F.N.B. Corporation (FNB)

F.N.B. Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	1,992	1,996	1,985	1,754	1,117	886
Interest Income on Investments	339.14	330	267	219	168	119
Total Interest Income	2,331	2,326	2,252	1,973	1,285	1,005
Interest Paid on Deposits	692.33	737	754	495	108	47
Interest Paid on Borrowings	171.68	193	218	161	57	51
Total Interest Expense	864.01	930	972	656	165	98
Net Interest Income	1,467	1,396	1,280	1,317	1,120	907
Net Interest Income Growth	8.52%	9.06%	-2.81%	17.59%	23.48%	-1.63%
Trust Income	49.92	48	46	43	39	37
Mortgage Banking Activities	22.75	28	26.9	21.2	18.5	32.2
Gain (Loss) on Sale of Investments	0.03	-	-34	-67	0.05	0.19
Other Non-Interest Income	299.89	293	277	257	262.95	255.81
Total Non-Interest Income	372.58	369	315.9	254.2	320.5	325.2
Non-Interest Income Growth	14.50%	16.81%	24.27%	-20.69%	-1.44%	-0.17%
Revenues Before Loan Losses	1,840	1,765	1,596	1,571	1,441	1,232
Provision for Loan Losses	78.38	86	80	72	64	1
Revenue	1,761	1,679	1,516	1,499	1,377	1,231
Revenue Growth	10.96%	10.76%	1.11%	8.91%	11.80%	9.46%
Salaries and Employee Benefits	520.61	513	487	444	404	397
Occupancy Expenses	83.87	78	79	70	68	58
Federal Deposit Insurance	28.65	28	41	61	20	18
Amortization of Goodwill & Intangibles	-	-	-	-	-	12
Selling, General & Administrative	264.68	253	232	210	187	176
Other Non-Interest Expense	143.68	138	122	130	147	70
Total Non-Interest Expense	1,041	1,010	961	915	826	731
EBT Excluding Unusual Items	719.93	669	554.9	584.2	550.5	500.2
Asset Writedown	-	-	0.1	-0.2	2.5	4.8
Pretax Income	719.93	669	555	584	553	503
Income Tax Expense	112.99	104	90	99	114	98
Net Income	606.94	565	465	485	439	405
Preferred Dividends & Other Adjustments	-	-	6	8	8	8
Net Income to Common	606.94	565	459	477	431	397
Net Income Growth	19.71%	23.09%	-3.77%	10.67%	8.56%	42.81%
Basic Shares Outstanding	358	361	361	361	350	320
Diluted Shares Outstanding	358	362	363	363	354	323
Shares Change	-1.13%	-0.19%	-0.07%	2.50%	9.45%	-0.62%
EPS (Basic)	1.70	1.57	1.27	1.32	1.23	1.24
EPS (Diluted)	1.70	1.56	1.27	1.31	1.22	1.23
EPS Growth	21.16%	22.84%	-3.06%	7.38%	-0.81%	44.71%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Dividend Per Share	0.500	0.480	0.480	0.480	0.480	0.480
Dividend Growth	4.17%	0%	0%	0%	0%	0%
Effective Tax Rate	15.70%	15.55%	16.22%	16.95%	20.61%	19.48%

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Oct 25, 2026

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