First United Statistics
Total Valuation
First United has a market cap or net worth of $220.97 million. The enterprise value is $331.05 million.
Important Dates
The next estimated earnings date is Monday, February 3, 2025, after market close.
| Earnings Date | Feb 3, 2025 |
| Ex-Dividend Date | Jan 17, 2025 |
Share Statistics
First United has 6.47 million shares outstanding. The number of shares has decreased by -1.81% in one year.
| Current Share Class | 6.47M |
| Shares Outstanding | 6.47M |
| Shares Change (YoY) | -1.81% |
| Shares Change (QoQ) | -0.84% |
| Owned by Insiders (%) | 7.80% |
| Owned by Institutions (%) | 35.78% |
| Float | 5.51M |
Valuation Ratios
The trailing PE ratio is 13.93 and the forward PE ratio is 10.51.
| PE Ratio | 13.93 |
| Forward PE | 10.51 |
| PS Ratio | 3.16 |
| Forward PS | 2.60 |
| PB Ratio | 1.27 |
| P/TBV Ratio | 1.36 |
| P/FCF Ratio | 13.11 |
| P/OCF Ratio | 11.79 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 20.51 |
| EV / Sales | 4.66 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 19.64 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 10.23 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 9.81%.
| Return on Equity (ROE) | 9.81% |
| Return on Assets (ROA) | 0.84% |
| Return on Capital (ROIC) | n/a |
| Revenue Per Employee | $210,139 |
| Profits Per Employee | $47,754 |
| Employee Count | 338 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, First United has paid $5.02 million in taxes.
| Income Tax | 5.02M |
| Effective Tax Rate | 23.72% |
Stock Price Statistics
The stock price has increased by +54.64% in the last 52 weeks. The beta is 0.80, so First United's price volatility has been lower than the market average.
| Beta (5Y) | 0.80 |
| 52-Week Price Change | +54.64% |
| 50-Day Moving Average | 33.73 |
| 200-Day Moving Average | 26.66 |
| Relative Strength Index (RSI) | 41.13 |
| Average Volume (20 Days) | 23,454 |
Short Selling Information
The latest short interest is 4,926, so 0.08% of the outstanding shares have been sold short.
| Short Interest | 4,926 |
| Short Previous Month | 7,583 |
| Short % of Shares Out | 0.08% |
| Short % of Float | 0.09% |
| Short Ratio (days to cover) | 0.22 |
Income Statement
In the last 12 months, First United had revenue of $71.03 million and earned $16.14 million in profits. Earnings per share was $2.45.
| Revenue | 71.03M |
| Gross Profit | 71.03M |
| Operating Income | 22.09M |
| Pretax Income | 19.29M |
| Net Income | 16.14M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.45 |
Full Income StatementBalance Sheet
The company has $62.39 million in cash and $172.48 million in debt, giving a net cash position of -$110.09 million or -$17.02 per share.
| Cash & Cash Equivalents | 62.39M |
| Total Debt | 172.48M |
| Net Cash | -110.09M |
| Net Cash Per Share | -$17.02 |
| Equity (Book Value) | 173.98M |
| Book Value Per Share | 26.90 |
| Working Capital | -1.52B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $18.74 million and capital expenditures -$1.89 million, giving a free cash flow of $16.86 million.
| Operating Cash Flow | 18.74M |
| Capital Expenditures | -1.89M |
| Free Cash Flow | 16.86M |
| FCF Per Share | $2.61 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 31.10% |
| Pretax Margin | 29.79% |
| Profit Margin | 22.73% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 23.73% |