Franklin Financial Services Corporation (FRAF)
Stock Price Chart
Key Info
| Market Cap | 100.64M |
| Revenue (ttm) | 52.86M |
| Net Income (ttm) | 13.68M |
| Shares Out | 4.35M |
| EPS (ttm) | 3.14 |
| PE Ratio | 7.36 |
| Forward PE | n/a |
| Dividend | $1.20 |
| Dividend Yield | 5.19% |
Stock Quote
| Trading Day | Oct 28, 2020 |
| Last Price | $23.12 |
| Previous Close | $23.66 |
| Change ($) | -0.54 |
| Change (%) | -2.28% |
| Day's Open | 23.29 |
| Day's Range | 22.65 - 23.66 |
| Day's Volume | 13,882 |
| 52-Week Range | 19.60 - 38.99 |
More Stats
| Market Cap | 100.64M |
| Enterprise Value | 47.09M |
| Earnings Date (est) | n/a |
| Ex-Dividend Date | Aug 6, 2020 |
| Shares Outstanding | 4.35M |
| Float | 4.15M |
| EPS (basic) | 3.16 |
| EPS (diluted) | 3.14 |
| FCF / Share | 2.63 |
| Dividend | $1.20 |
| Dividend Yield | 5.19% |
| Earnings Yield | 13.58% |
| FCF Yield | 11.36% |
| Payout Ratio | 38.00% |
| Shares Short | 20,996 |
| Short Ratio | 5.01 |
| Short % of Float | 0.51% |
| Beta | 0.65 |
| PE Ratio | 7.36 |
| Forward PE | n/a |
| P/FCF Ratio | 8.80 |
| PS Ratio | 1.90 |
| PB Ratio | 0.76 |
| Revenue | 52.86M |
| Operating Income | 14.40M |
| Net Income | 13.68M |
| Free Cash Flow | 11.44M |
| Net Cash | 53.55M |
| Net Cash / Share | 12.30 |
| Gross Margin | 108.40% |
| Operating Margin | 27.23% |
| Profit Margin | 25.90% |
| FCF Margin | 21.63% |
| ROA | 1.02% |
| ROE | 10.57% |
| ROIC | 1.20% |
Analyst Forecasts
Analyst Consensus: n/a
Financial Performance
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 57.31 | 43.33 | 48.91 | 42.56 | 43.61 | 41.98 | 38.78 | 36.48 | 35.31 | 36.97 |
| Revenue Growth | 32.26% | -11.42% | 14.92% | -2.4% | 3.88% | 8.26% | 6.3% | 3.3% | -4.49% | - |
| Gross Profit | 57.31 | 43.33 | 48.91 | 42.56 | 43.61 | 41.98 | 38.78 | 36.48 | 35.31 | 36.97 |
| Operating Income | 19.00 | 5.96 | 5.74 | 9.39 | 12.48 | 10.41 | 7.53 | 5.88 | 6.98 | 10.55 |
| Net Income | 16.12 | 6.13 | 2.18 | 8.09 | 10.20 | 8.40 | 6.23 | 5.37 | 6.57 | 7.61 |
| Shares Outstanding | 4.35 | 4.40 | 4.35 | 4.30 | 4.26 | 4.20 | 4.15 | 4.09 | 4.00 | 3.90 |
| Earnings Per Share | 3.67 | 1.39 | 0.50 | 1.88 | 2.40 | 2.00 | 1.51 | 1.32 | 1.66 | 1.96 |
| EPS Growth | 164.03% | 178% | -73.4% | -21.67% | 20% | 32.45% | 14.39% | -20.48% | -15.31% | - |
| Dividend Per Share | 1.17 | 1.05 | 0.93 | 0.82 | 0.74 | 0.68 | 0.68 | 0.78 | 1.08 | 1.08 |
| Dividend Growth | 11.43% | 12.9% | 13.41% | 10.81% | 8.82% | 0% | -12.82% | -27.78% | 0% | - |
| Operating Cash Flow | 18.97 | 9.30 | 16.25 | 14.86 | 13.29 | 14.36 | 15.40 | 10.56 | 15.09 | 12.36 |
| Capital Expenditures | -1.65 | -1.16 | -1.12 | -0.58 | -1.04 | -0.35 | -0.53 | -2.30 | -0.74 | -2.01 |
| Free Cash Flow | 17.31 | 8.14 | 15.13 | 14.28 | 12.25 | 14.01 | 14.87 | 8.26 | 14.35 | 10.35 |
| Cash & Equivalents | 83.83 | 52.96 | 58.60 | 36.67 | 39.17 | 48.59 | 40.75 | 77.83 | 34.14 | 22.11 |
| Total Debt | 5.16 | - | - | 24.27 | - | 9.08 | 36.24 | 54.62 | 101 | 122 |
| Net Cash / Debt | 78.67 | 52.96 | 58.60 | 12.40 | 39.17 | 39.51 | 4.51 | 23.22 | -67.30 | -99.94 |
| Assets | 1,269 | 1,210 | 1,180 | 1,127 | 1,035 | 1,001 | 985 | 1,027 | 990 | 952 |
| Liabilities | 1,142 | 1,091 | 1,065 | 1,011 | 924 | 898 | 889 | 936 | 903 | 869 |
| Book Value | 128 | 118 | 115 | 116 | 111 | 104 | 95.39 | 91.63 | 87.18 | 82.64 |
Company Profile
Company Details
| Full Name | Franklin Financial Services Corporation |
| Country | United States |
| Employees | 283 |
| CEO | Timothy G. Henry |
Stock Information
| Ticker Symbol | FRAF |
| Stock Exchange | NASDAQ |
| Sector | Financial Services |
| Industry | Banks—Regional |
| Unique Identifier | NASDAQ: FRAF |
Description
Franklin Financial Services Corporation operates as the bank holding company for Farmers and Merchants Trust Company of Chambersburg that provides commercial, retail banking, and trust services to small and medium-sized businesses, individuals, governmental entities, and non-profit organizations in Pennsylvania. It offers various deposit products, including checking, savings, money management, and time deposit accounts, as well as demand deposits. The company also provides commercial real estate, construction and land development, agricultural, commercial and industrial, and residential mortgage loans, as well as installment and revolving loans to consumers; and secured and unsecured commercial and industrial loans, including accounts receivable and inventory financing, and commercial equipment financing. In addition, it offers various investment and trust services comprising estate planning and administration, corporate and personal trust fund management, pension, and profit sharing and other employee benefit funds management services, as well as custodial services; sells mutual funds, annuities, and insurance products; and offers safe deposit facilities and fiduciary services. Further, the company, through its subsidiary, Franklin Future Fund Inc., operates as a non-bank investment company that makes venture capital investments. It operates twenty-two community banking offices in Franklin, Cumberland, Fulton, and Huntingdon counties in Pennsylvania. Franklin Financial Services Corporation was founded in 1906 and is headquartered in Chambersburg, Pennsylvania.