Intercorp Financial Services Inc. (IFS)
NYSE: IFS · Real-Time Price · USD
58.13
-0.16 (-0.27%)
At close: Jul 2, 2026, 4:00 PM EDT
58.08
-0.05 (-0.09%)
After-hours: Jul 2, 2026, 7:00 PM EDT

IFS Statistics

Total Valuation

IFS has a market cap or net worth of $6.44 billion.

Market Cap6.44B
Enterprise Value n/a

Important Dates

The next confirmed earnings date is Tuesday, August 11, 2026, after market close.

Earnings Date Aug 11, 2026
Ex-Dividend Date Apr 24, 2026

Share Statistics

IFS has 111.07 million shares outstanding. The number of shares has decreased by -2.39% in one year.

Current Share Class 111.07M
Shares Outstanding 111.07M
Shares Change (YoY) -2.39%
Shares Change (QoQ) +0.84%
Owned by Insiders (%) 0.03%
Owned by Institutions (%) 16.95%
Float 29.53M

Valuation Ratios

The trailing PE ratio is 10.77 and the forward PE ratio is 9.64.

PE Ratio 10.77
Forward PE 9.64
PS Ratio 3.87
Forward PS n/a
PB Ratio 1.81
P/TBV Ratio 2.09
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 17.97%.

Return on Equity (ROE) 17.97%
Return on Assets (ROA) 2.12%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 4.47%
Revenue Per Employee $180,378
Profits Per Employee $64,786
Employee Count9,229
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, IFS has paid $159.90 million in taxes.

Income Tax 159.90M
Effective Tax Rate 21.01%

Stock Price Statistics

The stock price has increased by +54.36% in the last 52 weeks. The beta is 0.56, so IFS's price volatility has been lower than the market average.

Beta (5Y) 0.56
52-Week Price Change +54.36%
50-Day Moving Average 49.81
200-Day Moving Average 45.82
Relative Strength Index (RSI) 67.17
Average Volume (20 Days) 380,442

Short Selling Information

The latest short interest is 433,439, so 0.39% of the outstanding shares have been sold short.

Short Interest 433,439
Short Previous Month 431,165
Short % of Shares Out 0.39%
Short % of Float 1.47%
Short Ratio (days to cover) 1.10

Income Statement

In the last 12 months, IFS had revenue of $1.66 billion and earned $597.91 million in profits. Earnings per share was $5.38.

Revenue1.66B
Gross Profit 1.66B
Operating Income 730.94M
Pretax Income 761.19M
Net Income 597.91M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $5.38
Full Income Statement

Balance Sheet

The company has $2.10 billion in cash and $4.09 billion in debt, with a net cash position of -$1.99 billion or -$17.91 per share.

Cash & Cash Equivalents 2.10B
Total Debt 4.09B
Net Cash -1.99B
Net Cash Per Share -$17.91
Equity (Book Value) 3.55B
Book Value Per Share 31.81
Working Capital -13.43B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -$476.66 million and capital expenditures -$91.06 million, giving a free cash flow of -$579.90 million.

Operating Cash Flow -476.66M
Capital Expenditures -91.06M
Depreciation & Amortization n/a
Net Borrowing 149.28M
Free Cash Flow -579.90M
FCF Per Share -$5.22
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 43.91%
Pretax Margin 45.73%
Profit Margin 35.92%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of $1.71, which amounts to a dividend yield of 2.94%.

Dividend Per Share $1.71
Dividend Yield 2.94%
Dividend Growth (YoY) 80.00%
Years of Dividend Growth n/a
Payout Ratio 31.81%
Buyback Yield 2.39%
Shareholder Yield 5.33%
Earnings Yield 9.28%
FCF Yield -9.00%
Dividend Details

Analyst Forecast

The average price target for IFS is $64.77, which is 11.42% higher than the current price. The consensus rating is "Buy".

Price Target $64.77
Price Target Difference 11.42%
Analyst Consensus Buy
Analyst Count 3
Revenue Growth Forecast (3Y) 16.55%
EPS Growth Forecast (3Y) 13.24%
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 2