Peoples Financial Services Corp. (PFIS)
NASDAQ: PFIS · Real-Time Price · USD
74.92
+4.60 (6.54%)
At close: Nov 2, 2026, 4:00 PM EST
74.92
0.00 (0.00%)
After-hours: Nov 2, 2026, 4:10 PM EST
PFIS Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 245.26 | 237.22 | 192.26 | 134.64 | 100.59 | 86.45 |
Interest Income on Investments | 25.42 | 22.47 | 19.2 | 15.21 | 10.75 | 7.61 |
Total Interest Income | 270.68 | 259.7 | 211.46 | 149.85 | 111.33 | 94.06 |
Interest Paid on Deposits | 76.62 | 81.17 | 87.93 | 58.56 | 12.63 | 7.31 |
Interest Paid on Borrowings | 15.27 | 12.56 | 7.54 | 4.54 | 2.95 | 2.11 |
Total Interest Expense | 91.89 | 93.74 | 95.47 | 63.1 | 15.59 | 9.42 |
Net Interest Income | 178.79 | 165.96 | 115.99 | 86.75 | 95.75 | 84.64 |
Net Interest Income Growth | 10.75% | 43.08% | 33.70% | -9.39% | 13.13% | 6.06% |
Trust Income | 5.36 | 5.23 | 4.39 | 3.8 | 3.66 | 3.81 |
Mortgage Banking Activities | 0.92 | 0.55 | 0.39 | 0.39 | 0.51 | 0.98 |
Gain (Loss) on Sale of Assets | 0.13 | -0.07 | -0.17 | -0 | - | - |
Gain (Loss) on Sale of Investments | -1.27 | -2.07 | 0.13 | 0.07 | -2.01 | 12.16 |
Other Non-Interest Income | 17.7 | 18.1 | 13.59 | 9.88 | 9.68 | 8.7 |
Total Non-Interest Income | 22.83 | 21.73 | 18.34 | 14.13 | 11.85 | 25.64 |
Non-Interest Income Growth | -3.55% | 18.49% | 29.74% | 19.32% | -53.80% | 54.04% |
Revenues Before Loan Losses | 201.63 | 187.69 | 134.33 | 100.89 | 107.59 | 110.27 |
Provision for Loan Losses | 4.32 | 0.1 | 19.13 | 0.57 | -0.45 | 1.75 |
| 197.31 | 187.59 | 115.19 | 100.32 | 108.04 | 108.52 | |
Revenue Growth | 8.04% | 62.85% | 14.82% | -7.15% | -0.44% | 21.88% |
Salaries and Employee Benefits | 59.84 | 55.99 | 44.96 | 34.4 | 33.02 | 28.89 |
Occupancy Expenses | 27.82 | 25.25 | 21.1 | 16.15 | 15.58 | 12.09 |
Federal Deposit Insurance | 2.89 | 3.29 | 3.16 | 2.13 | 1.3 | 1.12 |
Amortization of Goodwill & Intangibles | 5.9 | 6.4 | 3.37 | 0.11 | 0.36 | 0.49 |
Selling, General & Administrative | 8.88 | 8.88 | 5.88 | 5.14 | 5.19 | 4.32 |
Other Non-Interest Expense | 15.5 | 12.91 | 10.24 | 6.46 | 6.32 | 6.88 |
Total Non-Interest Expense | 123.24 | 115.12 | 90.53 | 66 | 62.68 | 55 |
EBT Excluding Unusual Items | 74.07 | 72.47 | 24.67 | 34.32 | 45.37 | 53.52 |
Pretax Income | 74.07 | 72.23 | 8.47 | 32.5 | 45.37 | 53.52 |
Income Tax Expense | 13.41 | 13.05 | -0.03 | 5.12 | 7.28 | 10 |
Net Income | 60.66 | 59.19 | 8.5 | 27.38 | 38.09 | 43.52 |
Net Income to Common | 60.66 | 59.19 | 8.5 | 27.38 | 38.09 | 43.52 |
Net Income Growth | 13.81% | 596.48% | -68.96% | -28.12% | -12.47% | 48.26% |
Basic Shares Outstanding | 10 | 10 | 9 | 7 | 7 | 7 |
Diluted Shares Outstanding | 10 | 10 | 9 | 7 | 7 | 7 |
Shares Change | -0.16% | 17.33% | 20.06% | -0.83% | -0.33% | -1.40% |
EPS (Basic) | 6.06 | 5.92 | 1.00 | 3.85 | 5.31 | 6.05 |
EPS (Diluted) | 6.04 | 5.88 | 0.99 | 3.83 | 5.28 | 6.02 |
EPS Growth | 14.07% | 493.94% | -74.15% | -27.46% | -12.29% | 50.50% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share | 2.493 | 2.470 | 2.060 | 1.640 | 1.580 | 1.500 |
Dividend Growth | 1.01% | 19.90% | 25.61% | 3.80% | 5.33% | 4.17% |
Effective Tax Rate | 18.10% | 18.06% | - | 15.76% | 16.04% | 18.68% |