Interest Income on Loans | 81.76 | 69.57 | 54.45 | 52.95 | 52.16 | |
Interest Income on Investments | 10.24 | 11.59 | 7.97 | 5.3 | 6.05 | |
Total Interest Income | 91.99 | 81.16 | 62.42 | 58.26 | 58.2 | |
Interest Paid on Deposits | 25.83 | 19.2 | 3.23 | 3.47 | 6.36 | |
Interest Paid on Borrowings | 6.19 | 5.09 | 1.56 | 2.24 | 3.3 | |
Total Interest Expense | 32.02 | 24.29 | 4.79 | 5.71 | 9.66 | |
Net Interest Income | 59.98 | 56.87 | 57.63 | 52.54 | 48.55 | |
Net Interest Income Growth (YoY) | 5.46% | -1.32% | 9.69% | 8.23% | 4.64% | |
Trust Income | 9.09 | 8.28 | 8.24 | 8.65 | 7.45 | |
Gain (Loss) on Sale of Assets | - | -0.03 | 0.03 | 0.02 | -0.15 | |
Gain (Loss) on Sale of Investments | - | -4.21 | 0.09 | 0.1 | 0.54 | |
Other Non-Interest Income | 8.1 | 7.85 | 7.65 | 8.84 | 8.82 | |
Total Non-Interest Income | 19.83 | 14.47 | 18.05 | 19.37 | 18.58 | |
Non-Interest Income Growth (YoY) | 37.02% | -19.84% | -6.83% | 4.29% | 18.45% | |
Revenues Before Loan Losses | 79.8 | 71.34 | 75.68 | 71.92 | 67.12 | |
Provision for Loan Losses | 2.93 | 1.62 | -0.63 | -0.82 | 5.4 | |
Revenue | 76.87 | 69.72 | 76.31 | 72.73 | 61.72 | |
Revenue Growth (YoY) | 10.26% | -8.64% | 4.92% | 17.84% | 1.59% | |
Salaries and Employee Benefits | 27.67 | 27.07 | 23.57 | 21.59 | 20.73 | |
Federal Deposit Insurance | 1.07 | 0.99 | 0.64 | 0.77 | 0.61 | |
Selling, General & Administrative | 15.3 | 16.48 | 14.26 | 15.79 | 17.37 | |
Other Non-Interest Expense | 5.33 | 5.79 | 4.08 | 4.93 | 5.21 | |
Total Non-Interest Expense | 49.64 | 50.24 | 43.13 | 42.13 | 43.93 | |
EBT Excluding Unusual Items | 27.23 | 19.48 | 33.18 | 30.6 | 17.79 | |
Legal Settlements | - | - | - | -3.3 | - | |
Other Unusual Items | - | - | - | -2.37 | - | |
Pretax Income | 27.23 | 19.48 | 33.18 | 26.31 | 17.79 | |
Income Tax Expense | 6.66 | 4.42 | 8.13 | 6.54 | 3.95 | |
Net Income | 20.57 | 15.06 | 25.05 | 19.77 | 13.84 | |
Net Income to Common | 20.57 | 15.06 | 25.05 | 19.77 | 13.84 | |
Net Income Growth | 36.58% | -39.88% | 26.70% | 42.84% | 5.42% | |
Basic Shares Outstanding | 7 | 7 | 7 | 7 | 7 | |
Diluted Shares Outstanding | 7 | 7 | 7 | 7 | 7 | |
Shares Change (YoY) | -2.40% | 0.60% | -0.83% | -4.22% | -1.24% | |
EPS (Basic) | 3.15 | 2.25 | 3.77 | 2.95 | 1.98 | |
EPS (Diluted) | 3.15 | 2.25 | 3.76 | 2.95 | 1.97 | |
EPS Growth | 40.00% | -40.16% | 27.62% | 49.56% | 6.55% | |
Dividend Per Share | 0.840 | 0.780 | 0.600 | 0.580 | 0.520 | |
Dividend Growth | 7.69% | 30.00% | 3.45% | 11.54% | 30.00% | |
Effective Tax Rate | 24.46% | 22.67% | 24.51% | 24.86% | 22.19% | |