Horace Mann Educators Corporation (HMN)

Horace Mann Educators Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 28, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	1,742	1,599	1,335	1,528	1,606	1,741
Market Cap Growth	19.74%	19.74%	-12.63%	-4.81%	-7.78%	-3.26%
Enterprise Value	3,258	2,151	1,848	1,991	1,955	2,113
PE Ratio	17.19	15.55	29.67	77.19	9.42	13.06
PS Ratio	1.10	1.00	0.90	1.11	1.21	1.33
PB Ratio	1.35	1.24	1.14	1.39	0.89	0.97
P/OCF Ratio	3.85	3.54	4.42	8.91	7.84	6.70
EV/Sales Ratio	2.04	1.35	1.24	1.44	1.47	1.61
EV/EBITDA Ratio	17.18	11.35	16.92	29.15	8.07	10.15
EV/EBIT Ratio	19.96	13.18	22.26	48.92	8.73	11.43
Debt / Equity Ratio	1.20	1.20	1.23	1.24	0.28	0.25
Debt / EBITDA Ratio	8.17	8.17	13.28	19.92	2.08	2.12
Quick Ratio	0.11	0.11	0.19	0.20	0.29	0.18
Current Ratio	2.25	2.25	3.64	2.96	2.92	2.85
Asset Turnover	0.11	0.11	0.11	0.10	0.10	0.10
Return on Equity (ROE)	8.35%	8.35%	3.96%	1.36%	9.47%	7.94%
Return on Assets (ROA)	0.71%	0.71%	0.38%	0.18%	1.00%	0.89%
Return on Capital (ROIC)	3.74%	3.74%	2.04%	1.06%	6.14%	5.42%
Earnings Yield	5.90%	6.43%	3.37%	1.29%	10.61%	7.66%
Earnings Yield	5.90%	6.43%	3.37%	1.29%	10.61%	7.66%
Dividend Yield	3.28%	3.50%	4.23%	3.74%	3.62%	3.33%
Payout Ratio	56.45%	53.99%	119.78%	265.66%	30.16%	37.21%
Buyback Yield / Dilution	-0.24%	-0.24%	0.96%	0.95%	-0.48%	-0.24%
Total Shareholder Return	3.04%	3.25%	5.19%	4.69%	3.15%	3.09%

Updated Feb 28, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q