Horace Mann Educators Corporation (HMN)

Horace Mann Educators Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Year	Current	2023	2022	2021	2020	2019
Market Capitalization	1,331	1,335	1,528	1,606	1,741	1,800
Market Cap Growth	10.60%	-12.63%	-4.81%	-7.78%	-3.26%	17.38%
Enterprise Value	1,857	1,852	1,984	1,974	2,156	2,207
PE Ratio	20.69	29.67	77.19	9.42	13.06	9.76
PS Ratio	0.87	0.90	1.11	1.21	1.33	1.26
PB Ratio	1.10	1.14	1.39	0.89	0.97	1.15
P/FCF Ratio	4.59	4.42	8.91	7.84	6.70	14.10
P/OCF Ratio	4.59	4.42	8.91	7.84	6.70	14.10
EV/Sales Ratio	1.22	1.24	1.44	1.49	1.65	1.54
EV/EBITDA Ratio	13.64	16.96	31.24	8.15	10.88	8.25
EV/EBIT Ratio	16.89	22.31	55.25	8.81	12.33	8.76
EV/FCF Ratio	6.40	6.13	11.57	9.64	8.30	17.30
Debt / Equity Ratio	0.45	0.46	0.45	0.28	0.24	0.28
Debt / EBITDA Ratio	4.01	5.00	7.84	2.07	2.21	1.62
Debt / FCF Ratio	1.88	1.81	2.90	2.45	1.68	3.39
Asset Turnover	0.11	0.11	0.10	0.09	0.10	0.12
Interest Coverage	3.47	2.79	1.85	16.12	11.50	16.15
Return on Equity (ROE)	5.70%	4.00%	1.60%	9.60%	8.10%	12.20%
Return on Assets (ROA)	0.50%	0.30%	0.10%	1.20%	1.00%	1.50%
Return on Capital (ROIC)	5.19%	4.07%	2.70%	7.86%	6.55%	9.83%
Earnings Yield	4.88%	3.37%	1.30%	10.61%	7.66%	10.25%
FCF Yield	21.80%	22.62%	11.22%	12.76%	14.92%	7.09%
Dividend Yield	4.19%	4.00%	3.40%	3.20%	2.90%	2.60%
Payout Ratio	86.62%	121.10%	266.70%	30.50%	37.70%	26.00%
Buyback Yield / Dilution	-0.24%	0.96%	0.95%	-0.48%	-0.24%	-0.01%
Total Shareholder Return	3.94%	4.96%	4.35%	2.72%	2.66%	2.59%

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).