IFS Cash Flow Statement

Financials in millions PEN. Fiscal year is January - December.

Millions PEN. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	-	-	1,307	1,079	1,678	1,800
Depreciation & Amortization	-	-	413.06	379.04	336.23	279.69
Provision for Credit Losses	-	-	1,720	1,982	830.55	381.58
Other Adjustments	-	-	22.51	61.43	119.55	-56.65
Changes in Trading Assets	-1,354	-	-125.39	323.11	481.09	-659.97
Changes in Accrued Interest and Accounts Receivable	188.68	-	58.69	-167.47	-168.45	-16.11
Changes in Accounts Payable	1,251	-	4,665	2,900	-1,429	3,186
Changes in Accrued Expenses	-24.22	-	-120.75	194.29	121.32	-63.84
Changes in Other Operating Activities	-3,141	508.94	-5,031	-3,877	-2,981	-3,505
Operating Cash Flow	-734.08	508.94	2,910	2,875	-1,012	1,346
Operating Cash Flow Growth	-	-82.51%	1.21%	-	-	-89.64%
Net Change in Securities and Investments	-1,443	-	320.18	-3,120	-857.59	-1,912
Payments for Business Acquisitions	-	-	-	-	-193.22	-
Capital Expenditures	-170.53	-	-104.72	-147.65	-135.04	-87.28
Purchases of Intangible Assets	-142.23	-	-245.33	-280.39	-227.27	-170.53
Sale of Property, Plant & Equipment	0.86	-	45.46	32.67	54.31	-
Other Investing Activities	-32.51	-	-22.64	-16.9	-34.76	-156.89
Investing Cash Flow	-1,138	-	-7.05	-3,533	-1,394	-2,327
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements	94.47	-	-121.44	91.25	30.48	-30.95
Long-Term Debt Issued	1,953	-	1,706	-	-	-
Long-Term Debt Repaid	-68.65	-	-1,349	-2,278	-284.88	-184.38
Net Long-Term Debt Issued (Repaid)	1,885	-	357.22	-2,278	-284.88	-184.38
Repurchase of Common Stock	-85.91	-	-122.69	-80.95	-	-0.59
Net Common Stock Issued (Repurchased)	-85.91	-	-122.69	-80.95	-	-0.59
Common Dividends Paid	-210.05	-	-427.37	-511.79	-751.53	-633.85
Other Financing Activities	135.29	-	301.94	-233.57	-270.29	-11.93
Financing Cash Flow	1,609	-	-12.33	-3,013	-1,276	-861.7
Effect of Exchange Rate Changes on Cash and Cash Equivalents	-38.77	-	12.5	37.4	-26.68	112.79
Net Cash Flow	-264	508.94	2,891	-3,671	-3,682	-1,842
Free Cash Flow	-904.61	508.94	2,805	2,728	-1,147	1,259
Free Cash Flow Growth	-	-81.86%	2.85%	-	-	-90.28%
FCF Margin	-29.84%	10.36%	69.56%	72.95%	-	-
Free Cash Flow Per Share	-8.14	4.56	24.55	23.72	-9.94	10.90
Levered Free Cash Flow	733.89	2,452	1,420	-1,594	-2,382	749.21
Unlevered Free Cash Flow	-3,250	508.94	-244.84	-394.98	-3,775	-866.59

Updated Mar 31, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

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