Horace Mann Educators Corporation (HMN)
Stock Price:
$35.78 USD
0.17 (0.48%)
Updated Oct 23, 2020 4:00 PM EDT - Market closed
Key Info
| Market Cap |
1.48B |
| Revenue (ttm) |
1.29B |
| Net Income (ttm) |
107.51M |
| Shares Out |
41.34M |
| EPS (ttm) |
2.56 |
| PE Ratio |
13.98 |
| Forward PE |
n/a |
| Dividend |
$1.20 |
| Dividend Yield |
3.35% |
Stock Quote
| Trading Day |
Oct 23, 2020 |
| Last Price |
$35.78 |
| Previous Close |
$35.61 |
| Change ($) |
0.17 |
| Change (%) |
0.48% |
| Day's Open |
35.89 |
| Day's Range |
35.62 - 36.18 |
| Day's Volume |
211,896 |
| 52-Week Range |
30.48 - 46.23 |
More Stats
| Market Cap |
1.48B |
| Enterprise Value |
1.83B |
| Earnings Date (est) |
Nov 2, 2020 |
| Ex-Dividend Date |
Sep 15, 2020 |
| Shares Outstanding |
41.34M |
| Float |
41.11M |
| EPS (basic) |
2.57 |
| EPS (diluted) |
2.56 |
| FCF / Share |
4.66 |
| Dividend |
$1.20 |
| Dividend Yield |
3.35% |
| Earnings Yield |
7.15% |
| FCF Yield |
13.20% |
| Payout Ratio |
45.70% |
| Shares Short |
597,537 |
| Short Ratio |
2.85 |
| Short % of Float |
1.45% |
| Beta |
0.55 |
| PE Ratio |
13.98 |
| Forward PE |
n/a |
| P/FCF Ratio |
7.57 |
| PS Ratio |
1.15 |
| PB Ratio |
0.90 |
| Revenue |
1.29B |
| Operating Income |
143.95M |
| Net Income |
107.51M |
| Free Cash Flow |
195.33M |
| Net Cash |
-354.78M |
| Net Cash / Share |
-8.58 |
| Gross Margin |
40.81% |
| Operating Margin |
11.18% |
| Profit Margin |
8.30% |
| FCF Margin |
15.17% |
| ROA |
0.74% |
| ROE |
6.85% |
| ROIC |
1.20% |
Stats based on trailing-twelve-month (ttm) numbers.
Analyst Summary
Analyst Ratings (0)
| Buy |
0 |
| Overweight |
0 |
| Hold |
0 |
| Underweight |
0 |
| Sell |
0 |
Price Target
$41.00*
(14.59% upside)
Low
40.0
Current: $35.78
High
42.0
Target: 41.00
*Average 12-month price target from 2 stock analysts.
Financial Performance
Financial numbers in millions USD.
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|
| Revenue | 1,430 | 1,192 | 1,172 | 1,129 | 1,080 | 1,061 | 1,031 | 1,011 | 998 | 975 |
| Revenue Growth | 20.05% | 1.71% | 3.78% | 4.49% | 1.86% | 2.85% | 2.02% | 1.25% | 2.42% | - |
| Gross Profit | 633 | 348 | 391 | 396 | 401 | 416 | 413 | 399 | 341 | 353 |
| Operating Income | 252 | 32.54 | 101 | 126 | 145 | 160 | 168 | 163 | 109 | 124 |
| Net Income | 184 | 18.34 | 169 | 83.77 | 93.48 | 104 | 111 | 104 | 70.51 | 80.13 |
| Shares Outstanding | 41.74 | 41.57 | 41.36 | 41.16 | 41.91 | 41.65 | 40.38 | 39.51 | 39.87 | 39.35 |
| Earnings Per Share | 4.40 | 0.44 | 4.08 | 2.02 | 2.20 | 2.47 | 2.66 | 2.51 | 1.70 | 1.95 |
| EPS Growth | 900% | -89.22% | 101.98% | -8.18% | -10.93% | -7.14% | 5.98% | 47.65% | -12.82% | - |
| Dividend Per Share | 1.15 | 1.14 | 1.10 | 1.06 | 1.00 | 0.92 | 0.79 | 0.55 | 0.46 | 0.43 |
| Dividend Growth | 0.88% | 3.64% | 3.77% | 6% | 8.7% | 16.46% | 43.64% | 19.57% | 6.98% | - |
| Operating Cash Flow | 128 | 201 | 257 | 211 | 208 | 222 | 206 | 203 | 116 | 158 |
| Free Cash Flow | 128 | 201 | 257 | 211 | 208 | 222 | 206 | 203 | 116 | 158 |
| Cash & Equivalents | 25.51 | 11.91 | 7.63 | 16.67 | 15.51 | 11.68 | 18.19 | 15.18 | 7.45 | 5.93 |
| Total Debt | 433 | 298 | 297 | 247 | 247 | 238 | 238 | 238 | 238 | 238 |
| Net Cash / Debt | -408 | -286 | -290 | -231 | -231 | -226 | -220 | -223 | -230 | -232 |
| Assets | 12,479 | 11,032 | 11,198 | 10,577 | 10,057 | 9,769 | 8,827 | 8,168 | 7,435 | 6,996 |
| Liabilities | 10,911 | 9,741 | 9,697 | 9,283 | 8,792 | 8,432 | 7,727 | 6,922 | 6,380 | 6,116 |
| Book Value | 1,567 | 1,291 | 1,502 | 1,294 | 1,265 | 1,336 | 1,099 | 1,246 | 1,055 | 880 |
Numbers in millions USD, except per-share numbers.
Company Details
| Full Name |
Horace Mann Educators Corporation |
| Country |
United States |
| Employees |
1,538 |
| CEO |
Marita Zuraitis |
Stock Information
| Ticker Symbol |
HMN |
| Stock Exchange |
New York Stock Exchange |
| Sector |
Financial Services |
| Industry |
Insurance—Property & Casualty |
| Unique Identifier |
NYSE: HMN |
| IPO Date |
November 15, 1991 |
Description
Horace Mann Educators Corporation, together with its subsidiaries, operates as a multiline insurance company in the United States. The Company operates through five segments: Property and Casualty, Supplemental, Retirement, Life, and Corporate and Other. It underwrites and markets personal lines of property and casualty insurance, including personal lines automobile and property insurance products; supplemental insurance products, which includes heart, cancer, accident, and limited supplemental disability coverages; retirement products, such as tax-qualified fixed and variable annuities; and life insurance products. The company markets its products through its sales force of full-time exclusive distributors and independent agents to K-12 teachers, administrators, and other employees of public schools and their families. Horace Mann Educators Corporation was founded in 1945 and is headquartered in Springfield, Illinois.