Horace Mann Educators Corporation (HMN)

Horace Mann Educators Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	May 13, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	1,696	1,599	1,335	1,528	1,606	1,741
Market Cap Growth	15.50%	19.74%	-12.63%	-4.81%	-7.78%	-3.26%
Enterprise Value	2,215	2,151	1,848	1,991	1,955	2,113
PE Ratio	15.07	15.55	29.67	77.19	9.42	13.06
PS Ratio	1.06	1.00	0.90	1.11	1.21	1.33
PB Ratio	1.27	1.24	1.14	1.39	0.89	0.97
P/OCF Ratio	3.27	3.54	4.42	8.91	7.84	6.70
EV/Sales Ratio	1.36	1.35	1.24	1.44	1.47	1.61
EV/EBITDA Ratio	10.82	11.35	16.92	29.15	8.07	10.15
EV/EBIT Ratio	12.45	13.18	22.26	48.92	8.73	11.43
Debt / Equity Ratio	0.41	1.20	1.23	1.24	0.28	0.25
Debt / EBITDA Ratio	2.67	8.17	13.28	19.92	2.08	2.12
Quick Ratio	0.16	0.11	0.19	0.20	0.29	0.18
Current Ratio	3.02	2.25	3.64	2.96	2.92	2.85
Asset Turnover	0.11	0.11	0.11	0.10	0.10	0.10
Return on Equity (ROE)	8.97%	8.35%	3.96%	1.36%	9.47%	7.94%
Return on Assets (ROA)	0.78%	0.71%	0.38%	0.18%	1.00%	0.89%
Return on Capital (ROIC)	6.01%	3.74%	2.04%	1.06%	6.14%	5.42%
Earnings Yield	6.75%	6.43%	3.37%	1.29%	10.61%	7.66%
Earnings Yield	6.75%	6.43%	3.37%	1.29%	10.61%	7.66%
Dividend Yield	3.38%	3.50%	4.23%	3.74%	3.62%	3.33%
Payout Ratio	50.71%	53.99%	119.78%	265.66%	30.16%	37.21%
Buyback Yield / Dilution	-0.24%	-0.24%	0.96%	0.95%	-0.48%	-0.24%
Total Shareholder Return	3.14%	3.25%	5.19%	4.69%	3.15%	3.09%

Updated Feb 28, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q