Financial Institutions Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 29, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Cap	766	617	548	328	374	501
Market Cap Growth	45.12%	12.63%	66.95%	-12.18%	-25.37%	38.72%
Last Close Price	38.93	31.17	27.29	21.30	24.36	31.80
PE Ratio	10.14	8.63	-	6.76	6.84	6.65
Forward PE	9.79	8.25	8.92	7.16	7.17	9.46
PEG Ratio	-	1.54	1.54	1.54	1.54	1.54
PS Ratio	3.20	2.64	4.95	1.64	1.87	2.38
PB Ratio	1.25	0.98	0.96	0.72	0.92	0.99
P/TBV Ratio	1.38	1.11	0.84	0.86	1.14	1.18
P/FCF Ratio	28.28	46.56	7.59	41.53	2.98	7.88
P/OCF Ratio	23.59	32.82	7.10	30.12	2.80	6.86
Debt / Equity Ratio	0.12	0.31	0.22	0.27	0.18	0.15
Debt / FCF Ratio	2.90	14.61	1.73	15.76	0.59	1.16
Net Debt / Equity Ratio	0.12	0.31	0.22	0.27	0.18	0.15
Net Debt / FCF Ratio	2.90	14.61	1.73	15.76	0.59	1.16
Asset Turnover	0.04	0.04	0.02	0.03	0.04	0.04
Return on Equity (ROE)	12.53%	12.50%	-8.14%	11.68%	12.42%	15.96%
Earnings Yield	10.11%	11.58%	-	14.79%	14.61%	15.03%
FCF Yield	3.54%	2.15%	13.17%	2.41%	33.51%	12.69%
Dividend Yield	3.29%	3.95%	4.33%	5.58%	4.69%	3.37%
Payout Ratio	32.83%	33.67%	-42.95%	37.47%	31.92%	22.29%
Buyback Yield / Dilution	-20.04%	-29.55%	-1.34%	-0.03%	2.92%	0.78%
Total Shareholder Return	-16.75%	-25.61%	2.98%	5.56%	7.62%	4.16%

SEC Filings: 10-K · 10-Q