue	861.82M
Gross Profit	861.82M
Operating Income	343.48M
Pretax Income	321.27M
Net Income	255.61M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.66

Balance Sheet

The company has $775.89 million in cash and $1.19 billion in debt, with a net cash position of -$413.49 million or -$4.20 per share.

Cash & Cash Equivalents	775.89M
Total Debt	1.19B
Net Cash	-413.49M
Net Cash Per Share	-$4.20
Equity (Book Value)	2.77B
Book Value Per Share	28.11
Working Capital	-15.75B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	39.85%
Pretax Margin	37.28%
Profit Margin	29.66%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $1.00, which amounts to a dividend yield of 3.30%.

Dividend Per Share	$1.00
Dividend Yield	3.30%
Dividend Growth (YoY)	4.21%
Years of Dividend Growth	2
Payout Ratio	37.22%
Buyback Yield	-0.79%
Shareholder Yield	2.51%
Earnings Yield	8.56%
FCF Yield	n/a

Analyst Forecast

The average price target for FFBC is $29.50, which is -2.67% lower than the current price. The consensus rating is "Buy".

Price Target	$29.50
Price Target Difference	-2.67%
Analyst Consensus	Buy
Analyst Count	7
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 7, 2001. It was a forward split with a ratio of 1.05:1.

Last Split Date	Mar 7, 2001
Split Type	Forward
Split Ratio	1.05:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2