Horizon Bancorp, Inc. (HBNC)

Horizon Bancorp Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 13, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Cap	814	865	704	625	663	913
Market Cap Growth	12.65%	22.75%	12.76%	-5.72%	-27.39%	31.12%
Enterprise Value	1,079	1,020	817.58	737.46	778.51	1,028
Last Close Price	15.89	16.96	16.11	14.31	15.08	20.85
PE Ratio	-	-4.97	20.14	22.36	7.05	10.53
Forward PE	7.75	-	9.99	10.78	7.61	10.02
PEG Ratio	0.16	-	-	-	-	-
PS Ratio	-28.20	-29.96	3.78	3.37	2.66	3.87
PB Ratio	1.18	1.26	0.92	0.87	0.98	1.26
P/TBV Ratio	1.08	1.15	0.93	0.87	0.97	1.27
P/FCF Ratio	-	456.01	548.57	7.70	7.53	8.70
P/OCF Ratio	10.27	456.01	110.61	7.02	7.02	8.58
EV/Sales Ratio	-	-35.36	4.39	3.98	3.13	4.36
EV/EBITDA Ratio	-	-	79.14	67.42	72.39	104.88
EV/FCF Ratio	-	538.23	636.74	9.09	8.85	9.80
Debt / Equity Ratio	0.23	0.23	0.15	0.16	0.17	0.16
Debt / EBITDA Ratio	-	-	10.96	10.31	10.78	11.79
Debt / FCF Ratio	82.23	82.23	88.17	1.39	1.32	1.10
Net Debt / Equity Ratio	0.23	0.23	0.15	0.16	0.17	0.16
Net Debt / EBITDA Ratio	-	-	10.96	10.31	10.78	11.79
Net Debt / FCF Ratio	82.23	82.23	88.17	1.39	1.32	1.10
Asset Turnover	0.00	0.00	0.02	0.02	0.03	0.04
Return on Equity (ROE)	3.71%	-20.73%	4.78%	4.01%	13.34%	12.31%
Earnings Yield	-18.49%	-20.11%	4.97%	4.47%	14.19%	9.50%
FCF Yield	-1.05%	0.22%	0.18%	12.99%	13.27%	11.50%
Dividend Yield	4.03%	0.00%	4.02%	4.53%	4.23%	2.71%
Payout Ratio	-	0.00%	79.96%	101.18%	29.72%	28.44%
Buyback Yield / Dilution	-	0.00%	-0.78%	-0.20%	-0.30%	-1.10%
Total Shareholder Return	-	0.00%	3.24%	4.34%	3.93%	1.61%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q