FS Bancorp Statistics
Total Valuation
FS Bancorp has a market cap or net worth of $277.86 million. The enterprise value is $433.15 million.
Important Dates
The next estimated earnings date is Tuesday, April 21, 2026, after market close.
| Earnings Date | Apr 21, 2026 |
| Ex-Dividend Date | Feb 6, 2026 |
Share Statistics
FS Bancorp has 7.50 million shares outstanding. The number of shares has decreased by -3.16% in one year.
| Current Share Class | 7.40M |
| Shares Outstanding | 7.50M |
| Shares Change (YoY) | -3.16% |
| Shares Change (QoQ) | -1.23% |
| Owned by Insiders (%) | 9.75% |
| Owned by Institutions (%) | 66.46% |
| Float | 6.21M |
Valuation Ratios
The trailing PE ratio is 8.63 and the forward PE ratio is 8.73.
| PE Ratio | 8.63 |
| Forward PE | 8.73 |
| PS Ratio | 1.94 |
| Forward PS | 1.75 |
| PB Ratio | 0.89 |
| P/TBV Ratio | 0.95 |
| P/FCF Ratio | 5.35 |
| P/OCF Ratio | 3.84 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 13.21 |
| EV / Sales | 3.03 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 8.34 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 3.58 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 11.05%.
| Return on Equity (ROE) | 11.05% |
| Return on Assets (ROA) | 1.07% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 4.78% |
| Revenue Per Employee | $246,363 |
| Profits Per Employee | $56,420 |
| Employee Count | 581 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, FS Bancorp has paid $7.77 million in taxes.
| Income Tax | 7.77M |
| Effective Tax Rate | 18.91% |
Stock Price Statistics
The stock price has decreased by -1.67% in the last 52 weeks. The beta is 0.68, so FS Bancorp's price volatility has been lower than the market average.
| Beta (5Y) | 0.68 |
| 52-Week Price Change | -1.67% |
| 50-Day Moving Average | 40.87 |
| 200-Day Moving Average | 40.50 |
| Relative Strength Index (RSI) | 30.48 |
| Average Volume (20 Days) | 13,598 |
Short Selling Information
The latest short interest is 63,163, so 0.84% of the outstanding shares have been sold short.
| Short Interest | 63,163 |
| Short Previous Month | 62,106 |
| Short % of Shares Out | 0.84% |
| Short % of Float | 1.02% |
| Short Ratio (days to cover) | 6.38 |
Income Statement
In the last 12 months, FS Bancorp had revenue of $143.14 million and earned $32.78 million in profits. Earnings per share was $4.29.
| Revenue | 143.14M |
| Gross Profit | 143.14M |
| Operating Income | 46.68M |
| Pretax Income | 41.12M |
| Net Income | 32.78M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $4.29 |
Full Income StatementBalance Sheet
The company has $30.40 million in cash and $185.69 million in debt, with a net cash position of -$155.30 million or -$20.70 per share.
| Cash & Cash Equivalents | 30.40M |
| Total Debt | 185.69M |
| Net Cash | -155.30M |
| Net Cash Per Share | -$20.70 |
| Equity (Book Value) | 307.69M |
| Book Value Per Share | 41.55 |
| Working Capital | -2.66B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $72.31 million and capital expenditures -$20.37 million, giving a free cash flow of $51.94 million.
| Operating Cash Flow | 72.31M |
| Capital Expenditures | -20.37M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -178.50M |
| Free Cash Flow | 51.94M |
| FCF Per Share | $6.92 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 32.61% |
| Pretax Margin | 28.73% |
| Profit Margin | 23.30% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 36.29% |
Dividends & Yields
This stock pays an annual dividend of $1.16, which amounts to a dividend yield of 3.08%.
| Dividend Per Share | $1.16 |
| Dividend Yield | 3.08% |
| Dividend Growth (YoY) | 25.00% |
| Years of Dividend Growth | 13 |
| Payout Ratio | 31.47% |
| Buyback Yield | 3.16% |
| Shareholder Yield | 6.30% |
| Earnings Yield | 11.80% |
| FCF Yield | 18.69% |
Dividend DetailsAnalyst Forecast
The average price target for FS Bancorp is $46.00, which is 24.19% higher than the current price. The consensus rating is "Hold".
| Price Target | $46.00 |
| Price Target Difference | 24.19% |
| Analyst Consensus | Hold |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on July 15, 2021. It was a forward split with a ratio of 2:1.
| Last Split Date | Jul 15, 2021 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
