Financial Institutions Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 8, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Cap	734	617	548	328	374	501
Market Cap Growth	40.94%	12.63%	66.95%	-12.18%	-25.37%	38.72%
Enterprise Value	870.82	828.02	690.02	470	465.2	591.91
Last Close Price	37.27	31.17	27.29	21.30	24.36	31.80
PE Ratio	9.71	8.63	-	6.76	6.84	6.65
Forward PE	9.38	8.25	8.92	7.16	7.17	9.46
PEG Ratio	-	1.54	1.54	1.54	1.54	1.54
PS Ratio	3.06	2.64	4.95	1.64	1.87	2.38
PB Ratio	1.19	0.98	0.96	0.72	0.92	0.99
P/TBV Ratio	1.19	1.01	0.75	0.72	0.93	1.00
P/FCF Ratio	27.07	46.56	7.59	41.53	2.98	7.88
P/OCF Ratio	22.59	32.82	7.10	30.12	2.80	6.86
EV/Sales Ratio	3.64	3.55	6.23	2.35	2.32	2.82
EV/EBITDA Ratio	-	105.05	89.90	58.09	57.35	73.54
EV/FCF Ratio	32.13	62.47	9.56	59.48	3.72	9.31
Debt / Equity Ratio	0.12	0.31	0.22	0.27	0.18	0.15
Debt / EBITDA Ratio	10.11	24.57	16.27	15.39	9.15	9.18
Debt / FCF Ratio	2.90	14.61	1.73	15.76	0.59	1.16
Net Debt / Equity Ratio	0.12	0.31	0.22	0.27	0.18	0.15
Net Debt / EBITDA Ratio	10.11	24.57	16.27	15.39	9.15	9.18
Net Debt / FCF Ratio	2.90	14.61	1.73	15.76	0.59	1.16
Asset Turnover	0.04	0.04	0.02	0.03	0.04	0.04
Return on Equity (ROE)	12.53%	12.50%	-8.14%	11.68%	12.42%	15.96%
Earnings Yield	10.57%	11.58%	-	14.79%	14.61%	15.03%
FCF Yield	3.69%	2.15%	13.17%	2.41%	33.51%	12.69%
Dividend Yield	3.43%	3.95%	4.33%	5.58%	4.69%	3.37%
Payout Ratio	32.83%	33.67%	-42.95%	37.47%	31.92%	22.29%
Buyback Yield / Dilution	-20.04%	-29.55%	-1.34%	-0.03%	2.92%	0.78%
Total Shareholder Return	-16.60%	-25.61%	2.98%	5.56%	7.62%	4.16%

SEC Filings: 10-K · 10-Q