First United Corporation (FUNC)
NASDAQ: FUNC · Real-Time Price · USD
45.84
-0.18 (-0.39%)
Oct 30, 2026, 4:00 PM EDT - Market closed
First United Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 24.52 | 20.57 | 15.06 | 25.05 | 19.77 |
Depreciation & Amortization | 3.06 | 3.79 | 4.92 | 3.65 | 3.43 |
Gain (Loss) on Sale of Assets | 0.15 | -0.16 | -0.57 | -0.03 | -1.39 |
Gain (Loss) on Sale of Investments | -0.87 | -0.69 | 3.36 | -0.86 | 1.21 |
Total Asset Writedown | 1.68 | - | 0.02 | - | 0.06 |
Provision for Credit Losses | 2.74 | 2.93 | 1.62 | -0.63 | -0.82 |
Net Decrease (Increase) in Loans Originated / Sold - Operating | 1.21 | 0.05 | -0.06 | 0.11 | 4.59 |
Accrued Interest Receivable | -12.87 | 2.55 | -4.93 | 0.65 | -1.6 |
Other Operating Activities | -2.36 | -2.52 | -3.32 | -1.14 | -4.87 |
Operating Cash Flow | 19.37 | 22.28 | 22.47 | 26.54 | 20.02 |
Operating Cash Flow Growth | -13.05% | -0.84% | -15.35% | 32.58% | 23.82% |
Investing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -3.97 | -1.92 | -0.35 | -3.58 | -1.13 |
Sale of Property, Plant and Equipment | - | - | 0.01 | 0.28 | 0.04 |
Cash Acquisitions | - | - | - | -0.6 | - |
Investment in Securities | -3.81 | 41.29 | 49.87 | -41.8 | -54.02 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -41.98 | -79.11 | -128.06 | -126.71 | 17.02 |
Other Investing Activities | 1.14 | -0.52 | -4.22 | 0 | 3.44 |
Investing Cash Flow | -48.01 | -38.44 | -81.71 | -172.4 | -28.43 |
Financing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Short-Term Debt Issued | - | 19.99 | - | 6.87 | 8.54 |
Long-Term Debt Issued | - | 90 | 80 | - | - |
Total Debt Issued | - | 109.99 | 80 | 6.87 | 8.54 |
Short-Term Debt Repaid | -47.75 | - | -19.15 | - | - |
Long-Term Debt Repaid | -25 | -80 | - | - | -70 |
Total Debt Repaid | -72.75 | -80 | -19.15 | - | -70 |
Net Debt Issued (Repaid) | -72.75 | 29.99 | 60.85 | 6.87 | -61.46 |
Issuance of Common Stock | 0.32 | 0.29 | 0.29 | 0.22 | 0.22 |
Repurchase of Common Stock | - | -4.03 | -1.5 | - | -7.18 |
Common Dividends Paid | -5.97 | -5.37 | -5.22 | -3.99 | -3.89 |
Total Dividends Paid | -5.97 | -5.37 | -5.22 | -3.99 | -3.89 |
Net Increase (Decrease) in Deposit Accounts | 160.32 | 23.85 | -19.76 | 101.36 | 47.01 |
Financing Cash Flow | 81.92 | 44.73 | 34.68 | 104.46 | -25.31 |
Net Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 53.29 | 28.57 | -24.56 | -41.41 | -33.71 |
Free Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 15.41 | 20.36 | 22.12 | 22.97 | 18.89 |
Free Cash Flow Growth | -24.33% | -7.95% | -3.70% | 21.56% | 29.72% |
Free Cash Flow Margin | 17.93% | 26.48% | 31.72% | 30.10% | 25.98% |
Free Cash Flow Per Share | 2.37 | 3.11 | 3.30 | 3.45 | 2.81 |