PFIS Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	240.03	237.22	192.26	134.64	100.59	86.45
Interest Income on Investments	24.36	22.47	19.2	15.21	10.75	7.61
Total Interest Income	264.39	259.7	211.46	149.85	111.33	94.06
Interest Paid on Deposits	76.35	81.17	87.93	58.56	12.63	7.31
Interest Paid on Borrowings	15.35	12.56	7.54	4.54	2.95	2.11
Total Interest Expense	91.7	93.74	95.47	63.1	15.59	9.42
Net Interest Income	172.69	165.96	115.99	86.75	95.75	84.64
Net Interest Income Growth	8.27%	43.08%	33.70%	-9.39%	13.13%	6.06%
Trust Income	5.39	5.23	4.39	3.8	3.66	3.81
Mortgage Banking Activities	0.85	0.55	0.39	0.39	0.51	0.98
Gain (Loss) on Sale of Assets	-0.48	-0.07	-0.17	-0	-	-
Gain (Loss) on Sale of Investments	-1.14	-2.07	0.13	0.07	-2.01	12.16
Other Non-Interest Income	18.03	18.1	13.59	9.88	9.68	8.7
Total Non-Interest Income	22.66	21.73	18.34	14.13	11.85	25.64
Non-Interest Income Growth	-5.17%	18.49%	29.74%	19.32%	-53.80%	54.04%
Revenues Before Loan Losses	195.34	187.69	134.33	100.89	107.59	110.27
Provision for Loan Losses	4.63	0.1	19.13	0.57	-0.45	1.75
Revenue	190.72	187.59	115.19	100.32	108.04	108.52
Revenue Growth	15.16%	62.85%	14.82%	-7.15%	-0.44%	21.88%
Salaries and Employee Benefits	58.44	55.99	44.96	34.4	33.02	28.89
Occupancy Expenses	27.37	25.25	21.1	16.15	15.58	12.09
Federal Deposit Insurance	2.76	3.29	3.16	2.13	1.3	1.12
Amortization of Goodwill & Intangibles	6.07	6.4	3.37	0.11	0.36	0.49
Selling, General & Administrative	9.59	8.88	5.88	5.14	5.19	4.32
Other Non-Interest Expense	13.58	12.91	10.24	6.46	6.32	6.88
Total Non-Interest Expense	120.2	115.12	90.53	66	62.68	55
EBT Excluding Unusual Items	70.52	72.47	24.67	34.32	45.37	53.52
Pretax Income	70.5	72.23	8.47	32.5	45.37	53.52
Income Tax Expense	13.73	13.05	-0.03	5.12	7.28	10
Net Income	56.77	59.19	8.5	27.38	38.09	43.52
Net Income to Common	56.77	59.19	8.5	27.38	38.09	43.52
Net Income Growth	68.39%	596.48%	-68.96%	-28.12%	-12.47%	48.26%
Basic Shares Outstanding	10	10	9	7	7	7
Diluted Shares Outstanding	10	10	9	7	7	7
Shares Change	-0.04%	17.33%	20.06%	-0.83%	-0.33%	-1.40%
EPS (Basic)	5.68	5.92	1.00	3.85	5.31	6.05
EPS (Diluted)	5.65	5.88	0.99	3.83	5.28	6.02
EPS Growth	68.48%	493.94%	-74.15%	-27.46%	-12.29%	50.50%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	2.485	2.470	2.060	1.640	1.580	1.500
Dividend Growth	0.40%	19.90%	25.61%	3.80%	5.33%	4.17%
Effective Tax Rate	19.47%	18.06%	-	15.76%	16.04%	18.68%

SEC Filings: 10-K · 10-Q