Intercorp Financial Services Inc. (IFS)

IFS Balance Sheet

Financials in millions PEN. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Jan 1, 2022	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	14,614	2,475	3,933	17,104	11,584	3,095
Investment Securities	26,686	23,981	19,804	24,547	22,476	18,771
Trading Asset Securities	-	352.13	725.35	-	752.57	415.31
Total Investments	26,686	24,333	20,530	24,547	23,228	19,187
Gross Loans	50,111	48,774	47,321	45,101	43,100	38,342
Allowance for Loan Losses	-1,825	-2,349	-2,028	-2,065	-2,985	-1,395
Net Loans	48,285	46,425	45,294	43,036	40,115	36,947
Property, Plant & Equipment	818.75	804.83	791.43	815.12	844.43	950.94
Goodwill	-	669.08	669.08	-	430.65	430.65
Other Intangible Assets	1,641	1,018	964.13	1,045	611.94	548.62
Investments in Real Estate	1,330	1,299	1,288	1,224	1,044	972.1
Accrued Interest Receivable	-	1,070	916.96	-	731.76	505.35
Other Receivables	2,073	1,180	800.44	1,834	469.02	545.06
Restricted Cash	-	7,320	9,243	-	6,637	6,819
Other Current Assets	65.14	477.67	91.27	152.42	169.08	171.58
Long-Term Deferred Tax Assets	21.46	55.94	165.79	142.37	353.57	44.98
Other Real Estate Owned & Foreclosed	-	28.93	27.27	-	23.22	22.45
Other Long-Term Assets	22.3	2,276	2,581	53.85	1,941	1,259
Total Assets	95,557	89,625	87,482	89,955	88,236	71,562
Accounts Payable	3,722	106.96	53.91	2,468	185.43	75.82
Accrued Expenses	-	105.73	154.46	-	110.64	134.71
Interest Bearing Deposits	46,530	41,228	39,846	39,628	37,795	32,449
Non-Interest Bearing Deposits	7,602	7,960	8,685	9,270	9,354	5,644
Total Deposits	54,131	49,188	48,531	48,898	47,149	38,093
Short-Term Borrowings	821.12	346.71	380.45	-	543.06	706.27
Current Portion of Long-Term Debt	-	4,771	4,570	-	1,631	2,587
Current Portion of Leases	-	-	38.1	-	50.77	60.81
Current Income Taxes Payable	-	80.33	138.82	-	38.85	76.42
Other Current Liabilities	15.14	266.99	230.39	152.42	191.51	272.67
Long-Term Debt	13,360	9,725	10,384	16,913	15,566	7,968
Long-Term Leases	-	90.51	74.49	-	218.98	281.02
Long-Term Unearned Revenue	-	23.49	57	-	12,345	11,279
Long-Term Deferred Tax Liabilities	118.64	75.71	81.9	-	0.01	0.01
Other Long-Term Liabilities	12,873	14,836	13,362	12,789	1,252	1,124
Total Liabilities	85,041	79,617	78,056	81,220	79,282	62,659
Common Stock	1,038	1,038	1,038	1,038	1,038	1,038
Additional Paid-In Capital	532.77	532.77	532.77	532.77	532.77	530.46
Retained Earnings	9,324	8,922	8,359	7,420	6,503	6,846
Treasury Stock	-88.95	-84.31	-3.36	-3.36	-2.77	-0.2
Comprehensive Income & Other	-350.34	-457.79	-554.42	-302.48	836.77	442.91
Total Common Equity	10,456	9,950	9,372	8,685	8,908	8,857
Minority Interest	60.63	57.88	53.76	49.98	45.84	46.58
Shareholders' Equity	10,516	10,008	9,426	8,735	8,954	8,903
Total Liabilities & Equity	95,557	89,625	87,482	89,955	88,236	71,562
Total Debt	14,181	14,933	15,447	16,913	18,010	11,603
Net Cash (Debt)	432.67	-12,106	-10,788	191.94	-5,130	-6,884
Net Cash Per Share	3.78	-105.26	-93.47	1.66	-44.44	-61.04
Filing Date Shares Outstanding	114.48	114.48	115.42	115.42	115.42	115.45
Total Common Shares Outstanding	114.48	114.48	115.42	115.42	115.42	115.45
Book Value Per Share	91.33	86.92	81.20	75.25	77.18	76.72
Tangible Book Value	8,815	8,263	7,739	7,640	7,866	7,878
Tangible Book Value Per Share	77.00	72.18	67.05	66.20	68.15	68.24

Source: S&P Capital IQ. Banks template. Financial Sources.