FinWise Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	100.02	72.18	58.91	54.56	50.9	47.98
Net Interest Income Growth	68.66%	22.53%	7.98%	7.20%	6.08%	72.89%
Non-Interest Income	80.56	58.48	22.49	21.46	37.41	31.84
Non-Interest Income Growth	170.29%	160.10%	4.80%	-42.65%	17.48%	121.55%
Revenues Before Loan Losses	180.57	130.67	81.4	76.02	88.31	79.82
Provision for Credit Losses	63.77	38.57	11.57	11.64	13.52	8.04
Revenue	116.8	92.09	69.82	64.38	74.79	71.78
Revenue Growth	55.72%	31.89%	8.46%	-13.92%	4.18%	94.59%
Compensation Expenses	44.07	42.29	35.21	25.75	24.49	21.74
Selling, General & Admin	5.53	5.51	6.92	8.27	7.66	2.55
Other Non-Interest Expenses	48.7	22.54	10.72	6.54	6.61	5.22
Total Non-Interest Expense	98.3	70.33	52.84	40.56	38.76	29.51
Pretax Income	18.5	21.76	16.99	23.81	36.03	42.27
Provision for Income Taxes	4.83	5.67	4.25	6.35	10.92	10.69
Net Income	13.67	16.09	12.74	17.46	25.12	31.58
Net Income to Common	13.67	16.09	12.74	17.46	25.12	31.58
Net Income Growth	1.03%	26.28%	-27.02%	-30.48%	-20.48%	182.04%
Shares Outstanding (Basic)	13	13	13	12	13	9
Shares Outstanding (Diluted)	14	14	13	13	13	9
Shares Change	1.79%	2.54%	2.47%	-3.35%	46.65%	12.87%
EPS (Basic)	1.02	1.20	0.98	1.38	1.96	3.44
EPS (Diluted)	0.96	1.13	0.93	1.33	1.87	3.27
EPS Growth	-1.03%	21.50%	-30.08%	-28.88%	-42.81%	155.47%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Free Cash Flow	-	-34.19	-19.89	4.81	53.94	-11.57
Free Cash Flow Growth	-	-	-	-91.09%	-	-
Free Cash Flow Per Share	-	-2.52	-1.50	0.37	4.04	-1.27
Profit Margin	11.71%	17.47%	18.25%	27.12%	33.58%	44.00%
FCF Margin	-	-37.13%	-28.48%	7.47%	72.12%	-16.11%
Effective Tax Rate	26.09%	26.05%	25.00%	26.68%	30.30%	25.29%

SEC Filings: 10-K · 10-Q