| 24.52 | 20.57 | 15.06 | 25.05 | 19.77 |
Depreciation & Amortization | 2.87 | 3.63 | 4.13 | 3.3 | 3.27 |
Provision for Credit Losses | 2.74 | 2.93 | 1.62 | -0.63 | -0.82 |
| 0.76 | 0.48 | 0.53 | 0.53 | 0.47 |
Net Change in Loans Held-for-Sale | 0.68 | -0.36 | -0.44 | 0.11 | 3.48 |
| -1.21 | -3.21 | 1.09 | -1.42 | -4.63 |
Changes in Accrued Interest and Accounts Receivable | -12.87 | 2.55 | -1.07 | 0.65 | -0.2 |
Changes in Accounts Payable | 1.88 | -4.32 | -4.93 | -0.74 | 0.27 |
Changes in Other Operating Activities | - | - | - | -0.39 | -1.6 |
| 19.37 | 22.28 | 22.47 | 26.54 | 20.02 |
Operating Cash Flow Growth | -13.05% | -0.84% | -15.35% | 32.58% | 23.82% |
Net Change in Loans Held-for-Investment | -41.98 | -79.11 | -128.06 | -126.71 | 17.02 |
Net Change in Securities and Investments | -3.81 | 41.29 | 49.87 | -41.8 | -53.74 |
Payments for Business Acquisitions | - | - | - | -0.6 | -1.41 |
| -3.97 | -1.92 | -0.35 | -3.58 | - |
Sale of Property, Plant & Equipment | 0.61 | 1.83 | 1.06 | 0.28 | 6.26 |
Other Investing Activities | 1.14 | -0.52 | -4.22 | 0 | 3.44 |
| -48.01 | -38.44 | -81.71 | -172.4 | -28.43 |
| 160.32 | 23.85 | -19.76 | 101.36 | 47.01 |
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements | -47.75 | 19.99 | -19.15 | 6.87 | 8.54 |
| - | 90 | 80 | - | - |
| -25 | -80 | - | - | -70 |
Net Long-Term Debt Issued (Repaid) | -25 | 10 | 80 | - | -70 |
| 0.32 | 0.29 | 0.29 | 0.22 | 0.22 |
Repurchase of Common Stock | - | -4.03 | -1.5 | - | -7.18 |
Net Common Stock Issued (Repurchased) | 0.32 | -3.74 | -1.2 | 0.22 | -6.96 |
| -5.97 | -5.37 | -5.22 | -3.99 | -3.89 |
| 81.92 | 44.73 | 34.68 | 104.46 | -25.31 |
| 53.29 | 28.57 | -24.56 | -41.41 | -33.71 |
| 15.41 | 20.36 | 22.12 | 22.97 | 20.02 |
| -24.33% | -7.95% | -3.70% | 14.71% | 37.46% |
| 23.53% | 26.48% | 31.72% | 30.10% | 27.02% |
| 2.37 | 3.11 | 3.30 | 3.46 | 2.98 |
| -12.57 | 30.51 | 92.83 | 24.29 | -48.49 |
| -12.08 | -0.06 | -2.23 | -0.76 | 1.74 |