Horace Mann Educators Statistics
Total Valuation
HMN has a market cap or net worth of $2.09 billion. The enterprise value is $2.64 billion.
| Market Cap | 2.09B |
| Enterprise Value | 2.64B |
Important Dates
The last earnings date was Wednesday, August 5, 2026, after market close.
| Earnings Date | Aug 5, 2026 |
| Ex-Dividend Date | Jun 15, 2026 |
Share Statistics
HMN has 40.50 million shares outstanding. The number of shares has decreased by -0.36% in one year.
| Current Share Class | 40.50M |
| Shares Outstanding | 40.50M |
| Shares Change (YoY) | -0.36% |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | 0.59% |
| Owned by Institutions (%) | 105.74% |
| Float | 40.25M |
Valuation Ratios
The trailing PE ratio is 12.03 and the forward PE ratio is 11.17.
| PE Ratio | 12.03 |
| Forward PE | 11.17 |
| PS Ratio | 1.19 |
| Forward PS | 1.09 |
| PB Ratio | 1.39 |
| P/TBV Ratio | 1.59 |
| P/FCF Ratio | 3.68 |
| P/OCF Ratio | 3.68 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 9.37, with an EV/FCF ratio of 4.66.
| EV / Earnings | 14.86 |
| EV / Sales | 1.51 |
| EV / EBITDA | 9.37 |
| EV / EBIT | 10.36 |
| EV / FCF | 4.66 |
Financial Position
The company has a current ratio of 2.87, with a Debt / Equity ratio of 0.40.
| Current Ratio | 2.87 |
| Quick Ratio | 0.22 |
| Debt / Equity | 0.40 |
| Debt / EBITDA | 2.11 |
| Debt / FCF | 1.05 |
| Interest Coverage | 6.69 |
Financial Efficiency
Return on equity (ROE) is 12.38% and return on invested capital (ROIC) is 10.02%.
| Return on Equity (ROE) | 12.38% |
| Return on Assets (ROA) | 1.05% |
| Return on Invested Capital (ROIC) | 10.02% |
| Return on Capital Employed (ROCE) | 1.75% |
| Weighted Average Cost of Capital (WACC) | 4.87% |
| Revenue Per Employee | $970,056 |
| Profits Per Employee | $98,500 |
| Employee Count | 1,800 |
| Asset Turnover | 0.12 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, HMN has paid $39.10 million in taxes.
| Income Tax | 39.10M |
| Effective Tax Rate | 18.07% |
Stock Price Statistics
The stock price has increased by +12.01% in the last 52 weeks. The beta is 0.09, so HMN's price volatility has been lower than the market average.
| Beta (5Y) | 0.09 |
| 52-Week Price Change | +12.01% |
| 50-Day Moving Average | 51.91 |
| 200-Day Moving Average | 46.59 |
| Relative Strength Index (RSI) | 50.87 |
| Average Volume (20 Days) | 237,408 |
Short Selling Information
The latest short interest is 1.05 million, so 2.59% of the outstanding shares have been sold short.
| Short Interest | 1.05M |
| Short Previous Month | 1.06M |
| Short % of Shares Out | 2.59% |
| Short % of Float | 2.61% |
| Short Ratio (days to cover) | 4.15 |
Income Statement
In the last 12 months, HMN had revenue of $1.75 billion and earned $177.30 million in profits. Earnings per share was $4.28.
| Revenue | 1.75B |
| Gross Profit | 689.50M |
| Operating Income | 254.40M |
| Pretax Income | 216.40M |
| Net Income | 177.30M |
| EBITDA | 281.30M |
| EBIT | 254.40M |
| Earnings Per Share (EPS) | $4.28 |
Balance Sheet
The company has $229.40 million in cash and $594.20 million in debt, with a net cash position of -$549.60 million or -$13.57 per share.
| Cash & Cash Equivalents | 229.40M |
| Total Debt | 594.20M |
| Net Cash | -549.60M |
| Net Cash Per Share | -$13.57 |
| Equity (Book Value) | 1.50B |
| Book Value Per Share | 37.11 |
| Working Capital | 1.96B |
Cash Flow
| Operating Cash Flow | 566.10M |
| Capital Expenditures | n/a |
| Depreciation & Amortization | n/a |
| Net Borrowing | -773.30M |
| Free Cash Flow | 566.10M |
| FCF Per Share | $13.98 |
Margins
Gross margin is 39.49%, with operating and profit margins of 14.57% and 10.15%.
| Gross Margin | 39.49% |
| Operating Margin | 14.57% |
| Pretax Margin | 12.39% |
| Profit Margin | 10.15% |
| EBITDA Margin | 16.11% |
| EBIT Margin | 14.57% |
| FCF Margin | 32.42% |
Dividends & Yields
This stock pays an annual dividend of $1.44, which amounts to a dividend yield of 2.80%.
| Dividend Per Share | $1.44 |
| Dividend Yield | 2.80% |
| Dividend Growth (YoY) | 2.90% |
| Years of Dividend Growth | 16 |
| Payout Ratio | 33.63% |
| Buyback Yield | 0.36% |
| Shareholder Yield | 3.16% |
| Earnings Yield | 8.50% |
| FCF Yield | 27.14% |
Analyst Forecast
The average price target for HMN is $56.50, which is 9.71% higher than the current price. The consensus rating is "Buy".
| Price Target | $56.50 |
| Price Target Difference | 9.71% |
| Analyst Consensus | Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (3Y) | 8.33% |
| EPS Growth Forecast (3Y) | 6.69% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on December 16, 1997. It was a forward split with a ratio of 2:1.
| Last Split Date | Dec 16, 1997 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |