Horace Mann Educators Statistics
Total Valuation
HMN has a market cap or net worth of $1.89 billion. The enterprise value is $2.47 billion.
Important Dates
The last earnings date was Wednesday, May 6, 2026, after market close.
| Earnings Date | May 6, 2026 |
| Ex-Dividend Date | Jun 15, 2026 |
Share Statistics
HMN has 40.38 million shares outstanding. The number of shares has decreased by -0.06% in one year.
| Current Share Class | 40.38M |
| Shares Outstanding | 40.38M |
| Shares Change (YoY) | -0.06% |
| Shares Change (QoQ) | -0.96% |
| Owned by Insiders (%) | 1.12% |
| Owned by Institutions (%) | 102.58% |
| Float | 39.92M |
Valuation Ratios
The trailing PE ratio is 11.77 and the forward PE ratio is 10.48. HMN's PEG ratio is 0.83.
| PE Ratio | 11.77 |
| Forward PE | 10.48 |
| PS Ratio | 1.10 |
| Forward PS | 1.03 |
| PB Ratio | 1.29 |
| P/TBV Ratio | 1.48 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | 3.99 |
| PEG Ratio | 0.83 |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 14.94 |
| EV / Sales | 1.44 |
| EV / EBITDA | 9.21 |
| EV / EBIT | 10.24 |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 2.84, with a Debt / Equity ratio of 0.40.
| Current Ratio | 2.84 |
| Quick Ratio | 0.09 |
| Debt / Equity | 0.40 |
| Debt / EBITDA | 2.22 |
| Debt / FCF | n/a |
| Interest Coverage | 6.51 |
Financial Efficiency
Return on equity (ROE) is 11.74% and return on invested capital (ROIC) is 7.53%.
| Return on Equity (ROE) | 11.74% |
| Return on Assets (ROA) | 1.03% |
| Return on Invested Capital (ROIC) | 7.53% |
| Return on Capital Employed (ROCE) | 1.73% |
| Weighted Average Cost of Capital (WACC) | 4.96% |
| Revenue Per Employee | $952,389 |
| Profits Per Employee | $91,722 |
| Employee Count | 1,800 |
| Asset Turnover | 0.12 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, HMN has paid $38.80 million in taxes.
| Income Tax | 38.80M |
| Effective Tax Rate | 19.03% |
Stock Price Statistics
The stock price has increased by +8.58% in the last 52 weeks. The beta is 0.12, so HMN's price volatility has been lower than the market average.
| Beta (5Y) | 0.12 |
| 52-Week Price Change | +8.58% |
| 50-Day Moving Average | 44.42 |
| 200-Day Moving Average | 44.69 |
| Relative Strength Index (RSI) | 61.29 |
| Average Volume (20 Days) | 205,038 |
Short Selling Information
The latest short interest is 952,121, so 2.36% of the outstanding shares have been sold short.
| Short Interest | 952,121 |
| Short Previous Month | 857,831 |
| Short % of Shares Out | 2.36% |
| Short % of Float | 2.39% |
| Short Ratio (days to cover) | 5.26 |
Income Statement
In the last 12 months, HMN had revenue of $1.71 billion and earned $165.10 million in profits. Earnings per share was $3.98.
| Revenue | 1.71B |
| Gross Profit | 664.50M |
| Operating Income | 240.90M |
| Pretax Income | 203.90M |
| Net Income | 165.10M |
| EBITDA | 267.70M |
| EBIT | 240.90M |
| Earnings Per Share (EPS) | $3.98 |
Full Income StatementBalance Sheet
The company has $96.30 million in cash and $593.80 million in debt, with a net cash position of -$574.70 million or -$14.23 per share.
| Cash & Cash Equivalents | 96.30M |
| Total Debt | 593.80M |
| Net Cash | -574.70M |
| Net Cash Per Share | -$14.23 |
| Equity (Book Value) | 1.47B |
| Book Value Per Share | 36.40 |
| Working Capital | 1.88B |
Full Balance SheetCash Flow
| Operating Cash Flow | 473.70M |
| Capital Expenditures | n/a |
| Depreciation & Amortization | n/a |
| Net Borrowing | -707.70M |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Full Cash Flow StatementMargins
Gross margin is 38.76%, with operating and profit margins of 14.05% and 9.63%.
| Gross Margin | 38.76% |
| Operating Margin | 14.05% |
| Pretax Margin | 11.89% |
| Profit Margin | 9.63% |
| EBITDA Margin | 15.62% |
| EBIT Margin | 14.05% |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $1.44, which amounts to a dividend yield of 3.07%.
| Dividend Per Share | $1.44 |
| Dividend Yield | 3.07% |
| Dividend Growth (YoY) | 2.90% |
| Years of Dividend Growth | 16 |
| Payout Ratio | 35.68% |
| Buyback Yield | 0.06% |
| Shareholder Yield | 3.13% |
| Earnings Yield | 8.73% |
| FCF Yield | n/a |
Dividend DetailsAnalyst Forecast
The average price target for HMN is $52.00, which is 11.02% higher than the current price. The consensus rating is "Buy".
| Price Target | $52.00 |
| Price Target Difference | 11.02% |
| Analyst Consensus | Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on December 16, 1997. It was a forward split with a ratio of 2:1.
| Last Split Date | Dec 16, 1997 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |
