Intercorp Financial Services Inc. (IFS)
NYSE: IFS · Real-Time Price · USD
54.68
-0.53 (-0.96%)
Sep 2, 2026, 9:30 AM EDT - Market open
IFS Cash Flow Statement
Financials in millions PEN. Fiscal year is January - December.
Millions PEN. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Jan '22 Jan 1, 2022 |
Net Income | 2,092 | 1,932 | 1,300 | 1,073 | 1,668 | 1,790 |
Depreciation & Amortization | 229.81 | 227.51 | 413.06 | 379.04 | 336.23 | 279.69 |
Other Amortization | 222.76 | 222.76 | - | - | - | - |
Gain (Loss) on Sale of Assets | -2.08 | -2.08 | -9.7 | -15.3 | -11.78 | - |
Gain (Loss) on Sale of Investments | -166.98 | -200.33 | -61.01 | -14.11 | 112.78 | -344.62 |
Total Asset Writedown | -113.08 | -101.1 | -60.26 | -7.11 | -19.15 | -21.97 |
Provision for Credit Losses | 944.09 | 1,137 | 1,720 | 1,982 | 830.55 | 381.58 |
Change in Trading Asset Securities | -488.48 | 94.5 | -125.39 | 323.11 | 481.09 | -659.97 |
Accrued Interest Receivable | -27.5 | 22.49 | 58.69 | -167.47 | - | - |
Change in Income Taxes | -305.59 | -305.59 | -363.46 | -450.13 | -334.17 | -280.41 |
Change in Other Net Operating Assets | -2,718 | -3,270 | -4,690 | -1,030 | -3,609 | -1,932 |
Other Operating Activities | -41.18 | -62.14 | 160.87 | 104.5 | 0.66 | 240.02 |
Operating Cash Flow | -289.42 | -373.71 | -1,778 | 2,372 | -544.86 | -547.96 |
Operating Cash Flow Growth | - | - | - | - | - | - |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Jan '22 Jan 1, 2022 |
Capital Expenditures | -283.19 | -301.44 | -104.72 | -147.65 | -135.04 | -87.28 |
Sale of Property, Plant and Equipment | 4.32 | 3.46 | 45.46 | 32.67 | 54.31 | - |
Cash Acquisitions | - | - | - | - | -193.22 | - |
Investment in Securities | -277.17 | -355.9 | 320.18 | -3,120 | -857.59 | -1,912 |
Purchase / Sale of Intangibles | -230.55 | -221.97 | -245.33 | -280.39 | -227.27 | -170.53 |
Investing Cash Flow | -894.82 | -938.56 | -7.05 | -3,533 | -1,394 | -2,327 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Jan '22 Jan 1, 2022 |
Short-Term Debt Issued | - | 54.99 | - | 91.25 | 30.48 | - |
Long-Term Debt Issued | - | 1,626 | 1,706 | - | - | - |
Total Debt Issued | 2,150 | 1,681 | 1,706 | 91.25 | 30.48 | - |
Short-Term Debt Repaid | - | - | -121.44 | - | - | -30.95 |
Long-Term Debt Repaid | - | -1,586 | -1,349 | -2,278 | -284.88 | -184.38 |
Total Debt Repaid | -1,589 | -1,586 | -1,471 | -2,278 | -284.88 | -215.32 |
Net Debt Issued (Repaid) | 560.81 | 95.14 | 235.79 | -2,187 | -254.4 | -215.32 |
Repurchase of Common Stock | -172.89 | -262.55 | -122.69 | -80.95 | - | -0.59 |
Common Dividends Paid | -710.7 | -406.83 | -427.37 | -511.79 | -751.53 | -332.1 |
Net Increase (Decrease) in Deposit Accounts | 4,649 | 2,204 | 4,688 | 503.54 | -467.21 | 1,894 |
Other Financing Activities | 18.4 | 177.01 | 301.94 | -233.57 | -270.29 | -11.93 |
Financing Cash Flow | 4,344 | 1,807 | 4,675 | -2,510 | -1,743 | 1,032 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Jan '22 Jan 1, 2022 |
Foreign Exchange Rate Adjustments | -29.28 | -124.22 | 12.5 | 37.4 | -26.68 | 112.79 |
Net Cash Flow | 3,131 | 370.58 | 2,903 | -3,634 | -3,709 | -1,730 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Jan '22 Jan 1, 2022 |
Free Cash Flow | -572.61 | -675.14 | -1,882 | 2,224 | -679.9 | -635.24 |
Free Cash Flow Growth | - | - | - | - | - | - |
Free Cash Flow Margin | -9.76% | -12.28% | -41.96% | 54.38% | -14.24% | -13.71% |
Free Cash Flow Per Share | -5.17 | -6.04 | -16.47 | 19.34 | -5.89 | -5.50 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Jan '22 Jan 1, 2022 |
Cash Interest Paid | 2,114 | 2,114 | 2,426 | 2,254 | 1,396 | 988.32 |
Cash Income Tax Paid | 305.59 | 305.59 | 363.46 | 450.13 | 334.17 | 280.41 |