Financial Institutions, Inc. (FISI)
NASDAQ: FISI · Real-Time Price · USD
39.66
-0.78 (-1.93%)
Nov 5, 2026, 12:53 PM EST - Market open

Financial Institutions Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Nov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
774627531328374504
Market Cap Growth
32.48%18.07%61.99%-12.17%-25.83%39.57%
Last Close Price
40.4430.3425.4018.7420.1025.12

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Nov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
9.848.55-6.726.786.61
PS Ratio
3.272.694.801.641.872.40
PB Ratio
1.311.000.930.720.921.00
P/FCF Ratio
14.1547.347.3741.522.987.92
P/OCF Ratio
13.0733.376.8930.122.806.90

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Nov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.400.570.520.840.890.28
Debt / FCF Ratio
-27.244.1348.202.882.24
Net Debt / Equity Ratio
0.230.360.290.470.430.09
Net Debt / FCF Ratio
-16.842.2826.941.400.74
Return on Equity (ROE)
13.24%12.50%-8.14%11.68%12.42%15.96%
Return on Assets (ROA)
1.28%1.21%-0.68%0.84%1.00%1.49%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Nov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
10.16%11.93%-7.84%15.32%15.14%15.43%
FCF Yield
7.07%2.11%13.58%2.41%33.52%12.62%
Dividend Yield
3.16%3.91%4.53%5.64%4.76%3.38%
Payout Ratio
31.77%34.96%-39.28%33.68%23.75%
Buyback Yield / Dilution
-4.43%-29.55%-1.34%-0.03%2.92%0.78%
Total Shareholder Return
-1.30%-25.64%3.19%5.61%7.69%4.16%
SEC Filings: 10-K · 10-Q