Horace Mann Educators Corporation (HMN)

NYSE: HMN · Real-Time Price · USD

46.84

-0.81 (-1.70%)

At close: May 22, 2026, 4:00 PM EDT

46.78

-0.06 (-0.13%)

After-hours: May 22, 2026, 7:00 PM EDT

Horace Mann Educators Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Premiums Earned	1,243	1,228	1,146	1,057	1,028	888.8
Investment Income	459.1	464.3	445.7	444.8	400.9	422.5
Net Gains on Investments	-11.9	-13	-17.3	-24	-56.5	-11
Total Other Revenues	24	21.7	20.8	14	9.5	29
Revenue	1,714	1,701	1,595	1,492	1,382	1,329
Revenue Growth (YoY)	5.46%	6.66%	6.92%	7.98%	3.93%	1.44%
Insurance Benefits & Claims	922.6	928.4	960.9	974.8	920.4	750.7
Policy Amortization Costs	127.2	124.5	111.1	101.2	88.2	90.6
Other Operating Expenses	423.6	410.9	360	332.9	337.1	264
Operating Income	240.9	237.6	163.2	83	35.9	224
Interest Expense	-37	-36.4	-34.6	-29.7	-19.4	-13.9
Total Non-Operating Income (Expense)	-37	-36.4	-34.6	-29.7	-19.4	-13.9
Pretax Income	203.9	201.2	128.6	53.3	16.5	210.1
Provision for Income Taxes	38.8	39.1	25.8	8.3	-3.3	39.7
Net Income	165.1	162.1	102.8	45	19.8	170.4
Net Income to Common	165.1	162.1	102.8	45	19.8	170.4
Net Income Growth	44.19%	57.68%	128.44%	127.27%	-88.38%	27.83%
Shares Outstanding (Basic)	41	41	41	41	42	42
Shares Outstanding (Diluted)	42	42	42	41	42	42
Shares Change (YoY)	-0.06%	0.24%	0.24%	-0.96%	-0.95%	0.48%
EPS (Basic)	4.02	3.93	2.49	1.09	0.48	4.06
EPS (Diluted)	3.98	3.90	2.48	1.09	0.47	4.04
EPS Growth	44.20%	57.26%	127.52%	131.91%	-88.37%	27.45%
Shares Outstanding	40.38	40.66	40.86	40.84	40.9	41.39
Free Cash Flow	473.7	553.2	452.1	302.1	171.5	204.9
Free Cash Flow Growth	-14.37%	22.36%	49.65%	76.15%	-16.30%	-21.13%
Free Cash Flow Per Share	11.41	13.30	10.89	7.30	4.10	4.86
Dividends Per Share	1.410	1.400	1.360	1.320	1.280	1.240
Dividend Growth	0.71%	2.94%	3.03%	3.13%	3.23%	3.33%
Operating Margin	14.05%	13.96%	10.23%	5.56%	2.60%	16.85%
Profit Margin	9.63%	9.53%	6.44%	3.02%	1.43%	12.82%
FCF Margin	27.63%	32.51%	28.34%	20.25%	12.41%	15.41%
EBITDA	267.7	264.7	189.6	109.2	63.5	242.4
EBITDA Margin	15.62%	15.56%	11.89%	7.32%	4.60%	18.24%
EBIT	240.9	237.6	163.2	83	35.9	224
EBIT Margin	14.05%	13.96%	10.23%	5.56%	2.60%	16.85%
Effective Tax Rate	19.03%	19.43%	20.06%	15.57%	-20.00%	18.90%

Updated May 8, 2026. Data Source: Fiscal.ai. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q