Horace Mann Educators Statistics
Total Valuation
HMN has a market cap or net worth of $1.62 billion. The enterprise value is $2.14 billion.
Important Dates
The last earnings date was Wednesday, February 5, 2025, after market close.
| Earnings Date | Feb 5, 2025 |
| Ex-Dividend Date | Dec 16, 2024 |
Share Statistics
HMN has 40.76 million shares outstanding. The number of shares has increased by 0.24% in one year.
| Current Share Class | 40.76M |
| Shares Outstanding | 40.76M |
| Shares Change (YoY) | +0.24% |
| Shares Change (QoQ) | +0.24% |
| Owned by Insiders (%) | 0.45% |
| Owned by Institutions (%) | 100.60% |
| Float | 40.56M |
Valuation Ratios
The trailing PE ratio is 16.04 and the forward PE ratio is 10.42. HMN's PEG ratio is 0.82.
| PE Ratio | 16.04 |
| Forward PE | 10.42 |
| PS Ratio | 1.03 |
| Forward PS | 0.93 |
| PB Ratio | 1.26 |
| P/TBV Ratio | 1.51 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | 0.82 |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 20.81 |
| EV / Sales | 1.34 |
| EV / EBITDA | 11.32 |
| EV / EBIT | 13.11 |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 3.54, with a Debt / Equity ratio of 0.42.
| Current Ratio | 3.54 |
| Quick Ratio | 0.41 |
| Debt / Equity | 0.42 |
| Debt / EBITDA | 2.89 |
| Debt / FCF | n/a |
| Interest Coverage | 4.72 |
Financial Efficiency
Return on equity (ROE) is 8.35% and return on invested capital (ROIC) is 4.57%.
| Return on Equity (ROE) | 8.35% |
| Return on Assets (ROA) | 0.72% |
| Return on Invested Capital (ROIC) | 4.57% |
| Return on Capital Employed (ROCE) | 1.20% |
| Revenue Per Employee | $938,353 |
| Profits Per Employee | $60,471 |
| Employee Count | 1,700 |
| Asset Turnover | 0.11 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, HMN has paid $25.80 million in taxes.
| Income Tax | 25.80M |
| Effective Tax Rate | 20.06% |
Stock Price Statistics
The stock price has increased by +9.13% in the last 52 weeks. The beta is 0.33, so HMN's price volatility has been lower than the market average.
| Beta (5Y) | 0.33 |
| 52-Week Price Change | +9.13% |
| 50-Day Moving Average | 39.48 |
| 200-Day Moving Average | 36.59 |
| Relative Strength Index (RSI) | 48.95 |
| Average Volume (20 Days) | 207,927 |
Short Selling Information
The latest short interest is 892,111, so 2.19% of the outstanding shares have been sold short.
| Short Interest | 892,111 |
| Short Previous Month | 846,532 |
| Short % of Shares Out | 2.19% |
| Short % of Float | 2.20% |
| Short Ratio (days to cover) | 5.85 |
Income Statement
In the last 12 months, HMN had revenue of $1.60 billion and earned $102.80 million in profits. Earnings per share was $2.48.
| Revenue | 1.60B |
| Gross Profit | 523.20M |
| Operating Income | 163.20M |
| Pretax Income | 98.40M |
| Net Income | 102.80M |
| EBITDA | 189.07M |
| EBIT | 163.20M |
| Earnings Per Share (EPS) | $2.48 |
Full Income StatementBalance Sheet
The company has $370.00 million in cash and $547.00 million in debt, giving a net cash position of -$517.70 million or -$12.70 per share.
| Cash & Cash Equivalents | 370.00M |
| Total Debt | 547.00M |
| Net Cash | -517.70M |
| Net Cash Per Share | -$12.70 |
| Equity (Book Value) | 1.29B |
| Book Value Per Share | 31.48 |
| Working Capital | 2.32B |
Full Balance SheetCash Flow
| Operating Cash Flow | n/a |
| Capital Expenditures | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Full Cash Flow StatementMargins
Gross margin is 32.80%, with operating and profit margins of 10.23% and 6.44%.
| Gross Margin | 32.80% |
| Operating Margin | 10.23% |
| Pretax Margin | 8.06% |
| Profit Margin | 6.44% |
| EBITDA Margin | 11.85% |
| EBIT Margin | 10.23% |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $1.36, which amounts to a dividend yield of 3.42%.
| Dividend Per Share | $1.36 |
| Dividend Yield | 3.42% |
| Dividend Growth (YoY) | 3.03% |
| Years of Dividend Growth | 10 |
| Payout Ratio | 54.84% |
| Buyback Yield | -0.24% |
| Shareholder Yield | 3.18% |
| Earnings Yield | 6.34% |
| FCF Yield | n/a |
Dividend DetailsAnalyst Forecast
The average price target for HMN is $44.50, which is 11.84% higher than the current price. The consensus rating is "Hold".
| Price Target | $44.50 |
| Price Target Difference | 11.84% |
| Analyst Consensus | Hold |
| Analyst Count | 3 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsStock Splits
The last stock split was on December 16, 1997. It was a forward split with a ratio of 2:1.
| Last Split Date | Dec 16, 1997 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |