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Franklin Financial Services Corporation (FRAF)
NASDAQ: FRAF · Real-Time Price · USD
71.39
+0.71 (1.00%)
Nov 4, 2026, 4:00 PM EST - Market closed

FRAF Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
94.5985.9269.2165.7666.1965.96
Revenue Growth
21.61%24.15%5.24%-0.64%0.34%25.84%
Net Income
27.8321.2311.113.614.9419.62
Earnings Per Share
6.194.742.513.103.364.42
EPS Growth
76.81%88.84%-19.03%-7.74%-23.98%50.85%

Revenue by Segment
Chart
Fiscal Year
FY 2025FY 2024FY 2023
Period EndingDec '25 Dec '24 Dec '23
Community Banking
68.0356.5751.96
Wealth
9.178.547.51
Unallocated Other
10.015.147.34
Total
87.270.2566.81

Cash & Debt
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
184.35122.34202.1929.3778.87185.64
Total Debt
210.86214.69223.96154.4825.7724.47
Net Cash (Debt)
-26.51-92.34-21.78-125.1153.1161.18
Net Cash Growth
-----67.05%258.49%
Net Cash Per Share
-5.90-20.63-4.93-28.5611.9536.30

Cash Flow & CapEx
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-25.4421.7626.5725.2426.35
Capital Expenditures
--0.87-2.57-0.5-12.22-8.81
Free Cash Flow
-24.5819.1926.0713.0317.54
Free Cash Flow Growth
-28.08%-26.39%100.11%-25.74%194.77%

Margins
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
29.42%24.70%16.04%20.68%22.57%29.74%
FCF Margin
-28.60%27.72%39.64%19.68%26.59%

Dividends
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.3601.3101.2801.2801.2801.250
Dividend Per Share Growth
3.05%2.34%0%0%2.40%4.17%
Dividend Yield
1.91%2.61%4.29%4.07%3.55%3.79%

Valuation
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
11.5310.5911.9010.1210.607.48
P/FCF Ratio
7.839.156.885.2812.168.36
PS Ratio
3.402.621.912.092.392.22