Horace Mann Educators Statistics
Total Valuation
HMN has a market cap or net worth of $1.73 billion. The enterprise value is $2.30 billion.
Important Dates
The last earnings date was Tuesday, February 3, 2026, after market close.
| Earnings Date | Feb 3, 2026 |
| Ex-Dividend Date | Dec 15, 2025 |
Share Statistics
HMN has 40.68 million shares outstanding. The number of shares has increased by 0.24% in one year.
| Current Share Class | 40.68M |
| Shares Outstanding | 40.68M |
| Shares Change (YoY) | +0.24% |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | 0.52% |
| Owned by Institutions (%) | 102.28% |
| Float | 40.45M |
Valuation Ratios
The trailing PE ratio is 10.91 and the forward PE ratio is 9.51. HMN's PEG ratio is 0.75.
| PE Ratio | 10.91 |
| Forward PE | 9.51 |
| PS Ratio | 1.03 |
| Forward PS | 0.94 |
| PB Ratio | 1.17 |
| P/TBV Ratio | 1.35 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | 0.75 |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 14.18 |
| EV / Sales | 1.35 |
| EV / EBITDA | 8.45 |
| EV / EBIT | 9.39 |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 3.48, with a Debt / Equity ratio of 0.40.
| Current Ratio | 3.48 |
| Quick Ratio | 0.51 |
| Debt / Equity | 0.40 |
| Debt / EBITDA | 2.18 |
| Debt / FCF | n/a |
| Interest Coverage | 6.72 |
Financial Efficiency
Return on equity (ROE) is 11.70% and return on invested capital (ROIC) is 9.04%.
| Return on Equity (ROE) | 11.70% |
| Return on Assets (ROA) | 1.03% |
| Return on Invested Capital (ROIC) | 9.04% |
| Return on Capital Employed (ROCE) | 1.71% |
| Weighted Average Cost of Capital (WACC) | 4.72% |
| Revenue Per Employee | $972,229 |
| Profits Per Employee | $92,629 |
| Employee Count | 1,750 |
| Asset Turnover | 0.11 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, HMN has paid $39.10 million in taxes.
| Income Tax | 39.10M |
| Effective Tax Rate | 19.43% |
Stock Price Statistics
The stock price has increased by +2.01% in the last 52 weeks. The beta is 0.07, so HMN's price volatility has been lower than the market average.
| Beta (5Y) | 0.07 |
| 52-Week Price Change | +2.01% |
| 50-Day Moving Average | 44.63 |
| 200-Day Moving Average | 44.07 |
| Relative Strength Index (RSI) | 41.40 |
| Average Volume (20 Days) | 264,832 |
Short Selling Information
The latest short interest is 590,160, so 1.45% of the outstanding shares have been sold short.
| Short Interest | 590,160 |
| Short Previous Month | 601,776 |
| Short % of Shares Out | 1.45% |
| Short % of Float | 1.46% |
| Short Ratio (days to cover) | 2.44 |
Income Statement
In the last 12 months, HMN had revenue of $1.70 billion and earned $162.10 million in profits. Earnings per share was $3.90.
| Revenue | 1.70B |
| Gross Profit | 648.50M |
| Operating Income | 244.70M |
| Pretax Income | 201.20M |
| Net Income | 162.10M |
| EBITDA | 271.90M |
| EBIT | 244.70M |
| Earnings Per Share (EPS) | $3.90 |
Full Income StatementBalance Sheet
The company has $473.70 million in cash and $593.40 million in debt, with a net cash position of -$567.20 million or -$13.94 per share.
| Cash & Cash Equivalents | 473.70M |
| Total Debt | 593.40M |
| Net Cash | -567.20M |
| Net Cash Per Share | -$13.94 |
| Equity (Book Value) | 1.48B |
| Book Value Per Share | 36.43 |
| Working Capital | 2.33B |
Full Balance SheetMargins
Gross margin is 38.12%, with operating and profit margins of 14.38% and 9.53%.
| Gross Margin | 38.12% |
| Operating Margin | 14.38% |
| Pretax Margin | 11.83% |
| Profit Margin | 9.53% |
| EBITDA Margin | 15.98% |
| EBIT Margin | 14.38% |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $1.40, which amounts to a dividend yield of 3.26%.
| Dividend Per Share | $1.40 |
| Dividend Yield | 3.26% |
| Dividend Growth (YoY) | 2.94% |
| Years of Dividend Growth | 16 |
| Payout Ratio | 35.90% |
| Buyback Yield | -0.24% |
| Shareholder Yield | 3.05% |
| Earnings Yield | 9.36% |
| FCF Yield | n/a |
Dividend DetailsAnalyst Forecast
The average price target for HMN is $46.75, which is 9.85% higher than the current price. The consensus rating is "Buy".
| Price Target | $46.75 |
| Price Target Difference | 9.85% |
| Analyst Consensus | Buy |
| Analyst Count | 4 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on December 16, 1997. It was a forward split with a ratio of 2:1.
| Last Split Date | Dec 16, 1997 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |
