FS Bancorp, Inc. (FSBW)

FS Bancorp Statistics

Total Valuation

FS Bancorp has a market cap or net worth of $326.97 million. The enterprise value is $492.64 million.

Market Cap	326.97M
Enterprise Value	492.64M

Important Dates

The next estimated earnings date is Wednesday, January 22, 2025, after market close.

Earnings Date	Jan 22, 2025
Ex-Dividend Date	Nov 7, 2024

Share Statistics

FS Bancorp has 7.71 million shares outstanding. The number of shares has increased by 1.28% in one year.

Current Share Class	7.71M
Shares Outstanding	7.71M
Shares Change (YoY)	+1.28%
Shares Change (QoQ)	+0.75%
Owned by Insiders (%)	10.82%
Owned by Institutions (%)	65.76%
Float	6.41M

Valuation Ratios

The trailing PE ratio is 9.06 and the forward PE ratio is 9.77.

PE Ratio	9.06
Forward PE	9.77
PS Ratio	2.34
Forward PS	2.16
PB Ratio	1.13
P/TBV Ratio	1.21
P/FCF Ratio	15.68
P/OCF Ratio	14.61
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	13.38
EV / Sales	3.53
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	23.63

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	10.57
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 13.87%.

Return on Equity (ROE)	13.87%
Return on Assets (ROA)	1.27%
Return on Capital (ROIC)	n/a
Revenue Per Employee	$242,956
Profits Per Employee	$64,127
Employee Count	574
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, FS Bancorp has paid $6.39 million in taxes.

Income Tax	6.39M
Effective Tax Rate	14.59%

Stock Price Statistics

The stock price has increased by +14.32% in the last 52 weeks. The beta is 0.93, so FS Bancorp's price volatility has been similar to the market average.

Beta (5Y)	0.93
52-Week Price Change	+14.32%
50-Day Moving Average	45.45
200-Day Moving Average	39.17
Relative Strength Index (RSI)	36.07
Average Volume (20 Days)	17,183

Short Selling Information

The latest short interest is 40,172, so 0.52% of the outstanding shares have been sold short.

Short Interest	40,172
Short Previous Month	44,494
Short % of Shares Out	0.52%
Short % of Float	0.63%
Short Ratio (days to cover)	2.09

Income Statement

In the last 12 months, FS Bancorp had revenue of $139.46 million and earned $36.81 million in profits. Earnings per share was $4.68.

Revenue	139.46M
Gross Profit	139.46M
Operating Income	50.16M
Pretax Income	45.42M
Net Income	36.81M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$4.68

Balance Sheet

The company has $54.62 million in cash and $220.29 million in debt, giving a net cash position of -$165.67 million or -$21.48 per share.

Cash & Cash Equivalents	54.62M
Total Debt	220.29M
Net Cash	-165.67M
Net Cash Per Share	-$21.48
Equity (Book Value)	288.90M
Book Value Per Share	37.45
Working Capital	-2.32B

Cash Flow

In the last 12 months, operating cash flow was $22.38 million and capital expenditures -$1.53 million, giving a free cash flow of $20.85 million.

Operating Cash Flow	22.38M
Capital Expenditures	-1.53M
Free Cash Flow	20.85M
FCF Per Share	$2.70

Margins

Gross Margin	n/a
Operating Margin	35.97%
Pretax Margin	31.41%
Profit Margin	26.83%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	14.95%

Dividends & Yields

This stock pays an annual dividend of $1.08, which amounts to a dividend yield of 2.55%.

Dividend Per Share	$1.08
Dividend Yield	2.55%
Dividend Growth (YoY)	6.00%
Years of Dividend Growth	11
Payout Ratio	23.08%
Buyback Yield	-1.28%
Shareholder Yield	1.27%
Earnings Yield	11.26%
FCF Yield	6.38%

Analyst Forecast

The average price target for FS Bancorp is $44.00, which is 3.80% higher than the current price. The consensus rating is "Hold".

Price Target	$44.00
Price Target Difference	3.80%
Analyst Consensus	Hold
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on July 15, 2021. It was a forward split with a ratio of 2:1.

Last Split Date	Jul 15, 2021
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	3