FFIN Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	582.6	544.26	502.95	405.94	296.11	271.64
Interest Income on Investments	158.22	158.22	125.97	122.13	136.74	104.77
Total Interest Income	740.82	702.48	628.92	528.07	432.85	376.41
Interest Paid on Deposits	197.14	199.5	194.8	124.83	26.25	5.71
Interest Paid on Borrowings	2.1	2.1	7.38	19.43	5.19	0.34
Total Interest Expense	199.24	201.59	202.18	144.26	31.44	6.04
Net Interest Income	541.58	500.89	426.74	383.81	401.41	370.36
Net Interest Income Growth	11.52%	17.38%	11.19%	-4.39%	8.38%	5.85%
Trust Income	55.33	51.86	47.45	40.46	40	36.15
Gain (Loss) on Sale of Assets	-0.38	0.01	0.48	1.53	0.52	0.21
Gain (Loss) on Sale of Investments	-0.01	-	-	-7.12	2.14	0.82
Other Non-Interest Income	36.77	35.72	35.4	33.18	43.98	48.04
Total Non-Interest Income	136.93	130.72	123.99	108	131.67	142.18
Non-Interest Income Growth	6.69%	5.42%	14.80%	-17.97%	-7.39%	1.60%
Revenues Before Loan Losses	678.5	631.6	550.73	491.81	533.08	512.54
Provision for Loan Losses	6.02	28.61	13.82	10.63	17.43	-1.14
Revenue	672.48	602.99	536.91	481.18	515.65	513.68
Revenue Growth	15.57%	12.31%	11.58%	-6.69%	0.38%	9.22%
Salaries and Employee Benefits	174.44	158.94	140.63	120.38	123.04	131.82
Occupancy Expenses	14.65	14.32	14.58	13.77	13.31	13.01
Federal Deposit Insurance	6.73	6.49	6.5	7.75	3.71	3.13
Amortization of Goodwill & Intangibles	19.39	16.85	14.14	11.2	11.21	12.73
Selling, General & Administrative	39.14	36.32	32.08	31.1	30.28	30.03
Other Non-Interest Expense	62.23	60.47	57.13	53.69	53.23	50.98
Total Non-Interest Expense	316.58	293.39	265.06	237.88	234.78	241.71
EBT Excluding Unusual Items	355.9	309.6	271.85	243.3	280.87	271.97
Pretax Income	355.9	309.6	271.85	243.3	280.87	271.97
Income Tax Expense	64.85	56.02	48.34	44.32	46.4	44.41
Net Income	291.05	253.58	223.51	198.98	234.48	227.56
Net Income to Common	291.05	253.58	223.51	198.98	234.48	227.56
Net Income Growth	19.98%	13.45%	12.33%	-15.14%	3.04%	12.63%
Basic Shares Outstanding	143	143	143	143	143	142
Diluted Shares Outstanding	144	143	143	143	143	143
Shares Change	0.18%	0.15%	0.21%	-0.19%	0.05%	0.41%
EPS (Basic)	2.03	1.77	1.56	1.39	1.64	1.60
EPS (Diluted)	2.02	1.77	1.56	1.39	1.64	1.59
EPS Growth	19.53%	13.46%	12.23%	-15.24%	3.15%	11.97%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.820	0.750	0.720	0.710	0.660	0.580
Dividend Growth	10.81%	4.17%	1.41%	7.58%	13.79%	13.73%
Effective Tax Rate	18.22%	18.09%	17.78%	18.22%	16.52%	16.33%

SEC Filings: 10-K · 10-Q