Intercorp Financial Services Inc. (IFS)

Accolade Income Statement

Financials in millions PEN. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Jan 1, 2022	Dec 31, 2020
Interest Income on Loans	6,959	7,029	7,120	5,871	4,606	4,665
Interest Paid on Deposits	2,384	2,480	2,592	1,662	1,058	1,192
Net Interest Income	4,575	4,549	4,528	4,210	3,548	3,473
Net Interest Income Growth (YoY)	-0.28%	0.46%	7.56%	18.66%	2.16%	1.44%
Gain (Loss) on Sale of Assets	12.25	12.25	34.07	30.96	11.85	12.96
Gain (Loss) on Sale of Investments	140.56	61.01	14.11	-112.78	344.62	318.36
Gain (Loss) on Sale of Equity Investments	8.53	7.45	-	18.69	33.38	9.07
Other Non-Interest Income	1,669	1,576	1,495	1,458	1,076	842.43
Total Non-Interest Income	1,830	1,657	1,543	1,395	1,466	1,183
Non-Interest Income Growth (YoY)	24.72%	7.37%	10.62%	-4.86%	23.97%	0.49%
Revenues Before Loan Losses	6,405	6,206	6,071	5,605	5,014	4,656
Provision for Loan Losses	1,514	1,720	1,982	830.55	381.58	2,394
Revenue	4,891	4,486	4,090	4,774	4,632	2,262
Revenue Growth (YoY)	25.66%	9.69%	-14.34%	3.06%	104.83%	-41.25%
Salaries and Employee Benefits	999.54	955.25	897.28	870.48	807.38	749.25
Occupancy Expenses	413.08	413.06	379.04	336.23	279.69	268.75
Selling, General & Administrative	1,265	1,254	1,212	1,115	921.05	711.04
Other Non-Interest Expense	267.38	292.16	250.31	323.86	333.59	226.53
Total Non-Interest Expense	2,945	2,914	2,738	2,646	2,342	1,956
EBT Excluding Unusual Items	1,946	1,572	1,351	2,128	2,291	306
Asset Writedown	65.26	49.86	3.66	12.88	11.6	4.61
Pretax Income	2,011	1,622	1,355	2,141	2,302	310.62
Income Tax Expense	398.74	314.37	275.6	462.54	502.11	-72.93
Earnings From Continuing Operations	1,612	1,307	1,079	1,678	1,800	383.55
Minority Interest in Earnings	-8.94	-7.38	-6.55	-10.09	-10.02	-0.29
Net Income	1,603	1,300	1,073	1,668	1,790	383.26
Net Income to Common	1,603	1,300	1,073	1,668	1,790	383.26
Net Income Growth	69.18%	21.19%	-35.69%	-6.82%	367.09%	-73.41%
Basic Shares Outstanding	114	114	115	115	115	115
Diluted Shares Outstanding	114	114	115	115	115	115
Shares Change (YoY)	-0.73%	-0.63%	-0.35%	-0.00%	-0.02%	2.36%
EPS (Basic)	14.07	11.38	9.33	14.45	15.51	3.32
EPS (Diluted)	14.07	11.38	9.33	14.45	15.51	3.32
EPS Growth	70.43%	21.96%	-35.46%	-6.82%	367.20%	-74.02%
Dividend Per Share	3.772	3.772	3.713	4.495	6.985	2.784
Dividend Growth	1.57%	1.57%	-17.38%	-35.66%	150.94%	-51.98%
Effective Tax Rate	19.83%	19.38%	20.34%	21.61%	21.81%	-

Updated Mar 18, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q