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Horace Mann Educators Corporation (HMN)
NYSE: HMN · Real-Time Price · USD
47.47
-0.31 (-0.65%)
At close: Nov 3, 2026, 4:00 PM EST
48.31
+0.84 (1.77%)
Pre-market: Nov 4, 2026, 7:08 AM EST

Horace Mann Educators Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
1,7471,7011,5951,4921,3821,329
Revenue Growth
4.25%6.66%6.92%7.98%3.93%1.44%
Operating Income
256.2237.6163.28340.7224
Net Income
177.5162.1102.84519.8170.4
Earnings Per Share
4.383.902.481.090.474.04
EPS Growth
10.97%57.26%127.61%131.83%-88.37%27.45%

Revenue by Segment
Chart
Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Supplemental & Group Benefits
302.4288.4287.6295.4153.2
Corporate and Other
6.30.93.40.4-0.1
Life & Retirement
553538.4538.6499.3482
Property & Casualty
862.9784.8686.3643678.5
Total
1,7251,6131,5161,4381,311

Cash & Debt
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
146.926.233.12942.2133
Total Debt
594.61,6331,5491,4511,361512.6
Net Cash (Debt)
-447.7-1,607-1,515-1,422-1,319-379.6
Net Cash Growth
------
Net Cash Per Share
-11.06-38.62-36.52-34.34-31.54-9.00

Cash Flow & CapEx
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-553.2452.1302.1171.5204.9
Free Cash Flow
-553.2452.1302.1171.5204.9
Free Cash Flow Growth
-22.36%49.65%76.15%-16.30%-21.13%

Margins
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
14.67%13.96%10.23%5.56%2.95%16.85%
Pretax Margin
12.45%11.83%8.06%3.57%1.19%15.81%
Profit Margin
10.16%9.53%6.44%3.02%1.43%12.82%

Dividends
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.4401.4001.3601.3201.2801.240
Dividend Per Share Growth
2.88%2.94%3.03%3.13%3.23%3.33%
Dividend Yield
3.03%3.03%3.48%4.04%3.43%3.20%

Valuation
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
10.8311.5915.5529.6777.199.42
Forward PE
9.8310.5511.0110.8713.1112.18
PS Ratio
1.101.101.000.901.111.21