Financial Institutions, Inc. (FISI)
NASDAQ: FISI · Real-Time Price · USD
26.08
-0.24 (-0.91%)
At close: Jul 25, 2025, 4:00 PM
26.06
-0.02 (-0.08%)
After-hours: Jul 25, 2025, 4:00 PM EDT

Financial Institutions Income Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2024FY 2023FY 2022FY 2021FY 20202016 - 2020
Period Ending
Mar '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 2016 - 2020
Interest Income on Loans
280.66282.2258.58170.82147.9143.52
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Interest Income on Investments
35.2131.0327.5525.2919.3117.78
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Total Interest Income
315.87313.23286.13196.11167.21161.3
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Interest Paid on Deposits
136.91140.01107.3622.998.1217.82
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Interest Paid on Borrowings
8.599.6313.065.744.364.49
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Total Interest Expense
145.5149.64120.4228.7412.4822.31
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Net Interest Income
170.37163.59165.72167.37154.73138.99
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Net Interest Income Growth (YoY)
3.90%-1.28%-0.99%8.17%11.33%6.98%
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Gain (Loss) on Sale of Assets
13.6313.61-0.01-0.020.44-0.06
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Gain (Loss) on Sale of Investments
-100.97-100.83-3.83-0.83-0.361.32
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Gain (Loss) on Sale of Equity Investments
2.462.381.781.292.080.1
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Other Non-Interest Income
32.8233.345.138.7136.2233.14
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Total Non-Interest Income
-47.21-46.6848.2446.2746.9143.18
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Non-Interest Income Growth (YoY)
--4.26%-1.35%8.64%6.92%
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Revenues Before Loan Losses
123.16116.91213.96213.64201.64182.16
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Provision for Loan Losses
14.536.1513.6813.31-8.3427.18
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108.63110.76200.28200.33209.97154.98
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Revenue Growth (YoY)
-47.82%-44.70%-0.03%-4.59%35.49%-4.48%
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Salaries and Employee Benefits
64.5264.8970.5467.459.4357.99
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Occupancy Expenses
10.7710.9611.4211.8111.1410.62
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Federal Deposit Insurance
5.465.284.92.442.622.24
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Amortization of Goodwill & Intangibles
0.440.550.910.991.061.13
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Selling, General & Administrative
38.0538.5433.932.7128.8126.7
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Other Non-Interest Expense
15.8235.2515.1212.089.298.61
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Total Non-Interest Expense
135.45155.85137.11127.74112.64107.52
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EBT Excluding Unusual Items
-26.83-45.0963.1772.5997.3347.46
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Legal Settlements
-23.02-23.02----
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Pretax Income
-49.95-68.1563.0570.9797.2245.72
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Income Tax Expense
-23.11-26.512.7914.419.537.39
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Net Income
-26.84-41.6550.2656.5777.738.33
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Preferred Dividends & Other Adjustments
1.461.461.461.461.461.46
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Net Income to Common
-28.3-43.1148.8155.1176.2436.87
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Net Income Growth
---11.15%-27.19%102.70%-21.55%
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Basic Shares Outstanding
171615151616
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Diluted Shares Outstanding
171615151616
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Shares Change (YoY)
8.70%1.34%0.03%-2.92%-0.78%0.20%
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EPS (Basic)
-1.68-2.753.173.584.812.30
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EPS (Diluted)
-1.69-2.753.153.564.782.30
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EPS Growth
---11.52%-25.52%107.83%-22.30%
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Dividend Per Share
1.2101.2001.2001.1601.0801.040
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Dividend Growth
0.83%-3.45%7.41%3.85%4.00%
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Effective Tax Rate
--20.28%20.29%20.08%16.16%
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Updated May 5, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.
SEC Filings: 10-K · 10-Q