Financial Institutions Statistics
Total Valuation
FISI has a market cap or net worth of $431.73 million.
Important Dates
The last earnings date was Thursday, October 24, 2024, after market close.
| Earnings Date | Oct 24, 2024 |
| Ex-Dividend Date | Sep 13, 2024 |
Share Statistics
FISI has 15.47 million shares outstanding. The number of shares has increased by 0.90% in one year.
| Current Share Class | 15.47M |
| Shares Outstanding | 15.47M |
| Shares Change (YoY) | +0.90% |
| Shares Change (QoQ) | +0.51% |
| Owned by Insiders (%) | 3.00% |
| Owned by Institutions (%) | 70.46% |
| Float | 15.00M |
Valuation Ratios
The trailing PE ratio is 8.80 and the forward PE ratio is 9.25.
| PE Ratio | 8.80 |
| Forward PE | 9.25 |
| PS Ratio | 1.99 |
| Forward PS | 2.29 |
| PB Ratio | 0.89 |
| P/TBV Ratio | 1.02 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | 176.79 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 11.21%.
| Return on Equity (ROE) | 11.21% |
| Return on Assets (ROA) | 0.83% |
| Return on Capital (ROIC) | n/a |
| Revenue Per Employee | $347,123 |
| Profits Per Employee | $79,304 |
| Employee Count | 624 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, FISI has paid $11.11 million in taxes.
| Income Tax | 11.11M |
| Effective Tax Rate | 17.90% |
Stock Price Statistics
The stock price has increased by +57.90% in the last 52 weeks. The beta is 0.92, so FISI's price volatility has been similar to the market average.
| Beta (5Y) | 0.92 |
| 52-Week Price Change | +57.90% |
| 50-Day Moving Average | 25.67 |
| 200-Day Moving Average | 21.40 |
| Relative Strength Index (RSI) | 62.80 |
| Average Volume (20 Days) | 43,530 |
Short Selling Information
The latest short interest is 63,075, so 0.41% of the outstanding shares have been sold short.
| Short Interest | 63,075 |
| Short Previous Month | 69,068 |
| Short % of Shares Out | 0.41% |
| Short % of Float | 0.42% |
| Short Ratio (days to cover) | 2.07 |
Income Statement
In the last 12 months, FISI had revenue of $216.61 million and earned $49.49 million in profits. Earnings per share was $3.17.
| Revenue | 216.61M |
| Gross Profit | 216.61M |
| Operating Income | 67.96M |
| Pretax Income | 63.97M |
| Net Income | 49.49M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $3.17 |
Full Income StatementBalance Sheet
The company has $285.42 million in cash and $244.60 million in debt, giving a net cash position of $40.82 million or $2.64 per share.
| Cash & Cash Equivalents | 285.42M |
| Total Debt | 244.60M |
| Net Cash | 40.82M |
| Net Cash Per Share | $2.64 |
| Equity (Book Value) | 500.34M |
| Book Value Per Share | 31.22 |
| Working Capital | -5.14B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $2.44 million and capital expenditures -$5.82 million, giving a free cash flow of -$3.38 million.
| Operating Cash Flow | 2.44M |
| Capital Expenditures | -5.82M |
| Free Cash Flow | -3.38M |
| FCF Per Share | -$0.22 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 31.37% |
| Pretax Margin | 28.65% |
| Profit Margin | 23.52% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 18.19% |