Horace Mann Educators Corporation (HMN)

Horace Mann Educators Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb 21, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	1,622	1,599	1,335	1,528	1,606	1,741
Market Cap Growth	19.74%	19.74%	-12.63%	-4.81%	-7.78%	-3.26%
Enterprise Value	2,139	2,151	1,848	1,991	1,955	2,113
PE Ratio	16.04	15.55	29.67	77.19	9.42	13.06
PS Ratio	1.03	1.00	0.90	1.11	1.21	1.33
PB Ratio	1.26	1.24	1.14	1.39	0.89	0.97
P/FCF Ratio	-	-	4.42	8.91	7.84	6.70
P/OCF Ratio	-	-	4.42	8.91	7.84	6.70
EV/Sales Ratio	1.34	1.35	1.24	1.44	1.47	1.61
EV/EBITDA Ratio	11.32	11.38	16.92	29.15	8.07	10.15
EV/EBIT Ratio	13.11	13.18	22.26	48.92	8.73	11.43
EV/FCF Ratio	-	-	6.12	11.61	9.54	8.13
Debt / Equity Ratio	0.42	0.42	1.23	1.24	0.28	0.25
Debt / EBITDA Ratio	2.89	2.89	13.28	19.92	2.08	2.12
Debt / FCF Ratio	-	-	4.80	7.93	2.50	1.74
Quick Ratio	0.41	0.41	0.15	0.20	0.29	0.18
Current Ratio	3.54	3.54	2.87	2.96	2.92	2.85
Asset Turnover	0.11	0.11	0.11	0.10	0.10	0.10
Return on Equity (ROE)	8.35%	8.35%	3.96%	1.36%	9.47%	7.94%
Return on Assets (ROA)	0.71%	0.71%	0.38%	0.18%	1.01%	0.89%
Return on Capital (ROIC)	4.57%	4.57%	2.04%	1.06%	6.14%	5.42%
Return on Capital Employed (ROCE)	1.13%	1.13%	0.59%	0.31%	1.56%	1.37%
Earnings Yield	6.34%	6.43%	3.37%	1.30%	10.61%	7.66%
Earnings Yield	6.34%	6.43%	3.37%	1.30%	10.61%	7.66%
FCF Yield	-	22.62%	11.22%	12.76%	14.92%
Dividend Yield	3.42%	3.47%	4.19%	3.71%	3.59%	3.30%
Payout Ratio	54.84%	-	119.78%	265.66%	30.16%	37.21%
Buyback Yield / Dilution	-0.24%	-0.24%	0.96%	0.95%	-0.48%	-0.24%
Total Shareholder Return	3.18%	3.23%	5.15%	4.66%	3.12%	3.06%

Source: S&P Capital IQ. Insurance template. Financial Sources.