FS Bancorp, Inc. (FSBW)

FS Bancorp Statistics

Total Valuation

FS Bancorp has a market cap or net worth of $291.07 million. The enterprise value is $613.11 million.

Market Cap	291.07M
Enterprise Value	613.11M

Important Dates

The next estimated earnings date is Wednesday, April 23, 2025, after market close.

Earnings Date	Apr 23, 2025
Ex-Dividend Date	Feb 6, 2025

Share Statistics

FS Bancorp has 7.66 million shares outstanding. The number of shares has increased by 1.52% in one year.

Current Share Class	7.66M
Shares Outstanding	7.66M
Shares Change (YoY)	+1.52%
Shares Change (QoQ)	+0.54%
Owned by Insiders (%)	10.94%
Owned by Institutions (%)	66.95%
Float	6.35M

Valuation Ratios

The trailing PE ratio is 8.72 and the forward PE ratio is 9.13.

PE Ratio	8.72
Forward PE	9.13
PS Ratio	2.10
Forward PS	1.92
PB Ratio	0.99
P/TBV Ratio	1.05
P/FCF Ratio	5.92
P/OCF Ratio	5.73
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	17.80
EV / Sales	4.41
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	12.46

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	7.38
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 12.50%.

Return on Equity (ROE)	12.50%
Return on Assets (ROA)	1.17%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$245,414
Profits Per Employee	$60,762
Employee Count	567
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, FS Bancorp has paid $6.56 million in taxes.

Income Tax	6.56M
Effective Tax Rate	15.77%

Stock Price Statistics

The stock price has increased by +12.69% in the last 52 weeks. The beta is 0.91, so FS Bancorp's price volatility has been similar to the market average.

Beta (5Y)	0.91
52-Week Price Change	+12.69%
50-Day Moving Average	38.92
200-Day Moving Average	41.35
Relative Strength Index (RSI)	49.92
Average Volume (20 Days)	13,695

Short Selling Information

The latest short interest is 42,036, so 0.55% of the outstanding shares have been sold short.

Short Interest	42,036
Short Previous Month	41,713
Short % of Shares Out	0.55%
Short % of Float	0.66%
Short Ratio (days to cover)	3.34

Income Statement

In the last 12 months, FS Bancorp had revenue of $139.15 million and earned $34.45 million in profits. Earnings per share was $4.36.

Revenue	139.15M
Gross Profit	139.15M
Operating Income	47.18M
Pretax Income	45.42M
Net Income	34.45M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$4.36

Balance Sheet

The company has $40.98 million in cash and $363.02 million in debt, giving a net cash position of -$322.04 million or -$42.04 per share.

Cash & Cash Equivalents	40.98M
Total Debt	363.02M
Net Cash	-322.04M
Net Cash Per Share	-$42.04
Equity (Book Value)	295.77M
Book Value Per Share	38.26
Working Capital	-2.52B

Cash Flow

In the last 12 months, operating cash flow was $50.82 million and capital expenditures -$1.64 million, giving a free cash flow of $49.19 million.

Operating Cash Flow	50.82M
Capital Expenditures	-1.64M
Free Cash Flow	49.19M
FCF Per Share	$6.42

Margins

Gross Margin	n/a
Operating Margin	33.91%
Pretax Margin	29.88%
Profit Margin	25.17%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	35.35%

Dividends & Yields

This stock pays an annual dividend of $1.08, which amounts to a dividend yield of 2.84%.

Dividend Per Share	$1.08
Dividend Yield	2.84%
Dividend Growth (YoY)	6.93%
Years of Dividend Growth	10
Payout Ratio	24.77%
Buyback Yield	-1.52%
Shareholder Yield	1.33%
Earnings Yield	11.84%
FCF Yield	16.90%

Analyst Forecast

The average price target for FS Bancorp is $44.00, which is 15.79% higher than the current price. The consensus rating is "Hold".

Price Target	$44.00
Price Target Difference	15.79%
Analyst Consensus	Hold
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on July 15, 2021. It was a forward split with a ratio of 2:1.

Last Split Date	Jul 15, 2021
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4