First United Statistics
Total Valuation
First United has a market cap or net worth of $136.43 million. The enterprise value is $201.41 million.
| Market Cap | 136.43M |
| Enterprise Value | 201.41M |
Important Dates
The next estimated earnings date is Monday, July 22, 2024, after market close.
| Earnings Date | Jul 22, 2024 |
| Ex-Dividend Date | Jul 18, 2024 |
Share Statistics
First United has 6.65 million shares outstanding. The number of shares has decreased by -0.63% in one year.
| Shares Outstanding | 6.65M |
| Shares Change (YoY) | -0.63% |
| Shares Change (QoQ) | -0.69% |
| Owned by Insiders (%) | 7.95% |
| Owned by Institutions (%) | 39.04% |
| Float | 6.07M |
Valuation Ratios
The trailing PE ratio is 9.50 and the forward PE ratio is 6.91.
| PE Ratio | 9.50 |
| Forward PE | 6.91 |
| PS Ratio | 1.97 |
| Forward PS | 1.66 |
| PB Ratio | 0.82 |
| P/FCF Ratio | 6.13 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 8.42, with an EV/FCF ratio of 9.05.
| EV / Earnings | 14.00 |
| EV / Sales | 2.92 |
| EV / EBITDA | 8.42 |
| EV / EBIT | 10.82 |
| EV / FCF | 9.05 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.92 |
| Debt / EBITDA | 6.35 |
| Debt / FCF | 6.83 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 9.00% and return on invested capital (ROIC) is 4.53%.
| Return on Equity (ROE) | 9.00% |
| Return on Assets (ROA) | 0.70% |
| Return on Capital (ROIC) | 4.53% |
| Revenue Per Employee | $227,276 |
| Profits Per Employee | $47,313 |
| Employee Count | 304 |
| Asset Turnover | 0.04 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, First United has paid $4.22 million in taxes.
| Income Tax | 4.22M |
| Effective Tax Rate | 22.70% |
Stock Price Statistics
The stock price has increased by +42.70% in the last 52 weeks. The beta is 0.80, so First United's price volatility has been lower than the market average.
| Beta (5Y) | 0.80 |
| 52-Week Price Change | +42.70% |
| 50-Day Moving Average | 21.11 |
| 200-Day Moving Average | 20.52 |
| Relative Strength Index (RSI) | 55.82 |
| Average Volume (20 Days) | 15,964 |
Short Selling Information
The latest short interest is 19,761, so 0.30% of the outstanding shares have been sold short.
| Short Interest | 19,761 |
| Short Previous Month | 19,937 |
| Short % of Shares Out | 0.30% |
| Short % of Float | 0.33% |
| Short Ratio (days to cover) | 0.66 |
Income Statement
In the last 12 months, First United had revenue of $69.09 million and earned $14.38 million in profits. Earnings per share was $2.16.
| Revenue | 69.09M |
| Gross Profit | 69.09M |
| Operating Income | 18.61M |
| Pretax Income | 18.61M |
| Net Income | 14.38M |
| EBITDA | 23.91M |
| EBIT | 18.61M |
| Earnings Per Share (EPS) | $2.16 |
Balance Sheet
The company has $86.93 million in cash and $151.91 million in debt, giving a net cash position of -$64.98 million or -$9.77 per share.
| Cash & Cash Equivalents | 86.93M |
| Total Debt | 151.91M |
| Net Cash | -64.98M |
| Net Cash Per Share | -$9.77 |
| Equity (Book Value) | 165.48M |
| Book Value Per Share | 24.89 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $22.55 million and capital expenditures -$292,000, giving a free cash flow of $22.26 million.
| Operating Cash Flow | 22.55M |
| Capital Expenditures | -292,000 |
| Free Cash Flow | 22.26M |
| FCF Per Share | $3.35 |
Margins
Gross margin is 100.00%, with operating and profit margins of 26.93% and 20.82%.
| Gross Margin | 100.00% |
| Operating Margin | 26.93% |
| Pretax Margin | 26.93% |
| Profit Margin | 20.82% |
| EBITDA Margin | 34.61% |
| EBIT Margin | 26.93% |
| FCF Margin | 32.21% |
Dividends & Yields
This stock pays an annual dividend of $0.80, which amounts to a dividend yield of 3.90%.
| Dividend Per Share | $0.80 |
| Dividend Yield | 3.90% |
| Dividend Growth (YoY) | 9.59% |
| Years of Dividend Growth | 6 |
| Payout Ratio | 37.04% |
| Buyback Yield | 0.63% |
| Shareholder Yield | 4.53% |
| Earnings Yield | 10.54% |
| FCF Yield | 16.31% |
Analyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on March 13, 1996. It was a forward split with a ratio of 105:100.
| Last Split Date | Mar 13, 1996 |
| Split Type | Forward |
| Split Ratio | 105:100 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |