FS Bancorp Statistics
Total Valuation
FS Bancorp has a market cap or net worth of $304.04 million. The enterprise value is $565.96 million.
Important Dates
The last earnings date was Tuesday, July 22, 2025, after market close.
| Earnings Date | Jul 22, 2025 |
| Ex-Dividend Date | Aug 7, 2025 |
Share Statistics
FS Bancorp has 7.49 million shares outstanding. The number of shares has increased by 1.28% in one year.
| Current Share Class | 7.49M |
| Shares Outstanding | 7.49M |
| Shares Change (YoY) | +1.28% |
| Shares Change (QoQ) | -1.38% |
| Owned by Insiders (%) | 11.14% |
| Owned by Institutions (%) | 67.56% |
| Float | 6.19M |
Valuation Ratios
The trailing PE ratio is 9.93 and the forward PE ratio is 9.63.
| PE Ratio | 9.93 |
| Forward PE | 9.63 |
| PS Ratio | 2.27 |
| Forward PS | 1.98 |
| PB Ratio | 1.04 |
| P/TBV Ratio | 1.10 |
| P/FCF Ratio | 5.80 |
| P/OCF Ratio | 5.52 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 17.26 |
| EV / Sales | 4.05 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 10.62 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 5.50 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 11.50%.
| Return on Equity (ROE) | 11.50% |
| Return on Assets (ROA) | 1.09% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $246,342 |
| Profits Per Employee | $57,841 |
| Employee Count | 567 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, FS Bancorp has paid $5.52 million in taxes.
| Income Tax | 5.52M |
| Effective Tax Rate | 14.18% |
Stock Price Statistics
The stock price has increased by +0.17% in the last 52 weeks. The beta is 0.71, so FS Bancorp's price volatility has been lower than the market average.
| Beta (5Y) | 0.71 |
| 52-Week Price Change | +0.17% |
| 50-Day Moving Average | 39.99 |
| 200-Day Moving Average | 40.66 |
| Relative Strength Index (RSI) | 57.84 |
| Average Volume (20 Days) | 13,939 |
Short Selling Information
The latest short interest is 79,453, so 1.06% of the outstanding shares have been sold short.
| Short Interest | 79,453 |
| Short Previous Month | 86,065 |
| Short % of Shares Out | 1.06% |
| Short % of Float | 1.28% |
| Short Ratio (days to cover) | 5.21 |
Income Statement
In the last 12 months, FS Bancorp had revenue of $139.68 million and earned $32.80 million in profits. Earnings per share was $4.15.
| Revenue | 139.68M |
| Gross Profit | 139.68M |
| Operating Income | 44.42M |
| Pretax Income | 45.42M |
| Net Income | 32.80M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $4.15 |
Full Income StatementBalance Sheet
The company has $36.51 million in cash and $293.30 million in debt, giving a net cash position of -$256.79 million or -$34.27 per share.
| Cash & Cash Equivalents | 36.51M |
| Total Debt | 293.30M |
| Net Cash | -256.79M |
| Net Cash Per Share | -$34.27 |
| Equity (Book Value) | 297.20M |
| Book Value Per Share | 39.55 |
| Working Capital | -2.45B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $55.96 million and capital expenditures -$2.65 million, giving a free cash flow of $53.32 million.
| Operating Cash Flow | 55.96M |
| Capital Expenditures | -2.65M |
| Free Cash Flow | 53.32M |
| FCF Per Share | $7.12 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 31.80% |
| Pretax Margin | 27.88% |
| Profit Margin | 23.92% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 38.17% |
Dividends & Yields
This stock pays an annual dividend of $1.12, which amounts to a dividend yield of 2.71%.
| Dividend Per Share | $1.12 |
| Dividend Yield | 2.71% |
| Dividend Growth (YoY) | 27.88% |
| Years of Dividend Growth | 12 |
| Payout Ratio | 32.02% |
| Buyback Yield | -1.28% |
| Shareholder Yield | 1.44% |
| Earnings Yield | 10.61% |
| FCF Yield | 17.24% |
Dividend DetailsAnalyst Forecast
The average price target for FS Bancorp is $44.00, which is 8.44% higher than the current price. The consensus rating is "Hold".
| Price Target | $44.00 |
| Price Target Difference | 8.44% |
| Analyst Consensus | Hold |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on July 15, 2021. It was a forward split with a ratio of 2:1.
| Last Split Date | Jul 15, 2021 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
