Five Star Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	170.95	151.91	119.71	110.88	103.07	77.61
Net Interest Income Growth	27.23%	26.89%	7.96%	7.58%	32.80%	19.02%
Non-Interest Income	6.88	6.54	6.45	7.51	7.16	7.28
Non-Interest Income Growth	10.70%	1.27%	-14.09%	4.95%	-1.69%	-21.74%
Revenues Before Loan Losses	177.83	158.44	126.16	118.39	110.23	84.89
Provision for Credit Losses	10.23	9.7	6.95	4	6.7	1.7
Revenue	167.61	148.74	119.21	114.39	103.53	83.19
Revenue Growth (YoY)	26.85%	24.77%	4.22%	10.49%	24.45%	26.99%
Compensation Expenses	42.69	37.89	31.71	27.1	22.57	19.83
Selling, General & Admin	16.87	15.8	13.12	11.21	9.53	9.52
Other Non-Interest Expenses	11.69	11.32	9.66	9.47	8.57	6.69
Total Non-Interest Expense	71.25	65.01	54.49	47.78	40.67	36.04
Pretax Income	96.36	83.73	64.72	66.62	62.86	47.15
Provision for Income Taxes	24.36	22.13	19.05	18.88	18.06	4.71
Net Income	72.01	61.61	45.67	47.73	44.8	42.44
Net Income to Common	72.01	61.61	45.67	47.73	44.8	42.44
Net Income Growth	38.80%	34.89%	-4.32%	6.55%	5.56%	18.13%
Shares Outstanding (Basic)	21	21	20	17	17	15
Shares Outstanding (Diluted)	21	21	20	17	17	15
Shares Change (YoY)	0.27%	5.29%	17.56%	0.13%	14.46%	49.02%
EPS (Basic)	3.38	2.90	2.26	2.78	2.61	2.83
EPS (Diluted)	3.38	2.90	2.26	2.78	2.61	2.83
EPS Growth	37.96%	28.32%	-18.70%	6.51%	-7.77%	-20.73%
Free Cash Flow	-	71.42	51.16	38.26	45.49	27.94
Free Cash Flow Growth	-	39.60%	33.71%	-15.90%	62.83%	-44.83%
Free Cash Flow Per Share	-	3.36	2.53	2.23	2.65	1.86
Dividends Per Share	0.950	0.850	0.800	0.800	0.600	0.450
Dividend Growth	18.75%	6.25%	0%	33.33%	33.33%	-82.89%
Profit Margin	42.96%	41.42%	38.31%	41.73%	43.27%	51.02%
FCF Margin	-	48.01%	42.91%	33.45%	43.94%	33.59%
Effective Tax Rate	25.27%	26.42%	29.43%	28.34%	28.73%	9.98%

SEC Filings: 10-K · 10-Q