Financial Institutions, Inc. (FISI)
NASDAQ: FISI · Real-Time Price · USD
22.35
-0.12 (-0.51%)
Apr 17, 2025, 4:00 PM EDT - Market closed
Financial Institutions Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|
Period Ending | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Interest Income on Loans | 282.2 | 258.58 | 170.82 | 147.9 | 143.52 | Upgrade
|
| Interest Income on Investments | 31.03 | 27.55 | 25.29 | 19.31 | 17.78 | Upgrade
|
| Total Interest Income | 313.23 | 286.13 | 196.11 | 167.21 | 161.3 | Upgrade
|
| Interest Paid on Deposits | 140.01 | 107.36 | 22.99 | 8.12 | 17.82 | Upgrade
|
| Interest Paid on Borrowings | 9.63 | 13.06 | 5.74 | 4.36 | 4.49 | Upgrade
|
| Total Interest Expense | 149.64 | 120.42 | 28.74 | 12.48 | 22.31 | Upgrade
|
| Net Interest Income | 163.59 | 165.72 | 167.37 | 154.73 | 138.99 | Upgrade
|
| Net Interest Income Growth (YoY) | -1.28% | -0.99% | 8.17% | 11.33% | 6.98% | Upgrade
|
| Gain (Loss) on Sale of Assets | 13.61 | -0.01 | -0.02 | 0.44 | -0.06 | Upgrade
|
| Gain (Loss) on Sale of Investments | -100.83 | -3.83 | -0.83 | -0.36 | 1.32 | Upgrade
|
| Gain (Loss) on Sale of Equity Investments | 2.38 | 1.78 | 1.29 | 2.08 | 0.1 | Upgrade
|
| Other Non-Interest Income | 33.3 | 45.1 | 38.71 | 36.22 | 33.14 | Upgrade
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| Total Non-Interest Income | -46.68 | 48.24 | 46.27 | 46.91 | 43.18 | Upgrade
|
| Non-Interest Income Growth (YoY) | - | 4.26% | -1.35% | 8.64% | 6.92% | Upgrade
|
| Revenues Before Loan Losses | 116.91 | 213.96 | 213.64 | 201.64 | 182.16 | Upgrade
|
| Provision for Loan Losses | 6.15 | 13.68 | 13.31 | -8.34 | 27.18 | Upgrade
|
| Revenue | 110.76 | 200.28 | 200.33 | 209.97 | 154.98 | Upgrade
|
| Revenue Growth (YoY) | -44.70% | -0.03% | -4.59% | 35.49% | -4.48% | Upgrade
|
| Salaries and Employee Benefits | 64.89 | 70.54 | 67.4 | 59.43 | 57.99 | Upgrade
|
| Occupancy Expenses | 10.96 | 11.42 | 11.81 | 11.14 | 10.62 | Upgrade
|
| Federal Deposit Insurance | 5.28 | 4.9 | 2.44 | 2.62 | 2.24 | Upgrade
|
| Amortization of Goodwill & Intangibles | 0.55 | 0.91 | 0.99 | 1.06 | 1.13 | Upgrade
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| Selling, General & Administrative | 38.54 | 33.9 | 32.71 | 28.81 | 26.7 | Upgrade
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| Other Non-Interest Expense | 35.25 | 15.12 | 12.08 | 9.29 | 8.61 | Upgrade
|
| Total Non-Interest Expense | 155.85 | 137.11 | 127.74 | 112.64 | 107.52 | Upgrade
|
| EBT Excluding Unusual Items | -45.09 | 63.17 | 72.59 | 97.33 | 47.46 | Upgrade
|
| Legal Settlements | -23.02 | - | - | - | - | Upgrade
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| Pretax Income | -68.15 | 63.05 | 70.97 | 97.22 | 45.72 | Upgrade
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| Income Tax Expense | -26.5 | 12.79 | 14.4 | 19.53 | 7.39 | Upgrade
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| Net Income | -41.65 | 50.26 | 56.57 | 77.7 | 38.33 | Upgrade
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| Preferred Dividends & Other Adjustments | 1.46 | 1.46 | 1.46 | 1.46 | 1.46 | Upgrade
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| Net Income to Common | -43.11 | 48.81 | 55.11 | 76.24 | 36.87 | Upgrade
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| Net Income Growth | - | -11.15% | -27.19% | 102.70% | -21.55% | Upgrade
|
| Basic Shares Outstanding | 16 | 15 | 15 | 16 | 16 | Upgrade
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| Diluted Shares Outstanding | 16 | 15 | 15 | 16 | 16 | Upgrade
|
| Shares Change (YoY) | 1.34% | 0.03% | -2.92% | -0.78% | 0.20% | Upgrade
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| EPS (Basic) | -2.75 | 3.17 | 3.58 | 4.81 | 2.30 | Upgrade
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| EPS (Diluted) | -2.75 | 3.15 | 3.56 | 4.78 | 2.30 | Upgrade
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| EPS Growth | - | -11.52% | -25.52% | 107.83% | -22.30% | Upgrade
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| Dividend Per Share | 1.200 | 1.200 | 1.160 | 1.080 | 1.040 | Upgrade
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| Dividend Growth | - | 3.45% | 7.41% | 3.85% | 4.00% | Upgrade
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| Effective Tax Rate | - | 20.28% | 20.29% | 20.08% | 16.16% | Upgrade
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Updated Mar 12, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.