Horace Mann Educators Corporation (HMN)

NYSE: HMN · IEX Real-Time Price · USD
36.99
+0.37 (1.01%)
Mar 28, 2024, 4:00 PM EDT - Market closed

Total Valuation

HMN has a market cap or net worth of $1.51 billion. The enterprise value is $2.03 billion.

Market Cap 1.51B
Enterprise Value 2.03B

Important Dates

The next estimated earnings date is Tuesday, April 30, 2024, after market close.

Earnings Date Apr 30, 2024
Ex-Dividend Date Mar 14, 2024

Share Statistics

HMN has 40.84 million shares outstanding. The number of shares has decreased by -0.96% in one year.

Shares Outstanding 40.84M
Shares Change (YoY) -0.96%
Shares Change (QoQ) n/a
Owned by Insiders (%) 1.69%
Owned by Institutions (%) 100.52%
Float 40.67M

Valuation Ratios

The trailing PE ratio is 33.94 and the forward PE ratio is 11.42. HMN's PEG ratio is 2.52.

PE Ratio 33.94
Forward PE 11.42
PS Ratio 1.01
Forward PS 0.91
PB Ratio 1.29
P/FCF Ratio 5.01
PEG Ratio 2.52
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 18.58, with an EV/FCF ratio of 6.71.

EV / Earnings 45.08
EV / Sales 1.36
EV / EBITDA 18.58
EV / EBIT 24.44
EV / FCF 6.71

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity 0.46
Debt / EBITDA 5.00
Debt / FCF 1.81
Interest Coverage 2.79

Financial Efficiency

Return on equity (ROE) is 4.00% and return on invested capital (ROIC) is 4.07%.

Return on Equity (ROE) 4.00%
Return on Assets (ROA) 0.30%
Return on Capital (ROIC) 4.07%
Revenue Per Employee $877,588
Profits Per Employee $26,471
Employee Count 1,700
Asset Turnover 0.11
Inventory Turnover n/a

Taxes

In the past 12 months, HMN has paid $8.30 million in taxes.

Income Tax 8.30M
Effective Tax Rate 15.57%

Stock Price Statistics

The stock price has increased by +12.02% in the last 52 weeks. The beta is 0.29, so HMN's price volatility has been lower than the market average.

Beta (1Y) 0.29
52-Week Price Change +12.02%
50-Day Moving Average 35.95
200-Day Moving Average 32.00
Relative Strength Index (RSI) 63.28
Average Volume (30 Days) 209,803

Short Selling Information

The latest short interest is 480,923, so 1.18% of the outstanding shares have been sold short.

Short Interest 480,923
Short Previous Month 503,210
Short % of Shares Out 1.18%
Short % of Float 1.18%
Short Ratio (days to cover) 2.04

Income Statement

In the last 12 months, HMN had revenue of $1.49 billion and earned $45.00 million in profits. Earnings per share was $1.09.

Revenue 1.49B
Gross Profit 517.10M
Operating Income 83.00M
Pretax Income 53.30M
Net Income 45.00M
EBITDA 109.20M
EBIT 83.00M
Earnings Per Share (EPS) $1.09
Full Income Statement

Balance Sheet

The company has $29.70 million in cash and $546.00 million in debt, giving a net cash position of -$516.30 million or -$12.64 per share.

Cash & Cash Equivalents 29.70M
Total Debt 546.00M
Net Cash -516.30M
Net Cash Per Share -$12.64
Equity / Book Value 1.18B
Book Value Per Share 28.78
Working Capital n/a
Full Balance Sheet

Cash Flow

Operating Cash Flow 302.10M
Capital Expenditures n/a
Free Cash Flow 302.10M
FCF Per Share $7.32
Full Cash Flow Statement

Margins

Gross margin is 34.66%, with operating and profit margins of 5.56% and 3.02%.

Gross Margin 34.66%
Operating Margin 5.56%
Pretax Margin 3.57%
Profit Margin 3.02%
EBITDA Margin 7.32%
EBIT Margin 5.56%
FCF Margin 20.25%

Dividends & Yields

This stock pays an annual dividend of $1.36, which amounts to a dividend yield of 3.68%.

Dividend Per Share $1.36
Dividend Yield 3.68%
Dividend Growth (YoY) 3.10%
Years of Dividend Growth 14
Payout Ratio 124.77%
Buyback Yield 0.96%
Shareholder Yield 4.63%
Earnings Yield 2.98%
FCF Yield 19.98%
Dividend Details

Analyst Forecast

The average price target for HMN is $40.00, which is 8.14% higher than the current price. The consensus rating is "Buy".

Price Target $40.00
Price Target Difference 8.14%
Analyst Consensus Buy
Analyst Count 1
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

The last stock split was on December 16, 1997. It was a forward split with a ratio of 2:1.

Last Split Date Dec 16, 1997
Split Type Forward
Split Ratio 2:1

Scores

Altman Z-Score n/a
Piotroski F-Score 7