Horizon Bancorp, Inc. (HBNC)

Horizon Bancorp Statistics

Total Valuation

Horizon Bancorp has a market cap or net worth of $912.69 million. The enterprise value is $912.96 million.

Market Cap	912.69M
Enterprise Value	912.96M

Important Dates

The next estimated earnings date is Wednesday, January 21, 2026, after market close.

Earnings Date	Jan 21, 2026
Ex-Dividend Date	Jan 2, 2026

Share Statistics

Horizon Bancorp has 51.22 million shares outstanding. The number of shares has increased by 1.38% in one year.

Current Share Class	51.22M
Shares Outstanding	51.22M
Shares Change (YoY)	+1.38%
Shares Change (QoQ)	+7.44%
Owned by Insiders (%)	2.16%
Owned by Institutions (%)	75.17%
Float	50.09M

Valuation Ratios

PE Ratio	n/a
Forward PE	8.94
PS Ratio	-11.53
Forward PS	3.04
PB Ratio	1.37
P/TBV Ratio	1.83
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	0.29

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is -26.60%.

Return on Equity (ROE)	-26.60%
Return on Assets (ROA)	-2.57%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	n/a
Profits Per Employee	-$218,429
Employee Count	862
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

Income Tax	-67.50M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +8.13% in the last 52 weeks. The beta is 0.84, so Horizon Bancorp's price volatility has been lower than the market average.

Beta (5Y)	0.84
52-Week Price Change	+8.13%
50-Day Moving Average	16.58
200-Day Moving Average	15.69
Relative Strength Index (RSI)	57.99
Average Volume (20 Days)	425,128

Short Selling Information

The latest short interest is 989,500, so 1.93% of the outstanding shares have been sold short.

Short Interest	989,500
Short Previous Month	1.02M
Short % of Shares Out	1.93%
Short % of Float	1.98%
Short Ratio (days to cover)	3.36

Income Statement

In the last 12 months, Horizon Bancorp had revenue of -$79.17 million and -$188.29 million in losses. Loss per share was -$4.22.

Revenue	-79.17M
Gross Profit	-79.17M
Operating Income	-247.25M
Pretax Income	-255.78M
Net Income	-188.29M
EBITDA	n/a
EBIT	n/a
Loss Per Share	-$4.22

Balance Sheet

The company has $472.54 million in cash and $472.81 million in debt, giving a net cash position of -$268,000 or -$0.01 per share.

Cash & Cash Equivalents	472.54M
Total Debt	472.81M
Net Cash	-268,000
Net Cash Per Share	-$0.01
Equity (Book Value)	660.77M
Book Value Per Share	12.96
Working Capital	-5.13B

Cash Flow

In the last 12 months, operating cash flow was -$2.72 million and capital expenditures -$5.81 million, giving a free cash flow of -$8.53 million.

Operating Cash Flow	-2.72M
Capital Expenditures	-5.81M
Free Cash Flow	-8.53M
FCF Per Share	-$0.17

Margins

Gross Margin	n/a
Operating Margin	312.31%
Pretax Margin	323.09%
Profit Margin	n/a
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.64, which amounts to a dividend yield of 3.59%.

Dividend Per Share	$0.64
Dividend Yield	3.59%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-1.38%
Shareholder Yield	2.18%
Earnings Yield	-20.63%
FCF Yield	-0.93%

Analyst Forecast

The average price target for Horizon Bancorp is $19.67, which is 10.38% higher than the current price. The consensus rating is "Buy".

Price Target	$19.67
Price Target Difference	10.38%
Analyst Consensus	Buy
Analyst Count	3
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

The last stock split was on June 18, 2018. It was a forward split with a ratio of 1.5:1.

Last Split Date	Jun 18, 2018
Split Type	Forward
Split Ratio	1.5:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	1