IFS Cash Flow Statement

Financials in millions PEN. Fiscal year is January - December.

Millions PEN. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Jan '22 Jan 1, 2022
Net Income	1,932	1,300	1,073	1,668	1,790
Depreciation & Amortization	450.27	196.69	379.04	336.23	279.69
Other Amortization	-	216.37	-	-	-
Gain (Loss) on Sale of Assets	-2.4	-9.7	-15.3	-11.78	-
Gain (Loss) on Sale of Investments	-200.33	-61.01	-14.11	112.78	-344.62
Total Asset Writedown	-101.1	-60.26	-7.11	-19.15	-21.97
Provision for Credit Losses	1,137	1,720	1,982	830.55	381.58
Change in Trading Asset Securities	94.5	-125.39	323.11	481.09	-659.97
Change in Income Taxes	-	-363.46	-450.13	-334.17	-280.41
Change in Other Net Operating Assets	-3,578	-4,690	-1,030	-3,609	-1,932
Other Operating Activities	-206.47	98.81	131.32	0.66	240.02
Operating Cash Flow	-474.29	-1,778	2,372	-544.86	-547.96
Capital Expenditures	-301.44	-104.72	-147.65	-135.04	-87.28
Sale of Property, Plant and Equipment	3.46	45.46	32.67	54.31	-
Cash Acquisitions	-	-	-	-193.22	-
Investment in Securities	-339.26	320.18	-3,120	-857.59	-1,912
Purchase / Sale of Intangibles	-221.97	-245.33	-280.39	-227.27	-170.53
Investing Cash Flow	-921.93	-7.05	-3,533	-1,394	-2,327
Short-Term Debt Issued	55.02	-	91.25	30.48	-
Long-Term Debt Issued	1,625	1,706	-	-	-
Total Debt Issued	1,680	1,706	91.25	30.48	-
Short-Term Debt Repaid	-	-121.44	-	-	-30.95
Long-Term Debt Repaid	-1,586	-1,349	-2,278	-284.88	-184.38
Total Debt Repaid	-1,586	-1,471	-2,278	-284.88	-215.32
Net Debt Issued (Repaid)	94.03	235.79	-2,187	-254.4	-215.32
Repurchase of Common Stock	-262.55	-122.69	-80.95	-	-0.59
Common Dividends Paid	-420.1	-427.37	-511.79	-751.53	-332.1
Net Increase (Decrease) in Deposit Accounts	2,303	4,688	503.54	-467.21	1,894
Other Financing Activities	176.96	301.94	-233.57	-270.29	-11.93
Financing Cash Flow	1,891	4,675	-2,510	-1,743	1,032
Foreign Exchange Rate Adjustments	-124.22	12.5	37.4	-26.68	112.79
Net Cash Flow	370.58	2,903	-3,634	-3,709	-1,730
Free Cash Flow	-775.72	-1,882	2,224	-679.9	-635.24
Free Cash Flow Margin	-14.11%	-41.96%	54.38%	-14.24%	-13.71%
Free Cash Flow Per Share	-6.94	-16.47	19.34	-5.89	-5.50
Cash Interest Paid	-	2,426	2,254	1,396	988.32
Cash Income Tax Paid	-	363.46	450.13	334.17	280.41

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

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