Horace Mann Educators Corporation (HMN)

Horace Mann Educators Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Nov 1, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	1,523	1,335	1,528	1,606	1,741	1,800
Market Cap Growth	10.30%	-12.63%	-4.81%	-7.78%	-3.26%	17.38%
Enterprise Value	2,102	1,848	1,991	1,955	2,113	2,212
PE Ratio	18.97	29.13	74.02	8.62	11.56	8.38
PS Ratio	0.99	0.90	1.11	1.21	1.33	1.26
PB Ratio	1.26	1.14	1.39	0.89	0.97	1.15
P/FCF Ratio	5.79	4.42	8.91	7.84	6.70	14.10
P/OCF Ratio	5.79	4.42	8.91	7.84	6.70	14.10
EV/Sales Ratio	1.35	1.24	1.44	1.47	1.61	1.55
EV/EBITDA Ratio	13.29	16.92	29.15	8.07	10.15	7.48
EV/EBIT Ratio	15.94	22.26	48.92	8.73	11.43	7.90
EV/FCF Ratio	8.00	6.12	11.61	9.54	8.13	17.33
Debt / Equity Ratio	0.49	1.23	1.24	0.28	0.25	0.29
Debt / EBITDA Ratio	3.75	13.28	19.92	2.08	2.12	1.50
Debt / FCF Ratio	2.26	4.80	7.93	2.50	1.74	3.53
Quick Ratio	0.08	0.15	0.20	0.29	0.18	0.22
Current Ratio	2.88	2.87	2.96	2.92	2.85	2.79
Asset Turnover	0.11	0.11	0.10	0.10	0.10	0.12
Return on Equity (ROE)	7.05%	3.96%	1.36%	9.47%	7.94%	12.90%
Return on Assets (ROA)	0.59%	0.38%	0.18%	1.01%	0.89%	1.49%
Return on Capital (ROIC)	4.85%	2.04%	1.06%	6.14%	5.42%	9.71%
Earnings Yield	5.35%	3.37%	1.30%	10.61%	7.66%	10.25%
FCF Yield	17.27%	22.62%	11.22%	12.76%	14.92%	7.09%
Dividend Yield	3.64%	4.16%	3.68%	3.56%	3.27%	3.12%
Payout Ratio	69.06%	119.78%	265.66%	30.16%	37.21%	25.65%
Buyback Yield / Dilution	-0.24%	0.96%	0.95%	-0.48%	-0.24%	-0.01%
Total Shareholder Return	3.40%	5.12%	4.63%	3.09%	3.04%	3.10%

Source: S&P Capital IQ. Insurance template. Financial Sources.