Horace Mann Educators Corporation (HMN)

NYSE: HMN · Real-Time Price · USD

51.88

+0.34 (0.66%)

Aug 13, 2026, 4:00 PM EDT - Market closed

Horace Mann Educators Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	1,746	1,701	1,595	1,492	1,382	1,329
Revenue Growth	5.88%	6.66%	6.92%	7.98%	3.93%	1.44%
Operating Income	254.4	237.6	163.2	83	35.9	224
Net Income	177.3	162.1	102.8	45	19.8	170.4
Earnings Per Share	4.28	3.90	2.48	1.09	0.47	4.04
EPS Growth	26.63%	57.26%	127.52%	131.91%	-88.37%	27.45%

Revenue by Segment

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Supplemental & Group Benefits	311.4	302.4	288.4	287.6	295.4	153.2
Corporate and Other	4.8	6.3	0.9	3.4	0.4	-0.1
Life & Retirement	554.1	553	538.4	538.6	499.3	482
Property & Casualty	881.9	862.9	784.8	686.3	643	678.5
Total	1,752	1,725	1,613	1,516	1,438	1,311

Cash & Debt

Selected indicators aren't available for this stock.

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	566.1	553.2	452.1	302.1	171.5	204.9
Free Cash Flow	566.1	553.2	452.1	302.1	171.5	204.9
Free Cash Flow Growth	-7.12%	22.36%	49.65%	76.15%	-16.30%	-21.13%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Margin	14.57%	13.96%	10.23%	5.56%	2.60%	16.85%
Pretax Margin	12.39%	11.83%	8.06%	3.57%	1.19%	15.81%
Profit Margin	10.15%	9.53%	6.44%	3.02%	1.43%	12.82%
FCF Margin	32.42%	32.51%	28.34%	20.25%	12.41%	15.41%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 14, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	1.440	1.400	1.360	1.320	1.280	1.240
Dividend Per Share Growth	2.90%	2.94%	3.03%	3.13%	3.23%	3.33%
Dividend Yield	2.78%	3.00%	3.43%	3.99%	3.38%	3.16%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 14, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	12.12	11.84	15.82	30.00	79.51	9.58
Forward PE	11.25	10.55	11.01	10.87	13.11	12.18
P/FCF Ratio	3.71	3.39	3.55	4.42	8.91	7.82
PS Ratio	1.20	1.10	1.00	0.90	1.11	1.21