Intercorp Financial Services Inc. (IFS)

IFS Statistics

Total Valuation

IFS has a market cap or net worth of $4.67 billion.

Market Cap	4.67B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Tuesday, November 11, 2025, after market close.

Earnings Date	Nov 11, 2025
Ex-Dividend Date	Apr 24, 2025

Share Statistics

IFS has 111.56 million shares outstanding. The number of shares has decreased by -1.01% in one year.

Current Share Class	111.56M
Shares Outstanding	111.56M
Shares Change (YoY)	-1.01%
Shares Change (QoQ)	-0.67%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	15.68%
Float	30.02M

Valuation Ratios

The trailing PE ratio is 8.72 and the forward PE ratio is 8.35.

PE Ratio	8.72
Forward PE	8.35
PS Ratio	3.10
Forward PS	n/a
PB Ratio	1.44
P/TBV Ratio	1.69
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 17.57%.

Return on Equity (ROE)	17.57%
Return on Assets (ROA)	1.99%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$176,370
Profits Per Employee	$62,710
Employee Count	8,542
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, IFS has paid $134.29 million in taxes.

Income Tax	134.29M
Effective Tax Rate	19.96%

Stock Price Statistics

The stock price has increased by +70.70% in the last 52 weeks. The beta is 0.97, so IFS's price volatility has been similar to the market average.

Beta (5Y)	0.97
52-Week Price Change	+70.70%
50-Day Moving Average	38.30
200-Day Moving Average	33.81
Relative Strength Index (RSI)	70.20
Average Volume (20 Days)	151,518

Short Selling Information

The latest short interest is 145,735, so 0.13% of the outstanding shares have been sold short.

Short Interest	145,735
Short Previous Month	62,685
Short % of Shares Out	0.13%
Short % of Float	0.49%
Short Ratio (days to cover)	0.68

Income Statement

In the last 12 months, IFS had revenue of $1.51 billion and earned $535.67 million in profits. Earnings per share was $4.72.

Revenue	1.51B
Gross Profit	1.51B
Operating Income	656.80M
Pretax Income	311.10M
Net Income	535.67M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$4.72

Balance Sheet

The company has $4.05 billion in cash and $4.22 billion in debt, giving a net cash position of -$168.54 million or -$1.51 per share.

Cash & Cash Equivalents	4.05B
Total Debt	4.22B
Net Cash	-168.54M
Net Cash Per Share	-$1.51
Equity (Book Value)	3.25B
Book Value Per Share	28.93
Working Capital	-6.03B

Cash Flow

In the last 12 months, operating cash flow was -$612.63 million and capital expenditures -$50.01 million, giving a free cash flow of -$671.89 million.

Operating Cash Flow	-612.63M
Capital Expenditures	-50.01M
Free Cash Flow	-671.89M
FCF Per Share	-$6.02

Margins

Gross Margin	n/a
Operating Margin	43.60%
Pretax Margin	44.65%
Profit Margin	35.56%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.95, which amounts to a dividend yield of 2.28%.

Dividend Per Share	$0.95
Dividend Yield	2.28%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	20.11%
Buyback Yield	1.01%
Shareholder Yield	3.27%
Earnings Yield	11.47%
FCF Yield	-14.39%

Analyst Forecast

The average price target for IFS is $30.00, which is -27.92% lower than the current price. The consensus rating is "Buy".

Price Target	$30.00
Price Target Difference	-27.92%
Analyst Consensus	Buy
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2