F.N.B. Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	1,450	1,396	1,280	1,317	1,120	907
Net Interest Income Growth	10.16%	9.06%	-2.81%	17.59%	23.48%	-1.63%
Non-Interest Income	377.92	369	316	254	323	330
Non-Interest Income Growth	7.06%	16.77%	24.41%	-21.36%	-2.12%	12.25%
Revenues Before Loan Losses	1,828	1,765	1,596	1,571	1,443	1,237
Provision for Credit Losses	82.36	86	80	72	64	1
Revenue	1,745	1,679	1,516	1,499	1,379	1,236
Revenue Growth	10.46%	10.75%	1.13%	8.70%	11.57%	13.08%
Compensation Expenses	536.6	530	504	462	426	418
Selling, General & Admin	362.64	355	349	337	267	256
Other Non-Interest Expenses	129.01	125	108	116	133	59
Total Non-Interest Expense	1,028	1,010	961	915	826	733
Pretax Income	717.06	669	555	584	553	503
Provision for Income Taxes	113.34	104	90	99	114	98
Net Income	603.72	565	465	485	439	405
Net Income Attributable to Preferred Dividends	-	-	6	8	8	8
Net Income to Common	318	565	459	477	431	397
Net Income Growth	-31.91%	23.09%	-3.77%	10.67%	8.56%	42.81%
Shares Outstanding (Basic)	360	361	361	361	350	320
Shares Outstanding (Diluted)	360	362	363	363	354	323
Shares Change	-0.72%	-0.19%	-0.07%	2.50%	9.45%	-0.62%
EPS (Basic)	1.68	1.57	1.27	1.32	1.23	1.24
EPS (Diluted)	1.68	1.56	1.27	1.31	1.22	1.23
EPS Growth	31.25%	22.84%	-3.05%	7.38%	-0.81%	44.71%
Free Cash Flow	-	376	503	335	1,123	472
Free Cash Flow Growth	-	-25.25%	50.15%	-70.17%	137.92%	555.56%
Free Cash Flow Per Share	-	1.04	1.39	0.92	3.17	1.46
Dividends Per Share	0.490	0.480	0.480	0.480	0.480	0.480
Dividend Growth	2.08%	0%	0%	0%	0%	0%
Profit Margin	34.59%	33.65%	30.67%	32.35%	31.83%	32.77%
FCF Margin	-	22.39%	33.18%	22.35%	81.44%	38.19%
Effective Tax Rate	15.81%	15.55%	16.22%	16.95%	20.61%	19.48%

SEC Filings: 10-K · 10-Q