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Horace Mann Educators Corporation (HMN)

Stock Price: $35.78 USD 0.17 (0.48%)
Updated Oct 23, 2020 4:00 PM EDT - Market closed

Stock Price Chart

Key Info

Market Cap 1.48B
Revenue (ttm) 1.29B
Net Income (ttm) 107.51M
Shares Out 41.34M
EPS (ttm) 2.56
PE Ratio 13.98
Forward PE n/a
Dividend $1.20
Dividend Yield 3.35%

Stock Quote

Trading Day Oct 23, 2020
Last Price $35.78
Previous Close $35.61
Change ($) 0.17
Change (%) 0.48%
Day's Open 35.89
Day's Range 35.62 - 36.18
Day's Volume 211,896
52-Week Range 30.48 - 46.23

More Stats

Market Cap 1.48B
Enterprise Value 1.83B
Earnings Date (est) Nov 2, 2020
Ex-Dividend Date Sep 15, 2020
Shares Outstanding 41.34M
Float 41.11M
EPS (basic) 2.57
EPS (diluted) 2.56
FCF / Share 4.66
Dividend $1.20
Dividend Yield 3.35%
Earnings Yield 7.15%
FCF Yield 13.20%
Payout Ratio 45.70%
Shares Short 597,537
Short Ratio 2.85
Short % of Float 1.45%
Beta 0.55
PE Ratio 13.98
Forward PE n/a
P/FCF Ratio 7.57
PS Ratio 1.15
PB Ratio 0.90
Revenue 1.29B
Operating Income 143.95M
Net Income 107.51M
Free Cash Flow 195.33M
Net Cash -354.78M
Net Cash / Share -8.58
Gross Margin 40.81%
Operating Margin 11.18%
Profit Margin 8.30%
FCF Margin 15.17%
ROA 0.74%
ROE 6.85%
ROIC 1.20%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (0)

Buy 0
Overweight 0
Hold 0
Underweight 0
Sell 0

Analyst Consensus: n/a

Price Target

$41.00*
(14.59% upside)
Low
40.0
Current: $35.78
High
42.0
Target: 41.00
*Average 12-month price target from 2 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue1,4301,1921,1721,1291,0801,0611,0311,011998975
Revenue Growth20.05%1.71%3.78%4.49%1.86%2.85%2.02%1.25%2.42%-
Gross Profit633348391396401416413399341353
Operating Income25232.54101126145160168163109124
Net Income18418.3416983.7793.4810411110470.5180.13
Shares Outstanding41.7441.5741.3641.1641.9141.6540.3839.5139.8739.35
Earnings Per Share4.400.444.082.022.202.472.662.511.701.95
EPS Growth900%-89.22%101.98%-8.18%-10.93%-7.14%5.98%47.65%-12.82%-
Dividend Per Share1.151.141.101.061.000.920.790.550.460.43
Dividend Growth0.88%3.64%3.77%6%8.7%16.46%43.64%19.57%6.98%-
Operating Cash Flow128201257211208222206203116158
Free Cash Flow128201257211208222206203116158
Cash & Equivalents25.5111.917.6316.6715.5111.6818.1915.187.455.93
Total Debt433298297247247238238238238238
Net Cash / Debt-408-286-290-231-231-226-220-223-230-232
Assets12,47911,03211,19810,57710,0579,7698,8278,1687,4356,996
Liabilities10,9119,7419,6979,2838,7928,4327,7276,9226,3806,116
Book Value1,5671,2911,5021,2941,2651,3361,0991,2461,055880
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name Horace Mann Educators Corporation
Country United States
Employees 1,538
CEO Marita Zuraitis

Stock Information

Ticker Symbol HMN
Stock Exchange New York Stock Exchange
Sector Financial Services
Industry Insurance—Property & Casualty
Unique Identifier NYSE: HMN
IPO Date November 15, 1991

Description

Horace Mann Educators Corporation, together with its subsidiaries, operates as a multiline insurance company in the United States. The Company operates through five segments: Property and Casualty, Supplemental, Retirement, Life, and Corporate and Other. It underwrites and markets personal lines of property and casualty insurance, including personal lines automobile and property insurance products; supplemental insurance products, which includes heart, cancer, accident, and limited supplemental disability coverages; retirement products, such as tax-qualified fixed and variable annuities; and life insurance products. The company markets its products through its sales force of full-time exclusive distributors and independent agents to K-12 teachers, administrators, and other employees of public schools and their families. Horace Mann Educators Corporation was founded in 1945 and is headquartered in Springfield, Illinois.