FS Bancorp, Inc. (FSBW)
NASDAQ: FSBW · Real-Time Price · USD
39.38
+0.76 (1.97%)
At close: Apr 2, 2026, 4:00 PM EDT
39.53
+0.15 (0.38%)
After-hours: Apr 2, 2026, 4:10 PM EDT

FS Bancorp Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Income
33.3535.0236.0529.6537.41
Depreciation & Amortization
11.9410.5712.651415.18
Provision for Credit Losses
9.555.514.776.220.5
Stock-Based Compensation
2.251.812.011.973.22
Net Change in Loans Held-for-Sale
33.2435.6634.34141.590.67
Other Adjustments
-18.36-40.62-8.42-9.64-32.25
Changes in Accrued Interest and Accounts Receivable
-0.730.12-2.33-3.55-0.56
Changes in Other Operating Activities
1.082.75-1.44.74-5.16
Operating Cash Flow
72.3150.8277.67184.9109.01
Operating Cash Flow Growth
42.28%-34.56%-57.99%69.62%-
Net Change in Loans Held-for-Investment
-172.41-137.27-187.84-501.04-213.05
Net Change in Securities and Investments
-24.6131.72-78.193.06-98.54
Payments for Business Acquisitions
--336.16--
Capital Expenditures
-20.37-1.64-1.67-1.55-1.98
Proceeds from Sale of Intangible Assets
-16.31---
Other Investing Activities
10.96-13.339.22-4.522.74
Investing Cash Flow
-206.43-104.277.67-504.04-310.83
Net Change in Deposits
334.19-183.03-30.7211.94241.54
Long-Term Debt Issued
949.94967.772,1643,004198.24
Long-Term Debt Repaid
-1,128-753.71-2,257-2,860-282.19
Net Long-Term Debt Issued (Repaid)
-178.5214.06-92.78144-83.95
Issuance of Common Stock
1.17-0.560.741.07-2.08
Repurchase of Common Stock
-15.89-2.89-0.58-15.82-14.17
Net Common Stock Issued (Repurchased)
-14.72-3.450.17-14.75-16.25
Common Dividends Paid
-10.26-8.27-7.76-7.1-4.6
Financing Cash Flow
130.719.32-131.08334.09136.74
Net Cash Flow
-3.42-34.0624.2514.95-65.09
Free Cash Flow
51.9449.1976183.35107.03
Free Cash Flow Growth
5.59%-35.28%-58.55%71.31%-
FCF Margin
481.41%348.78%551.75%157.83%86.55%
Free Cash Flow Per Share
6.806.239.7723.2912.71
Levered Free Cash Flow
-153.24260.89-49.48187.3-39.06
Unlevered Free Cash Flow
-8.0911.817.2513.657.47
Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.
SEC Filings: 10-K · 10-Q