First United Statistics
Total Valuation
First United has a market cap or net worth of $192.48 million. The enterprise value is $250.63 million.
Important Dates
The last earnings date was Monday, April 21, 2025, before market open.
| Earnings Date | Apr 21, 2025 |
| Ex-Dividend Date | Apr 17, 2025 |
Share Statistics
First United has 6.48 million shares outstanding. The number of shares has decreased by -2.87% in one year.
| Current Share Class | 6.48M |
| Shares Outstanding | 6.48M |
| Shares Change (YoY) | -2.87% |
| Shares Change (QoQ) | +0.09% |
| Owned by Insiders (%) | 7.95% |
| Owned by Institutions (%) | 44.04% |
| Float | 5.95M |
Valuation Ratios
The trailing PE ratio is 8.52 and the forward PE ratio is 8.37.
| PE Ratio | 8.52 |
| Forward PE | 8.37 |
| PS Ratio | 2.43 |
| Forward PS | 2.20 |
| PB Ratio | 1.05 |
| P/TBV Ratio | 1.12 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 11.05 |
| EV / Sales | 3.16 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 12.99%.
| Return on Equity (ROE) | 12.99% |
| Return on Assets (ROA) | 1.17% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $243,567 |
| Profits Per Employee | $69,561 |
| Employee Count | 326 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, First United has paid $7.39 million in taxes.
| Income Tax | 7.39M |
| Effective Tax Rate | 24.58% |
Stock Price Statistics
The stock price has increased by +33.83% in the last 52 weeks. The beta is 0.58, so First United's price volatility has been lower than the market average.
| Beta (5Y) | 0.58 |
| 52-Week Price Change | +33.83% |
| 50-Day Moving Average | 31.68 |
| 200-Day Moving Average | 31.30 |
| Relative Strength Index (RSI) | 51.24 |
| Average Volume (20 Days) | 27,543 |
Short Selling Information
The latest short interest is 9,107, so 0.14% of the outstanding shares have been sold short.
| Short Interest | 9,107 |
| Short Previous Month | 4,959 |
| Short % of Shares Out | 0.14% |
| Short % of Float | 0.15% |
| Short Ratio (days to cover) | 0.34 |
Income Statement
In the last 12 months, First United had revenue of $79.40 million and earned $22.68 million in profits. Earnings per share was $3.49.
| Revenue | 79.40M |
| Gross Profit | 79.40M |
| Operating Income | 31.39M |
| Pretax Income | 19.29M |
| Net Income | 22.68M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $3.49 |
Full Income StatementBalance Sheet
The company has $84.43 million in cash and $142.58 million in debt, giving a net cash position of -$58.15 million or -$8.98 per share.
| Cash & Cash Equivalents | 84.43M |
| Total Debt | 142.58M |
| Net Cash | -58.15M |
| Net Cash Per Share | -$8.98 |
| Equity (Book Value) | 183.69M |
| Book Value Per Share | 28.35 |
| Working Capital | -1.55B |
Full Balance SheetCash Flow
| Operating Cash Flow | n/a |
| Capital Expenditures | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 39.53% |
| Pretax Margin | 37.87% |
| Profit Margin | 28.56% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |