Horace Mann Educators Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 24, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Cap	1,712	1,878	1,603	1,335	1,529	1,602
Market Cap Growth	1.39%	17.12%	20.05%	-12.64%	-4.58%	-7.99%
Enterprise Value	3,311	1,878	1,603	1,335	1,529	1,602
Last Close Price	42.33	46.18	39.23	32.70	37.37	38.70
PE Ratio	10.86	11.84	15.82	30.00	79.51	9.58
Forward PE	9.51	10.55	11.01	10.87	13.11	12.18
PEG Ratio	0.75	1.03	0.87	1.39	1.03	1.02
PS Ratio	1.00	1.10	1.00	0.90	1.11	1.21
PB Ratio	1.16	1.27	1.25	1.14	1.39	0.89
P/TBV Ratio	1.19	1.30	1.26	1.15	1.42	0.90
P/FCF Ratio	-	3.39	3.55	4.42	8.91	7.82
P/OCF Ratio	3.08	3.39	3.55	4.42	8.91	7.82
EV/Sales Ratio	1.95	1.10	1.00	0.90	1.11	1.21
EV/EBITDA Ratio	12.51	7.09	8.46	12.23	24.07	6.61
EV/EBIT Ratio	13.93	7.90	9.82	16.09	42.58	7.15
EV/FCF Ratio	-	3.39	3.55	4.42	8.91	7.82
Asset Turnover	0.11	0.11	0.11	0.11	0.10	0.10
Return on Equity (ROE)	11.70%	11.70%	8.35%	3.96%	1.36%	9.47%
Return on Assets (ROA)	1.29%	1.29%	0.91%	0.51%	0.31%	1.30%
Return on Invested Capital (ROIC)	1.29%	1.29%	0.91%	0.51%	0.31%	1.30%
Return on Capital Employed (ROCE)	1.60%	1.60%	1.14%	0.61%	0.26%	1.61%
Earnings Yield	9.51%	8.45%	6.32%	3.33%	1.26%	10.44%
FCF Yield	-	29.46%	28.20%	22.62%	11.22%	12.79%
Dividend Yield	3.31%	3.00%	3.43%	3.99%	3.38%	3.16%
Payout Ratio	36.15%	35.23%	53.99%	119.78%	265.66%	30.16%
Buyback Yield / Dilution	1.01%	1.01%	0.33%	0.62%	1.73%	0.44%
Total Shareholder Return	4.31%	4.01%	3.76%	4.61%	5.11%	3.60%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q