Horace Mann Educators Statistics
Total Valuation
HMN has a market cap or net worth of $1.73 billion. The enterprise value is $2.25 billion.
Important Dates
The next estimated earnings date is Wednesday, August 6, 2025, after market close.
Earnings Date | Aug 6, 2025 |
Ex-Dividend Date | Jun 16, 2025 |
Share Statistics
HMN has 40.78 million shares outstanding. The number of shares has increased by 0.24% in one year.
Current Share Class | 40.78M |
Shares Outstanding | 40.78M |
Shares Change (YoY) | +0.24% |
Shares Change (QoQ) | +0.24% |
Owned by Insiders (%) | 0.50% |
Owned by Institutions (%) | 104.96% |
Float | 40.55M |
Valuation Ratios
The trailing PE ratio is 15.29 and the forward PE ratio is 10.28. HMN's PEG ratio is 0.81.
PE Ratio | 15.29 |
Forward PE | 10.28 |
PS Ratio | 1.07 |
Forward PS | 1.00 |
PB Ratio | 1.29 |
P/TBV Ratio | 1.53 |
P/FCF Ratio | n/a |
P/OCF Ratio | 3.35 |
PEG Ratio | 0.81 |
Financial Ratio History Enterprise Valuation
EV / Earnings | 19.69 |
EV / Sales | 1.39 |
EV / EBITDA | 11.01 |
EV / EBIT | 12.67 |
EV / FCF | n/a |
Financial Position
The company has a current ratio of 3.02, with a Debt / Equity ratio of 0.41.
Current Ratio | 3.02 |
Quick Ratio | 0.16 |
Debt / Equity | 0.41 |
Debt / EBITDA | 2.67 |
Debt / FCF | n/a |
Interest Coverage | 5.11 |
Financial Efficiency
Return on equity (ROE) is 8.97% and return on invested capital (ROIC) is 6.01%.
Return on Equity (ROE) | 8.97% |
Return on Assets (ROA) | 0.78% |
Return on Invested Capital (ROIC) | 6.01% |
Return on Capital Employed (ROCE) | 1.33% |
Revenue Per Employee | $928,914 |
Profits Per Employee | $65,429 |
Employee Count | 1,750 |
Asset Turnover | 0.11 |
Inventory Turnover | n/a |
Taxes
In the past 12 months, HMN has paid $28.60 million in taxes.
Income Tax | 28.60M |
Effective Tax Rate | 19.99% |
Stock Price Statistics
The stock price has increased by +27.10% in the last 52 weeks. The beta is 0.30, so HMN's price volatility has been lower than the market average.
Beta (5Y) | 0.30 |
52-Week Price Change | +27.10% |
50-Day Moving Average | 42.24 |
200-Day Moving Average | 39.91 |
Relative Strength Index (RSI) | 46.00 |
Average Volume (20 Days) | 254,668 |
Short Selling Information
The latest short interest is 545,733, so 1.34% of the outstanding shares have been sold short.
Short Interest | 545,733 |
Short Previous Month | 706,942 |
Short % of Shares Out | 1.34% |
Short % of Float | 1.35% |
Short Ratio (days to cover) | 1.64 |
Income Statement
In the last 12 months, HMN had revenue of $1.63 billion and earned $114.50 million in profits. Earnings per share was $2.76.
Revenue | 1.63B |
Gross Profit | 544.20M |
Operating Income | 177.90M |
Pretax Income | 98.40M |
Net Income | 114.50M |
EBITDA | 204.70M |
EBIT | 177.90M |
Earnings Per Share (EPS) | $2.76 |
Full Income Statement Balance Sheet
The company has $155.00 million in cash and $547.20 million in debt, giving a net cash position of -$518.20 million or -$12.71 per share.
Cash & Cash Equivalents | 155.00M |
Total Debt | 547.20M |
Net Cash | -518.20M |
Net Cash Per Share | -$12.71 |
Equity (Book Value) | 1.34B |
Book Value Per Share | 32.79 |
Working Capital | 2.00B |
Full Balance Sheet Cash Flow
Operating Cash Flow | 518.40M |
Capital Expenditures | n/a |
Free Cash Flow | n/a |
FCF Per Share | n/a |
Full Cash Flow Statement Margins
Gross margin is 33.48%, with operating and profit margins of 10.94% and 7.04%.
Gross Margin | 33.48% |
Operating Margin | 10.94% |
Pretax Margin | 8.80% |
Profit Margin | 7.04% |
EBITDA Margin | 12.59% |
EBIT Margin | 10.94% |
FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $1.40, which amounts to a dividend yield of 3.32%.
Dividend Per Share | $1.40 |
Dividend Yield | 3.32% |
Dividend Growth (YoY) | 2.99% |
Years of Dividend Growth | 15 |
Payout Ratio | 49.99% |
Buyback Yield | -0.24% |
Shareholder Yield | 3.08% |
Earnings Yield | 6.60% |
FCF Yield | n/a |
Dividend Details Analyst Forecast
The average price target for HMN is $46.00, which is 8.13% higher than the current price. The consensus rating is "Buy".
Price Target | $46.00 |
Price Target Difference | 8.13% |
Analyst Consensus | Buy |
Analyst Count | 4 |
Revenue Growth Forecast (5Y) | n/a |
EPS Growth Forecast (5Y) | n/a |
Stock Forecasts Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
Lynch Fair Value | |
Lynch Upside | |
Graham Number | |
Graham Upside | |
Stock Splits
The last stock split was on December 16, 1997. It was a forward split with a ratio of 2:1.
Last Split Date | Dec 16, 1997 |
Split Type | Forward |
Split Ratio | 2:1 |
Scores
Altman Z-Score | n/a |
Piotroski F-Score | 6 |