Horace Mann Educators Statistics
Total Valuation
HMN has a market cap or net worth of $1.52 billion. The enterprise value is $2.10 billion.
Important Dates
The next confirmed earnings date is Monday, November 4, 2024, after market close.
| Earnings Date | Nov 4, 2024 |
| Ex-Dividend Date | Sep 16, 2024 |
Share Statistics
HMN has 40.77 million shares outstanding. The number of shares has increased by 0.24% in one year.
| Shares Outstanding | 40.77M |
| Shares Change (YoY) | +0.24% |
| Shares Change (QoQ) | +0.24% |
| Owned by Insiders (%) | 0.57% |
| Owned by Institutions (%) | 103.41% |
| Float | 40.53M |
Valuation Ratios
The trailing PE ratio is 18.97 and the forward PE ratio is 11.59. HMN's PEG ratio is 0.91.
| PE Ratio | 18.97 |
| Forward PE | 11.59 |
| PS Ratio | 0.99 |
| Forward PS | 0.89 |
| PB Ratio | 1.26 |
| P/FCF Ratio | 5.79 |
| PEG Ratio | 0.91 |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 13.29, with an EV/FCF ratio of 8.00.
| EV / Earnings | 25.79 |
| EV / Sales | 1.35 |
| EV / EBITDA | 13.29 |
| EV / EBIT | 15.94 |
| EV / FCF | 8.00 |
Financial Position
The company has a current ratio of 2.88, with a Debt / Equity ratio of 0.49.
| Current Ratio | 2.88 |
| Quick Ratio | 0.08 |
| Debt / Equity | 0.49 |
| Debt / EBITDA | 3.75 |
| Debt / FCF | 2.26 |
| Interest Coverage | 3.94 |
Financial Efficiency
Return on equity (ROE) is 7.05% and return on invested capital (ROIC) is 4.85%.
| Return on Equity (ROE) | 7.05% |
| Return on Assets (ROA) | 0.59% |
| Return on Capital (ROIC) | 4.85% |
| Revenue Per Employee | $915,118 |
| Profits Per Employee | $47,941 |
| Employee Count | 1,700 |
| Asset Turnover | 0.11 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, HMN has paid $16.90 million in taxes.
| Income Tax | 16.90M |
| Effective Tax Rate | 17.17% |
Stock Price Statistics
The stock price has increased by +17.71% in the last 52 weeks. The beta is 0.29, so HMN's price volatility has been lower than the market average.
| Beta (5Y) | 0.29 |
| 52-Week Price Change | +17.71% |
| 50-Day Moving Average | 35.48 |
| 200-Day Moving Average | 35.12 |
| Relative Strength Index (RSI) | 59.94 |
| Average Volume (20 Days) | 220,776 |
Short Selling Information
The latest short interest is 741,009, so 1.82% of the outstanding shares have been sold short.
| Short Interest | 741,009 |
| Short Previous Month | 369,529 |
| Short % of Shares Out | 1.82% |
| Short % of Float | 1.83% |
| Short Ratio (days to cover) | 2.53 |
Income Statement
In the last 12 months, HMN had revenue of $1.56 billion and earned $81.50 million in profits. Earnings per share was $1.97.
| Revenue | 1.56B |
| Gross Profit | 472.30M |
| Operating Income | 131.90M |
| Pretax Income | 98.40M |
| Net Income | 81.50M |
| EBITDA | 158.20M |
| EBIT | 131.90M |
| Earnings Per Share (EPS) | $1.97 |
Full Income StatementBalance Sheet
The company has $86.90 million in cash and $593.40 million in debt, giving a net cash position of -$579.20 million or -$14.21 per share.
| Cash & Cash Equivalents | 86.90M |
| Total Debt | 593.40M |
| Net Cash | -579.20M |
| Net Cash Per Share | -$14.21 |
| Equity (Book Value) | 1.21B |
| Book Value Per Share | 29.60 |
| Working Capital | 1.97B |
Full Balance SheetCash Flow
| Operating Cash Flow | 262.90M |
| Capital Expenditures | n/a |
| Free Cash Flow | 262.90M |
| FCF Per Share | $6.45 |
Full Cash Flow StatementMargins
Gross margin is 30.36%, with operating and profit margins of 8.48% and 5.24%.
| Gross Margin | 30.36% |
| Operating Margin | 8.48% |
| Pretax Margin | 6.33% |
| Profit Margin | 5.24% |
| EBITDA Margin | 10.17% |
| EBIT Margin | 8.48% |
| FCF Margin | 16.90% |
Dividends & Yields
This stock pays an annual dividend of $1.36, which amounts to a dividend yield of 3.64%.
| Dividend Per Share | $1.36 |
| Dividend Yield | 3.64% |
| Dividend Growth (YoY) | 3.05% |
| Years of Dividend Growth | 14 |
| Payout Ratio | 69.06% |
| Buyback Yield | -0.24% |
| Shareholder Yield | 3.40% |
| Earnings Yield | 5.35% |
| FCF Yield | 17.27% |
Dividend DetailsAnalyst Forecast
The average price target for HMN is $37.50, which is 0.40% higher than the current price. The consensus rating is "Hold".
| Price Target | $37.50 |
| Price Target Difference | 0.40% |
| Analyst Consensus | Hold |
| Analyst Count | 3 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsStock Splits
The last stock split was on December 16, 1997. It was a forward split with a ratio of 2:1.
| Last Split Date | Dec 16, 1997 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 6 |