FS Bancorp, Inc. (FSBW)

FS Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	33.2	31.64	65.69	41.44	26.49	91.58
Investment Securities	143.99	124.17	224.31	172.47	200	129.61
Trading Asset Securities	3.07	7.62	6.82	10.14	2.79	4.05
Mortgage-Backed Securities	190.52	167.19	101.25	69.97	89.4	68.19
Total Investments	337.57	298.98	332.38	252.57	292.19	201.84
Gross Loans	2,623	2,540	2,441	2,227	1,759	1,575
Allowance for Loan Losses	-32.19	-31.87	-31.53	-27.99	-25.64	-26.17
Other Adjustments to Gross Loans	-8.7	-6	-8.4	-7.8	-4.9	-4.02
Net Loans	2,582	2,502	2,401	2,191	1,729	1,545
Property, Plant & Equipment	38.07	35.13	37.21	31.35	31.15	32.29
Goodwill	3.59	3.59	3.59	2.31	2.31	2.31
Other Intangible Assets	12.07	13.71	17.34	3.37	4.06	4.75
Loans Held for Sale	53.63	27.84	25.67	20.09	125.81	166.45
Accrued Interest Receivable	14.27	13.88	14.01	11.14	7.59	7.03
Long-Term Deferred Tax Assets	7.78	7.06	6.73	6.67	-	-
Other Real Estate Owned & Foreclosed	-	-	-	0.57	-	0.09
Other Long-Term Assets	81.99	79.78	66.47	61.92	63.47	54.48
Total Assets	3,176	3,029	2,973	2,633	2,286	2,113
Interest Bearing Deposits	1,304	1,113	1,343	1,285	1,161	1,108
Institutional Deposits	595.66	588.64	508.91	289.01	173.72	203.39
Non-Interest Bearing Deposits	654.07	638.16	670.83	554.17	580.75	362.85
Total Deposits	2,553	2,339	2,522	2,128	1,916	1,674
Short-Term Borrowings	1.23	49.06	90.76	0.04	0.16	2.92
Current Portion of Long-Term Debt	-	210	3.9	-	-	-
Current Portion of Leases	1.09	1.71	-	-	-	-
Long-Term Debt	283.93	49.59	49.53	49.46	49.39	73.28
Federal Home Loan Bank Debt, Long-Term	-	48.81	-	186.53	42.53	102.53
Long-Term Leases	7.05	3.85	6.85	6.47	4.79	5.18
Long-Term Deferred Tax Liabilities	-	-	-	-	1.18	0.06
Other Long-Term Liabilities	32.14	30.98	34.83	30.96	25.09	25.2
Total Liabilities	2,879	2,733	2,708	2,401	2,039	1,883
Common Stock	0.08	0.08	0.08	0.08	0.08	0.09
Additional Paid-In Capital	48.42	55.72	57.36	55.19	67.96	81.28
Retained Earnings	268.51	257.11	230.35	202.07	179.22	146.41
Comprehensive Income & Other	-19.8	-17.14	-23.31	-25.63	0.25	2.24
Shareholders' Equity	297.2	295.77	264.49	231.7	247.51	230.01
Total Liabilities & Equity	3,176	3,029	2,973	2,633	2,286	2,113
Total Debt	293.3	363.02	151.03	242.5	96.87	183.91
Net Cash (Debt)	-256.79	-322.04	-54.35	-186.21	-57.05	-76.01
Net Cash Per Share	-32.59	-40.80	-6.99	-23.65	-6.78	-8.81
Filing Date Shares Outstanding	7.49	7.66	7.7	7.62	7.97	8.3
Total Common Shares Outstanding	7.52	7.73	7.7	7.62	8.05	8.31
Book Value Per Share	39.55	38.26	34.36	30.42	30.75	27.67
Tangible Book Value	281.54	278.47	243.55	226.02	241.14	222.94
Tangible Book Value Per Share	37.46	36.02	31.64	29.67	29.96	26.82

Updated Jul 22, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q