Peoples Financial Services Corp. (PFIS)

NASDAQ: PFIS · Real-Time Price · USD

70.72

+1.27 (1.82%)

Aug 11, 2026, 3:35 PM EDT - Market open

PFIS Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	368.45	353.75	269.45	188.21	197.82	196.66
Revenue Growth	3.52%	31.29%	43.16%	-4.86%	0.59%	7.55%
Net Income	56.77	59.19	8.5	27.38	38.09	43.52
Earnings Per Share	5.65	5.88	0.99	3.83	5.28	6.01
EPS Growth	68.66%	493.94%	-74.15%	-27.49%	-12.19%	50.37%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	256.25	268.98	135.85	187.37	37.87	279.93
Total Debt	246.06	225.68	139.68	58	33.56	33
Net Cash (Debt)	10.19	43.31	-3.83	129.37	4.31	246.93
Net Cash Growth	-	-	-	2899.42%	-98.25%	36.86%
Net Cash Per Share	1.01	4.30	-0.45	18.09	0.60	34.13

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	53.47	54.28	34.73	33.25	42.36	40.77
Capital Expenditures	-8.56	-10.93	-2.58	-5.93	-7.83	-4.89
Free Cash Flow	44.91	43.34	32.15	27.33	34.53	35.89
Free Cash Flow Growth	3.16%	34.81%	17.65%	-20.85%	-3.79%	2.86%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Pretax Margin	19.13%	20.42%	3.14%	17.27%	22.93%	27.21%
Profit Margin	15.41%	16.73%	3.15%	14.55%	19.25%	22.13%
FCF Margin	12.19%	12.25%	11.93%	14.52%	17.45%	18.25%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 11, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	2.500	2.470	2.060	1.640	1.580	1.500
Dividend Per Share Growth	0.91%	19.90%	25.61%	3.80%	5.33%	4.17%
Dividend Yield	3.55%	5.06%	4.14%	3.37%	3.05%	2.85%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 11, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	12.47	8.28	51.70	12.72	9.81	8.76
Forward PE	9.99	7.88	8.71	11.91	9.73	-
P/FCF Ratio	17.06	11.23	15.90	12.55	10.74	10.53
PS Ratio	3.69	1.38	1.90	1.82	1.87	1.92