FS Bancorp, Inc. (FSBW)

FS Bancorp Statistics

Total Valuation

FS Bancorp has a market cap or net worth of $305.02 million. The enterprise value is $429.69 million.

Market Cap	305.02M
Enterprise Value	429.69M

Important Dates

The last earnings date was Tuesday, October 21, 2025, after market close.

Earnings Date	Oct 21, 2025
Ex-Dividend Date	Nov 6, 2025

Share Statistics

FS Bancorp has 7.43 million shares outstanding. The number of shares has decreased by -0.50% in one year.

Current Share Class	7.43M
Shares Outstanding	7.43M
Shares Change (YoY)	-0.50%
Shares Change (QoQ)	-0.97%
Owned by Insiders (%)	11.03%
Owned by Institutions (%)	66.99%
Float	6.15M

Valuation Ratios

The trailing PE ratio is 10.05 and the forward PE ratio is 9.15.

PE Ratio	10.05
Forward PE	9.15
PS Ratio	2.22
Forward PS	1.93
PB Ratio	1.02
P/TBV Ratio	1.07
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	13.54
EV / Sales	3.05
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.96%.

Return on Equity (ROE)	10.96%
Return on Assets (ROA)	1.05%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$248,596
Profits Per Employee	$55,972
Employee Count	567
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, FS Bancorp has paid $8.35 million in taxes.

Income Tax	8.35M
Effective Tax Rate	20.54%

Stock Price Statistics

The stock price has decreased by -15.33% in the last 52 weeks. The beta is 0.71, so FS Bancorp's price volatility has been lower than the market average.

Beta (5Y)	0.71
52-Week Price Change	-15.33%
50-Day Moving Average	40.01
200-Day Moving Average	39.50
Relative Strength Index (RSI)	61.59
Average Volume (20 Days)	13,818

Short Selling Information

The latest short interest is 73,792, so 0.99% of the outstanding shares have been sold short.

Short Interest	73,792
Short Previous Month	72,305
Short % of Shares Out	0.99%
Short % of Float	1.20%
Short Ratio (days to cover)	4.11

Income Statement

In the last 12 months, FS Bancorp had revenue of $140.95 million and earned $31.74 million in profits. Earnings per share was $4.08.

Revenue	140.95M
Gross Profit	140.95M
Operating Income	45.57M
Pretax Income	40.66M
Net Income	31.74M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$4.08

Balance Sheet

The company has $61.28 million in cash and $185.94 million in debt, giving a net cash position of -$124.66 million or -$16.77 per share.

Cash & Cash Equivalents	61.28M
Total Debt	185.94M
Net Cash	-124.66M
Net Cash Per Share	-$16.77
Equity (Book Value)	300.51M
Book Value Per Share	40.43
Working Capital	-2.57B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	32.33%
Pretax Margin	28.84%
Profit Margin	22.92%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $1.12, which amounts to a dividend yield of 2.73%.

Dividend Per Share	$1.12
Dividend Yield	2.73%
Dividend Growth (YoY)	26.42%
Years of Dividend Growth	12
Payout Ratio	32.82%
Buyback Yield	0.50%
Shareholder Yield	3.23%
Earnings Yield	10.40%
FCF Yield	n/a

Analyst Forecast

The average price target for FS Bancorp is $44.00, which is 7.21% higher than the current price. The consensus rating is "Hold".

Price Target	$44.00
Price Target Difference	7.21%
Analyst Consensus	Hold
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 15, 2021. It was a forward split with a ratio of 2:1.

Last Split Date	Jul 15, 2021
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2