Horace Mann Educators Corporation (HMN)

Horace Mann Educators Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr 13, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Cap	1,810	1,878	1,603	1,335	1,529	1,602
Market Cap Growth	2.68%	17.12%	20.05%	-12.64%	-4.58%	-7.99%
Enterprise Value	3,416	1,878	1,603	1,335	1,529	1,602
Last Close Price	44.74	46.18	39.23	32.70	37.37	38.70
PE Ratio	11.47	11.84	15.82	30.00	79.51	9.58
Forward PE	10.10	10.55	11.01	10.87	13.11	12.18
PEG Ratio	0.80	1.52	1.52	1.52	1.52	1.52
PS Ratio	1.06	1.10	1.00	0.90	1.11	1.21
PB Ratio	1.23	1.27	1.25	1.14	1.39	0.89
P/TBV Ratio	1.25	1.30	1.26	1.15	1.42	0.90
P/FCF Ratio	-	3.39	3.55	4.42	8.91	7.82
P/OCF Ratio	3.27	3.39	3.55	4.42	8.91	7.82
EV/Sales Ratio	2.01	1.10	1.00	0.90	1.11	1.21
EV/EBITDA Ratio	12.91	7.09	8.46	12.23	24.07	6.61
EV/EBIT Ratio	14.38	7.90	9.82	16.09	42.58	7.15
EV/FCF Ratio	-	3.39	3.55	4.42	8.91	7.82
Asset Turnover	0.11	0.11	0.11	0.11	0.10	0.10
Return on Equity (ROE)	11.70%	11.70%	8.35%	3.96%	1.36%	9.47%
Return on Assets (ROA)	1.29%	1.29%	0.91%	0.51%	0.31%	1.30%
Return on Invested Capital (ROIC)	1.29%	1.29%	0.91%	0.51%	0.31%	1.30%
Return on Capital Employed (ROCE)	1.60%	1.60%	1.14%	0.61%	0.26%	1.61%
Earnings Yield	8.96%	8.45%	6.32%	3.33%	1.26%	10.44%
FCF Yield	-	29.46%	28.20%	22.62%	11.22%	12.79%
Dividend Yield	3.17%	3.00%	3.43%	3.99%	3.38%	3.16%
Payout Ratio	36.15%	35.23%	53.99%	119.78%	265.66%	30.16%
Buyback Yield / Dilution	-0.24%	-0.24%	-0.24%	0.96%	0.95%	-0.48%
Total Shareholder Return	2.92%	2.76%	3.18%	4.95%	4.33%	2.69%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q