Intercorp Financial Services Inc. (IFS)
NYSE: IFS · Real-Time Price · USD
44.60
-0.36 (-0.80%)
Mar 6, 2026, 4:00 PM EST - Market closed

IFS Cash Flow Statement

Millions PEN. Fiscal year is Jan - Dec.
Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Income
1,9431,3071,0791,6781,800
Depreciation & Amortization
450.27413.06379.04336.23279.69
Provision for Credit Losses
1,1371,7201,982830.55381.58
Other Adjustments
-282.19-466.34-65.58266.47-997.03
Changes in Accrued Interest and Accounts Receivable
-524.39-85.76-709.99388.49-290.64
Changes in Accounts Payable
-166.83-120.75194.29121.32-63.84
Changes in Other Operating Activities
-728.38142.1916.35-4,633235.87
Operating Cash Flow
1,8282,9102,875-1,0121,346
Operating Cash Flow Growth
-37.17%1.21%---89.64%
Net Change in Securities and Investments
-339.26320.18-3,120-857.59-1,912
Payments for Business Acquisitions
----193.22-
Capital Expenditures
-301.44-104.72-147.65-135.04-87.28
Purchases of Intangible Assets
-221.97-245.33-280.39-227.27-170.53
Sale of Property, Plant & Equipment
3.4645.4632.6754.31-
Other Investing Activities
-62.72-22.64-16.9-34.76-156.89
Investing Cash Flow
-921.93-7.05-3,533-1,394-2,327
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements
235.07183.42-137.55-235.64-42.84
Other Financing Activities
-646.73-195.75-2,876-1,041-818.86
Financing Cash Flow
-411.66-12.33-3,013-1,276-861.7
Effect of Exchange Rate Changes on Cash and Cash Equivalents
-124.2212.537.4-26.88112.79
Net Cash Flow
494.792,891-3,671-3,682-1,842
Free Cash Flow
1,5272,8052,728-1,1471,259
Free Cash Flow Growth
-45.57%2.85%---90.28%
FCF Margin
31.77%71.50%73.66%-24.60%33.06%
Free Cash Flow Per Share
13.6724.5523.72-9.9410.90
Levered Free Cash Flow
661.71,544804.76-2,2541,864
Unlevered Free Cash Flow
-1,271244.01-267.97-3,92273.8
Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.
SEC Filings: 10-K · 10-Q