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Financial Institutions, Inc. (FISI)
NASDAQ: FISI · Real-Time Price · USD
39.27
+0.64 (1.66%)
Oct 15, 2026, 4:00 PM EDT - Market closed

Financial Institutions Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Market Capitalization
774627531328374504
Market Cap Growth
44.14%18.07%61.99%-12.17%-25.83%39.57%
Last Close Price
39.2730.3425.4018.7420.1025.12

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
9.758.55-6.726.786.61
PS Ratio
3.182.694.801.641.872.40
PB Ratio
1.241.000.930.720.921.00
P/FCF Ratio
13.7647.347.3741.522.987.92
P/OCF Ratio
12.7133.376.8930.122.806.90

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.500.570.520.840.890.28
Debt / FCF Ratio
5.6927.244.1348.202.882.24
Net Debt / Equity Ratio
0.300.360.290.470.430.09
Net Debt / FCF Ratio
3.4116.842.2826.941.400.74
Return on Equity (ROE)
13.27%12.50%-8.14%11.68%12.42%15.96%
Return on Assets (ROA)
1.32%1.21%-0.68%0.84%1.00%1.49%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
10.49%11.93%-7.84%15.32%15.14%15.43%
FCF Yield
7.27%2.11%13.58%2.41%33.52%12.62%
Dividend Yield
3.26%3.91%4.53%5.64%4.76%3.38%
Payout Ratio
31.78%34.96%-39.28%33.68%23.75%
Buyback Yield / Dilution
-11.78%-29.55%-1.34%-0.03%2.92%0.78%
Total Shareholder Return
-8.52%-25.64%3.19%5.61%7.69%4.16%
SEC Filings: 10-K · 10-Q