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Franklin Financial Services Corporation (FRAF)

Stock Price: $24.92 USD -0.08 (-0.32%)
Updated Aug 7, 2020 4:00 PM EDT - Market closed

Stock Price Chart

Key Info

Market Cap 108.46M
Revenue (ttm) 52.87M
Net Income (ttm) 14.60M
Shares Out 4.34M
EPS (ttm) 3.14
PE Ratio 7.94
Forward PE n/a
Dividend $1.20
Dividend Yield 4.82%

Stock Quote

Trading Day Aug 7, 2020
Last Price $24.92
Previous Close $25.00
Change ($) -0.08
Change (%) -0.32%
Day's Open 25.00
Day's Range 24.00 - 25.11
Day's Volume 5,996
52-Week Range 20.27 - 38.99

More Stats

Market Cap 108.46M
Enterprise Value 60.27M
Earnings Date (est) n/a
Ex-Dividend Date Aug 6, 2020
Shares Outstanding 4.34M
Float 4.14M
EPS (basic) 3.36
EPS (diluted) 3.14
FCF / Share 3.57
Dividend $1.20
Dividend Yield 4.82%
Earnings Yield 12.60%
FCF Yield 14.33%
Payout Ratio 35.70%
Shares Short 30,748
Short Ratio 2.10
Short % of Float 0.68%
Beta 0.63
PE Ratio 7.94
Forward PE n/a
P/FCF Ratio 6.98
PS Ratio 2.05
PB Ratio 0.81
Revenue 52.87M
Operating Income 16.93M
Net Income 14.60M
Free Cash Flow 15.55M
Net Cash 48.19M
Net Cash / Share 11.07
Gross Margin 108.40%
Operating Margin 32.01%
Profit Margin 26.40%
FCF Margin 29.40%
ROA 1.18%
ROE 11.65%
ROIC 1.40%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (0)

Buy 0
Overweight 0
Hold 0
Underweight 0
Sell 0

Analyst Consensus: n/a

Price Target

$n/a*
*No analysts have provided price targets for this stock.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue57.3143.3348.9142.5643.6141.9838.7836.4835.3136.97
Revenue Growth32.26%-11.42%14.92%-2.4%3.88%8.26%6.3%3.3%-4.49%-
Gross Profit57.3143.3348.9142.5643.6141.9838.7836.4835.3136.97
Operating Income19.005.965.749.3912.4810.417.535.886.9810.55
Net Income16.126.132.188.0910.208.406.235.376.577.61
Shares Outstanding4.354.404.354.304.264.204.154.094.003.90
Earnings Per Share3.671.390.501.882.402.001.511.321.661.96
EPS Growth164.03%178%-73.4%-21.67%20%32.45%14.39%-20.48%-15.31%-
Dividend Per Share1.171.050.930.820.740.680.680.781.081.08
Dividend Growth11.43%12.9%13.41%10.81%8.82%0%-12.82%-27.78%0%-
Operating Cash Flow18.979.3016.2514.8613.2914.3615.4010.5615.0912.36
Capital Expenditures-1.65-1.16-1.12-0.58-1.04-0.35-0.53-2.30-0.74-2.01
Free Cash Flow17.318.1415.1314.2812.2514.0114.878.2614.3510.35
Cash & Equivalents83.8352.9658.6036.6739.1748.5940.7577.8334.1422.11
Total Debt5.16--24.27-9.0836.2454.62101122
Net Cash / Debt78.6752.9658.6012.4039.1739.514.5123.22-67.30-99.94
Assets1,2691,2101,1801,1271,0351,0019851,027990952
Liabilities1,1421,0911,0651,011924898889936903869
Book Value12811811511611110495.3991.6387.1882.64
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name Franklin Financial Services Corporation
Country United States
Employees 283
CEO Timothy G. Henry

Stock Information

Ticker Symbol FRAF
Stock Exchange NASDAQ
Sector Financial Services
Industry Banks—Regional
Unique Identifier NASDAQ: FRAF

Description

Franklin Financial Services Corporation operates as the bank holding company for Farmers and Merchants Trust Company of Chambersburg that provides commercial, retail banking, and trust services to small and medium-sized businesses, individuals, governmental entities, and non-profit organizations in Pennsylvania. It offers various deposit products, including checking, savings, and time deposit accounts. The company also provides commercial real estate, construction and land development, agricultural, commercial and industrial, and residential mortgage loans, as well as installment and revolving loans to consumers; and secured and unsecured commercial and industrial loans, including accounts receivable and inventory financing, and commercial equipment financing. In addition, it offers various investment and trust services comprising estate planning and administration, corporate and personal trust fund management, pension, and profit sharing and other employee benefit funds management services, as well as custodial services; sells mutual funds, annuities, and insurance products; and offers safe deposit facilities and fiduciary services. Further, the company, through its subsidiary, Franklin Future Fund Inc., operates as a non-bank investment company that makes venture capital investments. It operates 22 community banking offices in Franklin, Cumberland, Fulton, and Huntingdon counties in Pennsylvania. The company was founded in 1906 and is headquartered in Chambersburg, Pennsylvania.