First United Corporation (FUNC)

First United Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 24, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Cap	241	243	218	156	131	124
Market Cap Growth	12.48%	11.55%	39.74%	18.77%	5.81%	14.59%
Enterprise Value	223.64	339.27	339.07	267.03	162.36	155.14
Last Close Price	37.04	37.44	33.71	23.51	19.65	18.76
PE Ratio	9.81	9.93	10.70	10.45	7.28	5.30
PS Ratio	2.80	3.72	2.84	2.24	1.72	1.68
PB Ratio	1.18	1.19	1.22	0.96	0.87	0.88
P/TBV Ratio	1.18	1.20	1.23	0.97	0.86	0.89
P/FCF Ratio	15.61	15.80	10.72	7.06	5.72	6.20
P/OCF Ratio	12.41	12.56	9.79	6.95	4.95	6.20
EV/Sales Ratio	2.60	5.18	4.41	3.83	2.13	2.09
EV/EBITDA Ratio	-	118.13	93.38	64.67	49.26	47.46
EV/FCF Ratio	14.52	22.02	16.66	12.07	7.07	7.75
Debt / Equity Ratio	0.47	0.47	0.67	0.69	0.20	0.22
Debt / EBITDA Ratio	33.40	33.40	33.31	26.87	9.38	9.46
Debt / FCF Ratio	6.23	6.23	5.94	5.02	1.35	1.55
Net Debt / Equity Ratio	0.47	0.47	0.67	0.69	0.20	0.22
Net Debt / EBITDA Ratio	33.40	33.40	33.31	26.87	9.38	9.46
Net Debt / FCF Ratio	6.23	6.23	5.94	5.02	1.35	1.55
Asset Turnover	0.03	0.03	0.04	0.04	0.04	0.04
Return on Equity (ROE)	12.80%	12.80%	12.06%	9.60%	17.06%	14.49%
Earnings Yield	10.19%	10.07%	9.34%	9.57%	13.74%	18.87%
FCF Yield	6.41%	6.33%	9.33%	14.17%	17.48%	16.12%
Dividend Yield	2.81%	2.46%	2.44%	3.32%	3.07%	3.09%
Payout Ratio	26.53%	24.34%	26.12%	34.64%	15.91%	19.68%
Buyback Yield / Dilution	-0.13%	-0.13%	1.72%	0.77%	-0.17%	5.61%
Total Shareholder Return	2.68%	2.33%	4.16%	4.09%	2.90%	8.70%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q