First United Statistics
Total Valuation
First United has a market cap or net worth of $189.31 million. The enterprise value is $247.45 million.
Important Dates
The next estimated earnings date is Monday, July 21, 2025, after market close.
Earnings Date | Jul 21, 2025 |
Ex-Dividend Date | Jul 18, 2025 |
Share Statistics
First United has 6.48 million shares outstanding. The number of shares has decreased by -2.87% in one year.
Current Share Class | 6.48M |
Shares Outstanding | 6.48M |
Shares Change (YoY) | -2.87% |
Shares Change (QoQ) | +0.09% |
Owned by Insiders (%) | 8.07% |
Owned by Institutions (%) | 44.12% |
Float | 5.94M |
Valuation Ratios
The trailing PE ratio is 8.22 and the forward PE ratio is 8.07.
PE Ratio | 8.22 |
Forward PE | 8.07 |
PS Ratio | 2.34 |
Forward PS | 2.13 |
PB Ratio | 1.01 |
P/TBV Ratio | 1.10 |
P/FCF Ratio | 8.15 |
P/OCF Ratio | 7.38 |
PEG Ratio | n/a |
Financial Ratio History Enterprise Valuation
EV / Earnings | 10.91 |
EV / Sales | 3.12 |
EV / EBITDA | n/a |
EV / EBIT | n/a |
EV / FCF | 10.66 |
Financial Position
Current Ratio | n/a |
Quick Ratio | n/a |
Debt / Equity | n/a |
Debt / EBITDA | n/a |
Debt / FCF | 6.14 |
Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 12.99%.
Return on Equity (ROE) | 12.99% |
Return on Assets (ROA) | 1.17% |
Return on Invested Capital (ROIC) | n/a |
Return on Capital Employed (ROCE) | n/a |
Revenue Per Employee | $243,567 |
Profits Per Employee | $69,561 |
Employee Count | 326 |
Asset Turnover | n/a |
Inventory Turnover | n/a |
Taxes
In the past 12 months, First United has paid $7.39 million in taxes.
Income Tax | 7.39M |
Effective Tax Rate | 24.58% |
Stock Price Statistics
The stock price has increased by +45.74% in the last 52 weeks. The beta is 0.61, so First United's price volatility has been lower than the market average.
Beta (5Y) | 0.61 |
52-Week Price Change | +45.74% |
50-Day Moving Average | 29.93 |
200-Day Moving Average | 31.99 |
Relative Strength Index (RSI) | 47.58 |
Average Volume (20 Days) | 62,550 |
Short Selling Information
The latest short interest is 10,576, so 0.16% of the outstanding shares have been sold short.
Short Interest | 10,576 |
Short Previous Month | 7,747 |
Short % of Shares Out | 0.16% |
Short % of Float | 0.18% |
Short Ratio (days to cover) | 0.78 |
Income Statement
In the last 12 months, First United had revenue of $79.40 million and earned $22.68 million in profits. Earnings per share was $3.49.
Revenue | 79.40M |
Gross Profit | 79.40M |
Operating Income | 31.39M |
Pretax Income | 19.29M |
Net Income | 22.68M |
EBITDA | n/a |
EBIT | n/a |
Earnings Per Share (EPS) | $3.49 |
Full Income Statement Balance Sheet
The company has $84.43 million in cash and $142.58 million in debt, giving a net cash position of -$58.15 million or -$8.98 per share.
Cash & Cash Equivalents | 84.43M |
Total Debt | 142.58M |
Net Cash | -58.15M |
Net Cash Per Share | -$8.98 |
Equity (Book Value) | 183.69M |
Book Value Per Share | 28.35 |
Working Capital | -1.64B |
Full Balance Sheet Cash Flow
In the last 12 months, operating cash flow was $25.66 million and capital expenditures -$2.44 million, giving a free cash flow of $23.22 million.
Operating Cash Flow | 25.66M |
Capital Expenditures | -2.44M |
Free Cash Flow | 23.22M |
FCF Per Share | $3.58 |
Full Cash Flow Statement Margins
Gross Margin | n/a |
Operating Margin | 39.53% |
Pretax Margin | 37.87% |
Profit Margin | 28.56% |
EBITDA Margin | n/a |
EBIT Margin | n/a |
FCF Margin | 29.24% |