Intercorp Financial Services Inc. (IFS)

IFS Cash Flow Statement

Financials in millions PEN. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	1,943	1,307	1,079	1,678	1,800
Depreciation & Amortization	450.27	413.06	379.04	336.23	279.69
Provision for Credit Losses	1,137	1,720	1,982	830.55	381.58
Other Adjustments	-376.37	22.51	61.43	119.55	-56.65
Changes in Trading Assets	94.5	-125.39	323.11	481.09	-659.97
Changes in Accrued Interest and Accounts Receivable	22.49	58.69	-167.47	-168.45	-16.11
Changes in Accounts Payable	2,174	4,665	2,900	-1,429	3,186
Changes in Accrued Expenses	-68.44	-120.75	194.29	121.32	-63.84
Changes in Other Operating Activities	-3,545	-5,031	-3,877	-2,981	-3,505
Operating Cash Flow	1,831	2,910	2,875	-1,012	1,346
Operating Cash Flow Growth	-37.09%	1.21%	-	-	-89.64%
Net Change in Securities and Investments	-355.9	320.18	-3,120	-857.59	-1,912
Payments for Business Acquisitions	-	-	-	-193.22	-
Capital Expenditures	-301.44	-104.72	-147.65	-135.04	-87.28
Purchases of Intangible Assets	-221.97	-245.33	-280.39	-227.27	-170.53
Sale of Property, Plant & Equipment	3.46	45.46	32.67	54.31	-
Other Investing Activities	-62.72	-22.64	-16.9	-34.76	-156.89
Investing Cash Flow	-938.56	-7.05	-3,533	-1,394	-2,327
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements	54.99	-121.44	91.25	30.48	-30.95
Long-Term Debt Issued	1,626	1,706	-	-	-
Long-Term Debt Repaid	-1,586	-1,349	-2,278	-284.88	-184.38
Net Long-Term Debt Issued (Repaid)	40.15	357.22	-2,278	-284.88	-184.38
Repurchase of Common Stock	-262.55	-122.69	-80.95	-	-0.59
Net Common Stock Issued (Repurchased)	-262.55	-122.69	-80.95	-	-0.59
Common Dividends Paid	-406.83	-427.37	-511.79	-751.53	-633.85
Other Financing Activities	177.01	301.94	-233.57	-270.29	-11.93
Financing Cash Flow	-397.22	-12.33	-3,013	-1,276	-861.7
Effect of Exchange Rate Changes on Cash and Cash Equivalents	-124.22	12.5	37.4	-26.68	112.79
Net Cash Flow	494.79	2,891	-3,671	-3,682	-1,842
Free Cash Flow	1,529	2,805	2,728	-1,147	1,259
Free Cash Flow Growth	-45.49%	2.85%	-	-	-90.28%
FCF Margin	25.71%	59.19%	63.57%	-22.79%	26.02%
Free Cash Flow Per Share	13.69	24.55	23.72	-9.94	10.90
Levered Free Cash Flow	798.23	1,412	-1,601	-2,392	739.19
Unlevered Free Cash Flow	-1,174	-244.84	-394.98	-3,775	-866.59

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q