Horace Mann Educators Statistics
Total Valuation
HMN has a market cap or net worth of $1.71 billion. The enterprise value is $2.23 billion.
Important Dates
The last earnings date was Tuesday, May 6, 2025, after market close.
| Earnings Date | May 6, 2025 |
| Ex-Dividend Date | Mar 17, 2025 |
Share Statistics
HMN has 40.78 million shares outstanding. The number of shares has increased by 0.24% in one year.
| Current Share Class | 40.78M |
| Shares Outstanding | 40.78M |
| Shares Change (YoY) | +0.24% |
| Shares Change (QoQ) | +0.24% |
| Owned by Insiders (%) | 0.55% |
| Owned by Institutions (%) | 104.42% |
| Float | 40.54M |
Valuation Ratios
The trailing PE ratio is 15.20 and the forward PE ratio is 10.74. HMN's PEG ratio is 0.85.
| PE Ratio | 15.20 |
| Forward PE | 10.74 |
| PS Ratio | 1.07 |
| Forward PS | 0.98 |
| PB Ratio | 1.28 |
| P/TBV Ratio | 1.51 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | 3.30 |
| PEG Ratio | 0.85 |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 19.47 |
| EV / Sales | 1.37 |
| EV / EBITDA | 10.89 |
| EV / EBIT | 12.53 |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 3.02, with a Debt / Equity ratio of 0.41.
| Current Ratio | 3.02 |
| Quick Ratio | 0.16 |
| Debt / Equity | 0.41 |
| Debt / EBITDA | 2.67 |
| Debt / FCF | n/a |
| Interest Coverage | 5.11 |
Financial Efficiency
Return on equity (ROE) is 8.97% and return on invested capital (ROIC) is 6.01%.
| Return on Equity (ROE) | 8.97% |
| Return on Assets (ROA) | 0.78% |
| Return on Invested Capital (ROIC) | 6.01% |
| Return on Capital Employed (ROCE) | 1.33% |
| Revenue Per Employee | $928,914 |
| Profits Per Employee | $65,429 |
| Employee Count | 1,750 |
| Asset Turnover | 0.11 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, HMN has paid $28.60 million in taxes.
| Income Tax | 28.60M |
| Effective Tax Rate | 19.99% |
Stock Price Statistics
The stock price has increased by +7.15% in the last 52 weeks. The beta is 0.29, so HMN's price volatility has been lower than the market average.
| Beta (5Y) | 0.29 |
| 52-Week Price Change | +7.15% |
| 50-Day Moving Average | 41.43 |
| 200-Day Moving Average | 38.57 |
| Relative Strength Index (RSI) | 54.99 |
| Average Volume (20 Days) | 244,348 |
Short Selling Information
The latest short interest is 713,634, so 1.75% of the outstanding shares have been sold short.
| Short Interest | 713,634 |
| Short Previous Month | 577,681 |
| Short % of Shares Out | 1.75% |
| Short % of Float | 1.76% |
| Short Ratio (days to cover) | 2.61 |
Income Statement
In the last 12 months, HMN had revenue of $1.63 billion and earned $114.50 million in profits. Earnings per share was $2.76.
| Revenue | 1.63B |
| Gross Profit | 544.20M |
| Operating Income | 177.90M |
| Pretax Income | 98.40M |
| Net Income | 114.50M |
| EBITDA | 204.70M |
| EBIT | 177.90M |
| Earnings Per Share (EPS) | $2.76 |
Full Income StatementBalance Sheet
The company has $155.00 million in cash and $547.20 million in debt, giving a net cash position of -$518.20 million or -$12.71 per share.
| Cash & Cash Equivalents | 155.00M |
| Total Debt | 547.20M |
| Net Cash | -518.20M |
| Net Cash Per Share | -$12.71 |
| Equity (Book Value) | 1.34B |
| Book Value Per Share | 32.79 |
| Working Capital | 2.00B |
Full Balance SheetCash Flow
| Operating Cash Flow | 518.40M |
| Capital Expenditures | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Full Cash Flow StatementMargins
Gross margin is 33.48%, with operating and profit margins of 10.94% and 7.04%.
| Gross Margin | 33.48% |
| Operating Margin | 10.94% |
| Pretax Margin | 8.80% |
| Profit Margin | 7.04% |
| EBITDA Margin | 12.59% |
| EBIT Margin | 10.94% |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $1.40, which amounts to a dividend yield of 3.34%.
| Dividend Per Share | $1.40 |
| Dividend Yield | 3.34% |
| Dividend Growth (YoY) | 3.01% |
| Years of Dividend Growth | 10 |
| Payout Ratio | 50.71% |
| Buyback Yield | -0.24% |
| Shareholder Yield | 3.10% |
| Earnings Yield | 6.69% |
| FCF Yield | n/a |
Dividend DetailsAnalyst Forecast
The average price target for HMN is $44.50, which is 6.03% higher than the current price. The consensus rating is "Hold".
| Price Target | $44.50 |
| Price Target Difference | 6.03% |
| Analyst Consensus | Hold |
| Analyst Count | 3 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsStock Splits
The last stock split was on December 16, 1997. It was a forward split with a ratio of 2:1.
| Last Split Date | Dec 16, 1997 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 6 |