Intercorp Financial Services Inc. (IFS)
NYSE: IFS · Real-Time Price · USD
54.68
-0.53 (-0.96%)
Sep 2, 2026, 9:30 AM EDT - Market open
IFS Balance Sheet
Financials in millions PEN. Fiscal year is January - December.
Millions PEN. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Jan '22 Jan 1, 2022 |
Cash & Equivalents | 5,819 | 4,141 | 3,364 | 2,475 | 3,933 | 17,104 |
Investment Securities | 28,837 | 26,252 | 24,908 | 23,740 | 19,804 | 24,547 |
Trading Asset Securities | 532.79 | 284.52 | 295.96 | 352.13 | 725.35 | - |
Total Investments | 29,370 | 26,536 | 25,204 | 24,092 | 20,530 | 24,547 |
Gross Loans | 54,182 | 51,870 | 50,635 | 48,774 | 47,321 | 45,101 |
Allowance for Loan Losses | -1,566 | -1,591 | -1,730 | -2,349 | -2,028 | -2,065 |
Net Loans | 52,616 | 50,279 | 48,905 | 46,425 | 45,294 | 43,036 |
Property, Plant & Equipment | 996.52 | 967.29 | 814.43 | 804.83 | 791.43 | 815.12 |
Goodwill | - | 669.08 | 669.08 | 669.08 | 669.08 | - |
Other Intangible Assets | 1,582 | 957.03 | 998.68 | 1,018 | 964.13 | 1,045 |
Investments in Real Estate | 1,665 | 1,541 | 1,382 | 1,299 | 1,288 | 1,224 |
Accrued Interest Receivable | 1,020 | 1,012 | 1,023 | 1,070 | 916.96 | - |
Other Receivables | 1,225 | 1,018 | 1,399 | 1,178 | 800.44 | 1,834 |
Restricted Cash | 10,136 | 9,882 | 9,233 | 7,320 | 9,243 | - |
Other Current Assets | 158.7 | 263.36 | 682.95 | 462.81 | 91.27 | 152.42 |
Long-Term Deferred Tax Assets | 58.76 | 41.87 | 19.21 | 55.94 | 165.79 | 142.37 |
Other Real Estate Owned & Foreclosed | - | - | - | 28.93 | 27.27 | - |
Other Long-Term Assets | 488.95 | 1,591 | 1,625 | 2,533 | 2,581 | 53.85 |
Total Assets | 105,351 | 99,097 | 95,504 | 89,625 | 87,482 | 89,955 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Jan '22 Jan 1, 2022 |
Accounts Payable | 365.45 | 167.3 | 353.79 | 106.96 | 53.91 | 2,468 |
Accrued Expenses | 205.27 | 171.28 | 109.4 | 105.73 | 154.46 | - |
Interest Bearing Deposits | 51,541 | 48,268 | 46,153 | 41,228 | 39,846 | 39,628 |
Non-Interest Bearing Deposits | 7,968 | 7,760 | 7,615 | 7,960 | 8,685 | 9,270 |
Total Deposits | 59,510 | 56,028 | 53,768 | 49,188 | 48,531 | 48,898 |
Short-Term Borrowings | 327.49 | 262.1 | 163.44 | 265.11 | 380.45 | - |
Current Portion of Long-Term Debt | 5,431 | 6,352 | 3,928 | 4,852 | 4,570 | - |
Current Portion of Leases | - | 38.26 | 35.54 | 2.71 | 38.1 | - |
Current Income Taxes Payable | 101.57 | 99.08 | 87.26 | 80.33 | 138.82 | - |
Other Current Liabilities | 540.73 | 405.36 | 565.71 | 266.99 | 230.39 | 152.42 |
Long-Term Debt | 8,501 | 6,404 | 9,710 | 9,725 | 10,384 | 16,913 |
Long-Term Leases | 122.53 | 105.99 | 108.26 | 87.8 | 74.49 | - |
Long-Term Unearned Revenue | 46.96 | 41.38 | 36.39 | 23.49 | 57 | - |
Long-Term Deferred Tax Liabilities | 129.17 | 136.13 | 140.65 | 75.71 | 81.9 | - |
Other Long-Term Liabilities | 17,127 | 16,465 | 15,519 | 14,836 | 13,362 | 12,789 |
Total Liabilities | 92,408 | 86,676 | 84,525 | 79,617 | 78,056 | 81,220 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Jan '22 Jan 1, 2022 |
Common Stock | 1,038 | 1,038 | 1,038 | 1,038 | 1,038 | 1,038 |
Additional Paid-In Capital | 532.77 | 532.77 | 532.77 | 532.77 | 532.77 | 532.77 |
Retained Earnings | 1,781 | 11,283 | 9,739 | 8,922 | 8,359 | 7,420 |
Treasury Stock | -578.61 | -469.55 | -207 | -84.31 | -3.36 | -3.36 |
Comprehensive Income & Other | 10,094 | -36.03 | -187.83 | -457.79 | -554.42 | -302.48 |
Total Common Equity | 12,867 | 12,349 | 10,915 | 9,950 | 9,372 | 8,685 |
Minority Interest | 76.17 | 73.25 | 63.36 | 57.88 | 53.76 | 49.98 |
Shareholders' Equity | 12,944 | 12,422 | 10,979 | 10,008 | 9,426 | 8,735 |
Total Liabilities & Equity | 105,351 | 99,097 | 95,504 | 89,625 | 87,482 | 89,955 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Jan '22 Jan 1, 2022 |
Total Debt | 14,382 | 13,163 | 13,945 | 14,933 | 15,447 | 16,913 |
Net Cash (Debt) | -7,799 | -8,604 | -10,137 | -12,106 | -10,788 | 191.94 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share | -70.39 | -77.02 | -88.70 | -105.26 | -93.47 | 1.66 |
Filing Date Shares Outstanding | 110.4 | 111.08 | 113.29 | 114.48 | 115.42 | 115.42 |
Total Common Shares Outstanding | 110.4 | 111.08 | 113.29 | 114.48 | 115.42 | 115.42 |
Book Value Per Share | 116.55 | 111.17 | 96.35 | 86.92 | 81.20 | 75.25 |
Tangible Book Value | 11,285 | 10,722 | 9,247 | 8,263 | 7,739 | 7,640 |
Tangible Book Value Per Share | 102.22 | 96.53 | 81.63 | 72.18 | 67.05 | 66.20 |