Horizon Bancorp, Inc. (HBNC)

Horizon Bancorp Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr 10, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Cap	907	869	712	631	663	913
Market Cap Growth	32.73%	21.92%	12.89%	-4.74%	-27.46%	31.26%
Enterprise Value	1,168	1,025	825.71	743.96	778.51	1,029
Last Close Price	17.70	16.96	16.11	14.31	15.08	20.85
PE Ratio	-	-5.23	20.14	22.36	7.05	10.53
Forward PE	8.63	8.51	9.99	10.78	7.61	10.02
PS Ratio	-31.41	-30.10	3.83	3.41	2.66	3.87
PB Ratio	1.32	1.26	0.93	0.88	0.98	1.26
P/TBV Ratio	1.20	1.15	0.93	0.87	0.97	1.27
P/FCF Ratio	12.21	11.70	554.90	7.78	7.53	8.71
P/OCF Ratio	11.44	10.96	111.89	7.10	7.02	8.59
EV/Sales Ratio	-	-35.50	4.43	4.02	3.13	4.36
EV/EBITDA Ratio	-	99.43	79.93	68.02	72.39	104.98
EV/FCF Ratio	15.72	13.79	643.08	9.17	8.85	9.81
Debt / Equity Ratio	0.23	0.23	0.15	0.16	0.17	0.16
Debt / EBITDA Ratio	15.13	15.13	10.96	10.31	10.78	11.79
Debt / FCF Ratio	2.10	2.10	88.17	1.39	1.32	1.10
Net Debt / Equity Ratio	0.23	0.23	0.15	0.16	0.17	0.16
Net Debt / EBITDA Ratio	15.13	15.13	10.96	10.31	10.78	11.79
Net Debt / FCF Ratio	2.10	2.10	88.17	1.39	1.32	1.10
Asset Turnover	0.00	0.00	0.02	0.02	0.03	0.04
Return on Equity (ROE)	-20.73%	-20.73%	4.78%	4.01%	13.34%	12.31%
Earnings Yield	-16.60%	-19.10%	4.97%	4.47%	14.19%	9.50%
FCF Yield	8.19%	8.55%	0.18%	12.86%	13.27%	11.48%
Dividend Yield	3.62%	3.74%	4.02%	4.53%	4.23%	2.71%
Payout Ratio	-	-19.60%	79.96%	101.18%	29.72%	28.44%
Buyback Yield / Dilution	-5.50%	-5.50%	-0.50%	-0.33%	0.58%	0.38%
Total Shareholder Return	-1.88%	-1.76%	3.52%	4.20%	4.81%	3.09%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q