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Franklin Financial Services Corporation (FRAF)
NASDAQ: FRAF · Real-Time Price · USD
64.08
+0.09 (0.14%)
At close: Jul 29, 2026, 4:00 PM EDT
64.08
0.00 (0.00%)
After-hours: Jul 29, 2026, 4:10 PM EDT

FRAF Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
91.3585.9269.2165.7666.8466.26
Revenue Growth
21.80%24.15%5.24%-1.60%0.87%26.40%
Net Income
24.6521.2311.113.614.9419.62
Earnings Per Share
5.494.742.513.113.384.44
EPS Growth
68.41%88.84%-19.29%-7.99%-23.87%51.02%

Revenue by Segment
Chart
Fiscal YearFY 2025FY 2024FY 2023
Period EndingDec '25 Dec '24 Dec '23
Community Banking
68.0356.5751.96
Wealth
9.178.547.51
Unallocated Other
10.015.147.34
Total
87.270.2566.81

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Equivalents
195.03127.72203.6123.1464.9175.15
Total Debt
10.8610.8519.719.6619.6219.59
Net Cash (Debt)
-10.86-10.85-19.7-19.66-19.62-19.59
Net Cash Growth
------
Net Cash Per Share
-2.42-2.42-4.46-4.49-4.41-4.41

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
40.7125.4421.7626.5725.2426.35
Capital Expenditures
-0.74-0.87-2.57-0.5-12.22-8.81
Free Cash Flow
39.9824.5819.1926.0713.0317.54
Free Cash Flow Growth
87.50%28.08%-26.39%100.11%-25.74%194.77%

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Pretax Margin
33.60%30.57%19.24%23.95%26.18%34.73%
Profit Margin
26.98%24.70%16.04%20.68%22.35%29.60%
FCF Margin
0.00%28.60%27.72%39.64%19.49%26.47%

Dividends
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.3601.3101.2801.2801.2801.250
Dividend Per Share Growth
3.08%2.34%0%0%2.40%4.17%
Dividend Yield
2.12%2.61%4.28%4.05%3.55%3.78%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
11.6910.5911.9110.1410.687.45
P/FCF Ratio
7.199.156.905.2812.168.36
PS Ratio
3.152.621.912.092.372.21