Franklin Financial Services Corporation (FRAF)
NASDAQ: FRAF · Real-Time Price · USD
63.12
+1.33 (2.15%)
Aug 11, 2026, 4:00 PM EDT - Market closed

FRAF Statistics

Total Valuation

FRAF has a market cap or net worth of $284.01 million. The enterprise value is $472.24 million.

Market Cap284.01M
Enterprise Value 472.24M

Important Dates

The last earnings date was Friday, July 24, 2026, before market open.

Earnings Date Jul 24, 2026
Ex-Dividend Date Aug 7, 2026

Share Statistics

FRAF has 4.50 million shares outstanding. The number of shares has increased by 1.97% in one year.

Current Share Class 4.50M
Shares Outstanding 4.50M
Shares Change (YoY) +1.97%
Shares Change (QoQ) +0.25%
Owned by Insiders (%) 7.09%
Owned by Institutions (%) 35.25%
Float 4.11M

Valuation Ratios

The trailing PE ratio is 11.52 and the forward PE ratio is 10.25. FRAF's PEG ratio is 0.43.

PE Ratio 11.52
Forward PE 10.25
PS Ratio 3.11
Forward PS 2.78
PB Ratio 1.54
P/TBV Ratio 1.62
P/FCF Ratio 7.10
P/OCF Ratio 6.98
PEG Ratio 0.43
Financial Ratio History

Enterprise Valuation

EV / Earnings 19.16
EV / Sales 5.17
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 11.81

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 5.38
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 14.45%.

Return on Equity (ROE) 14.45%
Return on Assets (ROA) 1.07%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 2.39%
Revenue Per Employee $298,516
Profits Per Employee $80,539
Employee Count306
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, FRAF has paid $6.05 million in taxes.

Income Tax 6.05M
Effective Tax Rate 19.71%

Stock Price Statistics

The stock price has increased by +56.66% in the last 52 weeks. The beta is -0.01, so FRAF's price volatility has been lower than the market average.

Beta (5Y) -0.01
52-Week Price Change +56.66%
50-Day Moving Average 61.78
200-Day Moving Average 54.50
Relative Strength Index (RSI) 52.96
Average Volume (20 Days) 38,175

Short Selling Information

The latest short interest is 116,095, so 2.58% of the outstanding shares have been sold short.

Short Interest 116,095
Short Previous Month 102,006
Short % of Shares Out 2.58%
Short % of Float 2.82%
Short Ratio (days to cover) 2.84

Income Statement

In the last 12 months, FRAF had revenue of $91.35 million and earned $24.65 million in profits. Earnings per share was $5.48.

Revenue91.35M
Gross Profit 91.35M
Operating Income 32.57M
Pretax Income 30.70M
Net Income 24.65M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $5.48
Full Income Statement

Balance Sheet

The company has $26.88 million in cash and $215.11 million in debt, with a net cash position of -$188.23 million or -$41.83 per share.

Cash & Cash Equivalents 26.88M
Total Debt 215.11M
Net Cash -188.23M
Net Cash Per Share -$41.83
Equity (Book Value) 183.85M
Book Value Per Share 40.91
Working Capital -1.93B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $40.71 million and capital expenditures -$736,000, giving a free cash flow of $39.98 million.

Operating Cash Flow 40.71M
Capital Expenditures -736,000
Depreciation & Amortization n/a
Net Borrowing -9.00M
Free Cash Flow 39.98M
FCF Per Share $8.88
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 35.66%
Pretax Margin 33.60%
Profit Margin 26.98%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 44.32%

Dividends & Yields

This stock pays an annual dividend of $1.36, which amounts to a dividend yield of 2.16%.

Dividend Per Share $1.36
Dividend Yield 2.16%
Dividend Growth (YoY) 3.08%
Years of Dividend Growth 1
Payout Ratio 24.82%
Buyback Yield -1.97%
Shareholder Yield 0.19%
Earnings Yield 8.68%
FCF Yield 14.08%
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (3Y) n/a
EPS Growth Forecast (3Y) n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on June 29, 2004. It was a forward split with a ratio of 1.25:1.

Last Split Date Jun 29, 2004
Split Type Forward
Split Ratio 1.25:1

Scores

Altman Z-Score n/a
Piotroski F-Score 4