Intercorp Financial Services Inc. (IFS)
NYSE: IFS · Real-Time Price · USD
57.18
-1.22 (-2.09%)
Aug 11, 2026, 4:00 PM EDT - Market closed
IFS Cash Flow Statement
Financials in millions PEN. Fiscal year is January - December.
Millions PEN. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 1,643 | - | 1,307 | 1,079 | 1,678 | 1,800 |
Depreciation & Amortization | 343.35 | - | 413.06 | 379.04 | 336.23 | 279.69 |
Provision for Credit Losses | 715.53 | - | 1,720 | 1,982 | 830.55 | 381.58 |
Other Adjustments | -337.27 | - | 22.51 | 61.43 | 119.55 | -56.65 |
Changes in Trading Assets | -513.89 | - | -125.39 | 323.11 | 481.09 | -659.97 |
Changes in Accrued Interest and Accounts Receivable | 154.83 | - | 58.69 | -167.47 | -168.45 | -16.11 |
Changes in Accounts Payable | 1,924 | - | 4,665 | 2,900 | -1,429 | 3,186 |
Changes in Accrued Expenses | 29.97 | - | -120.75 | 194.29 | 121.32 | -63.84 |
Changes in Other Operating Activities | -2,445 | 508.94 | -5,031 | -3,877 | -2,981 | -3,505 |
Operating Cash Flow | 1,500 | 508.94 | 2,910 | 2,875 | -1,012 | 1,346 |
Operating Cash Flow Growth | 13.11% | -82.51% | 1.21% | - | - | -89.64% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Change in Securities and Investments | -674.76 | - | 320.18 | -3,120 | -857.59 | -1,912 |
Cash Acquisitions | - | - | - | - | -193.22 | - |
Capital Expenditures | -135.84 | - | -104.72 | -147.65 | -135.04 | -87.28 |
Purchases of Intangible Assets | -141.14 | - | -245.33 | -280.39 | -227.27 | -170.53 |
Sale of Property, Plant & Equipment | 0.86 | - | 45.46 | 32.67 | 54.31 | - |
Other Investing Activities | -92.66 | - | -22.64 | -16.9 | -34.76 | -156.89 |
Investing Cash Flow | -394.31 | - | -7.05 | -3,533 | -1,394 | -2,327 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements | -97.75 | - | -121.44 | 91.25 | 30.48 | -30.95 |
Long-Term Debt Issued | 2,193 | - | 1,706 | - | - | - |
Long-Term Debt Repaid | -65.78 | - | -1,349 | -2,278 | -284.88 | -184.38 |
Net Long-Term Debt Issued (Repaid) | 2,128 | - | 357.22 | -2,278 | -284.88 | -184.38 |
Repurchase of Common Stock | -136.57 | - | -122.69 | -80.95 | - | -0.59 |
Net Common Stock Issued (Repurchased) | -136.57 | - | -122.69 | -80.95 | - | -0.59 |
Common Dividends Paid | - | - | -427.37 | -511.79 | -751.53 | -633.85 |
Other Financing Activities | -56.66 | - | 301.94 | -233.57 | -270.29 | -11.93 |
Financing Cash Flow | 1,113 | - | -12.33 | -3,013 | -1,276 | -861.7 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Foreign Exchange Rate Adjustments | 15.24 | - | 12.5 | 37.4 | -26.68 | 112.79 |
Net Cash Flow | 2,218 | 508.94 | 2,891 | -3,671 | -3,682 | -1,842 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 1,364 | 508.94 | 2,805 | 2,728 | -1,147 | 1,259 |
Free Cash Flow Growth | 18.72% | -81.86% | 2.85% | - | - | -90.28% |
FCF Margin | 24.46% | 10.36% | 69.56% | 72.95% | - | - |
Free Cash Flow Per Share | 12.33 | 4.56 | 24.55 | 23.72 | -9.94 | 10.90 |