Horizon Bancorp, Inc. (HBNC)

Horizon Bancorp Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Year Ending	Current	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	648	631	663	907	696	854
Market Cap Growth	17.42%	-4.72%	-26.99%	30.38%	-18.55%	41.12%
Enterprise Value	1,847	1,568	1,795	1,137	1,027	1,353
PE Ratio	26.71	22.56	7.09	10.42	10.16	12.84
PS Ratio	3.54	3.41	2.66	3.85	3.41	4.23
PB Ratio	0.90	0.88	0.98	1.25	1.00	1.30
P/FCF Ratio	10.49	7.78	7.53	8.65	9.53	5.03
P/OCF Ratio	9.24	7.10	7.02	8.53	8.83	4.90
EV/Sales Ratio	10.09	8.46	7.22	4.82	5.03	6.70
EV/EBITDA Ratio	39.76	30.77	15.13	9.78	11.33	15.11
EV/EBIT Ratio	53.99	40.22	17.00	11.10	13.11	16.95
EV/FCF Ratio	29.90	19.32	20.41	10.84	14.08	7.97
Debt / Equity Ratio	2.04	2.04	1.86	1.15	0.85	0.92
Debt / EBITDA Ratio	31.68	28.76	10.61	7.12	6.51	6.77
Debt / FCF Ratio	23.83	18.06	14.31	7.90	8.09	3.57
Asset Turnover	0.02	0.02	0.03	0.04	0.04	0.04
Return on Equity (ROE)	3.30%	4.00%	14.10%	12.30%	10.40%	10.50%
Return on Assets (ROA)	0.30%	0.40%	1.20%	1.30%	1.20%	1.30%
Return on Capital (ROIC)	1.08%	1.28%	4.82%	5.61%	5.34%	5.27%
Earnings Yield	3.66%	4.43%	14.10%	9.60%	9.84%	7.79%
FCF Yield	9.53%	12.86%	13.27%	11.56%	10.49%	19.87%
Dividend Yield	4.36%	4.50%	4.10%	2.50%	3.00%	2.30%
Payout Ratio	116.36%	100.00%	29.00%	26.60%	30.80%	28.80%
Buyback Yield / Dilution	-1.22%	-0.41%	-0.95%	0.82%	2.42%	-17.21%
Total Shareholder Return	3.13%	4.09%	3.15%	3.32%	5.42%	-14.91%

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).