Franklin Financial Services Corporation (FRAF)

FRAF Statistics

Total Valuation

FRAF has a market cap or net worth of $256.55 million. The enterprise value is $255.24 million.

Market Cap	256.55M
Enterprise Value	255.24M

Important Dates

The last earnings date was Thursday, April 23, 2026, after market close.

Earnings Date	Apr 23, 2026
Ex-Dividend Date	May 1, 2026

Share Statistics

FRAF has 4.49 million shares outstanding. The number of shares has increased by 1.19% in one year.

Current Share Class	4.49M
Shares Outstanding	4.49M
Shares Change (YoY)	+1.19%
Shares Change (QoQ)	+0.14%
Owned by Insiders (%)	6.97%
Owned by Institutions (%)	35.36%
Float	4.18M

Valuation Ratios

The trailing PE ratio is 10.56 and the forward PE ratio is 9.42. FRAF's PEG ratio is 0.41.

PE Ratio	10.56
Forward PE	9.42
PS Ratio	2.84
Forward PS	2.56
PB Ratio	1.42
P/TBV Ratio	1.43
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	0.41

Enterprise Valuation

EV / Earnings	10.66
EV / Sales	2.83
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 14.50%.

Return on Equity (ROE)	14.50%
Return on Assets (ROA)	1.05%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	2.02%
Revenue Per Employee	$294,752
Profits Per Employee	$78,239
Employee Count	306
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, FRAF has paid $5.82 million in taxes.

Income Tax	5.82M
Effective Tax Rate	19.56%

Stock Price Statistics

The stock price has increased by +44.82% in the last 52 weeks. The beta is -0.10, so FRAF's price volatility has been lower than the market average.

Beta (5Y)	-0.10
52-Week Price Change	+44.82%
50-Day Moving Average	52.77
200-Day Moving Average	48.88
Relative Strength Index (RSI)	55.04
Average Volume (20 Days)	41,810

Short Selling Information

The latest short interest is 69,116, so 1.54% of the outstanding shares have been sold short.

Short Interest	69,116
Short Previous Month	73,545
Short % of Shares Out	1.54%
Short % of Float	1.65%
Short Ratio (days to cover)	2.10

Income Statement

In the last 12 months, FRAF had revenue of $90.19 million and earned $23.94 million in profits. Earnings per share was $5.34.

Revenue	90.19M
Gross Profit	90.19M
Operating Income	31.68M
Pretax Income	29.76M
Net Income	23.94M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$5.34

Balance Sheet

The company has $211.53 million in cash and $210.85 million in debt, with a net cash position of $677,000 or $0.15 per share.

Cash & Cash Equivalents	211.53M
Total Debt	210.85M
Net Cash	677,000
Net Cash Per Share	$0.15
Equity (Book Value)	178.74M
Book Value Per Share	39.78
Working Capital	-1.88B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Depreciation & Amortization	n/a
Net Borrowing	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	35.12%
Pretax Margin	33.00%
Profit Margin	26.54%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $1.36, which amounts to a dividend yield of 2.41%.

Dividend Per Share	$1.36
Dividend Yield	2.41%
Dividend Growth (YoY)	3.10%
Years of Dividend Growth	1
Payout Ratio	24.91%
Buyback Yield	-1.19%
Shareholder Yield	1.22%
Earnings Yield	9.35%
FCF Yield	n/a

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on June 29, 2004. It was a forward split with a ratio of 1.25:1.

Last Split Date	Jun 29, 2004
Split Type	Forward
Split Ratio	1.25:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2