Horace Mann Educators Corporation (HMN)
Total Valuation
HMN has a market cap or net worth of $1.51 billion. The enterprise value is $2.03 billion.
Market Cap | 1.51B |
Enterprise Value | 2.03B |
Important Dates
The next estimated earnings date is Tuesday, April 30, 2024, after market close.
Earnings Date | Apr 30, 2024 |
Ex-Dividend Date | Mar 14, 2024 |
Share Statistics
HMN has 40.84 million shares outstanding. The number of shares has decreased by -0.96% in one year.
Shares Outstanding | 40.84M |
Shares Change (YoY) | -0.96% |
Shares Change (QoQ) | n/a |
Owned by Insiders (%) | 1.69% |
Owned by Institutions (%) | 100.52% |
Float | 40.67M |
Valuation Ratios
The trailing PE ratio is 33.94 and the forward PE ratio is 11.42. HMN's PEG ratio is 2.52.
PE Ratio | 33.94 |
Forward PE | 11.42 |
PS Ratio | 1.01 |
Forward PS | 0.91 |
PB Ratio | 1.29 |
P/FCF Ratio | 5.01 |
PEG Ratio | 2.52 |
Enterprise Valuation
The stock's EV/EBITDA ratio is 18.58, with an EV/FCF ratio of 6.71.
EV / Earnings | 45.08 |
EV / Sales | 1.36 |
EV / EBITDA | 18.58 |
EV / EBIT | 24.44 |
EV / FCF | 6.71 |
Financial Position
Current Ratio | n/a |
Quick Ratio | n/a |
Debt / Equity | 0.46 |
Debt / EBITDA | 5.00 |
Debt / FCF | 1.81 |
Interest Coverage | 2.79 |
Financial Efficiency
Return on equity (ROE) is 4.00% and return on invested capital (ROIC) is 4.07%.
Return on Equity (ROE) | 4.00% |
Return on Assets (ROA) | 0.30% |
Return on Capital (ROIC) | 4.07% |
Revenue Per Employee | $877,588 |
Profits Per Employee | $26,471 |
Employee Count | 1,700 |
Asset Turnover | 0.11 |
Inventory Turnover | n/a |
Taxes
In the past 12 months, HMN has paid $8.30 million in taxes.
Income Tax | 8.30M |
Effective Tax Rate | 15.57% |
Stock Price Statistics
The stock price has increased by +12.02% in the last 52 weeks. The beta is 0.29, so HMN's price volatility has been lower than the market average.
Beta (1Y) | 0.29 |
52-Week Price Change | +12.02% |
50-Day Moving Average | 35.95 |
200-Day Moving Average | 32.00 |
Relative Strength Index (RSI) | 63.28 |
Average Volume (30 Days) | 209,803 |
Short Selling Information
The latest short interest is 480,923, so 1.18% of the outstanding shares have been sold short.
Short Interest | 480,923 |
Short Previous Month | 503,210 |
Short % of Shares Out | 1.18% |
Short % of Float | 1.18% |
Short Ratio (days to cover) | 2.04 |
Income Statement
In the last 12 months, HMN had revenue of $1.49 billion and earned $45.00 million in profits. Earnings per share was $1.09.
Revenue | 1.49B |
Gross Profit | 517.10M |
Operating Income | 83.00M |
Pretax Income | 53.30M |
Net Income | 45.00M |
EBITDA | 109.20M |
EBIT | 83.00M |
Earnings Per Share (EPS) | $1.09 |
Balance Sheet
The company has $29.70 million in cash and $546.00 million in debt, giving a net cash position of -$516.30 million or -$12.64 per share.
Cash & Cash Equivalents | 29.70M |
Total Debt | 546.00M |
Net Cash | -516.30M |
Net Cash Per Share | -$12.64 |
Equity / Book Value | 1.18B |
Book Value Per Share | 28.78 |
Working Capital | n/a |
Cash Flow
Operating Cash Flow | 302.10M |
Capital Expenditures | n/a |
Free Cash Flow | 302.10M |
FCF Per Share | $7.32 |
Margins
Gross margin is 34.66%, with operating and profit margins of 5.56% and 3.02%.
Gross Margin | 34.66% |
Operating Margin | 5.56% |
Pretax Margin | 3.57% |
Profit Margin | 3.02% |
EBITDA Margin | 7.32% |
EBIT Margin | 5.56% |
FCF Margin | 20.25% |
Dividends & Yields
This stock pays an annual dividend of $1.36, which amounts to a dividend yield of 3.68%.
Dividend Per Share | $1.36 |
Dividend Yield | 3.68% |
Dividend Growth (YoY) | 3.10% |
Years of Dividend Growth | 14 |
Payout Ratio | 124.77% |
Buyback Yield | 0.96% |
Shareholder Yield | 4.63% |
Earnings Yield | 2.98% |
FCF Yield | 19.98% |
Analyst Forecast
The average price target for HMN is $40.00, which is 8.14% higher than the current price. The consensus rating is "Buy".
Price Target | $40.00 |
Price Target Difference | 8.14% |
Analyst Consensus | Buy |
Analyst Count | 1 |
Revenue Growth Forecast (5Y) | n/a |
EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on December 16, 1997. It was a forward split with a ratio of 2:1.
Last Split Date | Dec 16, 1997 |
Split Type | Forward |
Split Ratio | 2:1 |
Scores
Altman Z-Score | n/a |
Piotroski F-Score | 7 |