Franklin Financial Services Corporation (FRAF)
NASDAQ: FRAF · Real-Time Price · USD
61.85
-1.37 (-2.17%)
At close: Aug 19, 2026, 4:00 PM EDT
61.85
0.00 (0.00%)
After-hours: Aug 19, 2026, 5:16 PM EDT

FRAF Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
91.3585.9269.2165.7666.1965.96
Revenue Growth
21.80%24.15%5.24%-0.64%0.34%25.84%
Net Income
24.6521.2311.113.614.9419.62
Earnings Per Share
5.484.742.513.103.364.42
EPS Growth
66.60%88.84%-19.03%-7.74%-23.98%50.85%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023
Period EndingJun '26 Dec '25 Dec '24 Dec '23
Community Banking
73.0868.0356.5751.96
Wealth
9.419.178.547.51
Unallocated Other
-10.015.147.34
Total
92.6387.270.2566.81

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
26.88122.34202.1929.3778.87185.64
Total Debt
215.11214.69223.96154.4825.7724.47
Net Cash (Debt)
-188.23-92.34-21.78-125.1153.1161.18
Net Cash Growth
-----67.05%258.49%
Net Cash Per Share
-41.87-20.63-4.93-28.5611.9536.30

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
42.2725.4421.7626.5725.2426.35
Capital Expenditures
-1.25-0.87-2.57-0.5-12.22-8.81
Free Cash Flow
41.0224.5819.1926.0713.0317.54
Free Cash Flow Growth
67.89%28.08%-26.39%100.11%-25.74%194.77%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
26.98%24.70%16.04%20.68%22.57%29.74%
FCF Margin
44.90%28.60%27.72%39.64%19.68%26.59%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.3601.3101.2801.2801.2801.250
Dividend Per Share Growth
3.08%2.34%0%0%2.40%4.17%
Dividend Yield
2.20%2.66%4.51%4.44%4.05%4.49%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
11.2910.5911.9010.1210.607.48
P/FCF Ratio
6.839.156.885.2812.168.36
PS Ratio
3.072.621.912.092.392.22