FFIN Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	551.78	544.26	502.95	405.94	296.11	271.64
Interest Income on Investments	179.69	158.22	125.97	122.13	136.74	104.77
Total Interest Income	731.47	702.48	628.92	528.07	432.85	376.41
Interest Paid on Deposits	199.76	199.5	194.8	124.83	26.25	5.71
Interest Paid on Borrowings	1.63	2.1	7.38	19.43	5.19	0.34
Total Interest Expense	201.39	201.59	202.18	144.26	31.44	6.04
Net Interest Income	530.07	500.89	426.74	383.81	401.41	370.36
Net Interest Income Growth	13.81%	17.38%	11.19%	-4.39%	8.38%	5.85%
Trust Income	53.79	51.86	47.45	40.46	40	36.15
Gain (Loss) on Sale of Assets	-0.37	0.01	0.48	1.53	0.52	0.21
Gain (Loss) on Sale of Investments	-	-	-	-7.12	2.14	0.82
Other Non-Interest Income	39.88	38.38	37.94	35.83	43.98	50.42
Total Non-Interest Income	135.55	130.72	123.99	108	131.67	142.18
Non-Interest Income Growth	7.21%	5.42%	14.80%	-17.97%	-7.39%	1.60%
Revenues Before Loan Losses	665.63	631.6	550.73	491.81	533.08	512.54
Provision for Loan Losses	28.42	28.61	13.82	10.63	17.43	-1.14
Revenue	637.2	602.99	536.91	481.18	515.65	513.68
Revenue Growth	10.17%	12.31%	11.58%	-6.69%	0.38%	9.22%
Salaries and Employee Benefits	168.85	158.94	140.63	120.38	123.04	131.82
Occupancy Expenses	14.36	14.32	14.58	13.77	13.31	13.01
Federal Deposit Insurance	6.66	6.49	6.5	7.75	3.71	3.13
Amortization of Goodwill & Intangibles	18.65	16.85	14.14	11.2	11.21	12.73
Selling, General & Administrative	38.16	36.32	32.08	31.1	30.28	30.03
Other Non-Interest Expense	62.52	60.47	57.13	53.69	53.23	50.98
Total Non-Interest Expense	309.2	293.39	265.06	237.88	234.78	241.71
EBT Excluding Unusual Items	328.01	309.6	271.85	243.3	280.87	271.97
Pretax Income	328.01	309.6	271.85	243.3	280.87	271.97
Income Tax Expense	59	56.02	48.34	44.32	46.4	44.41
Net Income	269.01	253.58	223.51	198.98	234.48	227.56
Net Income to Common	269.01	253.58	223.51	198.98	234.48	227.56
Net Income Growth	9.52%	13.45%	12.33%	-15.14%	3.04%	12.63%
Basic Shares Outstanding	143	143	143	143	143	142
Diluted Shares Outstanding	144	143	143	143	143	143
Shares Change	0.14%	0.15%	0.21%	-0.19%	0.05%	0.41%
EPS (Basic)	1.88	1.77	1.56	1.39	1.64	1.60
EPS (Diluted)	1.88	1.77	1.56	1.39	1.64	1.59
EPS Growth	9.87%	13.46%	12.23%	-15.24%	3.15%	11.97%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.790	0.750	0.720	0.710	0.660	0.580
Dividend Growth	8.22%	4.17%	1.41%	7.58%	13.79%	13.73%
Effective Tax Rate	17.99%	18.09%	17.78%	18.22%	16.52%	16.33%

SEC Filings: 10-K · 10-Q