Peoples Financial Services Corp. (PFIS)

PFIS Income Statement

Financials in millions USD. Fiscal year is January - December.

Year Ending	TTM	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Revenue	96.81	100.32	108.04	108.52	89.04	84.53
Revenue Growth (YoY)	-10.15%	-7.15%	-0.44%	21.87%	5.34%	4.62%
Gross Profit	96.81	100.32	108.04	108.52	89.04	84.53
Selling, General & Admin	55.67	55.24	52.85	44.72	45.07	45.04
Other Operating Expenses	13.67	12.58	9.83	10.28	9.8	10.6
Operating Expenses	69.33	67.82	62.68	55	54.87	55.64
Operating Income	27.48	32.5	45.37	53.52	34.18	28.89
Pretax Income	27.48	32.5	45.37	53.52	34.18	28.89
Income Tax	4.21	5.12	7.28	10	4.82	3.16
Net Income	23.27	27.38	38.09	43.52	29.35	25.74
Net Income Growth	-35.44%	-28.12%	-12.48%	48.26%	14.06%	3.27%
Shares Outstanding (Basic)	7	7	7	7	7	7
Shares Outstanding (Diluted)	7	7	7	7	7	7
Shares Change	-1.35%	-0.83%	-0.33%	-1.40%	-1.01%	0.13%
EPS (Basic)	3.28	3.85	5.31	6.05	4.02	3.48
EPS (Diluted)	3.27	3.83	5.28	6.02	4.00	3.47
EPS Growth	-34.60%	-27.46%	-12.29%	50.50%	15.27%	2.97%
Free Cash Flow	28.29	27.34	34.7	35.94	35.32	31.48
Free Cash Flow Per Share	4.01	3.85	4.84	5.00	4.83	4.26
Dividend Per Share	1.640	1.640	1.580	1.500	1.440	1.370
Dividend Growth	2.50%	3.80%	5.33%	4.17%	5.11%	4.58%
Gross Margin	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Operating Margin	28.38%	32.40%	41.99%	49.31%	38.38%	34.18%
Profit Margin	24.03%	27.29%	35.25%	40.10%	32.97%	30.44%
Free Cash Flow Margin	29.23%	27.25%	32.11%	33.12%	39.67%	37.24%
Effective Tax Rate	15.32%	15.76%	16.04%	18.68%	14.11%	10.92%
EBITDA	31.01	36	49.4	57.16	38.43	33.1
EBITDA Margin	32.03%	35.88%	45.72%	52.67%	43.15%	39.16%
Depreciation & Amortization	3.53	3.5	4.03	3.64	4.25	4.21
EBIT	27.48	32.5	45.37	53.52	34.18	28.89
EBIT Margin	28.38%	32.40%	41.99%	49.31%	38.38%	34.18%

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).