Horizon Bancorp, Inc. (HBNC)

Horizon Bancorp Statistics

Total Valuation

Horizon Bancorp has a market cap or net worth of $654.40 million. The enterprise value is $1.50 billion.

Market Cap	654.40M
Enterprise Value	1.50B

Important Dates

The next estimated earnings date is Wednesday, July 23, 2025, after market close.

Earnings Date	Jul 23, 2025
Ex-Dividend Date	Apr 4, 2025

Share Statistics

Horizon Bancorp has 44.10 million shares outstanding. The number of shares has increased by 0.48% in one year.

Current Share Class	44.10M
Shares Outstanding	44.10M
Shares Change (YoY)	+0.48%
Shares Change (QoQ)	+0.53%
Owned by Insiders (%)	2.53%
Owned by Institutions (%)	69.79%
Float	42.56M

Valuation Ratios

The trailing PE ratio is 14.56 and the forward PE ratio is 8.24.

PE Ratio	14.56
Forward PE	8.24
PS Ratio	3.23
Forward PS	2.36
PB Ratio	0.84
P/TBV Ratio	1.07
P/FCF Ratio	65.23
P/OCF Ratio	43.43
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	33.00
EV / Sales	7.44
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	149.27

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	103.12
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 6.06%.

Return on Equity (ROE)	6.06%
Return on Assets (ROA)	0.59%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$233,369
Profits Per Employee	$52,646
Employee Count	862
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

Income Tax	-5.25M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +26.29% in the last 52 weeks. The beta is 0.83, so Horizon Bancorp's price volatility has been lower than the market average.

Beta (5Y)	0.83
52-Week Price Change	+26.29%
50-Day Moving Average	14.71
200-Day Moving Average	15.93
Relative Strength Index (RSI)	46.72
Average Volume (20 Days)	134,023

Short Selling Information

The latest short interest is 717,404, so 1.63% of the outstanding shares have been sold short.

Short Interest	717,404
Short Previous Month	659,129
Short % of Shares Out	1.63%
Short % of Float	1.69%
Short Ratio (days to cover)	4.96

Income Statement

In the last 12 months, Horizon Bancorp had revenue of $201.16 million and earned $45.38 million in profits. Earnings per share was $1.02.

Revenue	201.16M
Gross Profit	201.16M
Operating Income	48.78M
Pretax Income	29.87M
Net Income	45.38M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.02

Balance Sheet

The company has $191.33 million in cash and $1.03 billion in debt, giving a net cash position of -$843.24 million or -$19.12 per share.

Cash & Cash Equivalents	191.33M
Total Debt	1.03B
Net Cash	-843.24M
Net Cash Per Share	-$19.12
Equity (Book Value)	776.06M
Book Value Per Share	17.60
Working Capital	-5.56B

Cash Flow

In the last 12 months, operating cash flow was $15.07 million and capital expenditures -$5.04 million, giving a free cash flow of $10.03 million.

Operating Cash Flow	15.07M
Capital Expenditures	-5.04M
Free Cash Flow	10.03M
FCF Per Share	$0.23

Margins

Gross Margin	n/a
Operating Margin	24.25%
Pretax Margin	19.95%
Profit Margin	22.56%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	4.99%

Dividends & Yields

This stock pays an annual dividend of $0.64, which amounts to a dividend yield of 4.30%.

Dividend Per Share	$0.64
Dividend Yield	4.30%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	62.77%
Buyback Yield	-0.48%
Shareholder Yield	3.82%
Earnings Yield	6.93%
FCF Yield	1.53%

Analyst Forecast

The average price target for Horizon Bancorp is $17.00, which is 14.17% higher than the current price. The consensus rating is "Hold".

Price Target	$17.00
Price Target Difference	14.17%
Analyst Consensus	Hold
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on June 18, 2018. It was a forward split with a ratio of 1.5:1.

Last Split Date	Jun 18, 2018
Split Type	Forward
Split Ratio	1.5:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	3