FS Bancorp, Inc. (FSBW)

FS Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	61.28	31.64	65.69	41.44	26.49	91.58
Investment Securities	343.08	124.17	224.31	172.47	200	129.61
Trading Asset Securities	-	7.62	6.82	10.14	2.79	4.05
Mortgage-Backed Securities	-	167.19	101.25	69.97	89.4	68.19
Total Investments	343.08	298.98	332.38	252.57	292.19	201.84
Gross Loans	2,630	2,540	2,441	2,227	1,759	1,575
Allowance for Loan Losses	-30.06	-31.87	-31.53	-27.99	-25.64	-26.17
Other Adjustments to Gross Loans	-	-6	-8.4	-7.8	-4.9	-4.02
Net Loans	2,600	2,502	2,401	2,191	1,729	1,545
Property, Plant & Equipment	39.28	35.13	37.21	31.35	31.15	32.29
Goodwill	3.59	3.59	3.59	2.31	2.31	2.31
Other Intangible Assets	11.28	13.71	17.34	3.37	4.06	4.75
Loans Held for Sale	38.58	27.84	25.67	20.09	125.81	166.45
Accrued Interest Receivable	15.12	13.88	14.01	11.14	7.59	7.03
Long-Term Deferred Tax Assets	6.77	7.06	6.73	6.67	-	-
Other Real Estate Owned & Foreclosed	-	-	-	0.57	-	0.09
Other Long-Term Assets	82.27	79.78	66.47	61.92	63.47	54.48
Total Assets	3,209	3,029	2,973	2,633	2,286	2,113
Interest Bearing Deposits	2,021	1,113	1,343	1,285	1,161	1,108
Institutional Deposits	-	588.64	508.91	289.01	173.72	203.39
Non-Interest Bearing Deposits	665.85	638.16	670.83	554.17	580.75	362.85
Total Deposits	2,686	2,339	2,522	2,128	1,916	1,674
Short-Term Borrowings	-	49.06	90.76	0.04	0.16	2.92
Current Portion of Long-Term Debt	-	210	3.9	-	-	-
Current Portion of Leases	-	1.71	-	-	-	-
Long-Term Debt	178.95	49.59	49.53	49.46	49.39	73.28
Federal Home Loan Bank Debt, Long-Term	-	48.81	-	186.53	42.53	102.53
Long-Term Leases	6.99	3.85	6.85	6.47	4.79	5.18
Long-Term Deferred Tax Liabilities	-	-	-	-	1.18	0.06
Other Long-Term Liabilities	35.88	30.98	34.83	30.96	25.09	25.2
Total Liabilities	2,908	2,733	2,708	2,401	2,039	1,883
Common Stock	0.08	0.08	0.08	0.08	0.08	0.09
Additional Paid-In Capital	43.91	55.72	57.36	55.19	67.96	81.28
Retained Earnings	273.88	257.11	230.35	202.07	179.22	146.41
Comprehensive Income & Other	-17.35	-17.14	-23.31	-25.63	0.25	2.24
Shareholders' Equity	300.51	295.77	264.49	231.7	247.51	230.01
Total Liabilities & Equity	3,209	3,029	2,973	2,633	2,286	2,113
Total Debt	185.94	363.02	151.03	242.5	96.87	183.91
Net Cash (Debt)	-124.66	-322.04	-54.35	-186.21	-57.05	-76.01
Net Cash Per Share	-16.06	-40.80	-6.99	-23.65	-6.78	-8.81
Filing Date Shares Outstanding	7.43	7.66	7.7	7.62	7.97	8.3
Total Common Shares Outstanding	7.43	7.73	7.7	7.62	8.05	8.31
Book Value Per Share	40.43	38.26	34.36	30.42	30.75	27.67
Tangible Book Value	285.64	278.47	243.55	226.02	241.14	222.94
Tangible Book Value Per Share	38.43	36.02	31.64	29.67	29.96	26.82

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q