Horace Mann Educators Statistics
Total Valuation
HMN has a market cap or net worth of $1.67 billion. The enterprise value is $2.20 billion.
Important Dates
The last earnings date was Monday, November 4, 2024, after market close.
| Earnings Date | Nov 4, 2024 |
| Ex-Dividend Date | Sep 16, 2024 |
Share Statistics
HMN has 40.76 million shares outstanding. The number of shares has increased by 0.42% in one year.
| Current Share Class | 40.76M |
| Shares Outstanding | 40.76M |
| Shares Change (YoY) | +0.42% |
| Shares Change (QoQ) | -0.48% |
| Owned by Insiders (%) | 0.53% |
| Owned by Institutions (%) | 104.06% |
| Float | 40.53M |
Valuation Ratios
The trailing PE ratio is 16.25 and the forward PE ratio is 11.32. HMN's PEG ratio is 0.88.
| PE Ratio | 16.25 |
| Forward PE | 11.32 |
| PS Ratio | 1.05 |
| Forward PS | 0.96 |
| PB Ratio | 1.28 |
| P/TBV Ratio | 1.56 |
| P/FCF Ratio | 4.63 |
| P/OCF Ratio | 4.63 |
| PEG Ratio | 0.88 |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 11.67, with an EV/FCF ratio of 6.08.
| EV / Earnings | 21.12 |
| EV / Sales | 1.38 |
| EV / EBITDA | 11.67 |
| EV / EBIT | 13.55 |
| EV / FCF | 6.08 |
Financial Position
The company has a current ratio of 2.82, with a Debt / Equity ratio of 0.46.
| Current Ratio | 2.82 |
| Quick Ratio | 0.12 |
| Debt / Equity | 0.46 |
| Debt / EBITDA | 3.14 |
| Debt / FCF | 1.64 |
| Interest Coverage | 4.67 |
Financial Efficiency
Return on equity (ROE) is 8.90% and return on invested capital (ROIC) is 5.83%.
| Return on Equity (ROE) | 8.90% |
| Return on Assets (ROA) | 0.72% |
| Return on Capital (ROIC) | 5.83% |
| Revenue Per Employee | $934,765 |
| Profits Per Employee | $61,235 |
| Employee Count | 1,700 |
| Asset Turnover | 0.11 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, HMN has paid $23.40 million in taxes.
| Income Tax | 23.40M |
| Effective Tax Rate | 18.35% |
Stock Price Statistics
The stock price has increased by +26.09% in the last 52 weeks. The beta is 0.28, so HMN's price volatility has been lower than the market average.
| Beta (5Y) | 0.28 |
| 52-Week Price Change | +26.09% |
| 50-Day Moving Average | 37.17 |
| 200-Day Moving Average | 35.47 |
| Relative Strength Index (RSI) | 60.45 |
| Average Volume (20 Days) | 281,387 |
Short Selling Information
The latest short interest is 762,062, so 1.87% of the outstanding shares have been sold short.
| Short Interest | 762,062 |
| Short Previous Month | 712,541 |
| Short % of Shares Out | 1.87% |
| Short % of Float | 1.88% |
| Short Ratio (days to cover) | 3.27 |
Income Statement
In the last 12 months, HMN had revenue of $1.59 billion and earned $104.10 million in profits. Earnings per share was $2.52.
| Revenue | 1.59B |
| Gross Profit | 509.70M |
| Operating Income | 162.20M |
| Pretax Income | 98.40M |
| Net Income | 104.10M |
| EBITDA | 188.30M |
| EBIT | 162.20M |
| Earnings Per Share (EPS) | $2.52 |
Full Income StatementBalance Sheet
The company has $131.00 million in cash and $591.70 million in debt, giving a net cash position of -$552.30 million or -$13.55 per share.
| Cash & Cash Equivalents | 131.00M |
| Total Debt | 591.70M |
| Net Cash | -552.30M |
| Net Cash Per Share | -$13.55 |
| Equity (Book Value) | 1.29B |
| Book Value Per Share | 31.60 |
| Working Capital | 1.96B |
Full Balance SheetCash Flow
| Operating Cash Flow | 361.50M |
| Capital Expenditures | n/a |
| Free Cash Flow | 361.50M |
| FCF Per Share | $8.87 |
Full Cash Flow StatementMargins
Gross margin is 32.07%, with operating and profit margins of 10.21% and 6.55%.
| Gross Margin | 32.07% |
| Operating Margin | 10.21% |
| Pretax Margin | 8.02% |
| Profit Margin | 6.55% |
| EBITDA Margin | 11.85% |
| EBIT Margin | 10.21% |
| FCF Margin | 16.90% |
Dividends & Yields
This stock pays an annual dividend of $1.36, which amounts to a dividend yield of 3.32%.
| Dividend Per Share | $1.36 |
| Dividend Yield | 3.32% |
| Dividend Growth (YoY) | 3.05% |
| Years of Dividend Growth | 14 |
| Payout Ratio | 53.99% |
| Buyback Yield | -0.42% |
| Shareholder Yield | 2.94% |
| Earnings Yield | 6.22% |
| FCF Yield | 21.61% |
Dividend DetailsAnalyst Forecast
The average price target for HMN is $43.00, which is 5.06% higher than the current price. The consensus rating is "Hold".
| Price Target | $43.00 |
| Price Target Difference | 5.06% |
| Analyst Consensus | Hold |
| Analyst Count | 3 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsStock Splits
The last stock split was on December 16, 1997. It was a forward split with a ratio of 2:1.
| Last Split Date | Dec 16, 1997 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |