Financial Institutions, Inc. (FISI)

Financial Institutions Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Year Ending	Current	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	341	328	374	504	361	514
Market Cap Growth	-2.18%	-12.18%	-25.83%	39.57%	-29.73%	25.48%
Enterprise Value	362	513	522	528	346	715
PE Ratio	8.84	6.72	6.78	6.61	9.79	10.83
PS Ratio	1.64	1.64	1.87	2.40	2.33	3.17
PB Ratio	0.77	0.72	0.92	1.00	0.77	1.17
P/FCF Ratio	25.65	41.52	2.98	7.92	9.21	9.50
P/OCF Ratio	20.53	30.12	2.80	6.90	8.30	8.90
EV/Sales Ratio	1.74	2.56	2.61	2.52	2.23	4.41
EV/EBITDA Ratio	6.17	7.21	6.60	5.02	6.45	10.58
EV/EBIT Ratio	7.15	8.14	7.36	5.44	7.57	12.04
EV/FCF Ratio	27.19	64.94	4.17	8.31	8.83	13.23
Debt / Equity Ratio	0.58	0.68	0.69	0.21	0.17	0.72
Debt / EBITDA Ratio	4.39	4.35	3.53	0.99	1.47	4.65
Debt / FCF Ratio	19.36	39.17	2.23	1.63	2.01	5.82
Asset Turnover	0.03	0.03	0.04	0.04	0.03	0.04
Return on Equity (ROE)	8.90%	11.40%	13.20%	15.60%	8.10%	11.10%
Return on Assets (ROA)	0.60%	0.80%	1.00%	1.40%	0.80%	1.10%
Return on Capital (ROIC)	5.72%	6.58%	8.26%	12.76%	7.00%	6.48%
Earnings Yield	11.37%	14.88%	14.75%	15.14%	10.22%	9.23%
FCF Yield	3.90%	2.41%	33.52%	12.62%	10.86%	10.53%
Dividend Yield	5.43%	5.60%	4.80%	3.40%	4.60%	3.10%
Payout Ratio	48.00%	37.90%	32.40%	22.50%	45.20%	33.70%
Buyback Yield / Dilution	-0.22%	-0.03%	2.92%	0.78%	-0.20%	-0.47%
Total Shareholder Return	5.22%	5.57%	7.72%	4.18%	4.40%	2.63%

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).