FS Bancorp, Inc. (FSBW)

FS Bancorp Statistics

Total Valuation

FS Bancorp has a market cap or net worth of $292.55 million. The enterprise value is $449.19 million.

Market Cap	292.55M
Enterprise Value	449.19M

Important Dates

The last earnings date was Wednesday, January 21, 2026, after market close.

Earnings Date	Jan 21, 2026
Ex-Dividend Date	Feb 6, 2026

Share Statistics

FS Bancorp has 7.40 million shares outstanding. The number of shares has decreased by -1.52% in one year.

Current Share Class	7.40M
Shares Outstanding	7.40M
Shares Change (YoY)	-1.52%
Shares Change (QoQ)	-1.23%
Owned by Insiders (%)	9.75%
Owned by Institutions (%)	66.41%
Float	6.22M

Valuation Ratios

The trailing PE ratio is 9.21 and the forward PE ratio is 9.53.

PE Ratio	9.21
Forward PE	9.53
PS Ratio	2.04
Forward PS	1.84
PB Ratio	0.95
P/TBV Ratio	1.00
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	13.47
EV / Sales	3.14
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 11.05%.

Return on Equity (ROE)	11.05%
Return on Assets (ROA)	1.07%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	4.94%
Revenue Per Employee	$246,788
Profits Per Employee	$57,493
Employee Count	580
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, FS Bancorp has paid $7.77 million in taxes.

Income Tax	7.77M
Effective Tax Rate	18.91%

Stock Price Statistics

The stock price has increased by +0.77% in the last 52 weeks. The beta is 0.69, so FS Bancorp's price volatility has been lower than the market average.

Beta (5Y)	0.69
52-Week Price Change	+0.77%
50-Day Moving Average	41.81
200-Day Moving Average	40.54
Relative Strength Index (RSI)	35.53
Average Volume (20 Days)	9,935

Short Selling Information

The latest short interest is 62,106, so 0.84% of the outstanding shares have been sold short.

Short Interest	62,106
Short Previous Month	59,994
Short % of Shares Out	0.84%
Short % of Float	1.00%
Short Ratio (days to cover)	6.33

Income Statement

In the last 12 months, FS Bancorp had revenue of $143.14 million and earned $33.35 million in profits. Earnings per share was $4.29.

Revenue	143.14M
Gross Profit	143.14M
Operating Income	46.68M
Pretax Income	41.12M
Net Income	33.35M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$4.29

Balance Sheet

The company has $28.22 million in cash and $184.86 million in debt, with a net cash position of -$156.64 million or -$21.15 per share.

Cash & Cash Equivalents	28.22M
Total Debt	184.86M
Net Cash	-156.64M
Net Cash Per Share	-$21.15
Equity (Book Value)	307.69M
Book Value Per Share	41.55
Working Capital	-2.59B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	32.61%
Pretax Margin	28.73%
Profit Margin	23.30%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $1.16, which amounts to a dividend yield of 2.82%.

Dividend Per Share	$1.16
Dividend Yield	2.82%
Dividend Growth (YoY)	25.00%
Years of Dividend Growth	13
Payout Ratio	31.47%
Buyback Yield	1.52%
Shareholder Yield	4.46%
Earnings Yield	11.40%
FCF Yield	n/a

Analyst Forecast

The average price target for FS Bancorp is $46.00, which is 16.43% higher than the current price. The consensus rating is "Hold".

Price Target	$46.00
Price Target Difference	16.43%
Analyst Consensus	Hold
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 15, 2021. It was a forward split with a ratio of 2:1.

Last Split Date	Jul 15, 2021
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2