Intercorp Financial Services Inc. (IFS)

IFS Statistics

Total Valuation

IFS has a market cap or net worth of $4.10 billion.

Market Cap	4.10B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Wednesday, August 13, 2025, after market close.

Earnings Date	Aug 13, 2025
Ex-Dividend Date	Apr 24, 2025

Share Statistics

IFS has 112.03 million shares outstanding. The number of shares has decreased by -0.73% in one year.

Current Share Class	112.03M
Shares Outstanding	112.03M
Shares Change (YoY)	-0.73%
Shares Change (QoQ)	-0.72%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	30.49M

Valuation Ratios

The trailing PE ratio is 9.37 and the forward PE ratio is 7.71.

PE Ratio	9.37
Forward PE	7.71
PS Ratio	3.07
Forward PS	n/a
PB Ratio	1.37
P/TBV Ratio	1.62
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 15.17%.

Return on Equity (ROE)	15.17%
Return on Assets (ROA)	1.72%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$156,195
Profits Per Employee	$51,209
Employee Count	8,542
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, IFS has paid $108.78 million in taxes.

Income Tax	108.78M
Effective Tax Rate	19.83%

Stock Price Statistics

The stock price has increased by +71.72% in the last 52 weeks. The beta is 0.87, so IFS's price volatility has been lower than the market average.

Beta (5Y)	0.87
52-Week Price Change	+71.72%
50-Day Moving Average	34.94
200-Day Moving Average	30.68
Relative Strength Index (RSI)	66.69
Average Volume (20 Days)	283,504

Short Selling Information

The latest short interest is 114,383, so 0.10% of the outstanding shares have been sold short.

Short Interest	114,383
Short Previous Month	150,152
Short % of Shares Out	0.10%
Short % of Float	0.38%
Short Ratio (days to cover)	0.41

Income Statement

In the last 12 months, IFS had revenue of $1.33 billion and earned $437.43 million in profits. Earnings per share was $3.84.

Revenue	1.33B
Gross Profit	1.33B
Operating Income	532.69M
Pretax Income	311.10M
Net Income	437.43M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$3.84

Balance Sheet

The company has $1.33 billion in cash and $3.96 billion in debt, giving a net cash position of -$2.63 billion or -$23.45 per share.

Cash & Cash Equivalents	1.33B
Total Debt	3.96B
Net Cash	-2.63B
Net Cash Per Share	-$23.45
Equity (Book Value)	2.99B
Book Value Per Share	26.52
Working Capital	-11.61B

Cash Flow

In the last 12 months, operating cash flow was -$718.24 million and capital expenditures -$36.32 million, giving a free cash flow of -$779.62 million.

Operating Cash Flow	-718.24M
Capital Expenditures	-36.32M
Free Cash Flow	-779.62M
FCF Per Share	-$6.96

Margins

Gross Margin	n/a
Operating Margin	39.93%
Pretax Margin	41.12%
Profit Margin	32.79%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.95, which amounts to a dividend yield of 2.51%.

Dividend Per Share	$0.95
Dividend Yield	2.51%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	24.74%
Buyback Yield	0.73%
Shareholder Yield	3.24%
Earnings Yield	10.67%
FCF Yield	-19.02%

Analyst Forecast

The average price target for IFS is $30.00, which is -20.70% lower than the current price. The consensus rating is "Buy".

Price Target	$30.00
Price Target Difference	-20.70%
Analyst Consensus	Buy
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2