Horace Mann Educators Statistics
Total Valuation
HMN has a market cap or net worth of $1.33 billion. The enterprise value is $1.86 billion.
| Market Cap | 1.33B |
| Enterprise Value | 1.86B |
Important Dates
The next estimated earnings date is Tuesday, July 30, 2024, after market close.
| Earnings Date | Jul 30, 2024 |
| Ex-Dividend Date | Jun 13, 2024 |
Share Statistics
HMN has 40.96 million shares outstanding. The number of shares has increased by 0.24% in one year.
| Shares Outstanding | 40.96M |
| Shares Change (YoY) | +0.24% |
| Shares Change (QoQ) | +0.24% |
| Owned by Insiders (%) | 1.75% |
| Owned by Institutions (%) | 102.22% |
| Float | 40.70M |
Valuation Ratios
The trailing PE ratio is 20.69 and the forward PE ratio is 9.33. HMN's PEG ratio is 2.52.
| PE Ratio | 20.69 |
| Forward PE | 9.33 |
| PS Ratio | 0.87 |
| Forward PS | 0.79 |
| PB Ratio | 1.10 |
| P/FCF Ratio | 4.59 |
| PEG Ratio | 2.52 |
Enterprise Valuation
The stock's EV/EBITDA ratio is 13.64, with an EV/FCF ratio of 6.40.
| EV / Earnings | 28.61 |
| EV / Sales | 1.22 |
| EV / EBITDA | 13.64 |
| EV / EBIT | 16.89 |
| EV / FCF | 6.40 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.45 |
| Debt / EBITDA | 4.01 |
| Debt / FCF | 1.88 |
| Interest Coverage | 3.47 |
Financial Efficiency
Return on equity (ROE) is 5.70% and return on invested capital (ROIC) is 5.19%.
| Return on Equity (ROE) | 5.70% |
| Return on Assets (ROA) | 0.50% |
| Return on Capital (ROIC) | 5.19% |
| Revenue Per Employee | $896,471 |
| Profits Per Employee | $38,176 |
| Employee Count | 1,700 |
| Asset Turnover | 0.11 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, HMN has paid $13.30 million in taxes.
| Income Tax | 13.30M |
| Effective Tax Rate | 17.01% |
Stock Price Statistics
The stock price has increased by +9.17% in the last 52 weeks. The beta is 0.29, so HMN's price volatility has been lower than the market average.
| Beta (5Y) | 0.29 |
| 52-Week Price Change | +9.17% |
| 50-Day Moving Average | 34.77 |
| 200-Day Moving Average | 33.89 |
| Relative Strength Index (RSI) | 37.77 |
| Average Volume (20 Days) | 300,077 |
Short Selling Information
The latest short interest is 687,078, so 1.68% of the outstanding shares have been sold short.
| Short Interest | 687,078 |
| Short Previous Month | 673,836 |
| Short % of Shares Out | 1.68% |
| Short % of Float | 1.69% |
| Short Ratio (days to cover) | 2.84 |
Income Statement
In the last 12 months, HMN had revenue of $1.52 billion and earned $64.90 million in profits. Earnings per share was $1.57.
| Revenue | 1.52B |
| Gross Profit | 551.90M |
| Operating Income | 109.90M |
| Pretax Income | 78.20M |
| Net Income | 64.90M |
| EBITDA | 136.10M |
| EBIT | 109.90M |
| Earnings Per Share (EPS) | $1.57 |
Balance Sheet
The company has $20.40 million in cash and $546.20 million in debt, giving a net cash position of -$525.80 million or -$12.84 per share.
| Cash & Cash Equivalents | 20.40M |
| Total Debt | 546.20M |
| Net Cash | -525.80M |
| Net Cash Per Share | -$12.84 |
| Equity (Book Value) | 1.21B |
| Book Value Per Share | 29.57 |
| Working Capital | n/a |
Cash Flow
| Operating Cash Flow | 290.20M |
| Capital Expenditures | n/a |
| Free Cash Flow | 290.20M |
| FCF Per Share | $7.03 |
Margins
Gross margin is 36.21%, with operating and profit margins of 7.21% and 4.26%.
| Gross Margin | 36.21% |
| Operating Margin | 7.21% |
| Pretax Margin | 5.13% |
| Profit Margin | 4.26% |
| EBITDA Margin | 8.93% |
| EBIT Margin | 7.21% |
| FCF Margin | 19.04% |
Dividends & Yields
This stock pays an annual dividend of $1.36, which amounts to a dividend yield of 4.19%.
| Dividend Per Share | $1.36 |
| Dividend Yield | 4.19% |
| Dividend Growth (YoY) | 3.08% |
| Years of Dividend Growth | 14 |
| Payout Ratio | 86.62% |
| Buyback Yield | -0.24% |
| Shareholder Yield | 3.94% |
| Earnings Yield | 4.88% |
| FCF Yield | 21.80% |
Analyst Forecast
The average price target for HMN is $37.50, which is 15.42% higher than the current price. The consensus rating is "Hold".
| Price Target | $37.50 |
| Price Target Difference | 15.42% |
| Analyst Consensus | Hold |
| Analyst Count | 3 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on December 16, 1997. It was a forward split with a ratio of 2:1.
| Last Split Date | Dec 16, 1997 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 6 |