FinWise Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	116.27	87.09	68.89	58.45	50.94	49.14
Interest Income on Investments	5.45	5.39	5.46	6.09	1.39	0.11
Total Interest Income	121.72	92.48	74.35	64.53	52.33	49.24
Interest Paid on Deposits	21.71	20.3	15.44	9.97	1.43	1.14
Interest Paid on Borrowings	-	-	-	0	0	0.13
Total Interest Expense	21.71	20.3	15.44	9.98	1.43	1.27
Net Interest Income	100.01	72.18	58.91	54.56	50.9	47.98
Net Interest Income Growth	68.66%	22.53%	7.98%	7.20%	6.08%	72.89%
Gain (Loss) on Sale of Investments	0.2	1.3	-0.63	-0.6	-0.48	2.99
Other Non-Interest Income	73.38	50.81	21.07	20.37	24.34	19.16
Total Non-Interest Income	80.56	58.48	22.49	21.46	37.41	31.84
Non-Interest Income Growth	170.29%	160.10%	4.80%	-42.65%	17.48%	122.33%
Revenues Before Loan Losses	180.57	130.67	81.4	76.02	88.31	79.82
Provision for Loan Losses	63.77	38.57	11.57	11.64	13.52	8.04
Revenue	116.8	92.09	69.82	64.38	74.79	71.78
Revenue Growth	55.72%	31.89%	8.46%	-13.92%	4.18%	94.86%
Salaries and Employee Benefits	40.14	38.71	33.16	23.71	23.71	20.14
Occupancy Expenses	0.79	0.93	1.22	2.4	1.11	0.38
Selling, General & Administrative	8.67	8.15	7.74	7.92	7.33	3.77
Other Non-Interest Expense	48.7	22.54	10.72	6.54	4.88	3.92
Total Non-Interest Expense	98.3	70.33	52.84	40.56	37.03	28.71
EBT Excluding Unusual Items	18.5	21.76	16.99	23.81	37.76	43.07
Asset Writedown	-	-	-	-	-1.73	-0.8
Pretax Income	18.5	21.76	16.99	23.81	36.03	42.27
Income Tax Expense	4.83	5.67	4.25	6.35	10.92	10.69
Net Income	13.67	16.09	12.74	17.46	25.12	31.58
Preferred Dividends & Other Adjustments	0.46	0.71	0.39	0.29	0.19	1.78
Net Income to Common	13.22	15.39	12.35	17.17	24.92	29.8
Net Income Growth	1.76%	24.56%	-28.07%	-31.10%	-16.38%	187.65%
Basic Shares Outstanding	13	13	13	12	13	9
Diluted Shares Outstanding	14	14	13	13	13	9
Shares Change	1.56%	2.54%	2.47%	-3.35%	46.65%	12.87%
EPS (Basic)	1.02	1.20	0.98	1.38	1.96	3.44
EPS (Diluted)	0.96	1.13	0.93	1.33	1.87	3.27
EPS Growth	-0.16%	21.51%	-30.08%	-28.88%	-42.81%	155.47%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Effective Tax Rate	26.09%	26.05%	25.00%	26.68%	30.30%	25.29%

SEC Filings: 10-K · 10-Q