Horace Mann Educators Corporation (HMN)
NYSE: HMN · Real-Time Price · USD
47.47
-0.31 (-0.65%)
At close: Nov 3, 2026, 4:00 PM EST
49.50
+2.03 (4.28%)
Pre-market: Nov 4, 2026, 8:05 AM EST
Horace Mann Educators Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Investments in Debt Securities | 5,521 | 4,557 | 4,276 | 4,219 | 4,222 | 5,343 |
Investments in Equity & Preferred Securities | 1,131 | 1,167 | 1,188 | 1,225 | 1,083 | 860 |
Policy Loans | - | 138.1 | 140.8 | 141.4 | 139.3 | - |
Other Investments | 366.3 | 249.6 | 193.8 | 209.8 | 247.1 | 339.5 |
Total Investments | 7,018 | 6,150 | 5,799 | 5,795 | 5,692 | 6,543 |
Cash & Equivalents | 146.9 | 26.2 | 33.1 | 29 | 42.2 | 133 |
Reinsurance Recoverable | 409.1 | 814 | 829.1 | 904.7 | 930.5 | 272.8 |
Other Receivables | - | 6.4 | 28.1 | 25.9 | 18.8 | 9.5 |
Deferred Policy Acquisition Cost | 360.1 | 358.2 | 347.2 | 336.3 | 330.6 | 248 |
Separate Account Assets | 4,506 | 4,157 | 3,709 | 3,294 | 2,792 | 3,441 |
Property, Plant & Equipment | - | 70.8 | 73.4 | 68.6 | 69.3 | 75 |
Goodwill | 54.3 | 54.3 | 54.3 | 54.3 | 54.3 | 43.5 |
Other Intangible Assets | 130.8 | 13.4 | 155.8 | 170.3 | 185.2 | 145.4 |
Restricted Cash | 1.9 | 1.3 | 5 | 0.7 | 0.6 | 0.7 |
Other Current Assets | 2,334 | 2,391 | 2,453 | 2,516 | 2,523 | 2,492 |
Other Long-Term Assets | 440.1 | 1,224 | 1,002 | 855.3 | 667.1 | 980.3 |
Total Assets | 15,401 | 15,267 | 14,488 | 14,050 | 13,306 | 14,384 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Insurance & Annuity Liabilities | 7,598 | 6,594 | 6,643 | 6,870 | 6,903 | 7,415 |
Unpaid Claims | 571.3 | 565.2 | 569.2 | 581.7 | 564 | 425.9 |
Unearned Premiums | 383.7 | 372.1 | 344.2 | 300.9 | 266.1 | 255.1 |
Current Portion of Long-Term Debt | - | 1,015 | - | - | - | - |
Short-Term Debt | - | - | 12 | - | 319.2 | 249 |
Long-Term Debt | 594.6 | 618.4 | 1,537 | 1,451 | 1,042 | 253.6 |
Long-Term Leases | - | - | - | - | - | 10 |
Long-Term Deferred Tax Liabilities | - | 65.5 | 55.8 | 33.4 | 8.8 | 190.5 |
Separate Account Liability | 4,506 | 4,157 | 3,709 | 3,294 | 2,792 | 3,441 |
Other Current Liabilities | - | 111.7 | 106.8 | 108.4 | 98.4 | 119.6 |
Other Long-Term Liabilities | 326.6 | 284.7 | 224.1 | 235.2 | 214.6 | 199.9 |
Total Liabilities | 13,979 | 13,784 | 13,200 | 12,875 | 12,208 | 12,577 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 |
Additional Paid-In Capital | 546.4 | 538.8 | 525.2 | 510.9 | 502.6 | 495.3 |
Retained Earnings | 1,748 | 1,652 | 1,548 | 1,502 | 1,512 | 1,525 |
Treasury Stock | -572.5 | -553.3 | -532.5 | -523.9 | -517.4 | -493.4 |
Comprehensive Income & Other | -301.1 | -154.6 | -253.5 | -314 | -399.4 | 280.5 |
Shareholders' Equity | 1,421 | 1,483 | 1,288 | 1,175 | 1,098 | 1,807 |
Total Liabilities & Equity | 15,401 | 15,267 | 14,488 | 14,050 | 13,306 | 14,384 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Filing Date Shares Outstanding | 40.49 | 40.45 | 40.87 | 40.88 | 40.84 | 41.35 |
Total Common Shares Outstanding | 40.49 | 40.66 | 40.86 | 40.84 | 40.9 | 41.39 |
Total Debt | 594.6 | 1,633 | 1,549 | 1,451 | 1,361 | 512.6 |
Net Cash (Debt) | -447.7 | -1,607 | -1,515 | -1,422 | -1,319 | -379.6 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share | -11.06 | -38.62 | -36.52 | -34.34 | -31.54 | -9.00 |
Book Value Per Share | 35.10 | 36.47 | 31.51 | 28.78 | 26.85 | 43.66 |
Tangible Book Value | 1,236 | 1,415 | 1,077 | 950.7 | 858.8 | 1,619 |
Tangible Book Value Per Share | 30.53 | 34.80 | 26.36 | 23.28 | 21.00 | 39.10 |