Intercorp Financial Services Inc. (IFS)

NYSE: IFS · Real-Time Price · USD

54.20

-0.19 (-0.35%)

At close: Oct 1, 2026, 4:00 PM EDT

54.02

-0.18 (-0.34%)

Pre-market: Oct 2, 2026, 4:12 AM EDT

IFS Financials Overview

Financials in millions PEN. Fiscal year is January - December.

Millions PEN. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Jan '22 Jan 1, 2022
Revenue	5,868	5,498	4,486	4,090	4,774	4,632
Revenue Growth	10.03%	22.55%	9.69%	-14.34%	3.06%	104.83%
Net Income	2,092	1,932	1,300	1,073	1,668	1,790
Earnings Per Share	18.88	17.30	11.38	9.33	14.45	15.51
EPS Growth	12.93%	52.07%	21.96%	-35.46%	-6.82%	367.20%

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Jan '22 Jan 1, 2022
Wealth Management	393.45	420.33	325.01	192.11	14.04	443.34
Banking	4,617	4,203	3,337	3,038	3,737	3,594
Insurance	794.81	684.83	612.48	648.21	596.73	674.51
Holding, Other Subsidiaries And Eliminations	175.32	290.37	271.84	217.93	445.59	-57.62
Total	5,981	5,599	4,546	4,097	4,793	4,654

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Jan '22 Jan 1, 2022
Cash & Investments	6,582	4,559	3,807	2,827	4,658	17,104
Total Debt	14,382	13,163	13,945	14,933	15,447	16,913
Net Cash (Debt)	-7,799	-8,604	-10,137	-12,106	-10,788	191.94
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-70.39	-77.02	-88.70	-105.26	-93.47	1.66

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Jan '22 Jan 1, 2022
Operating Cash Flow	-289.42	-373.71	-1,778	2,372	-544.86	-547.96
Capital Expenditures	-283.19	-301.44	-104.72	-147.65	-135.04	-87.28
Free Cash Flow	-572.61	-675.14	-1,882	2,224	-679.9	-635.24
Free Cash Flow Growth	-	-	-	-	-	-

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Jan '22 Jan 1, 2022
Profit Margin	35.66%	35.15%	28.98%	26.23%	34.94%	38.64%
FCF Margin	-9.76%	-12.28%	-41.96%	54.38%	-14.24%	-13.71%

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 2, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Jan '22 Jan 1, 2022
Dividend Per Share	1.710	6.056	3.772	3.713	4.495	6.985
Dividend Per Share Growth	80.00%	60.56%	1.57%	-17.38%	-35.66%	150.94%
Dividend Yield	3.15%	4.41%	3.65%	5.09%	5.90%	8.25%

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 2, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Jan '22 Jan 1, 2022
PE Ratio	9.80	8.16	9.62	8.72	6.30	6.91
P/FCF Ratio	-	-	-	4.21	-	-
PS Ratio	3.48	2.87	2.79	2.29	2.20	2.67