Peoples Financial Services Corp. (PFIS)
NASDAQ: PFIS · Real-Time Price · USD
69.44
+1.43 (2.10%)
At close: Jul 24, 2026, 4:00 PM EDT
69.51
+0.07 (0.10%)
After-hours: Jul 24, 2026, 7:34 PM EDT

PFIS Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
362.84353.75269.45188.21197.82196.66
Revenue Growth
16.60%31.29%43.16%-4.86%0.59%7.55%
Net Income
58.9359.198.527.3838.0943.52
Earnings Per Share
5.855.880.993.835.286.01
EPS Growth
173.36%493.94%-74.15%-27.49%-12.19%50.37%

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Equivalents
328.61268.98135.85187.3737.87279.93
Total Debt
226.21225.68139.685833.5633
Net Cash (Debt)
-226.21-225.68-139.68-58-33.56-33
Net Cash Growth
------
Net Cash Per Share
-22.46-22.40-16.27-8.11-4.65-4.56

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
53.554.2834.7333.2542.3640.77
Capital Expenditures
-12.25-10.93-2.58-5.93-7.83-4.89
Free Cash Flow
41.2543.3432.1527.3334.5335.89
Free Cash Flow Growth
13.42%34.81%17.65%-20.85%-3.79%2.86%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Pretax Margin
19.98%20.42%3.14%17.27%22.93%27.21%
Profit Margin
16.24%16.73%3.15%14.55%19.25%22.13%
FCF Margin
11.37%12.25%11.93%14.52%17.45%18.25%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
2.5002.4702.0601.6401.5801.500
Dividend Per Share Growth
0.61%19.90%25.61%3.80%5.33%4.17%
Dividend Yield
3.60%5.06%4.14%3.37%3.05%2.85%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
11.858.2851.7012.729.818.76
Forward PE
10.127.888.7111.919.73-
P/FCF Ratio
16.8511.2315.9012.5510.7410.53
PS Ratio
3.651.381.901.821.871.92