Premiums & Annuity Revenue | 1,146 | 1,057 | 1,028 | 888.8 | 930.7 | |
Total Interest & Dividend Income | 400.9 | 385.7 | 360.4 | 343.5 | 336.7 | |
Gain (Loss) on Sale of Investments | -17.3 | -24 | -56.5 | -11 | -2.3 | |
Other Revenue | 65.6 | 73.1 | 50 | 108 | 45.3 | |
Total Revenue | 1,595 | 1,492 | 1,382 | 1,329 | 1,310 | |
Revenue Growth (YoY) | 6.92% | 7.98% | 3.93% | 1.44% | -8.40% | |
Policy Benefits | 960.9 | 974.8 | 920.4 | 750.7 | 773.5 | |
Policy Acquisition & Underwriting Costs | 111.1 | 101.2 | 88.2 | 90.6 | 99.9 | |
Amortization of Goodwill & Intangibles | 14.5 | 14.8 | 16.8 | 13 | 14.4 | |
Selling, General & Administrative | 345.5 | 318.1 | 315.5 | 251 | 237.8 | |
Total Operating Expenses | 1,432 | 1,409 | 1,341 | 1,105 | 1,126 | |
Operating Income | 163.2 | 83 | 40.7 | 224 | 184.8 | |
Interest Expense | -34.6 | -29.7 | -19.4 | -13.9 | -15.2 | |
EBT Excluding Unusual Items | 128.6 | 53.3 | 21.3 | 210.1 | 169.6 | |
Impairment of Goodwill | - | - | -2 | - | -5.6 | |
Asset Writedown | - | - | -2.8 | - | -4.4 | |
Pretax Income | 128.6 | 53.3 | 16.5 | 210.1 | 159.6 | |
Income Tax Expense | 25.8 | 8.3 | -3.3 | 39.7 | 26.3 | |
Net Income | 102.8 | 45 | 19.8 | 170.4 | 133.3 | |
Net Income to Common | 102.8 | 45 | 19.8 | 170.4 | 133.3 | |
Net Income Growth | 128.44% | 127.27% | -88.38% | 27.83% | -27.71% | |
Shares Outstanding (Basic) | 41 | 41 | 42 | 42 | 42 | |
Shares Outstanding (Diluted) | 42 | 41 | 42 | 42 | 42 | |
Shares Change (YoY) | 0.24% | -0.96% | -0.95% | 0.48% | 0.24% | |
EPS (Basic) | 2.49 | 1.09 | 0.48 | 4.06 | 3.18 | |
EPS (Diluted) | 2.48 | 1.09 | 0.47 | 4.04 | 3.17 | |
EPS Growth | 127.61% | 131.83% | -88.37% | 27.45% | -27.96% | |
Dividend Per Share | 1.360 | 1.320 | 1.280 | 1.240 | 1.200 | |
Dividend Growth | 3.03% | 3.13% | 3.23% | 3.33% | 4.35% | |
Operating Margin | 10.23% | 5.56% | 2.95% | 16.85% | 14.10% | |
Profit Margin | 6.44% | 3.02% | 1.43% | 12.82% | 10.17% | |
EBITDA | 189.6 | 109.2 | 68.3 | 242.4 | 208.2 | |
EBITDA Margin | 11.89% | 7.32% | 4.94% | 18.23% | 15.89% | |
D&A For EBITDA | 26.4 | 26.2 | 27.6 | 18.4 | 23.4 | |
EBIT | 163.2 | 83 | 40.7 | 224 | 184.8 | |
EBIT Margin | 10.23% | 5.56% | 2.95% | 16.85% | 14.10% | |
Effective Tax Rate | 20.06% | 15.57% | - | 18.90% | 16.48% | |
Revenue as Reported | 1,595 | 1,492 | 1,382 | 1,329 | 1,310 | |