Peoples Financial Services Corp. (PFIS)
NASDAQ: PFIS · Real-Time Price · USD
74.92
+4.60 (6.54%)
At close: Nov 2, 2026, 4:00 PM EST
74.92
0.00 (0.00%)
After-hours: Nov 2, 2026, 4:10 PM EST

PFIS Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
197.31187.59115.19100.32108.04108.52
Revenue Growth
8.04%62.85%14.82%-7.15%-0.44%21.88%
Net Income
60.6659.198.527.3838.0943.52
Earnings Per Share
6.045.880.993.835.286.02
EPS Growth
14.07%493.94%-74.15%-27.46%-12.29%50.50%

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
304.96284.57156.39206.6459.66289.8
Total Debt
271.58292.18188.43105.4178.2553.32
Net Cash (Debt)
33.39-7.62-32.04101.25-118.59236.48
Net Cash Growth
-----88.78%
Net Cash Per Share
3.32-0.76-3.7314.16-16.4432.68

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-54.2834.7333.2542.3640.77
Capital Expenditures
--10.93-2.58-5.93-7.83-4.89
Free Cash Flow
-43.3432.1527.3334.5335.89
Free Cash Flow Growth
-34.81%17.65%-20.85%-3.79%2.86%

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
30.74%31.55%7.38%27.29%35.25%40.10%
FCF Margin
-23.10%27.91%27.24%31.96%33.07%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
2.5002.4702.0601.6401.5801.500
Dividend Per Share Growth
1.21%19.90%25.61%3.80%5.33%4.17%
Dividend Yield
3.34%5.07%4.02%3.37%3.05%2.85%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
12.418.2360.1912.529.758.68
Forward PE
10.657.888.7111.919.73-
P/FCF Ratio
16.6911.2315.9112.5510.7610.53
PS Ratio
3.802.604.443.423.443.48