First United Corporation (FUNC)

First United Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	74.87	131.61	78.33	49.75	74.32	115.72
Investment Securities	271.24	100.74	100.69	141.87	164.27	117.33
Mortgage-Backed Securities	-	178.79	169.3	169.6	197.28	225.7
Total Investments	271.24	279.53	269.99	311.47	361.55	343.03
Gross Loans	1,605	1,522	1,481	1,407	1,279	1,154
Allowance for Loan Losses	-21.76	-19.47	-18.17	-17.48	-14.64	-15.96
Other Adjustments to Gross Loans	-0.71	-0.48	-0.44	-0.34	-0.17	-0.29
Net Loans	1,583	1,502	1,462	1,389	1,265	1,137
Property, Plant & Equipment	29.94	30.68	31.29	32.83	36.85	36.94
Goodwill	-	11	11	11	11	11
Other Intangible Assets	11.2	0.44	0.77	1.1	1.43	1.05
Loans Held for Sale	-	0.13	0.81	0.44	-	0.07
Accrued Interest Receivable	40.01	7.9	7.47	7.49	6.05	4.82
Other Receivables	-	9.82	-	-	-	-
Long-Term Deferred Tax Assets	9.5	8.73	9.99	11.13	10.61	6.86
Other Real Estate Owned & Foreclosed	2.69	3.89	5.86	4.55	4.73	4.48
Other Long-Term Assets	75.65	101.95	95.33	87.25	76.95	68.43
Total Assets	2,098	2,087	1,973	1,906	1,848	1,730

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Bearing Deposits	1,333	1,231	1,104	1,075	1,027	923.15
Institutional Deposits	-	51.1	43.7	48.8	37.5	44.6
Non-Interest Bearing Deposits	455.13	453.04	426.74	427.67	506.61	501.63
Total Deposits	1,788	1,735	1,575	1,551	1,571	1,469
Short-Term Borrowings	32.84	17.66	65.41	45.42	64.57	57.7
Current Portion of Long-Term Debt	-	65	-	80	-	-
Accrued Interest Payable	27.75	0.95	0.49	0.61	0.15	0.14
Other Current Liabilities	1.81	1.69	1.42	1.33	1.2	0.99
Federal Home Loan Bank Debt, Long-Term	-	-	90	-	-	-
Long-Term Leases	0.93	1.18	1.38	1.56	2.37	2.76
Trust Preferred Securities	-	30.93	30.93	30.93	30.93	30.93
Pension & Post-Retirement Benefits	-	9.01	8.34	9.78	7.19	10.4
Other Long-Term Liabilities	2.07	22.25	20.93	23.39	19.23	15.65
Total Liabilities	1,884	1,884	1,794	1,744	1,696	1,588

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	0.07	0.07	0.07	0.07	0.07	0.07
Additional Paid-In Capital	19.71	21.55	20.48	23.73	24.41	23.66
Retained Earnings	221.64	207.28	189	173.9	166.34	145.49
Comprehensive Income & Other	-27.42	-25.27	-30.25	-35.83	-39.03	-27.31
Total Common Equity	213.99	203.63	179.3	161.87	151.79	141.9
Shareholders' Equity	213.99	203.63	179.3	161.87	151.79	141.9
Total Liabilities & Equity	2,098	2,087	1,973	1,906	1,848	1,730

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	64.69	114.77	187.72	157.9	97.87	91.39
Net Cash (Debt)	10.18	16.84	-109.4	-108.15	-23.55	24.33
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	1.57	2.59	-16.73	-16.14	-3.54	3.62
Filing Date Shares Outstanding	6.46	6.5	6.47	6.64	6.67	6.62
Total Common Shares Outstanding	6.46	6.5	6.47	6.64	6.67	6.62
Book Value Per Share	33.10	31.33	27.71	24.38	22.77	21.43
Tangible Book Value	202.79	192.19	167.52	149.77	139.36	129.85
Tangible Book Value Per Share	31.37	29.57	25.89	22.56	20.90	19.61

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Oct 30, 2026

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