Horace Mann Educators Statistics
Total Valuation
HMN has a market cap or net worth of $1.76 billion. The enterprise value is $2.28 billion.
Important Dates
The last earnings date was Tuesday, May 6, 2025, after market close.
| Earnings Date | May 6, 2025 |
| Ex-Dividend Date | Jun 16, 2025 |
Share Statistics
HMN has 40.78 million shares outstanding. The number of shares has increased by 0.24% in one year.
| Current Share Class | 40.78M |
| Shares Outstanding | 40.78M |
| Shares Change (YoY) | +0.24% |
| Shares Change (QoQ) | +0.24% |
| Owned by Insiders (%) | 0.50% |
| Owned by Institutions (%) | 104.91% |
| Float | 40.56M |
Valuation Ratios
The trailing PE ratio is 15.63 and the forward PE ratio is 10.51. HMN's PEG ratio is 0.83.
| PE Ratio | 15.63 |
| Forward PE | 10.51 |
| PS Ratio | 1.10 |
| Forward PS | 1.00 |
| PB Ratio | 1.32 |
| P/TBV Ratio | 1.55 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | 3.39 |
| PEG Ratio | 0.83 |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 19.89 |
| EV / Sales | 1.40 |
| EV / EBITDA | 11.13 |
| EV / EBIT | 12.80 |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 3.02, with a Debt / Equity ratio of 0.41.
| Current Ratio | 3.02 |
| Quick Ratio | 0.16 |
| Debt / Equity | 0.41 |
| Debt / EBITDA | 2.67 |
| Debt / FCF | n/a |
| Interest Coverage | 5.11 |
Financial Efficiency
Return on equity (ROE) is 8.97% and return on invested capital (ROIC) is 6.01%.
| Return on Equity (ROE) | 8.97% |
| Return on Assets (ROA) | 0.78% |
| Return on Invested Capital (ROIC) | 6.01% |
| Return on Capital Employed (ROCE) | 1.33% |
| Revenue Per Employee | $928,914 |
| Profits Per Employee | $65,429 |
| Employee Count | 1,750 |
| Asset Turnover | 0.11 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, HMN has paid $28.60 million in taxes.
| Income Tax | 28.60M |
| Effective Tax Rate | 19.99% |
Stock Price Statistics
The stock price has increased by +26.87% in the last 52 weeks. The beta is 0.30, so HMN's price volatility has been lower than the market average.
| Beta (5Y) | 0.30 |
| 52-Week Price Change | +26.87% |
| 50-Day Moving Average | 41.98 |
| 200-Day Moving Average | 39.40 |
| Relative Strength Index (RSI) | 54.08 |
| Average Volume (20 Days) | 336,279 |
Short Selling Information
The latest short interest is 688,248, so 1.69% of the outstanding shares have been sold short.
| Short Interest | 688,248 |
| Short Previous Month | 713,634 |
| Short % of Shares Out | 1.69% |
| Short % of Float | 1.70% |
| Short Ratio (days to cover) | 2.45 |
Income Statement
In the last 12 months, HMN had revenue of $1.63 billion and earned $114.50 million in profits. Earnings per share was $2.76.
| Revenue | 1.63B |
| Gross Profit | 544.20M |
| Operating Income | 177.90M |
| Pretax Income | 98.40M |
| Net Income | 114.50M |
| EBITDA | 204.70M |
| EBIT | 177.90M |
| Earnings Per Share (EPS) | $2.76 |
Full Income StatementBalance Sheet
The company has $155.00 million in cash and $547.20 million in debt, giving a net cash position of -$518.20 million or -$12.71 per share.
| Cash & Cash Equivalents | 155.00M |
| Total Debt | 547.20M |
| Net Cash | -518.20M |
| Net Cash Per Share | -$12.71 |
| Equity (Book Value) | 1.34B |
| Book Value Per Share | 32.79 |
| Working Capital | 2.00B |
Full Balance SheetCash Flow
| Operating Cash Flow | 518.40M |
| Capital Expenditures | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Full Cash Flow StatementMargins
Gross margin is 33.48%, with operating and profit margins of 10.94% and 7.04%.
| Gross Margin | 33.48% |
| Operating Margin | 10.94% |
| Pretax Margin | 8.80% |
| Profit Margin | 7.04% |
| EBITDA Margin | 12.59% |
| EBIT Margin | 10.94% |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $1.40, which amounts to a dividend yield of 3.24%.
| Dividend Per Share | $1.40 |
| Dividend Yield | 3.24% |
| Dividend Growth (YoY) | 2.99% |
| Years of Dividend Growth | 10 |
| Payout Ratio | 50.71% |
| Buyback Yield | -0.24% |
| Shareholder Yield | 3.00% |
| Earnings Yield | 6.51% |
| FCF Yield | n/a |
Dividend DetailsAnalyst Forecast
The average price target for HMN is $46.00, which is 6.61% higher than the current price. The consensus rating is "Buy".
| Price Target | $46.00 |
| Price Target Difference | 6.61% |
| Analyst Consensus | Buy |
| Analyst Count | 4 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on December 16, 1997. It was a forward split with a ratio of 2:1.
| Last Split Date | Dec 16, 1997 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 6 |