Intercorp Financial Services Inc. (IFS)
NYSE: IFS · Real-Time Price · USD
51.85
+1.79 (3.58%)
Apr 8, 2026, 2:39 PM EDT - Market open

IFS Statistics

Total Valuation

IFS has a market cap or net worth of $5.54 billion.

Market Cap5.54B
Enterprise Value n/a

Important Dates

The next confirmed earnings date is Monday, May 11, 2026, after market close.

Earnings Date May 11, 2026
Ex-Dividend Date Apr 24, 2025

Share Statistics

IFS has 111.08 million shares outstanding. The number of shares has decreased by -2.25% in one year.

Current Share Class 111.08M
Shares Outstanding 111.08M
Shares Change (YoY) -2.25%
Shares Change (QoQ) -1.04%
Owned by Insiders (%) 0.03%
Owned by Institutions (%) 16.79%
Float 29.51M

Valuation Ratios

The trailing PE ratio is 10.12 and the forward PE ratio is 9.05.

PE Ratio 10.12
Forward PE 9.05
PS Ratio 3.39
Forward PS n/a
PB Ratio 1.50
P/TBV Ratio 1.74
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 16.61%.

Return on Equity (ROE) 16.61%
Return on Assets (ROA) 2.00%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 4.74%
Revenue Per Employee $177,065
Profits Per Employee $62,241
Employee Count9,229
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, IFS has paid $157.62 million in taxes.

Income Tax 157.62M
Effective Tax Rate 21.44%

Stock Price Statistics

The stock price has increased by +60.24% in the last 52 weeks. The beta is 0.70, so IFS's price volatility has been lower than the market average.

Beta (5Y) 0.70
52-Week Price Change +60.24%
50-Day Moving Average 48.50
200-Day Moving Average 42.31
Relative Strength Index (RSI) 60.52
Average Volume (20 Days) 219,143

Short Selling Information

The latest short interest is 262,552, so 0.24% of the outstanding shares have been sold short.

Short Interest 262,552
Short Previous Month 74,186
Short % of Shares Out 0.24%
Short % of Float 0.89%
Short Ratio (days to cover) 0.98

Income Statement

In the last 12 months, IFS had revenue of $1.63 billion and earned $574.42 million in profits. Earnings per share was $5.14.

Revenue1.63B
Gross Profit 1.63B
Operating Income 694.82M
Pretax Income 735.23M
Net Income 574.42M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $5.14
Full Income Statement

Balance Sheet

The company has $1.36 billion in cash and $3.91 billion in debt, with a net cash position of -$2.56 billion or -$23.02 per share.

Cash & Cash Equivalents 1.36B
Total Debt 3.91B
Net Cash -2.56B
Net Cash Per Share -$23.02
Equity (Book Value) 3.69B
Book Value Per Share 33.04
Working Capital -13.91B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -$111.08 million and capital expenditures -$89.60 million, giving a free cash flow of -$197.06 million.

Operating Cash Flow -111.08M
Capital Expenditures -89.60M
Depreciation & Amortization n/a
Net Borrowing 27.77M
Free Cash Flow -197.06M
FCF Per Share -$1.77
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 42.52%
Pretax Margin 44.99%
Profit Margin 35.15%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of $0.95, which amounts to a dividend yield of 1.83%.

Dividend Per Share $0.95
Dividend Yield 1.83%
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio 18.48%
Buyback Yield 2.25%
Shareholder Yield 4.15%
Earnings Yield 10.36%
FCF Yield -3.56%
Dividend Details

Analyst Forecast

The average price target for IFS is $48.00, which is -7.43% lower than the current price. The consensus rating is "Buy".

Price Target $48.00
Price Target Difference -7.43%
Analyst Consensus Buy
Analyst Count 1
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 2