Horace Mann Educators Statistics
Total Valuation
HMN has a market cap or net worth of $1.81 billion. The enterprise value is $3.42 billion.
Important Dates
The next confirmed earnings date is Wednesday, May 6, 2026, after market close.
| Earnings Date | May 6, 2026 |
| Ex-Dividend Date | Mar 17, 2026 |
Share Statistics
HMN has 40.45 million shares outstanding. The number of shares has increased by 0.24% in one year.
| Current Share Class | 40.45M |
| Shares Outstanding | 40.45M |
| Shares Change (YoY) | +0.24% |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | 0.54% |
| Owned by Institutions (%) | 101.92% |
| Float | 40.21M |
Valuation Ratios
The trailing PE ratio is 11.47 and the forward PE ratio is 10.10. HMN's PEG ratio is 0.80.
| PE Ratio | 11.47 |
| Forward PE | 10.10 |
| PS Ratio | 1.06 |
| Forward PS | 0.99 |
| PB Ratio | 1.23 |
| P/TBV Ratio | 1.28 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | 3.27 |
| PEG Ratio | 0.80 |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 21.08 |
| EV / Sales | 2.01 |
| EV / EBITDA | 12.91 |
| EV / EBIT | 14.38 |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 1.67, with a Debt / Equity ratio of 1.10.
| Current Ratio | 1.67 |
| Quick Ratio | 0.12 |
| Debt / Equity | 1.10 |
| Debt / EBITDA | 6.17 |
| Debt / FCF | n/a |
| Interest Coverage | 6.53 |
Financial Efficiency
Return on equity (ROE) is 11.70% and return on invested capital (ROIC) is 7.09%.
| Return on Equity (ROE) | 11.70% |
| Return on Assets (ROA) | 1.00% |
| Return on Invested Capital (ROIC) | 7.09% |
| Return on Capital Employed (ROCE) | 1.80% |
| Weighted Average Cost of Capital (WACC) | 3.24% |
| Revenue Per Employee | $945,222 |
| Profits Per Employee | $90,056 |
| Employee Count | 1,800 |
| Asset Turnover | 0.11 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, HMN has paid $39.10 million in taxes.
| Income Tax | 39.10M |
| Effective Tax Rate | 19.43% |
Stock Price Statistics
The stock price has increased by +13.61% in the last 52 weeks. The beta is 0.05, so HMN's price volatility has been lower than the market average.
| Beta (5Y) | 0.05 |
| 52-Week Price Change | +13.61% |
| 50-Day Moving Average | 43.15 |
| 200-Day Moving Average | 44.14 |
| Relative Strength Index (RSI) | 61.92 |
| Average Volume (20 Days) | 260,878 |
Short Selling Information
The latest short interest is 857,831, so 2.12% of the outstanding shares have been sold short.
| Short Interest | 857,831 |
| Short Previous Month | 670,519 |
| Short % of Shares Out | 2.12% |
| Short % of Float | 2.13% |
| Short Ratio (days to cover) | 3.01 |
Income Statement
In the last 12 months, HMN had revenue of $1.70 billion and earned $162.10 million in profits. Earnings per share was $3.90.
| Revenue | 1.70B |
| Gross Profit | 648.50M |
| Operating Income | 237.60M |
| Pretax Income | 201.20M |
| Net Income | 162.10M |
| EBITDA | 264.70M |
| EBIT | 237.60M |
| Earnings Per Share (EPS) | $3.90 |
Full Income StatementBalance Sheet
The company has $236.60 million in cash and $1.63 billion in debt, with a net cash position of -$1.61 billion or -$39.72 per share.
| Cash & Cash Equivalents | 236.60M |
| Total Debt | 1.63B |
| Net Cash | -1.61B |
| Net Cash Per Share | -$39.72 |
| Equity (Book Value) | 1.48B |
| Book Value Per Share | 36.47 |
| Working Capital | 1.39B |
Full Balance SheetCash Flow
| Operating Cash Flow | 553.20M |
| Capital Expenditures | n/a |
| Depreciation & Amortization | n/a |
| Net Borrowing | -470.00M |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Full Cash Flow StatementMargins
Gross margin is 38.12%, with operating and profit margins of 13.96% and 9.53%.
| Gross Margin | 38.12% |
| Operating Margin | 13.96% |
| Pretax Margin | 11.83% |
| Profit Margin | 9.53% |
| EBITDA Margin | 15.56% |
| EBIT Margin | 13.96% |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $1.40, which amounts to a dividend yield of 3.17%.
| Dividend Per Share | $1.40 |
| Dividend Yield | 3.17% |
| Dividend Growth (YoY) | 2.92% |
| Years of Dividend Growth | 16 |
| Payout Ratio | 36.15% |
| Buyback Yield | -0.24% |
| Shareholder Yield | 2.89% |
| Earnings Yield | 8.96% |
| FCF Yield | n/a |
Dividend DetailsAnalyst Forecast
The average price target for HMN is $47.33, which is 5.79% higher than the current price. The consensus rating is "Buy".
| Price Target | $47.33 |
| Price Target Difference | 5.79% |
| Analyst Consensus | Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on December 16, 1997. It was a forward split with a ratio of 2:1.
| Last Split Date | Dec 16, 1997 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 6 |
