Financial Institutions, Inc. (FISI)
NASDAQ: FISI · Real-Time Price · USD
29.74
+0.41 (1.40%)
Nov 10, 2025, 2:05 PM EST - Market open
Financial Institutions Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
Cash & Equivalents | 185.95 | 87.32 | 124.44 | 130.47 | 79.11 | 93.88 | Upgrade |
Investment Securities | 140.69 | 142.58 | 175.43 | 190.63 | 194.2 | 320.87 | Upgrade |
Trading Asset Securities | 30.45 | 46.13 | 43.51 | 54.56 | 16.33 | 20.12 | Upgrade |
Mortgage-Backed Securities | 933.91 | 956.39 | 928.71 | 1,008 | 1,257 | 621.42 | Upgrade |
Total Investments | 1,105 | 1,145 | 1,148 | 1,253 | 1,467 | 962.42 | Upgrade |
Gross Loans | 4,595 | 4,483 | 4,466 | 4,054 | 3,683 | 3,602 | Upgrade |
Allowance for Loan Losses | -47.29 | -48.04 | -51.08 | -45.41 | -39.68 | -52.42 | Upgrade |
Other Adjustments to Gross Loans | -4.65 | -3.39 | -4.02 | -3.97 | -3.77 | -6.89 | Upgrade |
Net Loans | 4,543 | 4,431 | 4,411 | 4,005 | 3,640 | 3,543 | Upgrade |
Property, Plant & Equipment | 68.86 | 70.24 | 71.43 | 73.11 | 62.18 | 60.57 | Upgrade |
Goodwill | 58.12 | 58.12 | 67.07 | 67.07 | 67.07 | 66.06 | Upgrade |
Other Intangible Assets | 2.32 | 2.64 | 5.43 | 6.34 | 7.33 | 7.73 | Upgrade |
Loans Held for Sale | 2.25 | 2.28 | 1.37 | 0.55 | 6.2 | 4.31 | Upgrade |
Accrued Interest Receivable | 25.74 | 23.75 | 24.48 | 19.37 | 15.5 | 15.71 | Upgrade |
Other Current Assets | - | - | - | - | 7.2 | - | Upgrade |
Long-Term Deferred Tax Assets | 49.65 | 60.89 | 48.73 | 53.43 | 6.23 | 6.17 | Upgrade |
Other Real Estate Owned & Foreclosed | 0.14 | - | - | - | - | 2.97 | Upgrade |
Other Long-Term Assets | 227.89 | 217.33 | 241.82 | 169.05 | 158.46 | 147.19 | Upgrade |
Total Assets | 6,288 | 6,117 | 6,161 | 5,797 | 5,521 | 4,912 | Upgrade |
Interest Bearing Deposits | 3,858 | 3,826 | 3,900 | 3,532 | 3,537 | 3,059 | Upgrade |
Institutional Deposits | 540.1 | 328.4 | 302.6 | 258.7 | 182.3 | 200.7 | Upgrade |
Non-Interest Bearing Deposits | 959.4 | 950.35 | 1,011 | 1,139 | 1,108 | 1,019 | Upgrade |
Total Deposits | 5,358 | 5,105 | 5,213 | 4,929 | 4,827 | 4,278 | Upgrade |
Short-Term Borrowings | 82.6 | 140.41 | 222.52 | 252.75 | 44.54 | 25.54 | Upgrade |
Current Portion of Leases | 0.75 | 2.93 | - | - | - | - | Upgrade |
Accrued Interest Payable | 19.76 | 25.86 | 19.41 | 5.98 | - | - | Upgrade |
Other Current Liabilities | 23.78 | 45.96 | 40.35 | 54.3 | - | - | Upgrade |
Long-Term Debt | 65 | 74.84 | 74.53 | 74.22 | 73.91 | 73.62 | Upgrade |
Federal Home Loan Bank Debt, Long-Term | 50 | 50 | 50 | - | - | - | Upgrade |
Long-Term Leases | 31.4 | 29.84 | 33.79 | 33.23 | 23.87 | 21.51 | Upgrade |
Pension & Post-Retirement Benefits | - | - | - | - | 0.03 | 0.11 | Upgrade |
Other Long-Term Liabilities | 35.24 | 73.54 | 52.57 | 41.76 | 46.2 | 44.8 | Upgrade |
Total Liabilities | 5,666 | 5,548 | 5,706 | 5,392 | 5,016 | 4,444 | Upgrade |
Preferred Stock, Non-Redeemable | 17.29 | 17.29 | 17.29 | 17.29 | 17.29 | 17.33 | Upgrade |
Total Preferred Equity | 17.29 | 17.29 | 17.29 | 17.29 | 17.29 | 17.33 | Upgrade |
Common Stock | 0.21 | 0.21 | 0.16 | 0.16 | 0.16 | 0.16 | Upgrade |
Additional Paid-In Capital | 233.63 | 233.42 | 125.84 | 126.64 | 126.11 | 125.12 | Upgrade |
Retained Earnings | 423.76 | 388.67 | 451.69 | 421.34 | 384.01 | 324.85 | Upgrade |
Treasury Stock | -16.41 | -17.99 | -20.24 | -22.34 | -9.22 | -1.22 | Upgrade |
Comprehensive Income & Other | -36.76 | -52.6 | -119.94 | -137.49 | -13.21 | 2.13 | Upgrade |
Total Common Equity | 604.44 | 551.7 | 437.5 | 388.31 | 487.85 | 451.04 | Upgrade |
Shareholders' Equity | 621.72 | 568.98 | 454.8 | 405.61 | 505.14 | 468.36 | Upgrade |
Total Liabilities & Equity | 6,288 | 6,117 | 6,161 | 5,797 | 5,521 | 4,912 | Upgrade |
Total Debt | 229.75 | 298.02 | 380.84 | 360.2 | 142.32 | 120.67 | Upgrade |
Net Cash (Debt) | -13.36 | -164.56 | -212.89 | -175.18 | -46.88 | -6.67 | Upgrade |
Net Cash Per Share | -0.70 | -10.49 | -13.76 | -11.32 | -2.94 | -0.42 | Upgrade |
Filing Date Shares Outstanding | 20.13 | 20.08 | 15.41 | 15.38 | 15.53 | 15.82 | Upgrade |
Total Common Shares Outstanding | 20.13 | 20.08 | 15.41 | 15.34 | 15.75 | 16.04 | Upgrade |
Book Value Per Share | 30.03 | 27.48 | 28.40 | 25.31 | 30.98 | 28.12 | Upgrade |
Tangible Book Value | 543.99 | 490.94 | 365 | 314.9 | 413.45 | 377.25 | Upgrade |
Tangible Book Value Per Share | 27.02 | 24.45 | 23.69 | 20.53 | 26.26 | 23.52 | Upgrade |
Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.