Horace Mann Educators Statistics
Total Valuation
HMN has a market cap or net worth of $1.74 billion. The enterprise value is $3.26 billion.
Important Dates
The next estimated earnings date is Wednesday, May 7, 2025, after market close.
| Earnings Date | May 7, 2025 |
| Ex-Dividend Date | Mar 17, 2025 |
Share Statistics
HMN has 40.87 million shares outstanding. The number of shares has increased by 0.24% in one year.
| Current Share Class | 40.87M |
| Shares Outstanding | 40.87M |
| Shares Change (YoY) | +0.24% |
| Shares Change (QoQ) | +0.24% |
| Owned by Insiders (%) | 0.48% |
| Owned by Institutions (%) | 105.36% |
| Float | 40.66M |
Valuation Ratios
The trailing PE ratio is 17.39 and the forward PE ratio is 11.29. HMN's PEG ratio is 0.89.
| PE Ratio | 17.39 |
| Forward PE | 11.29 |
| PS Ratio | 1.12 |
| Forward PS | 1.00 |
| PB Ratio | 1.37 |
| P/TBV Ratio | 1.43 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | 3.85 |
| PEG Ratio | 0.89 |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 31.69 |
| EV / Sales | 2.04 |
| EV / EBITDA | 17.18 |
| EV / EBIT | 19.96 |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 2.25, with a Debt / Equity ratio of 1.20.
| Current Ratio | 2.25 |
| Quick Ratio | 0.11 |
| Debt / Equity | 1.20 |
| Debt / EBITDA | 8.17 |
| Debt / FCF | n/a |
| Interest Coverage | 4.72 |
Financial Efficiency
Return on equity (ROE) is 8.35% and return on invested capital (ROIC) is 3.74%.
| Return on Equity (ROE) | 8.35% |
| Return on Assets (ROA) | 0.71% |
| Return on Invested Capital (ROIC) | 3.74% |
| Return on Capital Employed (ROCE) | 1.26% |
| Revenue Per Employee | $911,543 |
| Profits Per Employee | $58,743 |
| Employee Count | 1,750 |
| Asset Turnover | 0.11 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, HMN has paid $25.80 million in taxes.
| Income Tax | 25.80M |
| Effective Tax Rate | 20.06% |
Stock Price Statistics
The stock price has increased by +16.41% in the last 52 weeks. The beta is 0.27, so HMN's price volatility has been lower than the market average.
| Beta (5Y) | 0.27 |
| 52-Week Price Change | +16.41% |
| 50-Day Moving Average | 40.57 |
| 200-Day Moving Average | 37.43 |
| Relative Strength Index (RSI) | 59.16 |
| Average Volume (20 Days) | 198,488 |
Short Selling Information
The latest short interest is 577,681, so 1.41% of the outstanding shares have been sold short.
| Short Interest | 577,681 |
| Short Previous Month | 844,927 |
| Short % of Shares Out | 1.41% |
| Short % of Float | 1.42% |
| Short Ratio (days to cover) | 2.81 |
Income Statement
In the last 12 months, HMN had revenue of $1.60 billion and earned $102.80 million in profits. Earnings per share was $2.48.
| Revenue | 1.60B |
| Gross Profit | 523.20M |
| Operating Income | 163.20M |
| Pretax Income | 98.40M |
| Net Income | 102.80M |
| EBITDA | 189.60M |
| EBIT | 163.20M |
| Earnings Per Share (EPS) | $2.48 |
Full Income StatementBalance Sheet
The company has $146.60 million in cash and $1.55 billion in debt, giving a net cash position of -$1.52 billion or -$37.08 per share.
| Cash & Cash Equivalents | 146.60M |
| Total Debt | 1.55B |
| Net Cash | -1.52B |
| Net Cash Per Share | -$37.08 |
| Equity (Book Value) | 1.29B |
| Book Value Per Share | 31.51 |
| Working Capital | 1.92B |
Full Balance SheetCash Flow
| Operating Cash Flow | 452.10M |
| Capital Expenditures | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Full Cash Flow StatementMargins
Gross margin is 32.80%, with operating and profit margins of 10.23% and 6.44%.
| Gross Margin | 32.80% |
| Operating Margin | 10.23% |
| Pretax Margin | 8.06% |
| Profit Margin | 6.44% |
| EBITDA Margin | 11.89% |
| EBIT Margin | 10.23% |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $1.40, which amounts to a dividend yield of 3.25%.
| Dividend Per Share | $1.40 |
| Dividend Yield | 3.25% |
| Dividend Growth (YoY) | 3.01% |
| Years of Dividend Growth | 10 |
| Payout Ratio | 56.45% |
| Buyback Yield | -0.24% |
| Shareholder Yield | 3.01% |
| Earnings Yield | 5.90% |
| FCF Yield | n/a |
Dividend DetailsAnalyst Forecast
The average price target for HMN is $44.50, which is 4.39% higher than the current price. The consensus rating is "Hold".
| Price Target | $44.50 |
| Price Target Difference | 4.39% |
| Analyst Consensus | Hold |
| Analyst Count | 3 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsStock Splits
The last stock split was on December 16, 1997. It was a forward split with a ratio of 2:1.
| Last Split Date | Dec 16, 1997 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 6 |