Intercorp Financial Services Inc. (IFS)

IFS Statistics

Total Valuation

IFS has a market cap or net worth of $4.71 billion.

Market Cap	4.71B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Wednesday, February 4, 2026, after market close.

Earnings Date	Feb 4, 2026
Ex-Dividend Date	Apr 24, 2025

Share Statistics

IFS has 111.35 million shares outstanding. The number of shares has decreased by -1.60% in one year.

Current Share Class	111.35M
Shares Outstanding	111.35M
Shares Change (YoY)	-1.60%
Shares Change (QoQ)	-0.91%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	15.36%
Float	29.81M

Valuation Ratios

The trailing PE ratio is 8.33 and the forward PE ratio is 7.58.

PE Ratio	8.33
Forward PE	7.58
PS Ratio	2.98
Forward PS	n/a
PB Ratio	1.37
P/TBV Ratio	1.59
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 17.55%.

Return on Equity (ROE)	17.55%
Return on Assets (ROA)	2.05%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$185,119
Profits Per Employee	$66,235
Employee Count	8,542
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, IFS has paid $143.80 million in taxes.

Income Tax	143.80M
Effective Tax Rate	20.18%

Stock Price Statistics

The stock price has increased by +47.16% in the last 52 weeks. The beta is 0.71, so IFS's price volatility has been lower than the market average.

Beta (5Y)	0.71
52-Week Price Change	+47.16%
50-Day Moving Average	41.20
200-Day Moving Average	37.72
Relative Strength Index (RSI)	62.62
Average Volume (20 Days)	203,098

Short Selling Information

The latest short interest is 74,186, so 0.07% of the outstanding shares have been sold short.

Short Interest	74,186
Short Previous Month	84,565
Short % of Shares Out	0.07%
Short % of Float	0.25%
Short Ratio (days to cover)	0.35

Income Statement

In the last 12 months, IFS had revenue of $1.58 billion and earned $565.78 million in profits. Earnings per share was $5.02.

Revenue	1.58B
Gross Profit	1.58B
Operating Income	694.59M
Pretax Income	712.57M
Net Income	565.78M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$5.02

Balance Sheet

The company has $3.93 billion in cash and $4.12 billion in debt, giving a net cash position of -$185.75 million or -$1.67 per share.

Cash & Cash Equivalents	3.93B
Total Debt	4.12B
Net Cash	-185.75M
Net Cash Per Share	-$1.67
Equity (Book Value)	3.45B
Book Value Per Share	30.77
Working Capital	-6.35B

Cash Flow

In the last 12 months, operating cash flow was -$517.57 million and capital expenditures -$51.76 million, giving a free cash flow of -$586.54 million.

Operating Cash Flow	-517.57M
Capital Expenditures	-51.76M
Free Cash Flow	-586.54M
FCF Per Share	-$5.27

Margins

Gross Margin	n/a
Operating Margin	43.93%
Pretax Margin	45.06%
Profit Margin	35.78%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.95, which amounts to a dividend yield of 2.21%.

Dividend Per Share	$0.95
Dividend Yield	2.21%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	18.91%
Buyback Yield	1.60%
Shareholder Yield	3.81%
Earnings Yield	12.01%
FCF Yield	-12.45%

Analyst Forecast

The average price target for IFS is $48.00, which is 11.78% higher than the current price. The consensus rating is "Buy".

Price Target	$48.00
Price Target Difference	11.78%
Analyst Consensus	Buy
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2